Loading...
You are here:  Home  >  After Approval  >  Current Article

How long after receiving my first monthly check, will I get my Social Security Disability back pay?

By   /   875 Comments

Learn about processing times for Social Security Disability back pay, factors that can delay it, and tips on how to speed up payment.

social-security-disability-back-pay-2

Watch the Video: "How long after receiving my first monthly check, will I get my Social Security Disability back pay?"

Social Security Disability Back Pay and Ongoing Monthly Benefits

How you begin to receive your Social Security Disability benefits varies depending on several factors. Sometimes a person’s first payment will include all back pay through the prior calendar month and will then be followed by regular monthly benefits. At other times, Social Security has to do additional calculations before back benefits can be paid, and the Administration will start your regular monthly checks before releasing your Social Security Disability back pay.

Delays in Back Pay Due to Other Benefits

The most common reason for a lapse of time between your getting your first monthly benefit, if it comes first, and getting your disability back pay is that the Social Security Administration needs to calculate your Social Security disability benefit considering other benefits you are eligible to receive, such as workers compensation, government pension or Supplemental Security Income. For more information about how workers compensation affects Social Security Disability payment amounts, see our article “Can I Get Workers Compensation and Also Get Social Security Disability?” If you are eligible for Supplemental Security Income, also called SSI, and you received your SSI back pay before your Social Security back pay, your Social Security must be reduced by the amount of SSI you received for the same months that you are eligible to get Social Security. For more information about SSI, please visit our article “What Is Supplemental Security Income and How Is It Different from Social Security Disability?”

Speeding Up Payment of Social Security Disability Back Pay

Calculation and release of back benefits may be speeded up by providing everything the Social Security Administration has asked for, including documentation related to your workers compensation, government pension, and Supplemental Security Income claims. If you have received any type of workers compensation or have a workers compensation claim pending, give Social Security a copy of all the workers comp determination letters you have received. If Social Security is waiting for information directly from your workers comp insurer, you might check with Social Security to see if they have received everything they need and, if not, follow up with workers compensation to get it.

If you did not apply for SSI or you received an SSI denial letter, it is a good idea to contact Social Security about the reason your back benefits have not been released and, if they indicate it is due to calculating the SSI offset, let them know that you either did not apply for or were denied SSI and request release of payment.

If the Social Security Administration says they have what they need and they are working on it, it can be helpful to inquire when they expect to complete their processing and then follow up if you have not received your Social Security Disability back pay by that date.

    Print       Email

875 Comments

  1. Kelly Reals says:

    Yes…I am on SSI and SSD…I am suppose to be getting back pay, that has been owed to me for many years!!…Can you Please Check on the status for me Thanks…Kelly

    • Kay Derochie says:

      Dear Kelly,

      I am glad you have been approved for SSI and SSD. The Disability Advisor cannot access your personal Social Security record. I suggest that you call either your local Social Security office, where you applied for benefits, if you have the number. If not, you can call the national phone service number at 800-772-1213 and ask for the status of your back pay and whether they can provide an estimate of the amount.

      Best regards,
      Kay

      • paul hicks says:

        i was awarded ssd. i originally applied back in 2006. the 3 time I was awarded my ssd also i was awarded ssi, I received a payment of$1800. will I receive any back pay from SS for my disability if so when my first SS check is due in February .I was told i will only receive my ssi through march I believe. will my back pay start then. Thank You Paul H

        • Kay Derochie says:

          Dear Paul,

          Social Security Disability (SSD) back pay will be paid from the later of twelve months before your application that was approved in appeal and the sixth full calendar month of disability. The SSD back pay will be reduced by SSI back pay paid for the same period. When the SSD retroactive benefits are paid is not dependent upon termination of SSI. It is not always true, but it seems as iF SSD back pay is being paid a few weeks to a couple months after the first monthly check. (I am surmising that your SSI will be terminating because your February SSD, which will be paid in March is above the SSI income limit.)

          Sincerely,

          Kay

      • Rob Allen says:

        I was finally awarded by a judge to recieve SSD on Jan 16th. A month has passed and here I am still waiting to recieve something, anything. I am down to nothing and basically surviving by pawning personal belongings to borrowing money, for which I owe a lot to different people. My question really is. I was not asked what form of payment I would recieve my disability. I do not have a bank account because I do not have a dime to my name. Will they automatically send my payment by this Express Card? Do I have to sign up for it? I mean I don’t want to delay the process any longer since it has been almost 3 years now from when I first applied. How does this work if you do not have a bank account? No one has contacted me about any of it. I’m just worried once they do get around to actually sending me something that I will be asked to sign up for a card or provide information which in turn will slow this hidious process down even more. What do I do?

        • Kay Derochie says:

          Dear Rob,

          The guideline for receiving a decision after a hearing is sixty days, though it can take longer. You can try contacting Social Security to set up a DirectExpress debit card with the Treasury Department, but I doubt that they will do it until you receive a hearing approval. To allow time for your computer record to be updated with the hearing decision, wait about five days after you receive an approval letter and then contact Social Security by calling either your local office or the call center at 1-800-772-1213 and request information about setting up the debit card. So that you can plan, I should mention that it can take a couple weeks to a couple months or more to get your payments started, depending on whether you also have a Supplemental Security Income (SSI) claim or workers compensation payment and on workloads in the office at the time.

          Sincerely,

          Kay

        • L.S. says:

          I’d call the your local social security office and let them know you were awarded ssd and ask them if you need to do anything else. My attorney had me call them the day I got my letter in the mail. I know how ya feel….. I’m in the same boat…. been broke way too long. The gal at the local office signed me up for the direct express card to get me started until I can open a bank account

          • Kemika Harris says:

            Hello Kay I called my local office to inquire about my ssd back pay the worker was really rude n sent me into anxiety mode so I just really hung up. But I call the other number for the call center one worker says she will send an email to contact me about information about my back pay and after a month passes I call again another worker was like she see it but it has no release date and I will just have to wait on itis there any way to contact the processing center by e-mail or I just have to wait. I don’t understand how someone get a payment in two weeks and I’m still waiting since October of 2013.

          • Kay Derochie says:

            Dear Kemika,

            It’s hard to see every factor that determines why one claim is paid faster than another. If you also had a Supplemental Security Income (SSI) claim or were screened for it and got a letter saying your income or resources were too high to qualify, I suggest that you visit your local office and them to double check that the payment center has received notification that the SSI claim is resolved.

            Sincerely,

            Kay

        • Heather says:

          Rob, I had my hearing on Jan 7th, and JUST got my letter last week. Each time I called, I got told different time frames. This last time I was told up to 4 months to get a decision and then up to another 2 months to process and begin getting payments after that.

      • Dan says:

        Hi Kay I was cut off three years ago. I got a favorable decision in January after all this time after I had Two Back Surgeries. They keep saying its at payment Center and I got a letter stating that I received a favorable decision. How long does it take to get my SSD payments started again. I just had a minor stroke and have neuropathy in my legs. Is there a way to speed this up.

        • Kay Derochie says:

          Dear Dan,

          It can take ninety days or so after the decision went to the payment center to get payment started. If it has been that long, I suggest asking the local office to follow up for you.

          Sincerely,

          Kay

    • brian says:

      Hi I.am eighteen and I stopped receiving my child benefits because they thought I graduated but I still have one year of high school left. They told me to reapply during the beginning of the school year so we did. Will I receive back pay for the months they took social security off me?

      • Kay Derochie says:

        Dear Brian,

        You can receive benefits through the month before you turn nineteen or the month before you leave high school, whichever is sooner. If you have been a student continuously since you turned eighteen except for normal vacation periods, your benefits should be reinstated retroactively to when they stopped. An exception might be if you have siblings who are receiving children’s benefits and they received a higher benefit because you did not.

        Best regards,

        Kay

      • Angie says:

        My ex-husband just received a lump sum from his ssi disability claim. We have 3 children together,,will my children receive a lump sum also? He was never ordered to pay child support because he’s been fighting for his ssi, but in our divorce papers it says he was to pay 50% of everything they needed and has only paid about $100 all together on all 3 in the past 6 years. Also will ssi contact me or will I have to call them for my children?

        • Kay Derochie says:

          Dear Angie,

          If your ex-husband has been awarded SSI–as you said–which is Supplemental Security Income, no benefits are payable to your children. On the other hand, if your ex-husband was awarded Social Security Disability (SSD) and his benefit is high enough, then dependent benefits will also be payable for his children. If the Social Security Administration does not contact you within about a week, contact them with your husband’s Social Security number and say that you want to apply to be representative payee for your children and get their payments started.

          Child support is a separate issue, governed by the court that ruled on child support originally.

          Best regards,

          Kay

          • ada says:

            Im supposed to receive my first ssi installment payment in May but I want to know what happens if I moved from Florida to Pa before then.

          • Kay Derochie says:

            Dear Ada,

            Because installment payments are for past periods of time, moving should not affect the installment payment. Just be sure that you notify Social Security as soon as you move so that they can review your living arrangements (which means who pays for your shelter and food–you or someone else) and determine your ongoing eligibility and payment amount.

            Sincerely,

            Kay

    • Peggy Johnson says:

      So frustrating. I was told back payment would be received last week. I should have realized these are the same people that sent a letter to my old address after I gave them the new address 4 times,, also don’t bother calling me for phone appointments they set up. The money is to be used to get brakes on my car. So Christmas will be sitting here with no food because I have no way to go food shopping

      • Kay Derochie says:

        Dear Peggy,

        Apologies for the late response. Our site has had a software problem, which is now resolved.

        I hope by now that you have received your back pay. If not, I recommend going to your Social Security office to find out whether funds were actually sent and, if so, where–to an address, a bank account, or a DirectExpress card.

        Best regards,

        Kay

        • Justin Currin says:

          Kay,

          I was wondering, I got approved the first time applying for SSDI, and it only took 7 months. I just got my award letter in the mail July 19th, and I called asking when to expect my back pay. They said that my lawyer has already been paid, they’ve determined that I’m not getting SSI, and that they had sent off something to the IRS to confirm that I don’t owe back taxes or child support (which I don’t). I called the local office, and the man I spoke to said I should receive my back pay in 10-14 days. Does that sound right? I get a different answer everytime I call. Thanks

          • Kay Derochie says:

            Dear Justin,

            Back pay has been running much slower than that, but perhaps the amount due is for a relatively short period of time and thus can be authorized more quickly. If it comes in a couple weeks, please let us know.

            Thanks,

            Kay

    • William says:

      If I’ve just received my SSD back payment and deposited it into a bank account; how much of it can/will D.S.S garnish after I notify them about my change of income?

      • Kay Derochie says:

        Dear William,

        Any garnishment would occur before you are paid. Typically Social Security Disability (SSD) is not garnished for welfare assistance from the state; only SSI is garnished. This does not, however, relieve you of the responsibility to repay D.S.S. I suggest double-checking that no funds were withheld from your SSD to repay D.S.S. Then contact D.S.S. to find out how much your need to repay of their assistance to you while you waited for your SSD claim to be approved. Not only will you be complying with your agreement but your repayment will replenish the state coffers to help the next person who is in the position you were in.

        Sincerely,

        Kay

    • Melissa says:

      Can you tell me why I did not get my check this month?

      • Kay Derochie says:

        Dear Melissa,

        You need to contact the Social Security Administration to find out why you did not receive a check.

        Sincerely,

        Kay

    • timothy says:

      i won my ssdi case back in april of 2014 this is aug still waiting for my back pay every time i call ss they till me in aweek or two ihave call them 4 times tell me adefferent story every time how long do you think before i get it

      • Kay Derochie says:

        Dear Timothy,

        Release of Social Security Disability (SSDI) back pay is often taking three months after the first monthly check is paid. Unfortunately, there is not much you or the local office can do other than wait.

        Sincerely,
        Kay

  2. Jesse David Amlin says:

    Hi . Can you give me an idea how long of.a wait im looking at after winning an apeal? I.was collecting bennifits and had a review vo horribly wrong. Appealed the decision and won ive collected 2monthly bennifits (partial both months) but no backpay. At the s.s. office on two occasions i was told it would be a week or two before.that happened. Its been 2 months. Also they are taking $100 amonth for an overpayment. Why? They owe me over $8000 and yet take 100out of a 800 check? Thats crazy! . Ive been homeless and living on the street zince last august because of the wrongfull termination of bennifits.this seemz really unfair. Alzo i wS told if i officially inquire about whats going on with my back pay that would yeremoveme from my place in line and slow down the process. Also told the same thing if i write my congressman! What kinda manipulation is this?! Basicly i feel like they are saying there are two things i can do.about it, “like it and nothing”! I am angry ! My partial monthly deposit isnt enough to geg a place toy live. Ive been living on the streets just shy of a year now.and slowly life gets worse out here. Its impossible to maintain anything living like this. I have lost everything i owned (literaly). NOW I UNDERSTAND WHAT MOTIVATES PEOPLE TO BLOW UP GOVERNMENT OFFICES!!!!! Please help!!!!!!!

    • Kay Derochie says:

      Dear Jesse,

      How frustrating! You do not say why there is delay in back benefits or whether you are actually overpaid or that is an error. You might ask if they are waiting for any information or documents from you are any other party or the issue is internal. If they need outside information, you could assist in getting it. If not and if you have an attorney, I suggest that you have your attorney follow up. If you don’t have an attorney, you can certainly contact a congress person for assistance.

      Good luck!

      Kay

      • Vicki says:

        Did you honestly just ask a person living on the streets if they have an attorney?
        People just don’t understand what ” no money” really is. Right now, after 28 years of work, I have no income. Zero. I almost have to laugh when people ask me to send them things overnight or certified mail. No money means not one cent. No phone, computer at the library, no utilities. And what? You think we keep an attorney on retainer right by our BMW at the city dump?

        • Kay Derochie says:

          Dear Vicki,

          I am sorry if you were offended. Social Security attorneys do not require retainers. They get paid only if you are approved for benefits.

          Sincerely,

          Kay

          • Kelly says:

            I think SS Attorneys take your money too and why are they not free since we paid for SSI our whole lives. Honestly my ex is on SSI and SSD, SSD took child support he did not even owe, his ex turned in an old order that he was behind. He has gotten one check for 700 or so dollars since he has been disabled May 20th , really this is a good system he has worked all his life and has no phone, no computer , no home soon , really SSD your messed up in Ohio. I want to know how you can pursue a claim against the ex for filing false information to the courts, oddly she got all his back pay on false information.

          • Kay Derochie says:

            Dear Kelly,

            Apologies for the delayed response. Our website has had a software problem, which is now resolved.

            I suggest that your boyfriend get the correct or corrected child support order from the court and present it to the Social Security Administration. If they have paid the money out incorrectly, it is possible (not certain) that they may be able to reimburse your boyfriend.

            To clarify, if your boyfriend paid for health insurance and the premium was withheld from his Social Security benefits, then the coverage he has is Medicare and not Medicaid. The card is a permanent card, not one that is issued every month. If he has unpaid medical bills for the past months for which he paid the Medicare premium, he can contact the medical providers with his Medicare number and have them bill Medicare.

            As a point of clarification, “Social Security attorneys” are not employees of the Social Security Administration and, therefore, are not paid by the government. When your boyfriend hired the attorney, he contracted to pay the attorney from his retroactive benefits, if approved. Social Security withheld benefits to pay the attorney, as directed by the contract your boyfriend signed.

        • Lynne says:

          My husband has had multiple back surgeries and we have tried everything possible to make him not be in so much pain. After during our research on ssdi we filed for his disability after working non stop for 35+ years. Even though every indication says he should not be denied, we went through an attorney only being paid after his award. We felt it was worth the cost to not miss or mistakenly miss something thus causing us additional months, possibly years in appeals. We are currently living off my unemployment and we can not take the chance of delaying his ssdi that he has worked all his life paying into.

          • Kay Derochie says:

            Dear Lynne,

            Did you intend to ask a question or are you simply sharing your experience?

            Best regards,

            Kay

      • Roceeda says:

        Hi, I have revived ssi since 2003 and they stopped it in 2013 after I turned 18. I got ssi for ADHD and I appealed the case. I just had my appeal two weeks ago but now I have server depression and I have been hospitalized and see docs and counseling for it. How likey am I to get aproved for my sever depression ?.

        • Kay Derochie says:

          Dear Roceeda,

          Apologies for the delayed response. Our site has had a software problem, which is now resolved.

          Whether or not you are approved for disablity benefits will depend on whether your conditions limit you from working. Be sure that the examiner at the Disability Determination Services has your hospital admission and discharge summaries and a report from the mental health professionals who have treated you since your hospitalization.

          Sincerely,

          Kay

          • mike says:

            I was approved for ssdi only in jan 2014. onset day mar 2008. I was born march 6th but they have my checks schedualed for the 3rd of each month. I don’t understand why. I don’t receive ssi or railroad. neighter do i have child uppirt or garnishment. i wonder why. i also received a notice of award todoy 3-31-2014 with no backpay listed. they say that they are orking on that. please can you answer the question of why im on the 3rd instead of the second wednsday.

          • Kay Derochie says:

            Dear Mike,

            Before so many people were receiving Social Security benefits, everyone received benefits on the 3rd of the month; those that did, continue to do so. For efficiency in computer processing, now all people born in the first week of the month also get their checks on the 3rd.

            Sincerely,

            Kay

      • Terry says:

        I was told the same thing. Was awarded over 8000.00 in November and here it is Feb. Went to office and was told if I inquired why it was taking so long . “They would get mad and put my name at the bottom of the list” This is our government workers hard at work? It’s more like grade school games. I’m so frustrated. I don;t know what to do.

        • Kay Derochie says:

          Dear Terry,

          That is a rather astounding response. I personally have never encountered such a situation.

          Sincerely,

          Kay

          • dee brown says:

            I was awarded my payment after being turned down 2 already on feb,20014 since 2011. Ive had my ph interview got my debit sent to my house, here it is april 1st still no money on that f card.. I have bills, my son need things he is getting bigger and eating more. I have no money my parents struggling and tryin there best to help me out..im grown and feel like a scrub..not cool at all..and everytime a call the office about my rewarded money they tell me its alot of ppl they have take care and that it will be some time..may afew wks or even some month..wth is she the only person working? That what it look like..they nd to higher some ppl who want to help ppl and understang poor ppl situation..

          • Kay Derochie says:

            Dear Dee,

            Understaffing of Social Security offices is one major cause of delays in getting claims medically reviewed and claims processed for payment. The agency has a budget given to them by the federal government. They cannot hire more people without an increase in their budget, which would be up to Congress to approve.

            Sincerely,

            Kay

  3. Jesse David Amlin says:

    I do not know why there is a delay .they are not in need of.any information.and i only owe about $200 more twards the overpayment..well at this point i believe it is only $37.oo i owe now . .o

    • Kay Derochie says:

      Dear Jesse,

      Good to hear that your overpayment is nearly repaid. Hopefully, you will get your back pay soon.

      Kay

    • Kelly says:

      It is sad the way SSD AND SSI are run my boyfriend has a bad heart , and really cant take the stress of it all. He has no income and has submitted all his paperwork, then welfare or SSI says he has to pay $582.00 a month for healthcare for 2 years which is deducted from the 700 or so he gets from SSI, mind you they have not forgotten to deduct money but Medicaid never sent the medical card until the last two days of the month pay $582.00 for what?? really?

      • Kay Derochie says:

        Dear Kelly,

        Please see my response of a few minutes ago.

        Thanks,

        Kay

        • Kelly says:

          So how is my boyfriend supposed to collect the child support taken from SSD that he did not owe, oddly he was ordered to pay 0 from May 2013 as he was disabled and had no income, he had a hearing on Dec 12th and the ex was told at that time she was in contempt of court for lying but now child support sent a new letter asking for payments from his employer he has not even worked for since his 5th stent surgery, If Child support in error garnished his SSD which should be about 1200 a month he has only received $735.00 a month who is going to tell Child support to give him back his money mind you he did not owe it. Will Child support send the order they appear to be confused even after the magistrate ordered 0 pay his ex is getting the child support on top of SSD payments to his daughter .

          • Kay Derochie says:

            Dear Kelly,

            I do not know how your boyfriend will straighten out the child support issue. If the Social Security Adminstration followed a court order, they may not be responsible for incorrect garnisments and disbursements. I wish I could be more helpful, but it sounds as if your boyfriend needs legal advice from someone who specializes in family law.

            Sincerely,

            Kay

  4. Jesse David Amlin says:

    get my local congressman i my local congressman involved that would take me out of my place in line for payment and delay it even longer. My pay is contacted the numerous times and they cannot tell him why it is taking so lon.

    • Kay Derochie says:

      Dear Jesse,

      It sounds as if you have done everything you can. Hopefully, the payment will arrive soon.

      Kay

      • julie bowen says:

        i did not know how to contact you but how do you find out who your congressman is when dealing with disability benefit payment for back pay??? I live in gwinnett county Georgia

        • Kay Derochie says:

          Dear Julie,

          Contact your county clerk in the county recorders or elections office. They can give you the name and contact information for the congressman representing your area.

          Sincerely,

          Kay

  5. Tracy Epps says:

    My grandson gets disability he has already got one of his back payments they said he would get it again in 6 months and July is the 6 month do you know what days they will send the payments out

    • Kay Derochie says:

      Dear Tracy,

      Installment payment of retroactive (back) pay may not be paid on the same schedule as his regular monthly checks–if he was approved for ongoing payment. He can contact the Social Security Administration (SSA) and they should be able to tell him the day of the month the installment will be paid. If you are his representative payee and receive his Social Security benefit in his behalf, SSA will give you the information. If it is not convenient to go into the office, your grandson could call Social Security’s toll-free number, which is 1-800-772-1213. (Plan to spend some time doing this because there is often a long wait on hold.)

      Best regards,

      Kay

  6. Kelly Lee says:

    Hello! I recently received a full favor ruling from the adjudication judge. The date of the app was May 1, 2009, so I expect a decent amount in backpay. My question is this: My husband (though we are not technically married, but hand lived together for over ten years) collected unemployment benefits from January 2009-January 2010. Will this count as incom?? The amount as only $701 poor month

    • Kay Derochie says:

      Dear Kelly,

      You do not say whether you were approved for Social Security Disability (SSD) benefits or for Supplemental Security Income (SSI) or whether you live in a “common law” state. If you were approved for SSD, your partner’s (or husband’s) unemployment benefits will not affect your Social Security. If you were approved for SSI benefits and you are live in a state that recognizes common law marriages and considers the man you live with to be your husband, then part of his unemployment may count in determining your SSI payments. If you live in a state that does not recognize common law marriages, then your partner’s unemployment will have no impact on your SSI.

      Regards,
      Kay

      • sheila hill says:

        can you file bankruspy on a past debt owed to VA cause SS worker kept her on benfits til her SS benfits was aproved,n now has a lil backpay on her SSDI,cause she no longer on ssi, n now back on deceaseded ssdi widowers benfits his SSDI and her SSDi

        • Kay Derochie says:

          Dear Sheila,

          You need to check with a bankruptcy lawyer regarding whether a VA debt can be discharged through bankruptcy.

          Sincerely,

          Kay

  7. Paul says:

    Is it true that by contacting your congressman loses your place in line for your pay out? I have had my congressman involved in my case for months now? I just received my letter stating I am getting my SSDI 100% June 25th. Online it shows my first monthly payment will be Aug? Which will help get a few things taken care of but not get me back in my home yet.

    Also my son was living at home till Oct last year when he turned 19 will I get back payment on a dependent till he moved out or not? I was told my disability began Aug 2010 and my son turned 18 in 2011. Or will I have to apply for it separately?

    I had applied for SSI will they send one check for both back payments? I know the award letter stated it could take 60 days to figure the SSI.
    My wife gets SSI now I know they sent her back pay in 3 installments will my SSI be broke down the same way?

    • Kay Derochie says:

      Dear Paul,

      You raise several questions.

      First, I am not sure that contacting a congress person slows down processing. It is likely it takes it out of regular processing, but that may not mean it is slowed down.

      Your SSI and SSDI back payments will be paid separately.

      Whether or not your SSI back pay is sent in installments depends on the total amount due you.

      Your son will be eligible for Social Security Dependent benefits through the month before his 18th birthday or through the month before his 19th birthday if he was still in high school at that time. His benefits will be paid directly to him because he is now over 18. He should contact the Social Security Administration (SSA) to show his birth certificate and provide any other information they need to issue the payment.

      You mention that your wife receives SSI. SSI law requires her to apply for all other benefits she can get, including wife’s benefits on your earnings records now that you have been approved for Social Security. Therefore, she needs to contact the Social Security Administration as well about presenting her marriage certificate to receive benefits.

      If you listed a spouse and child on your application, SSA will contact you or your wife and son to ask for needed documents and information; however, they can speed up the process by contacting SSA themselves.

      Best regards,

      Kay

      • Sean says:

        Hello Kay,

        I was recently approved for SSDI. I have dependent children under the age of 18. I have not been asked (yet) for their birth certificates.

        Does one automatically receive benefits for minor dependent children? Or is this something that has to be applied for separately?

        Thank you,
        Sean

        • Kay Derochie says:

          Dear Sean,

          Processing of the children’s claim occurs after your payments are started. If you listed your children on your application, then your application was an application for them. You would, however, have to submit their birth certificates and complete payee papers to receive their benefits. If you did not list the children or not sure whether you did, you should be in touch with Social Security to be sure they know you have dependents.

          Sincerely,

          Kay

  8. Betty says:

    Yes i am to receive my backpay in Aug, 2013 could you tell me when i may expect this backpay…Thank you..

    • Kay Derochie says:

      Dear Betty,

      Back pay can be paid any day of the month, as soon as it is authorized, so it is not predictable.

      Best regards,

      Kay

  9. Robert Aasand says:

    Back in May I was awarded back pay for 13 months of disability. On June 27 of 2013 I discovered it went to an old bank account, On June 28 of 2013 I went to my SS office and gave them the correct bank info, it was sent HIGH PRIORITY, which I was told it would take 24 hours for the Treasury dept. to recieve, then 72 hours later I would have it, then last week I was told it could take up to 15-21 days for it to be re-issued to my correct bank. What is the correct answer, and is there a phone number that I can talk to somebody directly at the treasury dept. that I can get a real answer as to when it will actually be sent to my bank.

    • Kay Derochie says:

      Dear Robert,

      It sounds as if you received incorrect information in your first contact with the Social Security Administration. The second estimate of fifteen to twenty-one days is more accurate and it may take longer than that. Unfortunately, there is no public phone number for you to contact the Treasury Department directly.

      If you have online banking set up on your account, you can check your account daily to watch for the deposit.

      Best regards,

      Kay

  10. Susan says:

    My son was approved for SSI and has gotten it for two months now, however he is owed backpay for 24 months. When asked what the delay is they just say “pending” and in the mean time the lawyer still has not been paid. Is this the usual delay?
    Very frustrating to say the least

    • Kay Derochie says:

      Dear Susan,

      Sometimes the reason for delay is simply too much work for the amount of staff. That said, I suggest that you inquire again and ask if they are waiting for anything from your son or any other party. If there is, you can see that the Social Security office gets what they need and perhaps speed up the process.

      Best,

      Kay

  11. Barnett Serchuk says:

    I recently spoke to a SS rep on the phone. I wasn’t sure if I was going to make over the allotted $15,210 per year. But since I was not sure I was told to stay with the amount I said, and if it should change, call them.

    Yesterday I received a letter stating that my check for July 2013 will be received around August 28. I don’t understand. I have been receiving checks since February. Does this mean I do not get a check for this June. I am very confused.

    • Kay Derochie says:

      Dear Barnett,

      My guess is that the Social Security Administration (SSA) re-entered an estimate of under the earnings limit and that generated a letter. If so, then you are likely getting a payment for June. You can call SSA at 1-800-772-1213 and ask whether a June payment is scheduled–or–you can wait a few days and find out on your usual check day. If you decide to wait and don’t get payment, contact SSA right away for an explanation and to be sure an error has not been made.

      Kay

  12. Victor says:

    I received finally first of monthly today from SSDI but where is mine totals backpay? since january 2013? should I contract to SSA or wait few days? let me know thanks

    • Kay Derochie says:

      Dear Victor,

      A month has passed since you got your first monthly check. If you have not received your back pay by now, it is appropriate to contact Social Security. When you do, ask what they are waiting for, in case it is something you can provide or help get.

      Regards,

      Kay

  13. Michael Knight says:

    I was approved for SSD on July 8th.

    I just received my first check on Aug 28th.

    Prior to receiving the first check, I called SSA 3 times as to see if there is a consistency with my following question:

    “When will you send me the back pay?”

    Two said between 45 and 60 days from the date of approval July 8th.

    One said 6 weeks from the date of approval July 8th..which equivocates to about 45 days.

    One said up to 60 days AFTER THE FIRST PAYMENT.

    What is the correct answer?

    • Kay Derochie says:

      Dear Michael (Knight),

      As odd as it may sound, they are all correct. They all express between roughly 45 to 60 days after the first check (although the first two responders didn’t think to specifically say after the first check), which is the usual time for most claims.

      Kay

  14. Helen says:

    Dear Kay

    Big Problem ..hope you can answer this question.
    I was injured from my job in 2010 ..From Jan of 2011 until Oct of 2012 I received Worker comp benefits . I also applied for SSDI In aug of 2011.
    Long story short I was awarded from SSDI IN may of 2013.
    I received a back paycheck good sum.Now SSDI claims they over paid me and asking for it back which now I only have half of it.Why because I received Worker Comp.I know 3 other older employees who were injured received WC Receive large lum ssdi back pay and never had to payback..so confused
    thank you so kindly
    Helen

    • Kay Derochie says:

      Dear Helen,

      It is correct that there is a limit to the amount of Social Security and Worker’s Compensation you can receive for the same months. The income from the two benefits combined cannot exceed 80% of your “average earnings” as defined by the Social Security Administration. If you were paid SSDI back pay and Social Security did not factor in the workers comp you received, including lump sum payments and in some cases permanent disability payments, then it would be correct that you are overpaid. To be sure that the overpayment amount is correct, you can ask Social Security to provide the workers comp payment amount and months and the average earnings they used in their calculations, just to be sure they used the right information.

      I can’t comment on the SSDI received by the other people you refer to other than to say that perhaps an error was made in their cases or that they did not have overlapping months or that their total workers comp and SSDI was below 80% of their average earnings.

      Best regards,

      Kay

      • Helen says:

        Thank you Kay

      • Helen says:

        Dear Kay
        One more question since I only have half of the award left is there an over payment waiver form I can feel out??or payment plan how does this work???
        Helen

        • Kay Derochie says:

          Hello Helen,

          Typically, there is no waiver of repayment of an SSDI overpayment. If you return the amount that you still have of the overpaid amount, you should be able to arrange a repayment plan in which a certain amount is withheld from your check each month. Having a clear idea of your expenses should be helpful in arranging a reasonable plan.

          Kay

  15. gloria j says:

    I applied for ssd and ssi in 2010 and recently went for alj hearing, I was approved fully favorable, wont get benefits for 2010 because I earn too much money they said, but approved for 2011 January, my son was 17 and a senior in high school that year, is he elgible for dependent benefits, for the time they approved me.

    • Kay Derochie says:

      Dear Gloria,

      Your son will be eligible for benefits up through the month before he turned eighteen, if he didn’t get married before then. Benefits will stop with the month before his eighteenth birthday, unless he is disabled. If he is disabled, he can apply for disabled adult child’s benefits for age eighteen and following. Benefits payable to him will be paid directly to him because he is now over age eighteen.

      Best,

      Kay

  16. MICHAEL BOWSER says:

    Dear Kay,

    My situation is somewhat backward. I received my back pay in one lump sum via check, however, there was no other information, no invoice or anything stating how they arrived at that amount or what dates it was paying out for, just the check in the envelope. Is this normal?

    Also, I do not know when my monthly benefits will start or how much to expect. I assume that the monthly payments will start next month, but I cannot seem to find any information as to how they will arrive. I would love to set up direct deposit if that’s an option, but again, I can’t find any information on this topic anywhere. Can you help me out?

    Thank you in advance for your assistance!

    Cordially,
    Mike Bowser Jr

    • MICHAEL BOWSER says:

      Never mind, I was able to find all of the information that I was looking for on the http://www.ssa.gov/myaccount/ website. Thank you though!

      • Kay Derochie says:

        Dear Michael (Bowser),

        I am glad that you were able to locate the information you needed.

        Kay

        • tracy says:

          My son’s father applied for disability in 2002. he was finally approved in 2010. although i am still married to my oldest childrens father, we was separated 14yrs before i ever concieved my son. i knew his biological father had applied for social security before i was ever pregnant. after i got pregnant me and his biological father separated and he moved to another state. after my son was born i tried to apply for benefits from his father even though i had none of his personnal information and the social security office said there was nothing i could do until his father started recieving benefits. Luckily after his father started recieving his benefits he called me and gave me all his information so i could file a claim for our son. we had to go through all the establishing paternity process and ruling out my husband as the father. it went to court and the Judge made a fully favorable decision-life Claim on my son. his fathers on-set date is 2002 and my son was born 2006. will he get backpay from the time he was born? they set his monthly payments at 488 whick i havent started recieving yet. however they deposited only 1800 dollars into my account just a few days ago. i filed my claim in oct 2011 for my sons benefits. his other son got all his backpay. shouldnt my son also? Please tell me what i should do.

          • Kay Derochie says:

            Dear Tracy,

            Apologies for the delayed response. Our website has had a software problem, which is now resolved.

            Dependents benefits are paid based on the family maximum. Because the family maximum was already paid out, your son may not be able to get full retroactivity. (Social Security would have to take back money from one son to give it to another and regulations may not allow for that.) It appears that Social Security may have reduced the amount being paid to your son’s father’s other son as soon as you got a favorable decision from the judge and are paying your son retroactive to that adjustment. Another possibility is that your son is being paid some retroactive benefits from before the other child was born.

            To get an understanding of your son’s eligiblity, I suggest that you contact Social Security to clarify the months for which your son is being paid and how Social Security determined the other months were not payable. (Note that even if other children had not been involved, the earliest date for which benefits could have been paid to your son would have been October 2010, twelve months before you filed the application.)

            Sincerely,

            Kay

            You do not say whether the other dependent son is older or younger than your son. If the other child was born after September

  17. Alan Black says:

    Hi, I received a letter stating I had been approved for medical reasons but no determination had been made on non medical reasons. The decision would be made soon. Told me not to call or appeal until I received the second letter. Also was told I was determined to be eligible only as of Feb. of 2013 instead of my original claim. Then, a few days later I received a check for close to the amount I was told would be my monthly payment. No letter or anything else, just a check. Although happy to get this because It’s imperative to my financial situation, I am wondering why I never got a second letter. Was it not needed because they determined I was eligible? I am seeing comments from others about overpayments. What is an over payment? I mean, why would there be an over payment to anyone? In fact the monthly amount sent to me was actually about 65 dollars less than I was told it would be if approved. I have been denied SSI and no other factors should delay my back pay, which is approved for a much shorter time than should be but need this terribly for bills! (Of course…) Should I expect a letter regarding back pay or is it possible they could come back to me and say the check sent to me (one months SSD) was not supposed to be sent? The money is gone! Used it for bills. Just curious because I never received that second letter. The whole process is a bit confusing. Why would they send a check if I was not officially approved. Sorry for so many questions but hoping you can help.
    Thanks!

    • Kay Derochie says:

      Dear Alan,

      Getting benefits started can be a bit confusing. You bring up several issues.

      You don’t say how long ago you got the apparently monthly payment. Sometimes payment goes out a week or two before the explanatory letter. If it has been longer than that, then contact the Social Security Administration (SSA) for an explanation.

      Second, and very important, if you disagree with the month they found you disabled (and, therefore, the month benefits are starting), you should appeal before the 60 day appeal period is up or you will lose your right to appeal. (Keep in mind that the first five full calendar months of disability are not covered with payment.)

      Yes, you should get a letter explaining back pay. Again, the payment may come before the letter.

      Lastly, you ask how an overpayment can occur. It can occur if SSA does not have information that would affect their decision or calculations. Occasionally, though not often, it could occur through clerical error. Either way, repayment would be required. If you have answered all questions on your application honestly and have reported any workers compensation or pensions related to work for a public entity, and all your work activity, then it is unlikely you will be overpaid.

      Hopefully, everything will be squared away for you soon.

      Kay

  18. Holly ends levy says:

    I have been told that I will not receive any back playas there is a 5 month holding time. I am confused as everyonei know receives back pay when there condition began immediately upon leaving their job. Can you explain to me in a way I will understand? ex. Onset date was 4/13 and approval date is 10/13.

    • Kay Derochie says:

      Dear Holly,

      Social Security law starts payments for the sixth full calender month after disability begins; that is, there is a five-month unpaid waiting period for which no benefits are payable. You became disabled in February, so your five-month waiting period is March through September. It is correct that your benefits will begin for October (actually, October 1); however, benefits are paid in the month following the month for which they are due, so you will receive your first check (for October) in November.

      Sincerely,

      Kay

  19. Regina Wood says:

    I had a hearing with the ALD judge and waiting on a letter from them, but my question is how far do they pay you up to in back pay? Is it till the day they approve you? and after being approved how long does it take to get any money your back pay or your monthly money started coming in? I had my hearing July 2nd and still waiting on a letter on the decision, I am in Michigan, is Michigan one of the more slower over whelmed states? Please help me out just thought I would have heard something by now

    Sincerely,
    Regina Wood

    • Kay Derochie says:

      Dear Regina,

      Administrative law judges have the guideline to render decisions within sixty days of the hearing, but it does not always happen. (I do not know whether Michigan is especially backlogged.) If you are approved, you will receive an approval decision from the hearings office, which will notify your local Social Security office at the same time. The Social Security office will contact you if they need anything else from you to start payment. It can take up to sixty days for the first payment to go out. You can call the hearings office and ask the status of your claim decision.

      If you retroactive benefits are paid first, the payment will include payment through the month before the month the payment is processes. For example, if your payment was processed in November 2013, it would cover through October 2013, assuming that you did not recover from your disability before that time. (If you get a monthly payment before the back pay, then the back payment will cover up to the month of your first monthly benefit.

      Best regards,

      Kay

  20. Regina Wood says:

    Is there a way you can check your status online about your decision or money? Or do you have to call, I was on one site they said you can check online, but need your confirmation number from your application, I don’t have a confirmation number though, so is there a way to check my status online, if so please tell me where and how

    Sincerely,
    Regina Wood

    • Kay Derochie says:

      Dear Regina,

      Could you provide a bit more information, so I can supply an answer? Did you file your application online? Are you still waiting for a decision?

      Thank you.

      Kay

  21. Justin says:

    Hello,

    I was awarded a fully favorable decision in April 2013 and received my first check in May. I have been waiting on my backpay since then and just learned that SSA had held up my backpay due to a clerical error with my SSI application. They said I was approved medically and they forgot to re-evaluate my application. This was 2 weeks ago. I wanted to speed this along in order to get my backpay faster, so I went down to my local SS office and signed a Cancellation of SSI application. Since it would not have benefited me to continue with the Application Process, they granted it and sent me the Approval of Cancellation letter. I asked the lady helping me if there was anything else holding up my BackPay and she said, “No”. My question is… “How much longer do you think I will have to wait for my BackPay?” I signed the Cancellation on the 23 and received the Approval letter Sep. 3, but it was dated Aug. 30th. Hope these dates help. Thanks.

    • Kay Derochie says:

      Dear Justin,

      I would expect that you would receive your back pay within a week from now. (Check your bank account daily.) If you do not, once again contact your local office.

      Best,

      Kay

  22. jessica says:

    Dear Kay, I received my fully favorable decision about a month ago. It has been two years since I’ve been disabled and did a dire need. I still have not heard anything about my back pay or benefits and when I call they say just wait. Is there anyway to speed this up? I’m loosing my home and cannot get medications.

    • Kay Derochie says:

      Dear Jessica,

      I suggest that you contact the person with whom you filed the application (or if you filed online contact a claims–not service–representative in your servicing office, and nicely let him or her know that you are on the verge of losing your home and ask them to help get payment out to you. If you are told they can’t do anything, nicely ask to speak the office supervisor. If the supervisor isn’t helpful, ask to speak to the manager. Also be sure to find out if they are waiting for anything from you or anyone outside their office, so that you can help get what is needed.

      In the meantime, I suggest that you also contact your mortgage holder and show them a copy of your Social Security approval letter, telling them that you will be receiving nearly two year’s back pay and will be able to catch up your mortgage. Tell them Social Security will be getting the payment out within a month or six weeks.

      Regarding your medications, sometimes pharmaceutical companies will provide free medications. Investigate this possibility either online on the pharmaceutical company’s website or through your doctor. Also, several large pharmacies like Walgreen, Rite Aid, and Walmart sell 30 pills for $4, if the medication is a generic.

      I hope everything works out for you.

      Kay

  23. Karen says:

    I applied for SSDI a year and a half ago. The disability onset date was nearly a year before that. I finally have a hearing scheduled for September 16th. My guess, because of my prior income and the waiting period, is that I will be receiving in the upper range of monthly benefits, perhaps as much as $2,000. I’m trying to figure out about how much I may be receiving in back benefits. As far as I can tell, I may be owed almost two years in back/retroactive benefits, which would be quite a bit of money – about $46,000. Does this make sense? Does anyone ever receive back benefits that substantial, or do they generally find some reason that you shouldn’t receive them? My case is considered dire need. Are they likely to pay this in partial payments?

    I owe so much because of these delays. It would be horrible to have to keep my creditors waiting that I should pay as soon as I receive the back benefits. I am in such trouble financially. I can’t even pay this month’s rent. I will even lose my electricity and phone by the end of the month. If I don’t get some kind of benefit payment within a week of the hearing, I’m also likely to face eviction for the second time during this process as well. I just don’t think I could take facing a sheriff’s lockout again. This really is a crisis. I honestly don’t think I’m ever going to fully recover from this delay, personally or financially. I just need some clue as to what I can expect. They won’t tell me a thing.

    Any information would be helpful. I mean, should I bring documentation of this crisis to the hearing? They already have documentation of the earlier eviction. I don’t know what they’d need to see, if it would even help. Frankly, this uncertainty is almost as bad as the delay itself.

    • Kay Derochie says:

      Dear Karen,

      Yes, people do receive retroactive benefits reaching such large amounts. If you are approved for benefits, you will receive benefits for all months starting with your sixth full calendar month of disability. The month of disability is determined by Social Security and will be part of the administrative law judge’s decision. Typically, retroactive SSDI is not paid in installments. (Supplemental Security Income (SSI), on the other hand, is paid in installments if the amount is large.)

      Sincerely,

      Kay

      • Karen says:

        Thank you. That helps. Is there anything I should bring with me to the hearing to show that this is now an even more critical situation? For example, if I get a pre-eviction “three-day notice” should I bring it? Even if I do, will it help, since my claim is already considered “dire need?” That is, will the claim already be processed as quickly as possible without any new information? Is there anything I can say at the hearing that might help get their determination recorded and a payment issued more quickly? It would be nice not to have to face eviction for the second time.

        • Kay Derochie says:

          Dear Karen,

          Thank you for your additional inquiry. My apologies, somehow I didn’t see the second question in your prior communication.

          Occasionally, a judge will rule verbally at a hearing, but more often the decision is made after the hearing and can take up to sixty days or longer. Even if the judge tells you at the hearing that he or she is going to find you disabled, the Social Security Administration will not take action to pay you until the judge sends them a copy of your approval letter. At that point it can take several weeks longer to actually have payment started.

          You can, of course, inform the judge (and Social Security if you are approved)about your dire financial circumstances and show them a copy of an eviction notice if you receive one. It may or may not speed up the decision on your case or payment of benefits. Yet, nothing ventured, nothing gained.

          I realize this is not good news; but, hopefully, your knowing a more likely time frame for getting a payment (if approved) will help you plan and make decisions.

          One last thought: If you do not already have an attorney representing you at the hearing, I suggest that you communicate with a Social Security attorney right away to see if there is still time for the attorney to review your case and help you at the hearing. You can easily reach a qualified Social Security lawyer by calling the Disability Advisor at 1-888-393-1010 and telling them that your hearing is on September 16 and you need to talk to an attorney right away.

          Best wishes,

          Kay

          • Karen says:

            I have an attorney who is seemingly unwilling to take any steps to do what he perceives as pushing to expedite even the decision or any subsequent payment processing. I simply will not be made homeless by these unconscionable delays, and if this doesn’t happen by the end of this month, that is precisely what will happen. I’m just not going to face another sheriff’s lockout. I get the feeling they are faced with so many dire situations, many worse than mine, that they are immune to them.

            This is so wrong, Kay.

          • Kay Derochie says:

            Dear Karen,

            I am sorry to hear about your plight.

            Kay

      • Karen says:

        Hi Kay,

        I’m so sorry to bother you with another question. When I applied for SSDI, I didn’t have a bank account. I do now. My hearing is next week and I am hopeful to be receiving benefits quickly after that. Should I call Social Security now to update my bank account information or should I do that online? How long will it take for them to verify the account? I can’t stand even a single day’s delay if there is something I can do to avoid it, so I’m not sure which is faster: calling or updating the information online.

  24. jasheem says:

    Hi. Last month on the 17th I was told to fax my lease to the social security office. I was a few days late so they stopped my check. When i got in contact with my case worker she said she had recieve my paper and began to process my check again. Does that mean I’m still getting a check for the month of September because I am yet to receive one and can’t get in contact with my case worker

    • Kay Derochie says:

      Dear Jasheem,

      It sounds as if you are receiving SSI benefits. If that is so, then if you qualify for the month of September, you should receive payment for the month, even though the payment is late. If it has been over ten days since you provided the lease, I suggest you contact your claims representative again.

      Kay

  25. Tiffany says:

    Hey Kay i see were you say ass only pays for your 6th full month of disability so what is done about the five months you were disable and unable to work???

    • Kay Derochie says:

      Dear Tiffany,

      The unpaid five months is a benefit waiting period. When Congress passed the law to create Social Security Disability benefits, they created a benefit program for individuals who had longer-term disability, that is, for individuals disabled longer than a year. This means that to be approved you have to have been disabled for twelve months or have to be expected to be disabled for twelve months. Although I don’t know for sure, it is possible that Congress created the five-month waiting period because it would be easier to tell whether a person was going to be disabled for twelve months after five months had passed.

      If you are in financial need, you might find assistance through your state or county social services. Some states have cash assistance for disabled persons while they are waiting for a Social Security application to be processed. Other assistance programs for which you might qualify are the Supplemental Nutrition Assistance Program (SNAP), formerly called food stamps or energy assistance to pay your heating bill. Your local social services office would have more information. And, of course, check with your employer regarding possible sick pay or short-term disability benefits through your employment.

      Best regards,

      Kay

      • Nicole O says:

        Hello Kay,

        I actually went down to my local office yesterday and was shut out and said their was nothing anyone could do because of the government shut down. That in the local office I do not fall into the category of things they can help with. I asked if the processing center had the same guidelines as them I was told they didn’t know and was unwilling to find out cause again I did not fall into the category of things they will help on. I called the national call center and basically got the same thing. I asked for the number to my local office and the supervisor to my case worker who did the initial interview to which I was told I could not have again do to the shut down. I am banging my head up against a wall. Is there in fact a loop hole of some kind that I can physically call the processing center to simply ask if they can process my issue with the shut down in place and if so what is the real time of estimated completion of such things??
        Thank you in advance for your replys!

        • Kay Derochie says:

          Dear Nicole,

          Well, that’s not good news. I think that all you can do is follow the news for when the shut down ends and then go in again when all the employees are back in place. Private individuals cannot call the processing center, which is not open to the public. I do not know whether under normal conditions the local office can do so. I do know that they usually communicate electronically as they have for you so far. Right now, it sounds as if, because the local office has already followed up to the processing center, they won’t address it again during the shut down.

          I wish I could be more encouraging.

          Kay

        • John P. Winant says:

          I have been approved by JUDGE my question is on back pay. First, my wife has been on ssi for 6 yrs and got approval 10/16 for ssi ,do I receive 710 a month for the last 27 months, also getting V.A. Benefits of 129 a month, plus my Lawyer gets 25%. I feel I may end up with nothing but couple benefit of 1033 a month. I have slot of bills too pay , being married seems to be a penalty

          • Kay Derochie says:

            Dear John,

            SSI benefits for a married couple who are both either disabled or over age sixty-five and have no countable income are $1,066 a month total for both people, which is less per person than the $710 paid for a single person with no countable income. The underlying idea is that two can live more cheaply than one because there is only one housing cost to pay whether one or two people live under the roof. For example, if you and your wife were eligible for $1,066 per month, you would each receive a monthly payment of $533.

            It is likely that your VA benefit will reduce your and your wife’s SSI benefit because SSI (Supplemental Security Income) is intended to supplement other income rather than duplicate it.

            With regard to your back pay, The Social Security Administration will pay you the difference between the amount you and your wife were eligible as a cuple in past months going back to the date your eligibility starts. They will then pay you the difference between what the two of you were eligible to receive and the amount your wife has already been paid for those months, less the amount owed to your attorney, which will be 25% of your back pay or $6,000, whichever is less.

            Sincerely,

            Kay

  26. Jonathan Martin says:

    Hi, I filed for disability on april 1 of this year. I was awarded benifits on April 27th. I still haven’t recieved my 1st check which is due later this month. Will I recieve any back pay? My disability began on Feb 28th of this year. Thanks for your help!

    Jon

    • Kay Derochie says:

      Dear Jonathan,

      Thank you for your inquiry.

      You will not receive any back pay because the first five full calendar months of disability are not paid. Because you became disabled in February, your five-month unpaid waiting period runs from March through July. The check you receive in September is for October. The check you receive in October will be for September, and so on.

      Best regards,

      Kay

  27. Laurie says:

    Hello, thank you in advance for your time. I was approved for SSDI in March, received first payment in June. I received one payment of SSI in March after approval. Onset date of disability is Feb 2011. I called re: my backpay and the local office said my payment just finished in the offset department (Baltimore processing center) and is in the next department (can’t remember dept name). It’s been 30 days since that call and I’m wondering if you might know the department in question and also how long after processing through offset until payment is released? Just spoke to another man at local office today and he said he had no information and I’d get it when I get it. So frustrating. Thank you again.

    • Kay Derochie says:

      Dear Laurie,

      It is hard to predict how long it will take for the next step to take place to release your payment; however, the answer you just received from the local office is not satisfactory. I suggest calling again. If you still get a “who knows” answer, ask to speak to a supervisor and then request that an inquiry be made because thirty days have passed since you were told the SSI offset action had been completed. Also, ask how long before you will receive a reply to the inquiry they make on your behalf.

      Sincerely,

      Kay

  28. Laurie says:

    Thank you so much for the response. I will let you know how things go.

  29. Rose says:

    Dear Kay,

    My question is regarding the document processing acceptance. I had to mail in my dr. reports because none of my Dr’s replied to SSDI’s request of records. So last week I sent them in to my case worker by certified mail and have record it was received but every time I call and speak with my intake worker he says he hasn’t received the reports. All of the paper work I sent in has my name , case #, social and ATT: Mr. ****. How long does it take for the paper work to get into the hands of the intake worker from when it gets received in the mail room ? He keeps telling me ” call tomorrow” and he’s completely professional and is not bothered at all. He states I cannot bring him the paperwork because the office is not open to the public. He says I cannot email it either . This office is local to me and only took 1 day to get there. Any advice is appreciated.

    • Kay Derochie says:

      Dear Rose,

      Please clarify a point for me so that I can answer your question.

      You refer to a case worker and an intake worker. I am assuming that one of the people is your Social Security claims representative in your Social Security office and one is the claims examiner in the state’s Disability Determining Services. I am uncertain to whom and to where you mailed the records and to whom you spoke. Once you clarify for me, I will see if I can offer any suggestions.

      Thank you.

      Kay

  30. Rose says:

    Kay,

    Thank you for your response . It is the state’s Disability Determining Services Examiner. I misspoke in my 1st inquiry. It is only him.

    • Kay Derochie says:

      Dear Rose,

      Thank you for the clarification.

      Your records may go through a electronic imaging or other entry process before they are forwarded to the examiner. I suggest that you call the examiner again in a week. If he hasn’t received the records as his desk, ask him to check with whatever department he is supposed to get them from after they are received in the office and get back to you. If you can read the signature of the person who received them, give him that person’s name.

      Best regards,

      Kay

  31. Leah says:

    Hi, I’m hoping that you can help me. I was called yesterday and told I was approved for ssdi, I went into the office today and was also told that I qualify for ssi. Do you know when I should receive my first payment for both? Thank you so much for your help!

    Leah

    • Kay Derochie says:

      Dear Leah,

      It is a bit hard to predict how long it will take your office to process your claims. Did you have an interview while you were at the office in which you provided an update on your income, resources, and living arrangements?

      Kay

  32. Shiea says:

    Hi Kay,

    I had a hearing with the ALJ judge. He denied me my benefits. So I went to the appeals conceal which is the next step. How likely am I to be approved for my benefits? It’s been about 5 months of waiting for a decision. How long is that process also?

    • Kay Derochie says:

      Dear Shea,

      Unfortunately, only a very small percentage of claims that are denied at a hearing are approved when they are appealed to the appeals council. It does happen, but not frequently. If your condition has worsened since you filed your claim, you could file a new application claiming a disability date after the date of the hearing decision. (This would be processed at the same time as the appeals council reviews your original claim.) This is only appropriate if you are still insured for Social Security Disability on that date. If you have an attorney, I recommend that you consult with him or her to determine whether to file a new application.

      To answer your second question, it can take up to two years to get an appeals council decision.

      Sincerely,

      Kay

  33. Shiea says:

    I don’t have an attorney. I’ve been waiting for two years. Do you think I should just do another application but make it the date after my hearing? I’ve tried everything and my condition has worsened. I need my benefits ASAP.

  34. mrsb says:

    I need help I have been applying for ssi for over 8 yrs I got a attorney this year in Feb.I already had my hearing in July I called the social sercurity office last week they said I was denied I received a letter in the mail a few days later saying. This is a very important letter that could affect whether you get supplemental security income. They need the following. It says we will call you on date and time at such number please let us know if the number is wrong. It says we may deny your application if you don’t respond to this request or contact us by this date. If we deny you we will send another letter explain our decision

  35. Shannon says:

    Hi im very confused…last month i applied online for disability…i then receive a letter telling me to complete application for ssi which i did an returned to the Local Ssa office…2 days later i got an informal denial becausr i did not apply for SSI and the exact application…what should i do

    • Kay Derochie says:

      Dear Shannon,

      Here’s what I think the situation is:

      1) Your application for Social Security Disability (SSD) is pending and will be processed.
      2) All the rest of hee Social Security Administration’s (SSA’s) contact with you was their screening to be sure that you didn’t also meet the financial requirements for Supplemental Security Income (SSI), which is a federal public assistance program for disabled and senior persons.

      That said, I suggest that you contact your Social Security office to be sure that my assessment is correct and that your SSD application is still on track and being processed.

      Sincerely,

      Kay

  36. Angel says:

    Hi. I had a hearing with alj mid Aug 2013 & got an approval for ssdi from 2/2012. What is the likelihood that i will get my backpay before my regular monthly payments?

    • Kay Derochie says:

      Dear Angel,

      If you applied for Supplemental Security Income (SSI) or have received workers compensation (WC), you will most likely get a current monthly benefit before you get your back pay. If SSI and WC are not involved, you might get your back pay first.

      Best regards,

      Kay

  37. Monica says:

    Last year I was told that I needed to inquire about why my child disability payments stopped in 2008. I did inquire and am due back a big back payment. I was sent some of it and was told I will receive more in about six months. My landlord is selling the home we live in and we don’t have the money to move. I recently got approved for a mobile home, but will need a down payment. I don’t have the down payment and the back payment will truly help us from being homeless. Can I write someone to get some of the back payment so that we will have a place to live?

    Monica

    • Kay Derochie says:

      Dear Monica,

      If you live near a Social Security office, I suggest that you go to the office and explain your situation. Talk with a supervisor if necessary. There may be an exception that will allow you to receive the next installment early. If you cannot get into an office, then I suggest that you call and once again ask to speak with a supervisor who might have the authority to authorize early release of payment. If that fails, you might try contacting your congressman’s office–though it is a long shot that they can help.

      I hope you are able to obtain the payment.

      Kay

  38. Cindy says:

    I have applied for disability. I had my phone application in. April of 2013. I had one job for 3 weeks in 2012 and quit due to my disability because I couldn’t do it. The lady at the local SSA office told me she was going to put that down as a failed work attempt and back date it to the last job I had which was 2011. My question is….will I get back pay from November of 2011 til the day I am approved or from the date of application until I am approved? I hired an attorney before I even filed anything at all and he says it could be either one.

    • Kay Derochie says:

      Dear Cindy,

      You do not say directly when you became disabled. If Social Security determines that you became disabled in November 2011–and, it is likely that the three weeks work in 2012 will be treated as an unsuccessful work attempt–your first month of benefits will be paid for the month of May 2012, after the unpaid five-month waiting period. (Social Security benefits can be paid retroactively for up to twelve months prior to the month of application, so if you became disabled in November 2011, you applied just in time not to lose any benefits.)

      Sincerely,

      Kay

  39. Philip says:

    I am 19 years old, I was given a phone interview last week in which they told me I was gonna get a 1 time large lumpsum check sincei was underrage when my mother was disabled, they said I was approved and I gave them my bank info, any idea when that check will come?

    • Kay Derochie says:

      Dear Philip,

      It is likely that you will receive the payment within two to six weeks. I suggest checking your bank account every couple days.

      Kay

      • Philip says:

        Even if she told me that it’s going to be sent out within the next week and i’ll be getting a receipt in the mail?

        • Kay Derochie says:

          Dear Philip,

          The time frame I suggested represents the usual range of processing time. If your representative said that the payment will be sent out next week, then it probably will.

          Best regards,

          Kay

  40. plstew says:

    I have a question.my online benefits statement says i will start receiving ssdi DEC.18 but it doesn’t say anything ab out back pay.i was wondering if I’ll receive back pay or not? Is it true i can receive back pay 12 months prior to my application?

    • Kay Derochie says:

      Dear Sheila,

      Because of the advance date of the first payment, it appears that you are not eligible for any retroactive pay. I am deducing that you became disabled in May 2013 and that your benefits are starting in November (which is paid in December) after the five-month, unpaid waiting period, which would run from June 2013 through October 2013 assuming you became disabled in May. If you became disabled before May 2013, then you need to inquire about why benefits are not starting until December (for November).

      Sincerely,

      Kay

  41. plstew says:

    Thanks! If i have a child do he have to wait till or after December to receive benefits?

    • Kay Derochie says:

      Dear Sheila,

      Yes, your child will be eligible for the same months as you are. If you declared your child on your application, Social Security should be in touch with you to provide a bit more information to get the child’s benefits started; or if your child is in someone else’s care, then Social Security will usually contact that person to apply to receive your child’s benefits and to use the money to care for your child. If you did not mention your child on your application, you need to let Social Security know right away.

      Kay

  42. plstew says:

    Thanks! The information you provided is very helpful.have a blessed day.

  43. Andrew says:

    I was medically Discharged from the army due to injuring my back. I first applied for disability 2 years ago, been denied 3 times and am finally receiving my chance to go before a judge. I have been drawling unemployment for 6 months, they told me they were going to go back 2 years on my disability.. My question is if I get it do I know longer receive unemployment? Or do they take what I have already been given from unemployment and subtract it from what my back pay would be ?? I’m very confused on how this works.. If someone could give me some guidance or answers I’d appreciate it

    • Kay Derochie says:

      Dear Andrew,

      Please clarify for me whether your claim is for Social Security Disability or Supplemental Security Income (SSI) so that I can respond.

      Thank you,

      Kay

      • Andrew says:

        Social security disability

        • Kay Derochie says:

          Andrew,

          It looks as if your posting was incomplete or cut off. If you have a question, please be back in touch.

          • Andrew says:

            U asked if I was trying for Ssi or social security disability and I’m going before a judge to get my social security disability. Just needed answers to my above post

          • Kay Derochie says:

            Dear Andrew,

            Thanks for the clarification.

            Unemployment does not affect the amount of Social Security that you can receive, so you will not have a reduction in Social Security for the unemployment benefits. However, there can be a sort of discrepancy between getting unemployment benefits and Social Security Disability for the same period in the sense that to be eligible for unemployment, you must be able to work and be looking for work. In contrast, in applying for Social Security Disability, you are saying that you can not work and earn more than $1,040 a year. The two are not completely incompatible, because you may have been looking for work and may have been able to work part-time earning less than the Social Security limit.

            I hope this is helpful.

            Kay

  44. laura k says:

    Can anyone tell me what it means if it says “One time Payment” and is the amount that was deposited in my account? Does it mean that is all I am getting of my back pay because a work comp settlement in Oct. of 2011 or is it something else. My account page has two different amounts between the same payment but it is literally only seven bucks or so.
    As of yet, I have not received anything but the approval letter but nothing showing all their insane calculations, LOL.
    Thanks.

    • Kay Derochie says:

      Dear Laura,

      Please clarify for me where you see “one-time payment”–in your bank statement or in a letter from Social Security? Also, please clarify where you are seeing two different amounts that are $7 different and do they each have the same date? Once I have this information, I will try to help.

      As far as your question about workers compensation offset, if you received workers comp, including a settlement, it is correct that your back pay would likely be reduced because of the worker’s comp. Ongoing benefits will not be reduced if worker’s comp (including proration of a settlement) is not still overlapping with Social Security. The Social Security Administration usually does not send a detail of their calculations. They just tell you the facts they were based on. If you agree with the facts, they expect you to trust their calculations. (I would be nice to see how every month was calculated, wouldn’t it.

      Sincerely,

      Kay

    • chonita elmore says:

      I applied for social security disability in March of 2013 I got a call from as requesting 2013 statements from my job also from Unemployment but haven’t received anything saying I was denied but my case was pending Now they say wait for a letter what does this mean SINCERELY WAITING WAITING PATIENTLY

      • Kay Derochie says:

        Dear Chonita,

        If you did not work after the date you are claiming your disability began, the requests for documents may mean that you are being approved and that they need your 2013 wage statements to give you this year’s work credits for Social Security (SSD) to establish that you are insured and the unemployment information to calculate SSI benefits. That said, we can’t be sure.

        One additional note: if your work statements include sick pay or vacation pay for periods after your disability began and the stubs don’t clearly show the kind of pay, you need to let Social Security know that you were not working in those periods.

        Regards,

        Kay

  45. Jasna says:

    Hi,
    I applied for ssdi on June 6,2013. I am still awaiting a decision. I became disabled on November 27, 2011 that is the date that I stopped working. I was receiving unemployment benefits from December of 2011 until June of 2013. If I get approved for ssdi will I receive back pay from the date I became disabled even though I was receiving unemployment during that period? I also have a 17 year old son, will this affect his benefits? Thank you!

    • Kay Derochie says:

      Dear Jasna,

      If Social Security approves you with a November 27, 2011 disability date, your benefits will begin to accrue June 2012 because back pay is limited to the twelve months before the month of application. Your son’s dependent’s benefits would also begin June 2012. Receiving unemployment does not affect payment calculations.

      Best regards,

      Kay

  46. Anthony says:

    I read on the MySSA website that I was approved for SSDI a couple days ago…how long before I recieve the official notice in the mail. Website says my first payment will be Oct 9th 2013.

    • Kay Derochie says:

      Dear Anthony,

      You must have been glad to see that you have been approved. You may even get your first payment before you get the approval letter in the mail.

      Kay

      • Anthony says:

        Yes Kay, I was even happier that I won at reconsideration phase given the low percentage of wins at that level. I did leg work to gather VA files that they conveniently missed; seeing how they had obtained files on either side of pertinent issues and dates from my jacket.

  47. Lisa Randall says:

    I was approved for Supplemental Security Income and received an award letter stating my monthly benefit amount and back pay amounts from April 2013 to September 2013. I was also told I would receive via telephone two other checks once my general assistance was paid back to the county. I am having problems logging on to my account website. Please help

  48. Joann says:

    I was approved for ssdi at the beginning of this month I was told I so many different things I called last week the rep.said my award letter should come on the 24th of this month and my first check would be here on the first and my backpack should come on the second I call yesterday to give a bank info and I was told there was no date I’m confused….

    • Kay Derochie says:

      Dear Joan,

      It does sound confusing. If the first representative you spoke with was the claims representative handling your claim and he or she asked for your account number, that may be the more reliable information. If you spoke with someone different in the second call, it may have been a service representative, who would not have the exact processing schedule of each claim in the office, and responded based on information on the computer base. (A payment date likely would not show until your bank information was entered by the claims representative.) All my comments, however, are just an educated guess. Fortunately, the dates you were given are coming up soon. If you do not get the payments on the first and second, I suggest calling your claims representative, to follow up. (Not getting the letter on the 24th doesn’t necessarily mean that the payments won’t arrive when indicated.)

      Best regards,

      Kay

  49. Joann says:

    Thks so much:)

  50. Karen says:

    Hi Kay,

    My claims for Disability and SSI were fully approved last Tuesday. I went to my local Social Security Office to ask about getting an emergency check to pay my (late) rent. They were kind enough to do that, letting me know that the amount would be subtracted from my back benefits, which is fine. In that discussion, they determined that my SSDI income would be so high that I would not qualify for SSI, so they had me withdraw my claim for SSI. My question is this: how long will it be before I receive my first benefit payment and back benefits. SSI would have been the only other calculation Social Security would have had to check on, so now that they know that my claim for SSI has been withdrawn, might this process be a bit faster? Also, I’m told that hearing reversals are given higher priority in payment processing. What can you tell me about that? I realize it’s been less than a week, but I am about to lose my phone service and other services if I don’t pay quickly, as in this coming week. They do have my correct direct deposit information. Is there some step I should take to make sure they know about the withdrawal of the SSI claim? Is there anything else I can do to speed things up?

    • Karen says:

      Quick note: I did receive my disability determination letter in the mail today! Yea! It says that I was determined to be disabled as of 09/2010. I didn’t apply for Disability until March 2012. The local office seemed to think back benefits would be paid all the way from September 2010 (or October) until now. I thought it would only be five months back from March 2012, but now I’m not sure. Which is more likely to be correct?

      • Kay Derochie says:

        Dear Karen,

        Glad to hear you were approved!

        If you applied in March 2012 and became disabled in September 2010, benefits will begin in March 2011. There is a maximum payable of twelve months retroactive pay and a five-calendar-month, unpaid waiting period. Coincidentally, both rules result in payment beginning for March 2011. (I think that the Social Security office was trying to say that you would be paid based on your September 2010 disability date.)

        Best regards,

        Kay

    • Kay Derochie says:

      Dear Karen,

      How good that you were able to get an advance to pay your rent!

      Having withdrawn your SSI claim should speed up the release of your retroactive claim. I suggest checking your bank account activity every day or two. If you do not receive payment in ten days, recontact Social Security and ask to speak to the claims representative who is handling your SSDI claim to get a status and a time frame.

      Till you get payment, I suggest that you call the phone company and the other services and explain that you have been approved for Social Security Disability benefits and that you should have a check within two weeks. Ask them to extend your time to pay. Most organizations will give you some more time. If you are declined, ask to speak to a supervisor and emphasize that you are disabled and need their service and that you will get back pay that you can use to catch up your bills. Also, of course, communicate with your landlord, if you don’t have the rent check by the lst.

      Good luck!

      Kay

  51. bradley robinson says:

    Yes I recently had a car accident in June 19 around that time I applied for Ssi ssd my wife gets Ssi but now that we are me tried they said that they would have to pay us as a merried couple and said that he would receive 1,085 if he’s approved will he get back pay from June to the time hes approved til now and how much

    • Kay Derochie says:

      Dear Bradley,

      You should receive SSI retroactively in an amount equal to the difference between the amount your wife was eligible for and the amount both of you are eligible for as a disabled couple.

      If you are also eligible for Social Security (SSD) for the same period, the SSD will be reduced by the amount of the SSI you were eligible to receive. (This reduction may be more than you actually receive for back months because your wife has been overpaid (as an individual) in the months for which you became eligible. She is eligible in those months for only half of a couple rate, not a full individual rate. Social Security collects her overpayment by paying you less than half of the couple rate for past months, but they may count the amount you were eligible for before the overpayment collection in calculating the offset.) In the future, you will each get the same amount of SSI–half of the couple rate.)

      Sincerely,

      Kay

      • bradley robinson says:

        So with my wife getting 710 month you don’t think that I will get ba ck pay or I will but when I applied for it we weren’t merried yet but I was just wanting to know and I was told that if I’m approved for ssd that we can get checks for our two children is that possible or not I have a evaluation coming up on the 3rd how long will it take for me to hear or receive payments

        • Kay Derochie says:

          Dear Bradley,

          For any month you are eligible for SSI and are not married, you will paid as an individual. For any month you are married, you and your wife will be paid the couple amount, including for back months that you were married. You will be paid back pay for any month you are eligible for it, but Social Security won’t pay you double back pay–both SSD and SSI–for the same months.

          If you are eligible for SSD and your benefit is high enough your qualifying children will receive Social Security dependents benefit.

          I cannot predict exactly when you will receive a decision as to whether you are eligible for benefits. Usual processing times run from two to five months from the date of application.

          Best regards,

          Kay

  52. Susan says:

    Hi Kay, I just got my 1st monthly SSI check. I have around $30,000 owed me in backpay. Now I get the letter saying it will take a year and a half to pay me! I am deeply in debt since becoming disabled over 4 1/2 years ago. I can’t get a used car loan or a home loan because of this dept on my credit report. Why in heavens name could it possibly take so long to receive the money I have worked for? They are collecting the interest off my money! They have all the paperwork they need on me, if not more? This seems so shady, first they try to out live you then they delay for years paying you, this seems illegal. I am sorry I know it’s not your fault but it seems like a scam.

    • Kay Derochie says:

      Dear Susan,

      I can’t be certain, but I think that the Social Security Administration is saying that they are following the law that requires large SSI back payments to be paid in three equal installments. I suggest that you talk with the claims representative to get clarity. If I am right, then make a written request for an exception explaining that you wish to buy a home but cannot because of the debt you incurred while waiting for a decision and that you could do so with a large down payment.

      Best regards,

      Kay

  53. lisa byrd says:

    i was approved in march 2013 for disability i was told my back pay would be released on 9-10-2013. when i call they say they are working on it that its at the processing center can i ever expect to get my back pay

  54. Paul says:

    Hi. Is there any reason for SSI to issue 4 installment payments for backpay? I received my first 2/13 then another 3/13 for housing needs. When June came and ended, I started calling in 7/13 about my third installment and was told it would be in July. Then August. Finally in September I was told if you don’t get your 3rd installment by end of month to come back in. It arrived but was only 2/3 of the balance owed. Now I received a letter saying my next check will be issued in March………….6 months from now! That’s not 3 installments. Help!

    • Kay Derochie says:

      Dear Paul,

      Large amounts of SSI back pay are paid in three installments six months apart. You say that you received an extra payment in March so you could meet housing needs. That would have been an emergency advance on the amount payable in September. It appears to be correct that at this point you have received two-thirds of the back pay. They were late in paying the second installment that was due in August, so you might be able to negotiate having them pay the last installment in February, rather than in March. (Had they paid the second payment in August, the third would have automatically come in February.)

      Sincerely,

      Kay

  55. nicole says:

    I have been waiting on my decision letter from July 25 up till now and I still have not got it do you know how long it will before I will get my decision?

    • Kay Derochie says:

      Dear Nicole,

      Decisions on new Social Security claims can take from two to five months. In the meantime, be sure to watch your mail in case Social Security or your state’s Disability Determining Services (which Social Security uses to make their medical decisions) contacts you for additional information.

      Sincerely,

      Kay

  56. Nancy Mosley says:

    i was just wondering i am supposed to get a backpay check in october is there any possible way i can get it a couple days early due to food situation

    • Kay Derochie says:

      Dear Nancy,

      Your Social Security office may not be able to speed up the processing of your claim, but it never hurts to ask whether they can issue part of your back pay as an advance emergency payment.

      Regards,

      Kay

  57. Mike says:

    I won my disability appeal and will be getting backpay for the last 3 years. This could be a fairly large amount. Two questions: 1) Is it likely that SSA will pay this in partial payments? 2) My wife has been working since I became disabled, and we file our taxes jointly, even though I’ve had no earnings during that time. Does her income during the last 3 years affect my backpay?

    Thanks for your help.

    • Kay Derochie says:

      Dear Mike,

      If your benefit is Social Security Disability (SSD) and not Supplemental Security Income (SSI) your back pay should be paid in a single payment.

      If your benefit is SSD and not SSI, your wife’s income will not affect your back pay or ongoing benefits. (If your benefit is SSI, then her income and the number of dependents in the household that she is supporting will be used in determining your financial eligibility for SSI and in calculating your SSI benefit on a month-by-month basis.)

      Sincerely,

      Kay

  58. Anthony says:

    Does my very first SSDI payment come in a papercheck or on a Direct Express card…seeing how I was never asked about a bank account for direct deposit?

    • Kay Derochie says:

      Dear Anthony,

      If you did not make arrangements for a Direct Express card, then your first payment will be a paper check, which you need to take to the bank to get set up for direct deposit, if you want direct deposit.

      Kay

  59. james braddy says:

    have high blood pressue and dvt-e-mail for time to talk

    • Kay Derochie says:

      Dear James,

      I can answer inquiries with general information via your and my website postings. If you would like to talk to someone about the viability of a Social Security or SSI disability claim for your conditions, I suggest that you call Disability Advisor at 1-888-393-1010. No appointment is needed for a preliminary conversation to connect you with an attorney for legal advice. Neither is there a fee.

      Best regards,

      Kay

  60. Tamera stewart says:

    I was wondering how large of a lump sum back pay is required to be before they split it into 3 payments.
    Also, my daughter was found to be disabled 4/12, and we recieved ssi for her since. I was recently found to be disabled from 6/09. Will her recieving benefits effect mine? And is that possibly why my first check didn’t come when they said it would and my back pay isn’t here?
    I have called ss a few times because each time I am told something completely different (once I was told my award letter has not been drafted although I had it in my hand, and another time told that my attorney has not been paid when he had). Are they going to penalize me for calling those times? I am more confused now than the first time I called, and have yet to have one question answered!

    • Tamera stewart says:

      By the way, I was approved for SSID not SSI. Does this change how back pay is paid or any other part?

    • Kay Derochie says:

      Dear Tamara,

      Back Social Security Disability pay will be paid in a single lump sum. Your daughter receiving SSI should not affect your Social Security benefit amount. If your attorney has been paid, you should have received payment. If you gave bank account information for direct deposit, check your bank account. If you asked for an express card and have the card, then check to see if it has been loaded. A bank should be able to check this for you. If more than 10 days have passed since your attorney received payment and you haven’t received payment, I suggest going into an office (if possible) to get a good answer on what has happened and to find out if they need anything from you for your claim or your daughter’s SSI to initiate payment. (Payment may have been delayed because of the need to recalculate your daughter’s SSI and apply an SSI windfall offset against her Social Security dependent benefits. See below.)

      If your daughter is under age eighteen, her SSI benefit amount will be calculated based in part on the countable income of her parents who are in the same household with her and on how many other children are in the household and whether they have income and what kind. Therefore, your Social Security will be considered in calculating your daughter’s SSI payment amount. Additionally, any Social Security dependents benefits your daughter is eligible for will reduce the amount of SSI in the month that she receives the benefits.This means that her SSI will have to be recalculated for the month in which you and she receiver retroactive Social Security pay and ongoing. It is reasonably likely that she will not be eligible in the month you receive the back pay, so you will likely have to repay that month’s SSI. Ongoing benefits will be determined as described above in any month that family countable resources (assets) are below the allowable amount for her to be eligible. It is reasonably likely that she will not be eligible for SSI for the month in which retroactive benefits are paid and that she will have to repay the SSI she receives for that month.

      If your daughter is age eighteen or older, then only her income will count in determining her SSI eligibility. If she has been found to meet the disabled adult child criteria for dependent Social Security benefits (which are different from SSI disabled child requirements), she would be eligible to receive dependent’s benefits on your record and her Social Security would affect her SSI eligibility and payment amount as described above.

      Sincerely,

      Kay

      Best regards,

      Kay

  61. thelma sykes says:

    WhAt does it, mean when a alj give u a fully favorable decision and then he vacate and reopen it do to earning after your onset date i have gotten a letter saymuch my third check would be now they say they can’tsee aanything on my case as of Tuesday. Can u pls explain

    • Kay Derochie says:

      Dear Thelma,

      I can provide one bit of information. If you worked after the date you claimed disability and the judge did not know about your work, then his decision was based on only partially accurate information. That is why he vacated his decision. A new decision will have to be made that considers your work activity. If your work was substantial gainful activity (SGA),which is usually determined by a certain dollar amount, which in 2013 is $1,040, then you are not considered disabled in that month. How work that is SGA affects your your eligibility for benefits depends on whether you did the work within the first 12 months after the disability date you were claiming or after and also how long you worked at SGA level. If your approval was for SSI, additionally to be eligible in each month, your income must also be below the financial limits. If will likely be a few weeks before this is all sorted out.

      Sincerely,

      Kay

      • lance says:

        if ssi told me i will receive my back pay within ten days ! really how long will it take ?

        • Kay Derochie says:

          Dear Lance,

          If the person who told you is the person handling your case, then you will probably get it within ten days. If it was a service representative looking at the most likely date, then the time frame is less predictable. I’m sorry I can’t be of more help.

          Kay

      • thelma sykes says:

        I told him i work it is on my paper work. I made forty doll.less than the amount. For ten months keeping four boys didn’t matter how many weeks in a month i still receive a check on da third and they say i will receive my back pay in December i return to court on Dec.what do u thin . May happen

        • Kay Derochie says:

          Dear Thelma,

          I would not spend any of the back pay until you have gotten a decision on your hearing. If you spend it and it is found that you were not eligible for it, you would likely have to pay it back.

          Sincerely,

          Kay

  62. Nancy Mosley says:

    I have one more question for you when your on ssi what kind of insurance are you on im on medi-cal and alliance but it doesnt seem to cover much. also can they tell me the day that they send the backpay out. they would not send it early so i will have to survive till the first thanks for your advice

    • Kay Derochie says:

      Dear Nancy,

      Sorry to hear you could not get an advance payment.

      In most states, if you are eligible for SSI, you are also eligible for Medicaid, which in California is probably Medi-Cal; however, what is covered might be different when you are getting coverage because you are on SSI. I suggest checking with the Medi-Cal office to find out if your SSI status changes your coverage.

      Best,

      Kay

  63. Marcus says:

    Hello,

    I have two questions. I’ve been awarded and have been receiving SSDI benefits since Apr 2012. My three children who are all under the age of sixteen receive their own benefits as respectively as a result of my benefit. My wife is employed but she never applied for spousal benefits. Does she qualify for spousal benefits and if she does will she receive back pay that mirrors my original back pay benefit date?

    Thank you in advance for your help

    • Kay Derochie says:

      Dear Marcus,

      If your wife applies for benefits as a young wife (mother with children under sixteen in her care), she probably will not receive benefits because her earnings are too high. She would be approved with benefits in suspense. If your wife were to become unemployed and had applied for young wife’s benefits, then the total amount now paid to your three children would be split among her and the children (one quarter each). There would not be an increase in benefits payable.

      That said, there could be a future advantage to her applying. You do not say how old your wife is or the age of your youngest child, but if you were to die before her and before she turned forty-three and she became disabled after age fifty and within seven years of when she was last entitled on your record because of a child under sixteen in her care (even if she didn’t get checks because of her work) and she hadn’t remarried, she could apply for disabled widow’s benefits, which would be an advantage if the benefit was higher than her own Social Security Disability benefit. I realize that’s a lot of “if’s,” but there are many factors involved.

      Sincerely,

      Kay

  64. Jody says:

    I have been considered disabled sense Jan 15 of 2012 worked had given me a 6 month short term disability whtch turned out not to be long enough and didn’t go back . I applied for ssdi and ssi on may 20 2013 I am still waiting for a decision. I am now three months behind on my rent and of course my landlord has worked wit5h me long enough , I don’t blame him at all. I am now fixing to get evicted I have nowhere to go. I raise my 4 yr old grandson and have had him now for 3 yrs, This don’t look good on my part or for the sake of him. I cant lose him he is my life. Can I speed up this process please help. I have not had any income and things are getting very bad for me.PLEASE HELP,,Any suggestions? Also if I get ssi is my grandson included as a dependant and how many months backpay will I get if approved?

    • Kay Derochie says:

      Dear Jody,

      There is not any way to speed up a decision on your Social Security or SSI claim.

      I do suggest that you contact your state or county health and human services department. Because you have a minor child in your care, he and maybe you may be eligible for aid to families with dependent children. (Please note that the name of the agency and the name of the benefit may be different in your state.) I would talk to the landlord immediately and tell him that you are going to the welfare department to apply for cash assistance for your grandson and ask him to hold off on the eviction until you can get an answer. Tell him that you will update him after you have the appointment and keep him updated until you have a decision and follow through on that promise.

      You may also be eligible for food stamps. If you are already getting food stamps, that office can tell you where to apply for cash assistance. When you do, be sure to tell them that you are three months behind in rent and facing eviction to see if emergency rental assistance might be available. Also, be sure to file a written application. Do not accept a verbal denial.

      As far as getting Social Security dependent’s benefits for your grandson, for him to qualify, both of his parents would have to be either deceased or receiving Social Security or SSI disability themselves–unless you formally adopted him. Then he would qualify as your adopted child.

      I wish you the very best in getting help.

      Kay

      You may be able to get some government or non-profit emergency assistance with the rent also

  65. shaketa says:

    Hi
    I have a question my son is due ssi back pay of like 5,322 dollars in which he has not recieve any of yet an its been over a year now an he’s due an additional 1, 341 for the months of august an september 2013 an I was kind of wondering when should I expect atleast the 1, 341 to come being that they just returned his ssi payments?

    • Kay Derochie says:

      Dear Sheketa,

      Could you please provide a bit more information so I can try to answer your question. First, please explain what you mean when you say “they just returned his SSI payments”? Second, how have you come to know the amount he would receive. Were you told verbally or did you receive an approval letter listing the amounts? Roughly, when did you get this information?

      Thanks,

      Kay

  66. james says:

    how longe do it take for appeals coulise to look over a application

  67. Donovan Brown says:

    So I applied for ssi or w/e it’s called I have aspergerts I’m bip[olar I’m add and I also have something epliceptic or w/e it’s called It said on my paper work they sent said my Disability began july 1 of 2001 does that mean I get back pay or something I’m confused also I haven’t gone to the doctors to get help and I’m just now starting to get help what are my chances of getting ssi please help! :D

    • Kay Derochie says:

      Dear Donovan,

      If you have received notification that you have been found disabled, how much back pay you get depends on the type of disability benefits you applied for. If you applied for Social Security Disability (SSD), either on your own or a parents work record, then you will receive back for months beginning twelve months before you filed your application. If you applied for Supplemental Security Income (SSI) you become eligible for benefits in the month that you applied. If you applied for both, the Social Security Administration will coordinate benefits and offset one against the other so that you don’t get duplicate payment in each month.

      You should have more information about your payment months and amounts from the Social Security Administration within a few weeks.

      Best regards,

      Kay

  68. janice says:

    Hi I got a laytetr for ssdi. Approved and they owe me 12 months of payback I called to ask when id would get it because I owe my kind landlady shes helping me alot but she pays too much for me and I called the nymber but they were mean and said they Must see uf I owe anyone mney before they reslease the money like irs or any gov agincy does anyone no how long I Must wait ? The Lady says its been approvd and I dont owe anyone money except the Dr will they take the money to the Dr? One person told me a month the next said 4 im very Confused please help and thank you

    • Kay Derochie says:

      Dear Janice,

      I am sorry that you had an unpleasant experience when you tried to clarify the status of your back pay.

      Social Security will not withhold money to pay your doctor. You will need to pay the doctor yourself after you receive your benefits. I would think that if you have already gotten a letter saying that you are approved that the one-month time frame would be fairly accurate. However, the partial government shutdown could affect how long it takes, unless payment was already set up for release in the computer before the shutdown began.

      Sincerely,

      Kay

  69. Lisa says:

    I wanted to know how long it takes to get your first check after getting approved my son was awarded ssi I had the final review now I’m wondering how long does it take to get his first ssi check

    • Kay Derochie says:

      Dear Lisa,

      With the government shutdown reducing services in many places, it is hard to say how long it will be before your son receives payment. If all work was done on the claim and payment was set up in the computer system before the shutdown, then there should not be a delay. If not, unfortunately, it will be a wait and see situation.

      Sincerely,

      Kay

  70. Jessica Johnson says:

    I have been approved for SSI and I received a letter in June stating how much back pay I will receive, It is now Oct. My question is how long do they have to get the back pay to me? I have called my social security Representative once a week asking for her to call back but no return calls. When I call the 800 number they say I should have gotten it by now but I need to speak with my representative, just wondering to they have a time limit to get it to me? Thanks Jessica

    • Kay Derochie says:

      Dear Jessica,

      If you have already gotten a letter that includes calculation of your benefit, you should have received the back pay by now. I suggest that you go into your local Social Security office (if it is close enough and you are well enough) and ask to speak to your representative. If she is not available, ask to speak to a supervisor. I recommend taking your approval letter with you and explain that you have left messages once a week and have never gotten a call back and that the call center referred you back to your local office. (Be aware that during the government-funding shut down most Social Security offices are open for at least some services, but your wait might be longer than usual.)

      Sincerely,

      Kay

  71. Nicole O says:

    On Aug. 1, 2013 I added my 3rd child to my Disability he was born in Nov. 2012.. I was told in my interview that it (the interview) was being recorded and I answered all their questions, then I asked mine. I asked what happens to the payments. I was told they would take the amount the children receive and split it 3 ways. That the payments would NOT increase or decrease they will just be split. As of Sept. 2013 my first two children on the case stopped receiving funds. They have been put in deferred status and an over-payment was incurred. Because they went back 6 months for the date of entitlement for C3.. Since then as of Sept. 4 and every week since I have called to get this issue fix. Many calls later i have been told at first that it was processed wrong and it will be fixed. Then I was told no they have the right to go back 6 months. Needless to say NO ONE is on the same page. But many emails have been sent to the processing center to correct the issue because one thing that everyone has agreed on is that they should in fact be in a pay status and not deferred. I do know that it is showing in the system that someone in the processing center does in fact have the file. It is NOT classified as a “back log”. But i cant get anyone to tell me when this will be fixed. What can I do?? It is causing me a great deal of financial hardship. I keep getting it will be done in 2 weeks, give them 2 weeks.. Well we are in the 3rd MONTH with still no results. ????

    • Kay Derochie says:

      Dear Nicole,

      How frustrating! And how difficult to have your family’s source of income interrupted.

      It is correct that the children’s total benefit would now be split among the three children and that some payment adjustments would have to have been made to show your two older children were eligible for less once your third child was added. However, all the computer work should have been done at the same time or possibly within a couple of days to allow overnight computer runs. It sounds as if your local office has been responsive in that they have sent messages to the processing center asking that your children’s claim changes be completed. Unfortunately, they are just about as powerless over the situation as you are. You might ask to talk to a supervisor and ask whether there are any other actions they can possibly take, but I am not hopeful that there are. So sorry!

      Kay

  72. Teresa Biles says:

    After several hearings I finally won my SSI case. The Judge order 2 years back pay. Social Security lady that did my award was nausty and said they would send me a letter on how much I would get for back pay and monthly benefit. I got the Award that said I would get nothing back pay and Nothing for Monthly benefit. The SS lady made several mistakes on my case so when I went to SS office they went ahead and start my monthly checks but said it would have to go back to the judge for my back pay. I asked her would it affect my monthly benefits and she said NO’ it is only for your back pay, I get a Notice of hearing from the Judge for a hearing 80 miles away and it’s not just about my back pay it’s as if I was starting my case over from scratch. I don’t want to go through the thing again. They can have the back pay. So if I asked for it to be dismissed would it cancel my monthly checks

    • Kay Derochie says:

      Dear Teresa,

      It sounds as if you will lose all benefits if you do not attend the hearing.

      Do NOT give up now!

      If you do not have an attorney, you need to get a good Social Security Disability attorney right away. You can reach one quickly by calling Disability Advisor at 1-888-393-1010.You do not have to pay anything up front and you will pay attorney fees only if you are approved for benefits. Social Security law sets the amount your attorney can be paid and the Social Security Administration pays the attorney directly from your retroactive award before sending the balance to you. So, it’s all very easy and risk-free.

      Sincerely,

      Kay

  73. Crystal says:

    Hi I have what seems to be an odd question my mother was approved for her ssd and he back pay for x amount of dollars her first said 750 a month for the back pay and pay each month from the time she applied minus the 5 months waiting period, well her lawyer was paid on sep7th and it was the 25% of said amount well afterwards she got something saying for 18 months since she lived with me due to no income or place that they were only issuing 450 for those months because he ha shelter and food etc that the free stay was a gift and would count as income, so that was the cause for the deduction .. So we are confused because that made a 5000 difference in back pay and so if we want off new figures the lawyer is over paid 1300 almost. But the original letter showed x amount minus the lawyer fee, but the new letter with adjusted living expense Coa I think it said, x amount is her new amount due to her due to the adjustments my question is that first larger figure no longer in play? And if so will that amount they paid the lawyer be now deducted from the new figure swing they have already paid him based on first figures? If so that would be almost 37% of her new figures, she is still waiting. Last thing is that new letter that shows new deductions and new amount to be paid is equal to the same as original amount minus the lawyers fee that he was paid an $88 processing fee and the half month she won’t be paid for ie sept check that they said they will be keeping. So we are quiet confused thank you for your help in advance we are getting no ans trough the ssi department all they say is its being processed ., keep in mind the original letter and based pay for lawyer had no deductions it was for 750 a mth based on back months, the new ha adjustments for back pay months hoeing 450 would be why she would be paid for

    • Kay Derochie says:

      Dear Crystal,

      Your attorney’s fees should be reduced to 25% of the correct amount of your mother’s correct back pay, which is the amount she was due given that you were providing in-kind support and maintenance in the form of free shelter.

      I am unable to understand from your message whether the Social Security Administration agrees that the attorney has been overpaid and they are working to collect the overpayment and send the correct back pay to your mother or not. If they do not, then you need to talk again with the claims representative or an office supervisor.

      In any event, I suggest that you and your mother also contact your mother’s attorney and give him a copy of the revised award letter that shows she was not eligible for the originally calculated amount on which his fee was based. Tell him that you are trying to get Social Security to correct the error and send your mother the correct amount, but they have been slow in doing so. Ask him to contact Social Security to request that the make the correction. (Note that contacting your attorney to give him a heads up that he has been overpaid is a nice courtesy to him as well as possibly a help to your mother, because he needs to know as soon as possible that he has received the wrong amount.)

      The $88 is a processing fee that Social Security charges attorneys for handling direct payment to them and it is typically taken out of their fee.

      I am unable to understand from your message the situation with half of the September check, so I cannot comment.

      I hope you are able to get all this straightened out soon.

      Kay

  74. Teresa Biles says:

    I found out more info. I had an attorney for my case but since I didn,t get back-pay they didn’t get paid and would not help me any futher. It’s sad your already in a low income stadge and they make it impossible for you to get help. The reason the lady at SS said no back pay-No monthly benefits was cause my dad died and that stuff was being held against me as resourcible income. When I took the stuff to S.S and show them the deal that was when they started my monthly checks but since it was past 65 days it would have to go back to the judge for the back pay. I was told today the Judge I am going in front of was VERY STERN, so there is 2 ways it could go, 1. He can just look at the issue at hand. “the backpay” or look at the whole case. Cause it says a Voc Tech will be there as well. I could win or loose if I loose then I loose all and the appeal stuff goes on. 2. I could as to withdrawl my case I would loose the backpay but still get my monthly checks since SS started them before I asked for the appeal. What is that Disability Advisor” I talked to several Attornys and no one would take it, So I am stuck if I take it to court. Plus they are making me go to court 80 miles away. I don’t know what to do, I can;t loose my house. If I loose I loose my monthly, If I withdrawl I will loose back pay but keep my checks. That is my understanding. Please I really need help

    • Kay Derochie says:

      Dear Teresa,

      You have done a really good job of getting clarity about your situation. Congratulations on that!

      You will have to decide what to do, based on what you think is best for you. (The fact that a vocational specialist has been called to attend the meeting is an indication that the judge will probably be evaluating whether you were disabled in at least some period of time.)

      Disablity Advisor is a firm that connects Social Security and SSI claimants with attorneys who practice Social Security Disability law. As you are reading this, you are on Disability Advisor’s website. Should you want to contact them, again their number is 1-888-393-1010. (Attorneys take Social Security and SSI claims only if there is back pay because they get paid for their time only if there is back pay.)

      Sincerely,

      Kay

  75. Teresa Biles says:

    I have 1 more question since I asked for the reconderation hearing and I decided loosing my monthly checks is not worth going after the back-pay and my understanding the forms are basic forms they send everyone. Do you think if I withdrawl my request I would loose my monthly benefits. I will call that number but I am trying to think what to do. It was not long ago the judge approve my case

    • Kay Derochie says:

      Dear Teresa,

      I am responding to you without benefit of reviewing all the correspondence you have received or having been privy to your conversations with the Social Security Administration or the hearings office, so I can’t give you answers. (In your prior message you seemed clear that if you withdrew your appeal, you would still receive your monthly benefits; now you seem unsure.)

      Please communicate with Social Security and the hearing office to be sure of what your status is for monthly benefits if you don’t follow through on the appeal. You do not say how many days you have before the hearing (days to withdraw the appeal). Currently, services in Social Security local offices and hearings offices are limited due to the partial shutdown, so I’m not sure how soon you can get an answer about ongoing payments.

      I do suggest that you review your letters from Social Security to see if any say that you have been approved for ongoing payments or that they are making payments only temporarily until you get a hearing decision. You might also review your appeal papers to see what you said you were appealing. Then I suggest trying to get attorney assistance at least to review the letters and appeal forms with you to help you understand what the situation is about ongoing payments. Perhaps your attorney would be willing to do that small amount.

      Sincerely,

      Kay

  76. Teresa Biles says:

    That number for the Advisory place do they represent you? Or just answer your questions? what are the hours?

    • Kay Derochie says:

      Dear Teresa,

      Disability Advisor provides a service of helping individuals find an attorney who is experienced in Social Security and SSI disability law. When you call Disability Advisor, one of their customer service representatives who will talk with you and, if appropriate, connect you to an attorney with whom you can speak. If you and the attorney both wish, the attorney can then represent you in your Social Security or SSI claim. Their telephone hours are Monday through Friday from 8:00 am to 8:00 pm Eastern time; however, you can call anytime and leave a message requesting a call back during their business hours.

      Sincerely,

      Kay

  77. Crystal W. says:

    Dear Kay,

    I was recently approved for SSD and SSI. I originally applied in April and was approved in September. I was writing because I received a letter today in the mail stating that my supplemental security income disability is in the final stages of processing, but I need to provide proof of income or resource I may have since I first applied for SSI. The letter also stated that when I applied for SSI they explained that they would defer full processing until my medical evidence of my disability was evaluated. The medical evaluation indicated that they should now fully develop my income and resources. What does this letter mean? I am new to all of this and wanted to know and understand why they needed this info, and does it have to do with back pay? I also wanted to know if my SSD would be payed to me before SSI, since it is the final stages of processing? So sorry for the long post, but trying to fully understand the process.

    Thanks,

    Crystal W.

    • Kay Derochie says:

      Dear Crystal,

      Eligibility for SSI is two pronged–you must be disabled according to Social Security law and you must have income and resources (assets) below a certain limit.

      The information you have given me indicates that you have been medically approved for both SSI and Social Security Disability (SSD). SSI financial eligibility and payment amount are determined on a month by month basis. The Social Security Administration (SSA) needs to review with you your income and assets for all months since you filed your application so that they can determine whether you were financially eligible in all months and for what amount. (You will not have to provide information every month in the future–only when you have a change in your situation or once a year, otherwise.)

      Typically, the monthly benefit that is ready to be paid first will be paid first; however, back pay from the two benefits (SSD and SSI) has to be coordinated so that you are not paid double for the same periods. Whichever back pay is paid second will be reduced by the back pay that was paid under the other program.

      Best regards,

      Kay

      • Crystal W. says:

        Dear Kay,

        Thanks for the info. I also wanted to know what documents do I need to submit for proof of income, since I haven’t been working since April (when I first applied)? And will they need my husband’s info, since he has been the only one working? Also, I forgot to tell you that in my letter it states to call the SSA office on a specific date and ask for a specific person. I also have to submit any info 3DY PERC before my scheduled appointment. Is this normal procedure? I know that my SSI is waiting to be processed and released after I submit these documents, but what kind of timeline am I looking at to receive my supplemental security income disability benefits since it’s in the final stages of processing? And will it be just a monthly payment or back pay? I really need to know since medical bills are piling up. Also once my info is submitted how long will it take for SSI payments and back pay? I really thank you for your help and knowledge.

        Thanks,

        Crystal

        • Kay Derochie says:

          Dear Crystal,

          You need to submit documents as requested. All financial factors have to be verified. Income counts for SSI in the month in which it is received, so submit all your paystubs and your husband’s pay stubs for paydays April 2013 continuing.

          You are likely to receive your current monthly SSI check within a week or two of the interview and submission of all the requested documents. It is much harder to predict when you will receive the back pay. My observation is that it varies greatly, ranging from shortly after you get the monthly check to a month or two later. I suggest that you ask the representative for an estimate when you talk to him or her.

          Regards,

          Kay

          • Crystal W. says:

            Dear Kay,

            Thank you again! Sorry for all the questions, but once again this is new to me. Until my illness I never had to apply for anything like this before. I understand the SSI process since you explained it, but what about disability? I know they are two different things. Since disability is in the final stages of processing, when should I expect to receive my first check from that?

            Thanks,

            Crystal

          • Kay Derochie says:

            Dear Crystal,

            If you were medically approved for SSI disability, you have been medically approved for Social Security Disability as well. There are some non-medical reviews and processing that have to be done and the SSD back pay has to be coordinated with the SSI back pay. In truth, it is very hard to predict how soon the processing will be completed. At your SSI interview, ask whether there is anything you need to submit to complete the Social Security processing. You might also ask which benefit they expect will be paid first.

            Regards,

            Kay

  78. Mona says:

    Dear Kay;
    I am so Confused!
    I had my court date on Sept. 6, my atty, was there with me, all paperwork was in order, (this was before the ALJ) I called SS, they tell me that my claim is at the medical review now.
    1. What is medical review?
    2. Does that mean the Judge approved me?
    I am confused, only because I have a seizure disorder, that causes grand maul seizures daily, that are not under control, even the DMV has taken my lisence away and I don’t know, I just do not understand what is goin on with my case, how long the process takes, what the process is, what is taking so long. What medical review means. I am confused. Can you shed some light on this for me please?

    • Kay Derochie says:

      Dear Mona,

      Because you have gone to court before an ALJ, “medical review” means that the judge is reviewing all the information in your claim file and the information you and your provided at the hearing. How long that can take ranges from a week or so to a couple months. It is hard to just wait, but that is what is in order now.

      Sincerely,

      Kay

  79. Hasmin A. says:

    I have a few question on oct.1 I got a call fom SSA they lady on the phone said am calling from SSA because you have been aproved with the onset date of Feb.19,20I3,I need to ask you a few questions to see if you are still elegible,ok so how much is your rent,do you have a car an so on I got the do you have life insurance I reply no,ok do you kids have life insurane I answer yes,and that they have gotten it as a gift from their grandfather (a grow up plan) , she told me that she needed the original policy papers ASAP because it will count as an asset,HUH??? I told her I would bring them right over ok thats done I dropped off the papers with in an hour of the call.Now to my questions, can my kids grow up plan hurt my aproved SSI claim? they will only build a cash value of about $40.00 in 8 years no cash value if cancell. If not, how long till I can see my 1st check? am a single mother of 3 struggleing to get by.I do not get childsupport but I do get state assistance

    • Kay Derochie says:

      Dear Hasmin,

      The Social Security Administration (SSA) must review your assets and your spouse’s assets if you are married. Assets are things that you own. You do not say whether you own the life insurance policy or your child’s grandfather owns it. If you are the person who is eligible for SSI and you own the policy, whether it counts as an asset depends on whether it has cash value, the amount of the cash value and also on the face value. If you are single, you can have countable assets up to $2,000; if you are married and living with your spouse, you and your spouse can have countable assets up to $3,000. Keep in mind, many assets don’t count, such as usually one car, a home you live in, and certain life insurance policies.

      If you are denied due to excess assets, request a written explanation of exactly how your assets were added up so you can decide whether the denial is correct or you should appeal. If you are approved, I recommend finding out whether the policy is a countable resource and what value SSA assigned to it so that you can consider it when keeping track of whether your countable assets reach the limit any time in the future.

      Sincerely,

      kay

      • Hasmin A. says:

        Thanks for your responce. I called the office to check the status of my claim and found out that I have been completly approved and that i should expect my award letter and check soon.Rep. told me checks usually arrive before letter and should be here in a few days.
        How long does it ususally take to rec. check.?

        • Kay Derochie says:

          Dear Hasmin,

          That is good news. If the rep said the check should come in a few days, then it should arrive in a week or less.

          Sincerely,

          Kay

          • Hasmin A. says:

            Hello Kay, since it had been a few days and I havent recv.nothing i called SSA again to check the satus of my app. Last week I had spoken to a rep that told me that I had gotten aproved as of 9/23 and that I was going to be recv. letter and check soon, but when I called today the rep told me that they dont give that type of info and that no one gave me that information,and that is does not show that no one had called me and even if i was aproved I had to have my last interview I told her that I already had my PERC on 10/1 & that the last rep did give me that info she said NO, No One did any ways she tells me that my case is in review and no decision made and that all she can tell me is to be patient & stop calling since its slowing things down, to wait and that it can take up to 60 days then she hung up she was very rude ,should I believe the 2 people that told me that am approved & getting something soon and just keep waiting? do calling slow things down? or should I go into the office to see whats going on am kind of worry becase the mail around here keeps been mixes up I always end up with my neighbors mail and viseversa its been almost a month since I was approved and every time I call I get a dif. story

          • Kay Derochie says:

            Dear Hasmin,

            Yes, I would go to the Social Security office and explain that I had been given two very different versions of the status of my claim–that I had been approved and that it is pending– and you would like the status double-checked. If they say the claim is pending, ask at what stage. Is it at the Disability Determining Services awaiting medical decision or has that decision been made and the claim is awaiting non-medical review and payment set up?

            As an aside, I am not familiar with the acronym PERC. What does it stand for?

            Thanks,

            Kay

  80. Cindy says:

    Recently I recieved a letter stating that me or someone recently contacted the SSA to make an appointment with their office. With a date and time for appointment. The letter was addressed to my 10 year old son. After calling my local office I was told that my son’s father was eligible to recieve benefits and that since he reported having a child under the age of 18 then he may be eligible for benefits as well. How does this work? Will my son recieve benefits because of his fathers approval? And will my child recieve back pay as well? I am just a little concerned, as his father and I have not spoken in five years. Will Child support stop because of an eligibility for SS benefits? Or is he still responsible for child support above and beyond SS? Just trying to keep my budget in check. Any help would be greatly appreciated. Thank You.

    • Kay Derochie says:

      Dear Cindy,

      You do need to attend the appointment and apply to be representative payee to receive your minor son’s Social Security dependents benefits. If your son’s father is eligible for back pay, you son will also receive back pay because your son will be eligible for the same months as his father.

      Typically, your son’s child support would change only if his father went to court and asked to have the child support reduced because the child is receiving Social Security from his record and because, presumably, his income decreased when he became disabled.

      Sincerely,

      Kay

  81. Cindy says:

    Thank You so very much this eases my worries. Since I have recieved the letter about an an appointment does that have any baring as to how long it will take for benefits to start for my son? Again Thanks you So Very Much

    • Kay Derochie says:

      Dear Cindy,

      Usually work on dependents benefits do not begin until the first check is paid or ready to be paid to the disabled workers, so probably your son’s father has received or is set up to receive his first check. This means that you son’s first monthly check will be paid soon after you complete the paperwork, assuming his father is currently eligible for benefits. If his father’s first eligibility month is in the future because he is in the five-month unpaid waiting period, then you son’s check will begin in the future like his father’s. If his father was eligible for back pay and it has been paid, then your son’s back pay should be paid without significant delay. On the other hand, if your husband is still waiting for his back pay, your son will likely have to wait also.

      At your appointment, you can ask the representative to tell you your son’s first month of eligibility, that is the first month to be paid. The answer should be readily available. If it is a month in the past, you can also ask whether there will be any delay in paying the back pay and, if so, what will be needed to release it. The answer to whether there will be a delay may not be as definite. (Note: if you ask about your son’s father’s eligibility dates and whether he has gotten his back pay, they will not tell you because of privacy laws.)

      Best regards,

      Kay

  82. Teresa Biles says:

    I found my appeals paper it says “I disagree with the income & resource information posted to my record. I am about to call the SS Office. So what do I ask them. “What the status of my check would be if I withdrawl my request for a hearing” or do I ask it in another way. also what else do I need to ask them…Should I call the SS office or the ODAR office

    • Kay Derochie says:

      Dear Teresa,

      I have gone as far as I can go in giving you guidance. It would be irresponsible of me to try to guide you in the fine particulars of your claim. It appears that you need to either hire an attorney or try to find an advocate who can be present when you talk with Social Security (local or hearings office) and help you sort this out. I will say that it seems that you need to know what issues will be under review at the hearing–income and resources, medical, or both and for what periods of time–only the past or ongoing.

      Best wishes,

      Kay

  83. Teresa Biles says:

    Can I call the 1800 number the local office is not answering the phone

    • Kay Derochie says:

      Dear Teresa,

      Yes you can call the 800 number. Sometimes they can answer questions. If they cannot, they will refer you back to your local office.

      Kay

  84. Anthony says:

    Hi Kay…My SSA site posted my backpay award Oct 4-2013 in payments made section, yet I still have not seen any check. When should I expect it?

    • Kay Derochie says:

      Dear Anthony,

      Have you checked your bank account? Perhaps it has been deposited to your account. If it has not been deposited and you have not received it by the 14th, I suggest contacting the Social Security administration to report that you have not received the payment.

      Best regards,

      Kay

  85. Ethel Sedgwick says:

    My husband was aproved for ssi and ssd today he had an appment with them and they said he would get hiss ssi pay back with in 5 to 10 days how long dose Iit normal take after that

    • Kay Derochie says:

      Dear Ethel,

      It appears your comment posted before you got your question written. I would be happy to respond when I know your question.

      Thanks,

      Kay

  86. kacey says:

    Hi kay, I won a closed period decision by an alj. letter dated 10/3/13. They said due to the shutdown is going to take a long long time for me to get that benefit but then I called asking somebody said only 45 days? I’m only do one lump sum payment how long thanks

    • Kay Derochie says:

      Dear Kacey,

      Getting payment out is one of the priority actions that Social Security employees are still authorized and staffed to do, so it is reasonable to accept that 45 days would be approximately accurate.

      Best regards,

      Kay

      • Kacey says:

        Hi there,
        Its now 10/25/13 and still no word on my lump sum :(. My child is getting 50% derivitive benefit off of this as well. I called them and they said they have everything and are working on it, I am just so financially tapped, the government shutdown could make this even longer than the original answer of 45-60 days,so upset!

        • Kay Derochie says:

          Dear Kacey,

          Your being upset in having to wait so long is understandable. Hopefully, your back pay will be processed soon.

          Best regards,

          Kay

  87. Tiffany says:

    I was recently partially approved for disability payments. My date of disability began feb 2012. I was approved at the end of August 2013 and received a one time payment of $1065 sept 20 2013. In october 2013 my payment was $710 and I checked my online account which confirmed my monthly payment will be $710. I am wondering if the sept $1065 payment is my backpay because I was expecting more than that. I am also a veteran and wondering if the current government shutdown accounts for the reduced payment in october. I have tried talking to my SS office but they are not answering any questions because of shutdown. Any help regarding my backpay would be great. Thanks.

    • Kay Derochie says:

      Dear Tiffany,

      Hopefully, you will receive an explanatory letter soon. $710 is the maximum monthly Supplemental Security Income (SSI) payment for an individual. You do not say when you applied for SSI but SSI starts when the application was filed, not for any prior months. Several situations could have reduced your back pay. If you were getting cash public assistance from the state, part of your SSI back pay could have been used to reimburse the state. If you had other income in the past, such as free housing or food (other than food stamps), unemployment, or other income, SSI for back months could have been reduced. Also, if you had an attorney, part of your back SSI would have been used to pay your attorney. Unfortunately, at this point you will likely have to wait to get an explanation.

      Sincerely,

      Kay

      • Tiffany says:

        I applied in feb 2012…same date as they found me to be disabled. I tried to get approved as disabled all the way back to 2001 when I was originally medically discharged from the military but was found only to be disabled from time of application due to not having any medical proof that far back.
        I am actually part of a family, 4 total family members and we did not have any unemployment, welfare cash, or any other form of income, and no attorney either. We own our property in Hawaii and are living in a homeless situation on the property.
        Is there any reason other than backpay that I would have recieved that higher payment in middle of sept? trust me, $710 is barely enough to provide for 4 people but guess thats all they feel we need to live on seeing as though we dont pay rent or mortgage.

        • Kay Derochie says:

          Dear Tiffany,

          The description you give of your situation brings up a couple of issues. First, SSI is not intended to support your family, only you. With regard to the one check that was higher, Hawaii sometimes supplements SSI (pays extra) and the supplement is included in the SSI check, but I don’t know why they would do so in one month and not other months. I cannot think of a reason why the payment would be higher than $710, other than back pay; but given what you are saying, it seems as if the back pay should have been more, going back to February 2012. The ongoing amount of $710 would indicate that you either did not apply for Social Security Disability or were not eligible for it, so Social Security offset should not be involved. Unfortunately, it appears that you will have to wait until the government shutdown is over, so that you can inquire into whether you got all your back pay or more is pending, as it appears.

          Sincerely,

          Kay

  88. mark says:

    My wife was dignosed with congestive heart failure on 2/11/13.
    She applied for SSDI because she worked for 34 yrs.

    She got a check on Oct 4th 2013 and WAS APPROVED FOR DISABILTY.

    We just don’t know when to expect another check because I guess this was back pay because it was more than her regular montly check would be and she was told in the letter to expect payments every 3rd Wednesday of each month.. would she received her regular monthly payment this 3rd Wednesday of Oct 2013? since this first check was back pay?

    • Kay Derochie says:

      Dear Mark,

      The dates of the five-month waiting period are not determined by date of application.The five-month waiting period starts with the first full calendar month after your wife became disabled. If Social Security found that she became disabled when she claimed, then you can count off the five months beginning with the calendar month after the date she claimed. (One exception, if she became disabled on the first or second day of the month, then that month counts as month one.)

      Typically back pay would run through the most recent month for which payment was due at the time the check was released. Benefits are paid in the month after the month for which they are due. For example, this means that your wife’s October SSDI benefit will be paid on the third Wednesday in November; her November benefit, on the third Wednesday in December and so on. Because her September benefit was not due until the third Wednesday of October, probably her back-pay payment did not include September and a payment would be coming on the third Wednesday in October. Do please note that I said “probably.” It is possible that the back pay was triggered to include September. Hopefully, your wife will soon receive a letter that will explain the first payment she received.

      Best regards,

      Kay

  89. mark says:

    Also, she applied for SSDI in FEB2013 and signed her application for SSDI in FEB 2013, so it looks to me her 5 month waiting period would had ended in JUNE 2013 and should get paid for July, AUG and Sept.

    What would you say?

  90. mark says:

    Also. we have a 15 yr old that is still in school and is not married.

    Can he receive benefits ?, with me working a full time job

    • Kay Derochie says:

      Dear Mark,

      Assuming that your wife’s primary Social Security insurance amount is high enough, your son will be eligible to receive a benefit in an amount equal to up to half of his mother’s benefit. He will be eligible in all months that she is.

      Sincerely,

      Kay

      • Sean says:

        Hello Kay,

        Is the dependent benefit automatically calculated by SSDI when one first applies for their own benefits? Or does one apply for a dependent benefit AFTER approval of the original SSDI request for the parent?

        Regards,
        Sean

        • Kay Derochie says:

          Dear Sean,

          If you listed your dependents on your Social Security Disability (SSDI) application, then your application is an application for them, too. However, you will not be asked to provide your children’s birth certificate and their application will not be processed until your claim processing has been completed and your benefits have been calculated and set up for payment. If you do not hear from Social Security about the dependent benefits within about ten days of when you receive either your first payment or an award letter with benefit amounts, contact them to provide the necessary information for the dependent claims.

          Sincerely,

          Kay

  91. sarah says:

    Is there any definite answer on if checks will come next month? And can u tell me iif there is anyway to get more back pay sooner? I got a check this month for back pay on ssi for back 2130.00 I used it to pay traffic fines I had gotten that resulted in warrants and revocation of my licence I am wanting to move out of my mother’s house with my3 kids and be on my own again will they let me get more back pay do I can furnish my own place and pay the deposits and rent

    • Kay Derochie says:

      Dear Sarah,

      Well, as of today, there has been no announcement that Social Security and SSI payments due in November are at risk.

      It sounds as if you are receiving your SSI back pay in three installments. Under normal circumstances, if that’s the case, you can ask Social Security to release your second installment early and they might do so. Tell them that you used the first back pay to take care of legal issues and that you need the second payment early so that you can move yourself and your family out of your relative’s home and into your own.(Early release is within their discretion and cannot be appealed.) That said, with the partial shutdown, Social Security may not be processing special handling of back pay requests during the shutdown.

      Sincerely,

      Kay

  92. linda says:

    I got a letter today saying we have found that you meet the medical requirements for disability benefits. it say that my onset day is another date. because it didn’t become severe until this date, but than says we have not yet made a decision about whether the non medical requirements are met for this claim but we will make that decision soon. then we will send you a second notice explaining our decision. when I apply I apply for ssdi and ssi. I also gave them all bank and all my children info . is this a good sign that I mit get disability. nothing has changed since I apply . I still pay the same rent and have 180 a month in child support that is my only income I have no money in my bank. thank you

    • linda says:

      im hopeing I sent my comment in correctly

    • Kay Derochie says:

      Dear Linda,

      The medical approval letter was sent because it was a partially favorable decision–that is they determined you became disabled on a date different than you claimed. As it said, it addressed only the medical eligibility.

      “Non-medical requirements” for Social Security Disability (SSD) refers to the requirement of having to a certain amount of work credits in employment covered by Social Security taxes on the date that they found you to be disabled. To be insured, if you are age 31 or older, You have to have earned twenty work credits in the ten years prior to the disability date. The amount of Social Security earnings required for each work credit has changed over the years due to cost-of-living increases. For example in 1998, $700 was required for one credit or $2,800 for the maximum four credits that can be earned in a year. In 2010, $1,120 was required for each credit and $4,480 for a full year’s credits.

      As you note, SSI non-medical requirements deal with your income and assets. If they have not changed since you applied, then you will like meet the requirements.

      Best regards,

      Kay

  93. sarah says:

    I appreciate the help and advice. My worker is amazing but I have one more question… they figured my monthly check based on my mom’s expenses if I move will it change if the expenses are different or is it set

    • Kay Derochie says:

      Dear Sarah,

      Is sounds as if your SSI payment amount has been reduced because you are receiving free or reduced-cost shelter. If you move into another living arrangement, yes, your benefit amount could change.

      Sincerely

  94. armando says:

    I was approved oct 1 for ssi and I’m expecting my first payment in nov but I was wondering when will get my backpay?

    • Kay Derochie says:

      Dear Armando,

      If your income and resources are below the limits, you will receive Supplemental Security Income (SSI) back to the month of your application.

      Sincerely,

      Kay

  95. JamiK says:

    Hi Kay,

    My husband received the letter also last week that he met the medical requirements. He was diagnosed in July 2012 and we filed in Fedbruary 2013. The letter did say that they considered him disabled in July 2012. He is only 29 and has worked for 10years. We have no assets and an almost 2 year old daughter. What are the next steps? How much longer will it take to hear from SS office? Is it going to take a few more months to decide the non medical side? I checked online and it says still pending.

    • Kay Derochie says:

      Dear JamiK,

      Given your husband’s age and the amount of work you indicate he has, he should meet the non-disability work credit requirements, assuming that he has worked at least half of the time since he turned twenty-one. The non-medical review and set up of payment for his Social Security (SSD) benefits should take less than a month for the monthly benefit. Sometimes back pay takes longer, especially if a Supplemental Security Income (SSI) disability claim is also involved. If his Social Security primary insurance amount is more than the family maximum, his daughter will be eligible for a dependent’s benefit as well.

      Best regards,

      Lay

  96. jose Santiago says:

    Hi, I just retired from the army just got approved for ssdi my wife and kids reside in Germany and will not be coming back to the United States cause they will be going to school there they are duo citizens. I support then all while I go to school soon. Can I claim them as dependants and does it affect anything pertaining to ssdi

    • Kay Derochie says:

      Dear Jose,

      Your children should be eligible to receive Social Security dependents benefits while they reside in Germany. You need to report to Social Security that they are in Germany. If they move to another country abroad because payment is restricted in some countries. As an aside, it is likely that the benefit will be paid their mother because she has physical custody and is the closest person to meet their daily needs.

      Best regards,

      Kay

  97. misty says:

    hi I just had my court hearing in front of the judge, he said I qualified for both ssi and disability he was great he even said he was going back to dec 2011 my daughter and I have received cash assistance from the state of Michigan for the 2 years will i have to pay that back? I still haven’t received any paper work yet but its only been a week. thanks for your time.

    • Kay Derochie says:

      Dear Misty,

      If any portion of the cash assistance from the State of Michigan has been paid to you because you are disabled, you will have to repay that amount. The Social Security Administration will withhold the amount owed from your SSI back pay and reimburse the state directly. If you received assistance for another reason such as having a minor child in your care, then whether you have to pay it back depends on state regulations. I suggest that you check with your Michigan social worker regarding Michigan law on this point.

      Best regards,

      Kay

      • misty says:

        thank you very much I thought that’s what would happen, and it was to support myself and my daughter its due to the disability I sustained back in dec of 2011,but I will call my worker and see what there guide lines are thanks again.

  98. Amanda says:

    Hi kay,
    I applied for ssdi every benefit I could possibly get in April 2012.The claim was denied as most are the 1st time.I acquired an attorney &we were able to obtain an expedited hearing (after being denied that 3x)so luckily I got to see the ALJ 5montgs early. I was told most people get they’re decision letter w/in about 60days but. My attorney says they always advise clients the court can take 30-90days bros get that out to me.My hearing was July 16 2013….I was diligent about contacting my attorney because I’m broke homeless no vehicle am pretty much at my wits end.That judge still hadn’t made her decision yet.I’m 92 days past my hearing&the government shutdown was only 16days.The judge was still working&the mail was still being delivered but according to my attorney We got nothing because during the shutdown the position of the courts decision writer wasn’t considered. Important enough.So They say mail from SS should start pouring in this week but still can’t guarantee my case will even be included in that.This is a nightmare. .That decision is more than likely in my favor.I have head trauma&Bo short term memory. Amongst other things.There are millions of occupation s in the us& the court s vocational expert could only identify 3 that I may be able to do with. A bunch of exclusions but were then ruled out by the judge because. My attorney. Asked. The vocational expert if I could maintain those jobs if acquired & she said. No.So basically were pretty sure I am getting paid.Any Idea how much longer this can drag on?when I may see a payment

    • Kay Derochie says:

      Dear Amanda,

      I think that your attorney meant that the staff that transcribes (types) the decision letters that are dictated by the judges may not have been working. Hopefully, you will receive your decision in a couple weeks as your attorney suggested.

      Sincerely,

      Kay

      • Amanda says:

        Yes
        That’s what my attorneys assistant told me but she’s useless.Thats the only piece of knowledgeable info shed given me.I felt I needed to contact the SS office myself to see if anything had been sent or if a decision had been made because. The only thing my attorneys assistant would say to me is “I don’t know”.so I called the SS office myself.I learned the decision. Wsmwas made 9/30&was in possession of the writers.So atleast. I know its not up in the air.It got dictated&xferred right before the shutdown so were just waiting on mail now.I contacted my attorney &wanted to know why I was able to obtain the progress of my case but her assistant couldn’t give me info.She was annoyed that I asked to be xferred to her instead of the assistant.She rudely explained that only her&I can access my social &her assistant telling me she knows nothing was the correct action.I just suggested that maybe if the assistant let me know she’s not allowed to do that&that’s why she don’t know my progress it wouldntv been an issue.So if any of u are playing the waiting game&getting nowhere u can call on you’re own anytime u want.I just happened to be on my game that day.Doesn’t happen very often. Kay is there anyway I can compute what my income would be?just like an idea?I’ve looked at online calculators labeled to compute disability but will only show what I’d get if I were 65&retired.Is there a formula?Thanx for writing back.I apologize for the way my messages look.Like I said I had head trauma,&I know the way these are worded probably look like a kid wrote them.Its embarrassing but I’m trying my best to not forget anything.I lose my train of thought easily&I’m having trouble executing my point in a professional manor. My note shouldn’t be this long&I appreciate you’re patience.Thank you kay–AMANDA

        • Kay Derochie says:

          Dear Amanda,

          No apologies needed.

          You can either go online at http://www.ssa.gov or call Social Security at 1-800-772-1213 and request an Earnings Statement (not a verification of benefits). The statement will list all the earnings Social Security has on record for you and will give you an estimated disability benefit amount.

          Sincerely,

          Kay

  99. Nathan oliver says:

    Hi, i had a question about a settlement my mom has recently gone through. My mom was legally filed disabled in 2009. I am 19 to date. We had been going through this settlement for 3-4 years i was wondering i had any benefits that i could had because i was underaged at the time of legal parental disablity. Thank you for your time, nathan

    • Kay Derochie says:

      Dear Nathan,

      Because you are referring to a settlement, I wonder your mother’s claim was for workers compensation. The Social Security Administration does not enter into settlements.

      If instead you mean, retroactive Social Security benefits and they were for a time when you were under age 18 (or age 19 and still in high school) and your mother’s Social Security benefit was high enough to allow for additional benefits to be paid under the family maximum, you could be eligible for Social Security dependents benefits.

      Sincerely,

      Kay

  100. sue ann says:

    I got my notice Im approved medical but have too wait for 2nd notice should be shortly it says for non medical. if I don’t have any income I would get ssi ? or ssdi if I have enough work history im 31 I became disable at 30 I worked 10 years and when I look online says im insured so is that a plus for the non medical . is that what non medical means? im hopeing I pass the non medical ?

    • Kay Derochie says:

      Dear Sue Ann,

      Yes, for Social Security Disability (SSD), having enough work and being insured is usually the only non-medical factor. (There are some less common, non-medical issues that probably don’t apply to you, such as whether you are incarcerated.)

      If you have no income, are not living in a public institution, and have countable assets below the asset limit, you will be eligible for SSI, at least for months before your Social Security starts.

      Sincerely,

      Kay

      • sue ann says:

        how long does it take to hear from the non medical? and the next time I get a letter it will be a award letter? yes i was insured im hopeing enough to cover my children. thanks so much

        • sue ann says:

          also . i live with my children in apt. we pay 30 percent of are income. i get 200 in child support and my bank account has 2 bucks lol

        • Kay Derochie says:

          Dear Sue Ann,

          With regard to SSI, it sounds as if you would meet the financial eligibility requirements, at least until your Social Security starts. The non-medical side should be completed within about a month to get payment started. Any back pay could take longer because of the need to coordinate the SSI and SSD back pay.

          Sincerely,

          Kay

  101. LAURIE LOWERS says:

    I NEED TO KNOW MY EX HUSBAND JUST WON HIS CASE WITH BACK PAY FOR 4 YRS , TODAY NOW HE OWES OUR GIRLS BACK CHILD SUPPORT AREARS IN THE $13000.00 WILL THAT HAVE TO BE PAID BEFORE HE GETS HIS MONEY OUT OF THE MONEY SS OWES HIM ? CAUSE WHEN EVER HE GOES TO FILE INCOME TAXES AND THE OWE HIM I WOULD ALWAYS GET THAT TOO PLEASE HELP ME ?? I TALKED TO MY EX HE THINKS I WILL GET PAID BEFORE HE WILL >>?????

    • Kay Derochie says:

      Dear Laurie,

      If your husband is approved for Social Security Disability (SSD), his husband’s Social Security will be garnished for unpaid child support; however, it may be only a percentage of the award. If his is approved for Supplemental Security Income (SSI), the SSI payments will not be garnished.

      Best regards,

      Kay

  102. vicki lock says:

    I was approved disability benefits in October in nov so will is till get novs & is there any back pay on the 5mo waiting per.

    • Kay Derochie says:

      Dear Vicki,

      I don’t quite understand the time periods you reference. To answer your question, I need the following information: the month and year you applied and the month and year that Social Security says you became disabled. If they have not yet told you the date they found you disabled, what date did you claim being disabled.

      Thanks,

      Kay

  103. Ron says:

    Hi Kay, I just have a quick question for you, I am currently receiving benefits from SS and I have a 3 yr-old son that I haven’t put on bene’s yet, will he get back pay for those 3 years he hasn’t been on?

    • Kay Derochie says:

      Dear Ron,

      If he is your only dependent, I think he will get back pay for the three years; however, I am not positive. You should apply for him right away.

      Best regards,

      Kay

  104. John P. Winant says:

    EDear Kay
    My wife gets ssi and I got fully favorable letter in Oct. That gives me 27 months in back pay. I also collect 129.00 a month from the V.A. ,with my lawyer getting 25% , I don’t think that leaves me with much left does it???

    • Kay Derochie says:

      Dear John,

      Please see my response to your inquiry which I posted on October 27.

      Thanks,

      Kay

      • John P. Winant says:

        I Don,t see reply? I see reply to Ron then my
        Inquiry on the 28th, please double check this is
        Something I’d like to know
        Thank you Kay

        • Kay Derochie says:

          Dear John,

          Here is a copy of my previous reply. (See below.) Replies are not necessary right next to inquiries because the computer program lists all comments, including, mine in chronological order.

          Kay

          Dear John,

          SSI benefits for a married couple who are both either disabled or over age sixty-five and have no countable income are $1,066 a month total for both people, which is less per person than the $710 paid for a single person with no countable income. The underlying idea is that two can live more cheaply than one because there is only one housing cost to pay whether one or two people live under the roof. For example, if you and your wife were eligible for $1,066 per month, you would each receive a monthly payment of $533.

          It is likely that your VA benefit will reduce your and your wife’s SSI benefit because SSI (Supplemental Security Income) is intended to supplement other income rather than duplicate it.

          With regard to your back pay, The Social Security Administration will pay you the difference between the amount you and your wife were eligible as a cuple in past months going back to the date your eligibility starts. They will then pay you the difference between what the two of you were eligible to receive and the amount your wife has already been paid for those months, less the amount owed to your attorney, which will be 25% of your back pay or $6,000, whichever is less.

  105. Lauren says:

    In March, 2012 I applied for SSDI even though I was still working very part time. My application, because I had enough work credits and was making well under the SGA limit, was sent to DDS for medical review. I was denied, then I appealed, and again was denied. I just recently had my review with the admin law judge and am waiting a decision. Though out this whole process, I have continued to work for the same employer, very part time with a very flexible schedule which is needed with my disabilities. In April, 2013 my boss gave me a raise since I had been with the company for several years and I have been earning $800 gross per month. My question is….if my file is approved by the judge, it will then go back to Social security for a technical approval, correct? If I am now making $800 gross per month, can I be denied? Up until April of 2013, I was only making $575 gross per month. I understand that SGA for 2013 is $1,040 but the real question is,…….while still in the application process, will SS look at $800 gross per month as being over the Trial work period limit of $750 gross per month? And if yes, could I be denied benefits? In other words, does the trial work period apply to a person before even being approved for ssdi? Thanks

    • Kay Derochie says:

      Dear Lauren,

      Trial work periods begin after you have been disabled for twelve months beginning with the month after you became disabled. This is true whether you claim is pending or has already been approved. DURING the nine-month trial work period, you can earn any amount as long as you have not recovered medically. However, BEFORE AND AFTER the trial work period, usually you will not be considered disabled if you are earning more than the substantial gainful activity (SGA) level ($1040 in 2013).

      Social Security does look at your work earnings during the first twelve months of disability (during which a trial work period does NOT apply) to see if you can be considered disabled given the amount that you are working. Because at $800 your gross pay is still below SGA and you did not increase your hours, the raise will probably not affect the decision.

      Best regards,

      Kay

  106. Jessica says:

    My son has been recieving ssi since april this year and I applied may of last year.. he got 1 of his back pays april 30th and is supposed to get another today but nothin has come. Anybody know why??

    • Kay Derochie says:

      Dear Jessica,

      If your son has not received his second back pay within a week, contact the Social Security Administration to let them know it has not arrived.

      Regards,

      Kay

  107. sue ann says:

    I have a ? so I wrote a few weeks back I have looked online it says my amount for ssi disability . but I did apply for both ssi and ssdi does it take ssdi alittle longer to get the work stuff all together . also I was told my onset day was 4/12/12 so will get a lump some if I only getting ssi or will it only be the date from when I apply? I haven’t got a award letter or anything its just on the ssa website . thanks for your time

    • Kay Derochie says:

      Dear Sue Ann,

      If you online record appears to show only an SSI claim, I suggest calling Social Security and have them double check your actual claim processing records (which you can’t see online) to be sure your SSDI claim is also pending.

      If you get SSI only, payments will begin with the month of application only.

      Best regards,

      Kay

    • sue ann says:

      I had the whole review on phone a few days ago she screen me again for ssi and ssdi to make sure all info for bank and all was correct that’s why I m confused I know I would get ssdi i talk to her again yesterday she said she was entering me in for payment so im just not sure if the ssdi will take a little long . have you see it were someone got ssi and than ssdi started right after and they ssi stop or anything like that i call Monday i don’t want her to be like are you going to call everyday

      • Kay Derochie says:

        Dear Sue Ann,

        Yes, sometimes people get just one SSI (Supplemental Security Income) payment for the period that they were not receiving SSDI (Social Security Disability). Then when the SSDI starts, it is too high for ongoing SSI checks.

        The deposit to your bank account may come before you get any award letters, so you might check your bank account daily.

        Sincerely,

        Kay

        • sue ann says:

          yes I did I broke and called today they said I got ssi because my income low and my ssdi is approved just pending final they said by dec. I should get my back pay from ssdi and my first check in meanwhile I will get ssi . she also said because I told her I was insured for 700 that my max family is 1400 that I should get money for the kids. she said ssi has me getting a lump sum anyday now but I belive I have to pay this back when ssdi starts not sure but I think you for your help

          • sue ann says:

            I do have a ? im insured for monthly checks of 784 and my family max is 1300 do my kids spilt the 1300 or is how does this work when you have 2 child also do the children get back pay from onset date also. because if so im looking at a big lump sum .

          • Kay Derochie says:

            Dear Sue Ann,

            The family maximum applies all benefits paid on your earnigns record, including yours. That means that your children receive the difference between the family maximum, $1,300, and your benefit of $784, so their benefit will be $516. They will split the $516. When the older child turns eighteen (or nineteen if still in high school), the full $516 will be paid to the remaining minor child. Your children will receive benefits for all months that you do, so yes, they will receive back pay.

            Sincerely,

            Kay

          • Kay Derochie says:

            Dear Sue Ann,

            I am glad that you are getting more information about your benefits. You will not have to repay the SSI; however, if your Social Security overlaps with the SSI some months in the past–that is, you are eligible for both benefits in some months), your Social Security back pay will be reduced by the amount of SSI you received for those months.

            Best regards,

            Kay

  108. Kori says:

    Hi Kay

    I was approved May 29, 2013. I received my first monthly check in August of 2013. I cad SSA and the say its in payment center an E 4345 form was sent in last month. I am so lost and don’t understand where is my pack pay?

    • Kay Derochie says:

      Dear Kori,

      I believe that Social Security is saying that they have followed up on your back pay by submitting the E4345 form. Usually they do not follow up more than once a month. Did they say when they would follow up again?

      Best regards,

      Kay

  109. Thomas M says:

    I filed 3 yrs ago for my son for ssi. So after everything they send me two letters one from the judge saying he was disabled from 2011 Oct till now but the local office wanted to know how much money I made so I told her then we talked the next day she said for me to open a bank account so I did now I can’t get ahold of her but the main ssa number I called to they took the bank info over the phone and she said Dec he will get his first payment but he has a back pay was very large and they have to work the numbers out I found out today I’m just asking what kind of time frame am I looking at cause we could really use it for a new place to live. Plus is there things the money can’t be spent on like a used car so the kids and I don’t have to bus it everywhere?

    • Kay Derochie says:

      Dear Thomas,

      The back pay could come around the same time as the first monthly check or could take longer. Either way,it is likely that you will not get all the back pay for your son at once given the amount of time it will cover. Social Security requires large SSI payments to be made in three installments six months apart.

      I recommend that you talk with the Social Security Administration about proper use of your son’s benefits. They are to be used first for shelter, food, clothing, medical, school supplies, and other basic needs. It might be appropriate to use some of it to purchase a used care to provide easier transportation for him if all other needs are met, but to be sure, it’s best to discuss the possibility with the Social Security claims representative who is handling your son’s case.

      Sincerely,

      Kay

  110. Teresa Fogarty says:

    I won my hearing for disability and 2 years back pay. It took about 3 1/2 years to finally win during that time my dad was helping me out as much as he could. I was married in 2007 but due to difference our relationship has been on and off from the start. My dad started getting sick and could not help me so my husband had been helping me from time to time. So when I finally won I answered the question SS asked as truthful as can. Due to him helping me I was not able to receive any back pay or monthly benefits. My dad died in Jan 2011 and around July 2012 I was able to move into my dads house. I did appeal the back pay but when I went to SS to let them know I had moved into my dads house they start my monthly checks. Now me and my husband live in separate cities and he does not help me with anything and all the bills are in my name, I have not asked my husband for any help financially since I moved. He does not like the fact I am getting my SSI and said he would do anything to mess it up. I see to file for a divorce is over 400.00 plus more cause he said he would not willing sign anything and make it hard for me. I tried to get a lawyer for my back pay but with him helping me while I was waiting to go to court for 31/2 years I was told since I was getting my monthly checks it’s a chance the Judge could review my whole case and not just the back pay and it could start all over again. I started getting my checks Aug 2012 and have been on my own since. So here’s the issue.\” I got a letter today it has something to do with computering matching from March 2012 to now stating ” We recieved information matching with IRS about (My husband name) about income and resource’s and we would like to talk to you about it before Nov 14 2013 and if you can bring (My husbands name) bring him if not make sure you come or call us by the 14th. it’s like I tell them the truth, they don’t want to give me back pay or monthly checks, I go down there they start my monthly checks, I appeal the back pay, I withdrawl the appeal, now they come up with this letter…I have read online people getting those computer matching letters, So do you think I am gonna have an issue. It does not tell me to bring anything in, they just want to talk to me about it.

    • Kay Derochie says:

      Dear Theresa,

      If the financial information Social Security used to decide you weren’t eligible for Supplemental Security Income (SSI)in some months was correct, then there is no point in appealing for back pay.

      With regard to the current letter that you received, it sounds as if Social Security is assuming that your husband lives with you. If he did live with you, his income would be considered in determinng whether you are eligible for SSI. I suggest that you attend to a Social Security office, if that is possible, and take whatever documentation you might have that your husband has not lived with you since July 2012. Take addresses that he has lived at since you moved. If you know who he is working for now that he is in another state, you might take that information. Also, don’t make a big deal of it, but do say that he does not like your getting SSI and that he might not answer truthfully if they contact him. Oh, and take the letter you got with you to the office or refer to it if you have to call rather than going in. That will make the reason for your visit or call immediately clear

      Sincerely,

      Kay

  111. Raoul says:

    I have been approved for SSD and get my first check in Dec.2013 I get back pay for the other 5 months?

  112. Lala says:

    My child is 18 years old and is receiving Social Security Benefit through my husband whom is disabled; she’s still in high school. Her check is mailed to us. Do we need to give her the money to manage it herself or do we treat it the same as if we’ve always been doing where we only give her $20.00 a month for allowance? Please advise.

    Thanks much!

    • Kay Derochie says:

      Dear Paula,

      Your child is continuing to be paid dependent benefits although she is no longer a minor because she is still considered dependent while in high school and under age nineteen. As long as the check is being issued in your name for your child, you should use the money to first provide shelter, food, clothing, medical, and educational needs.

      Sincerely,

      Kay

  113. danielle says:

    I was awarded ssi on sep24 2013 im getting two yr back pay I got my first check nov1 2013 I checked the socialsecurity.gov site an it said my one time payment was on nov2 2013 thats on a sat could I possibley recieve it on monday or no

    • Kay Derochie says:

      Dear Danielle,

      It is likely to take one or two overnight computer runs for the payment to reach your bank account or DirectExpress card. I do not know whether the Social Security computer system has weekend runs. I suggest that you check on it daily. It should reach you soon.

      Best regards,

      Kay

  114. sue ann says:

    hi kay I would like to write in today and say im so thankful for your chats with me it did keep me from going crazy while waiting. I want people to know from what I just went threw there is hope first time around , I apply in april 2013 , I went to there medical ex in sept of 2013 my doctors sent in the paper work, I got a letter from medical ex saying I was medical approved and waiting on non medical in end of sept. oct I was approved for ssi . was waiting on ssdi and I called the local office and they did my ssdi and now approved for back pay since oct 2012 for ssdi . and I will get my monthly checks 798 and waiting on childrens pending for ssdi so please I just want to say to people keep on fighting for yourself my family thought I was crazy I call 1 time a week . i will still keep on top of my children pending case but there hope first time around if you don’t the first time please keep on going thanks kay for your help and i injoyed reading other stories

  115. rqtreyna says:

    Hi,
    I have a question. My husband was approved to receive SSDI back in 2004, when we first applied we added all our children to the application. So when he was approved and we started receiving payments we thought the children benefits were also included in the monthly payment he was receiving.
    We just now learned that SSDI was never paying us for the children. Will we be able to receive back pay for all those years?

    • Kay Derochie says:

      Thank you for your inquiry. If your husband has been in fact receiving Social Security Disability (SSDI) and not Supplemental Security Income (SSI) and his family maximum is more than his onw primary insurance amount (his benefit), a separate payment should have been made for the children. Contact Social Security right away. One of you will have to apply to be representative payee for the children who are still minors. If any of the children is no eighteen or older, that child will likely receive a separate payment separate. Explain what you explained to me–that you and your husband thought the check he got included a benefit for the children and you just found out that is not true. The Social Security Administation should pay dependents benefits back to the date your husband was first eligible.

      Best regards,

      Kay

      • rqtreyna says:

        Thank you for your reply. We called SSD they made us an appointment where we gave them copies of birth certificates of all children. They told us they would give us back pay for 1yr on our 3 year old baby. They also said they do see where all the other children were included on the initial application back in 2004. And said in regards to that they would have to do some research to see if they ever requested information and we didn’t provide it. I don’t recall them ever trying to contact us via mail or phone.
        Just yesterday we received the retro pay for the 1 year. Do you think we will get the retro pay from 2004? Is there anything we can do if they refuse to pay the retro?

        • Kay Derochie says:

          Thanks for letting me know how things have progressed. If Social Security does not find any record of the children’s claim being denied for your failure to follow (failure to pursue), the the children could receive benefits from 2004; otherwise, I would think they would receive at least year retroactive pay from when you took the birth certificates in.

          Sincerely,

          Kay

          • rqtreyna says:

            Hi Kim!
            So we just received a letter where it states benefits are being paid from 10/2013 thru current. We called SS and asked about the benefits for our children that were included on the initial application back in 2004. They said they don’t show the kids on until 10/2013. When they told us that in the SS office they had said our children were added since 2004. SS said they would send us an appeal form to complete and return. Would you recommend we get an attorney?

          • Kay Derochie says:

            Dear “Rqtreyna,”

            Apologies for the late response. Our site has had a software problem that is now resolved. Hopefully your situation has resolved by now. If it has not, I would recontact the local Social Security office before appealing. It may be that they started the current benefits that they could authorize locally and the prior benefit period is being reviewed by the program service center or payment center. If you have not received payment or reliable information that the payments are under review within 60 days of the date of the letter you received, then do appeal before the appeals period lapses.

            Best regards,

            Kay

  116. Dear Kay
    I was approved for SSD early October (after appealing)and have been told my 2st check will be on Nov 27th. I have been calling about backpay,since my letter said I am owed backpay from February 2012,and each time have been told”Its at SSI and as soon as they release it it will go to processing center” Well finally the other day I spoke to a wonderful lady and was told they shouldnt have sent it to the SSI place because I applied for SSI back in 2010 and was refused and tis time I applied for and was approved for SSD,AND MY SSD amt will be over SSI guidlines for SSI…She said she sent the email to the processing center as we were talking so they could get in it as I am owed over 15800.00..so I checked(as I do every few days) and it IS at the processing center.That lady the other day says it tales 30-45 days once it getes to processing center and if they had sent it to the right place in the 1st place I would have had it already, She said I will probably get it before my foirst check is deposited..I am hoping this is true.Any thoughts on what the processing center actually does and time it takes?

    • Kay Derochie says:

      Dear Linda,

      The processing center has several functions. One can be to release benefits on new entitlement. The representative at the Social Security office is likely to have given you a correct time frame.

      The only question I have is about the information that you were given that SSI processing is not applicable. SSI eligibility is based on income actually received in a month, not on what was due and paid later. You were not receiving Social Security while your claims pended a decision, so what the representative could have meant is that they completed the Social Security/SSI offset review much earlier and should have sent it to the payment center earlier. (See my messages earlier today to Kurt and Dennis for a little more informtion about SSI offset.

      Best regards,

      Kay

  117. dennis says:

    Kay i recieved a check from ssi for disibility ,although i greatly appreciate the check coming early ithought it would be more . do they send my waiting period checks first and then send my normal check when all the back pay is recieved? or do they send the rest of the waiting period amounts together with the normal monthly checks?i thought i would recieve an info letter before the first check ,instead of the other way around. when should i expect my monthly amount info? thanks for your help Dennis

    • Kay Derochie says:

      Dear Dennis,

      Payments for back pay and for ongoing monthly benefits are paid separately. I cannot tell from the information you provided which you have received and what you are still waiting for. You should get a letter within one to two weeks.

      Regarding your question about being paid for the waiting period: SSI (Supplemental Security Income) does not have a waiting period. Social Security Disability has a five-month waiting period which is never paid. Benefits start with the sixth full calender month of disability.

      Sincerely,

      Kay

      • Rhonda M. says:

        Kay-
        My ex-husband started receiving ssdi and ssi payments in July 2013. Our children also started receiving payments. He was awarded backpay and since he owes me $15000 in back child support, they do garnish his monthly ssdi payment.
        In Sept, he received a ssi backpay amount and then they sent his ssdi backpay amount to me for his arrears.
        My question is, since he was told that he will receive two future ssi backpay amounts, do they do the same with the ssdi backpay, where they break it up into three lump sum payments?

        Thank you
        Rhonda M.

  118. Melissa says:

    I was approved for my disability as a bench decision in October. I got the notice of decision letter. My onset date is November 2011. I got a letter saying that I had to come in for an appointment for my ssi. My question is they owe me back pay for my disability. Do they wait until after my appointment for the ssi to pay that?

    • Kay Derochie says:

      Dear Melissa,

      Yes, it is likely that you will not receive any payment until after your appointment. If you are approved for both SSD and SSI benefits can be coordinated.

      Sincerely,

      Kay

  119. ann says:

    I applied for disability 2012. I was got my first check Sept. 2013. I did not receive any back pay. Will I be awarded any?

    • Kay Derochie says:

      Dear Ann,

      You do not say whether you were approved for Social Security Disability (SSD) or Supplemental Security Income (SSI) or both or the date the Social Security Administration found you to be disabled, but I can provide the following general information. SSI is paid retroactively to the month of application for every month in which you were financially eligible. Social Security is paid beginning with the sixth full calendar month of disability, with the limitation that benefits can be paid for only twelve months prior to the month of application. Finally, if you are eligible for both SSI and SSD for the same retroactive months, payment of SSI and SSD will be coordinated so that you do not get duplicate disability payments for the same month.

      Best regards,

      Kay

  120. Lorrie says:

    My adult son (who lives with me) received his disability starting October 2013. He received a lump sum of almost $6000.00 in back benefits. He currently has no real bills. He is on a waiting list for his own housing. What do we spend this money on? Are we allowed to save more than $2000? He will have expenses when he gets his apartment but he could be on the waiting list for a year or more. I would just like to save the money for when he gets his own housing. Thank you.

    • Kay Derochie says:

      Dear Lorrie,

      Please clarify the following for me so that I can provide an appropriate answer.
      1. Was your son approved for Social Security Disability (SSD) based on his own work record, for disabled adult child benefits on your or his flather’s Social Security records or Supplmental Security Income (SSI) or both?
      2. If he was approved for both, will the SSI continue ongoing or is his Social Security too high for ongoing SSI?
      3. Do his payments come in your name for him or does he receive his benefits directly in his name?

      Thank you,

      Kay

      • Lorrie says:

        My son’s SSI was based on his work record. He is getting $710 a month. I believe this is ongoing. His payments come to me (his mother) as the payee. I hope I answered your questions. Thank you, Lorrie

        • Kay Derochie says:

          Dear Lorrie,

          What you can do with the retroactive pay and how much savings you can hold for your son’s future use depends on what kind of benefits he is receiving. You have provided conflicting information regarding the type of benefits he is getting. You say he is getting SSI based on his work record, which is not possible. If he is really receiving benefits based on his work record, then he is not receiving SSI (Supplemental Security Income); he is receiving Social Security (SSD or SSDI for short). The fact that he got $6,000 in a single lump sum would see to indicate it is Social Security, unless you made a special plea for release of full SSI back pay. $710 monthly is the maximum SSI amount, which could be a coincidence, if he is really receiving Social Security.

          The rules for savings and use of funds vary depending on whether the benefits are Social Security or SSI. I suggest that you look at his approval letter to see what the letterhead says. It will say whether it is Supplemental Security Income (SSI) or Disability, Retirement and Survivor benefits (Social Security). Then if you don’t mind, let me know for sure what kind of benefit he gets and I will provide some additional information about use of funds.

          Sincerely,

          Kay

          • Lorrie says:

            I am sorry for confusing things. This is all new to me. I have a Supplement Security Income Notice of Award for $710.00 a month. We also have a retirement, survivors and disability notice of award for $560.00 a month. He got a lump sum from retirement, survivors and disability of $5,633.00. Hope this helps. Thank you! Lorrie

          • Kay Derochie says:

            Dear Lorrie,

            I will take a guess at what has happened. I think that your son was paid SSI of $710 a month for months while his claim was pending and that his Social Security back pay was reduced for the SSI and that the $5,633 Social Security back pay was for months before the SSI application. If this is the case, then the Retirement, Survivors, and Disability notice should tell him that his Social Security back pay was reduced (offset) for SSI. I

            His ongoing SSI should be be $150 (the difference between $710 and $560.) However, keep in mind that SSI has a $2,000 resource limit. That said, SSDI and SSI back pay does not count toward the resource limit for nine months from the date it is received. It will count on the first of the following month after the nine months is up. If at that time your son has more than $2,000 in countable resources, his SSI will stop.

            Best regards,

            Kay

  121. Jenny says:

    I am a single parent. My two kids are disabled. They were approved for ssi last year and I was doing my own app but for social security. I just got approved and received my first payment. I tried to reach the worker since my monthly amount has now gone from welfare to soc sec it is a higher amount. What happens to my kids ssi amount now, they are on ssi and me I waived ssi and took soc sec disability since I had previously worked and the amount was slightly higher. I am concerned my kids and I won’t have medical now or won’t have enough income if their ssi payments go away. They each get full benefit right now but I need to reach someone to help me sort this out. In the meantime I am going insane with worry that I will have big paybacks since no worker called me back last month. Help please. We also got food stamps with medical but I get if I have enough coming in now it is the medical I cannot lose we are all in dr all the time everyday.

    • Kay Derochie says:

      Dear Jenny,

      You are right, your children’s eligibility for SSI does need to be redetermined now that you receive Social Security (and possible the amount of your food stamps.)

      Whether or not your Social Security affects your children’s SSI depends on how high it is. Additionally, if your Social Security family maximum is more than your own Social Security benefit, the children will receive Social Security Dependents benefits from your eanrings record. Their dependents benefit will reduce their SSI, but it seems unlikely that it will be so high as to stop the SSI entirely. Whether or not your Social Security and their potential dependents benefits together will be high enough to stop the SSI (and their Medicaid eligibility) will have to be determined by Social Security.

      I suggest that you call the Social Security call center if you cannot get through to the representative in your local office and ask for an appointment to get your children’s Social Security started and to get their SSI redetermined now that your Social Security has started. If that is not successful in getting an appointment set up in about a week, if it is possible for you, I suggest that you go to the office and ask to see a claims representative to report a change in family income that could affect your children’s SSI disability.

      As a hedge against possibly having to repay some of the SSI, you might put aside any amount you can of your Social Security, especially the amount that was above the welfare payment, just in case you have to make some repayment.

      Best regards,

      Kay

  122. Lori says:

    I am confused as to how my SSI back pay will be figured. I assumed that once I am approved for the financial side of SSI that it would be figured as follows. If my benefit amount is for example 300.00 a month then my back pay would be 300.00 a month x the number of months it has been since I filed. I filed on April of 2012. I was approved medically for SSI sept of 2013. I had my face to face with a social security rep last week, she wanted to see 18 months worth of pay stubs for my husband, she indicated that they will figure back pay on that, in other words some months I would be elgible for the back pay some months I will not. I had no idea it worked that way. I had to send 18 months of pay stubs yesterday to the SS lady, wow.

    • Kay Derochie says:

      Dear Lori,

      Supplemental Security Income (SSI) eligibility and payments are determined on a month-by-month basis. Your husband’s earnings may be deemed to you (considered available for your support). In determining the amount of his income that is countable to reduce your SSI payment, the Social Security Administration will exclude a certain amount because the income comes from work (a work incentive); another amount for his own support; and, if you have minor children in the household, a certain amount for their support, if the children don’t have their own income above a certain amount. All of these factors will be used to determine which months you will be eligible for SSI back pay.

      You will also have to submit proof of your husband’s earnings on an ongoing basis. His earnings this month will be used to determine your payment amount for January 2014. December’s income will determine February’s payment and so on. If you report all changes right when they occur, you should be able to avoid overpayments.

      Sincerely,

      Kay

      • Lori says:

        Thank you for your reply. If I am not elglible one month because my husband got some overtime, but the next month I am elgible again, does this mean I would also not be elgible for medicaid, health insurance benefits the month I did not get SSI due to too much income? The only reason we would not be elgible would be Overtime, other than that we should be fine.

        • Kay Derochie says:

          Dear Lori,

          Whether or not your Medicaid would continue in months that you are not eligible for SSI will depend on whether your Medicaid eligibility is dependent on SSI eligibility. In some states, the criteria for eligibility for Medicaid is different than for SSI and could possibly continue. Once you get everything in place, I suggest that you check with your Medicaid office for an official answer on this.

          Sincerely,

          Kay

  123. Linda Nichols says:

    I was approved for Social Security Disability in July 2013 it is Nov and I still have not got my Social Security payments yet, I just get the run around from everyone. what can I do?

    • Kay Derochie says:

      Dear Linda,

      It is hard to advise you without knowing what Social Security is telling you. What information are you getting that seems like a “run around”?

      Sincerely,

      Kay

  124. ms chocolate says:

    Hello I apply may 7 2013 and I’m still waitn….than I call and they said they were waiting they medical people ..what does that mean.thanks

    • Kay Derochie says:

      Dear Ms. Chocolate,

      The information you are getting means that a medical decision has not been made on your claim, that is, the Disability Determining Services have not decided whether or not you are disabled according to Social Security rules.

      Sincerely,

      Kay

  125. Sonja says:

    I was approved for SSD in January of this year (2013) and have yet to receive backpay. I got a letter stating the amount to be a little over $15,000 (disability from January 6 2010 forward, but they count the 5 months after that on). They have already estimated the award and my lawyer has been paid, but here it is November and still nothing to me. I have called the hotline and requested an inquiry. Is there anything else I could do? My backpay was estimated in February 2013 is it normal for it to take this long (nearly 10 months now)? I really need the money to pay bills (which I told them) and get back on track.

    • Kay Derochie says:

      Dear Sonja,

      No, it is not normal to wait for so long for your back pay. If you are able to go to a Social Security office, I suggest that you do so. Ask to speak to a claims representative and inquire whether there is some incorrect coding, such as SSI eligbility, on your record that is keeping the pay from being released. If they say that they see what the problem is, I suggest asking them to fix it while you wait.

      Best regards,

      Kay

  126. Natasha says:

    I just need to ask a question I apply for SSI AND THEY SENT ME A LETTER BACK WITH THE AMOUNT I WILL BE GETTING EACH MONTH DOES THAT MEAN IM APPROVED

    • Kay Derochie says:

      Dear Natasha,

      Yes, I would say that you have been approved. Check your bank accounts to see if there has been a deposit.

      Sincerely,

      Kay

  127. Antoinette says:

    I applied for ssi for my son in aug2013 when will i hear something from them

  128. I have a question I’ve been on ssi since 2008 I worked in 2012 I still rexueve ssi an unable to work due to more health issues they social security office says I put in enough work to get ssd so they had me apply for regular disability how long dies ut take to change over to ssd. An will I bee untitled to some back pay foe ssd?

    • Kay Derochie says:

      Dear Elizabeth,

      Initial claims for Social Security Disability usually take two to five months. Perhaps because you are receiving SSI, it will go a little quicker. You will receive back pay if you are eligible for more Social Security per month than you were getting in monthly SSI payments.

      Best regards,

      Kay

  129. I’m sorry Kay my computer has some typo errors. Have a lot of misspelled words.

  130. NATE SCHMART says:

    I was just approved for SSD. I am currently receiving sick pay/leave from my work…. which goes until February of 2014. In Feb of 2014 I would be required to resign or be let go. Can I wait until Feb to resign or do I have to resign immediately from my position?

    • Kay Derochie says:

      Dear Nate,

      Your receiving Social Security Disabiltiy does not require you to resign from your position. Further, you can receive sick pay and Social Security at the same time so it would appear to be to your advantage to retain your employment status until your sick pay runs out.

      Sincerely,

      Kay

      • NATE SCHMART says:

        Thank you very much!

        • Kay Derochie says:

          Dear Nate,

          Not too long ago the typical amount of time between receiving a first monthly Social Security check and back pay was a month or less. People who have received workers compensation usually wait longer for their back pay because special computations have to be performed. But, today it seems as if people are waiting much longer in general.

          If you have received your first check, I suggest that you contact your local Social Security office and ask what kind work has to be done to release the back pay and whether they need anything from you. Specifically ask whether your Social Security back pay is being held up for resolution of your SSI status. If so and you have have received a Supplemental Security Income (SSI) denial letter, be sure to tell the claims representative that you were denied SSI. If not you have not received an SSI denial letter, ask what you need to provide to resolve your eligibility for SSI and get back pay released.

          Sincerely,

          Kay

  131. Ellen says:

    I have been seperated from my husband, not working and now living with my sister. An ALJ in Oct awarded me SSI and SSD. My first SSD monthly check will be Dec 24. I still do not know how much exactly for the SSI or the back payment amounts yet of either. I was told that the SSI will stop once my first SSD check arrives. How can something end before I ever get a check? I have a few questions: 1: If I decide to try to make my marriage work will it effect the SSI or SSD or both? 2: Can you give an est. of when I might be getting some back pay from either, based on when I was approved and got the award letter middle of Oct 2013? 3: why do the call it “Supplemental” when you have to pay it back if you draw SSD? Does not make since to me. I know one is Federal and one is Government…basically the same, heard of Federal Government?
    Thanks,
    Ellen

    • Kay Derochie says:

      Dear Ellen,

      Living with your husband will not affect your eligibility for Social Security Disability (SSD) benefits. If your SSI were not stopping because of receipt of Social Security and you began to live with him again, his income could affect your eligibility for SSI.

      Supplemental Security Income (SSI) supplements other income, but only up to certain limits. It is a public assistance program for disabled and aged people who have income and assets below a certain limit. If you have been told that your SSI will stop when your Social Security starts, that means that your Social Security is more than the maximum SSI payable and no SSI is due once the Social Security starts.

      With regard to back pay, you will be paid total back pay equal to the highest amount you would have been eligible to receive had the two benefits, SSD and SSI, been paid in the months for which they were due. Typically, the Social Security Administration coordinates payment of back pay from the two programs so that you will not have to repay any funds. You may receive some from each program, especially if you were eligible for SSI during the SSD five-month waiting period during which benefits are not payable.

      As far as when you will receive back pay, hopefully it will be before the end of the year, but there are no guarantees. Recently, it seems that back payments are taking longer to process than they once did.

      Best regards,
      Kay

  132. Francis says:

    In August I received a call from the local ss office stating I had been approved for SSDI (did not apply for SSI). I received my first monthly payment in September and received a payment in October. However, I have not received back pay. Three weeks ago I inquired at the processing center and received a return call from a Technical Expert. She said due to the amount involved, it requires more approvals but that I should have it within a week. Nothing came. I inquired again and she called me back last Tuesday and said they finalized the amount, over 100,000, and that I should have it this week. So far, nothing. My kids received their dependants lump sum last Friday. Who are these Technical Experts, and do they typically get involved?

    • Kay Derochie says:

      Dear Francis,

      The technical experts are employees of the Social Security Administration. In your case, their role is to be sure that the calculation of the unusually large back payment is correct. Payments of a certain amount get flagged for this double check.

      You do not say whether your children received their payment in check form or by direct deposit. If you have not been doing so, check your bank accounts daily. A little time is still left in the week, so payment may arrive within the promised week.

      Sincerely,

      Kay

      • Francis says:

        My children received theirs by direct deposit. I have received my monthy payments by direct deposits also, so I’m assuming the back pay will be DD too. I did speak with the Technical Expert yesterday and she said it is awaiting the 2nd level of approval (which she said is the final approval). Just seems so strange that I have received 2 monthly payments, with the third coming next Wednesday, yet no official approval letter or back pay. It was a unique case, in that they reopened a former case. Regardless, hopefully the end is just hours or a day or two away. Thank you.

        • Kay Derochie says:

          Dear Francis,

          It is unusual to have a prior claim denial reopened, although occasionally it does happen. Your approval letter, when it comes, will confirm your first month of entitlement to benefits. That is the reason you have not received a letter as yet. The letter will be sent when the entitlement date and back pay amount have been approved in this special review.

          Regards,

          Kay

    • Brad says:

      Hi, Francis…

      I’d really appreciate it if you could let me know how you were able to acquire the phone number of your payment processing center (my back-pay is more than 6 months overdue). When I inquire with the national and local social security administration offices, they tell me that they don’t have a way of contacting the processing center. I would be so grateful if you could tell me how you obtained the number – or maybe you could e-mail me the actual number you used? I’m kind of desperate because I need the back-pay to help pay for a hernia operation. Thanks so much, and I hope you had a nice Thanksgiving and that you get your back-pay soon, too… Brad

  133. monique says:

    I received worker comp from February 2011 to 11-2011. I was approved for ssdi November 3012, they say they will back pay from 2011. will I have to payback worker comp even though i wasnt getting worker comp when I was approved.

    • Kay Derochie says:

      Dear Monique,

      Social Security will reduce your Social Security Disability (SSD) benefits for any months that Social Security benefits and workers compensation benefits overlap and together exceed 80% of your usual earnings, as defined by Social Security. This means that it is likely that, for those overlapping months, you will receive more between SSD and workers comp yhan you would have received from either of program alone. Also, Social Security does not pay the first five months of disability, so if you received workers comp for the first five months Social Security says you were disabled, your workers comp for those five months will not reduce your Social Security benefits.

      Best regards,

      Kay

  134. monique says:

    sorry i ment I was approved ssdi 2013

  135. wanda allen says:

    I have been approved for ssdi sept 2013, and I became diabled in aug 2012, I actaully been to a lot of specialist Heart disease, heart recipent, but my last hospital is all they looked at in aug 2013 so that is where they started will get my first check in feb 2014( with the 5 month wait period), did not go back to my records in aug 2012, but have appealed my eod date which i think is the 2012 date and not the 2013 date, have sent all my medical records and all that they ask for.. this is for backpay i feel i should be getting, aI also have one dependent child who turned 17 oct 31, and have a phone interview for her on Nov 26th basisally she has been approved, just need to get her bank accout info and comfirm her ss#, will she get backpay also, and how long does it normally take for her, she has been great going to school and not asking for anything knowing there is not much money..and if i can prove that they only went to the last doctor info and not the orginal that did my orginal surgery will i get backpay.and would i have to wait very long. for my check,

    Thanks
    wyallen

    • Kay Derochie says:

      Dear Wanda,

      If you can establish that you became disabled August 2012, then your eligibility and your daughter’s eligibility for benefits will begin February 2013 (the first month after the unpaid five-calendar-month waiting period).

      You do not say whether you have an attorney for your appeal. If you don’t and your appeal is denied, be sure to retain an attorney when you request a hearing (second appeal).You can obtain an excellent Social Security attorney by calling Disability Advisor at 1-888-393-1010. You do not have to pay any legal fees up front and you will pay attorney fees only if you are approved for benefits. Social Security law sets the amount your attorney can charge and the Social Security Administration pays the attorney directly from your retroactive award at the time they send your back pay to you. So, it’s all very easy and risk-free.

      Best regards,

      Kay

  136. Bautista says:

    Hello Kay.

    I have been getting ssi for the past 10 years. I just recently had an interview for ssd. I was approved on the spot and was told I would be receiving both ssi and ssd with a back pay from 2008 for ssd. The worker at the ssa office told me it would be here in a month along with my first check. Is this dependable being as though my back pay isn’t that much? Will my check get here in the expected time frame? Or will I be playing the guessing game too like some other people I’ve seen on here? Thanks in advance for your help and advise.

    • Kay Derochie says:

      Dear Bautista,

      Unfortunately, your guess is as good as mine about whether you will receive your payments in the estimated time. I am sure that the representative you spoke expects that your payment will arrive in the time frame he or she suggested, but it seems as if we are seeing more lengthly delays than usuual.

      Sincerely,

      Kay

  137. Stacy says:

    Hello. My question may have been asked and answered already but I will ask anyways.
    Ok I had my hearing August 28, 2013. The ALJ found my case fully favorable and found me disabled as of August 30, 2011. I had my first interview with my local SSA office last week and another today. The first was about my info and to tell me I am going to draw SSD and that I can receive Medicare starting in Feb 2014. Today was because I have children who can draw off of me. I am going to receive my first regular payment on Dec 18, 2013. I know how much I am going to get each month and how much each of my children will draw on me. I also know that my kids will get back paid the same amount of time as me.
    My question is how long will it take to get my back pay? Before my first monthly payment? Also, will it be split up like SSI does or will it all be at once?
    Thanks.

    • Kay Derochie says:

      Dear Stacey,

      Your Social Security Disability and your children’s dependents back pay will be paid in lump sums, not in installments. Most of the time now, back pay is paid after the initial monthly payment, but not always. Based on what I am observing it will take from a couple weeks to a couple months or more for the release of your retroactive benefits.

      Best regards,

      Kay

  138. Trevina says:

    Hello Kay,
    As a child my son was approved for ssi uinder the child benefit. Due to my income it has been over 10 years since he received income from ssi. He recently graduated w3ith a certificate of completion in June 2013 and turned 19 years old in Sept 2013. I reapplied for his benefit as an adult in August 2013. I received a check for 402.43 on November 18th with no additional information provided. I attempted to open an account for him and I was referred to ssa for rep payee letter which indicated his amount was reduced by 71.00 due to overpayment. My question is why he did not receive the full 710.00 and will he be eligible for back pay since his disability date is 4/11/2007 and what about the months we waited to be reapproved. I cant believe they would issue a check without explanation. Please Help Iam Confused.

    • Kay Derochie says:

      Dear Trevina,

      With regard to notifications, when payment is already due, it usually comes before the explanatory letter.

      Your son lost his entitlement to SSI as a disabled minor child because of the length of time he was ineligible due to deemed income from you, his parent. His current entitlement is based on his income only because he is now over age eighteen and begins with his August 2013 application. There is no retroactivity prior to his current application. His back pay, if not withheld for additional overpayment, will go back only to the August application.

      The calculation of his benefit is based on his income, including in-kind (non-cash) income that he may be receiving from you in the form of free shelter and/or food. If this is the case, I am guessing that the payment he received is for one month and that his benefit was reduced not only to collect the overpayment that existed from his prior entitlement, but also by one-third, which is the maximum reduction for the value of free shelter or other in-kind support. Now that he has income, if he starts paying his share of the shelter and food costs, his SSI could go up. You can contact Social Security to find out the amount that he would have to pay to receive the full $710. (The amount is based on his share of rent or mortgage and utilities and food, which in turn is based on total costs and the number of people in the household.)

      Best regards,

      Kay

  139. Trevina says:

    Kay my son has been noted disabled since 2007. As a child his benefits were cut because of my income. He graduated in June 2013 and turned 19 in September 2013. I reapplied for his benefit in August 2013. I received a check for 402.45 with no info.SSA referred me to the bank whom stated I needed rep payee letter. ON REVIEW OF THE LETTER IT STATED HIS MONTHLY PAYMENT WOULD BE 402.45 starting December 2013 with 71 dollars being withheld for overpayment. Will he be given back pay from the time he turned 18 and why is his benefit not 710

    • Kay Derochie says:

      Dear Trevina,

      Please see my reply to your letter of yesterday. I posted the reply a few minutes ago.

      Best regards,

      Kay

  140. Marilyn Robinson says:

    hello, I have been on Prozac for the last 7 years for depression and I have knee problems, I have screws in my knee and I am trying to apply for ssi disability for both mental and physical, they lawyer I talked to told me I could receive up to $1500 a month for this and they would go back as far as 5 years and pay me for those 72 months, so according to the lawyer I could make up to $108,000 and give them 25%, they said it has something to do with Prozac and depression, is this true to your knowledge?

    • Kay Derochie says:

      Dear Marilyn,

      As far as I am aware, Social Security Disability can be paid only for a maximum of twelve months prior to the month of application. I am not aware of any special circumstances related to Social Security and Prozac and depression. Perhaps your attorney is suggesting some other legal claim–not with Social Security–that is related to Prozac.

      It is possible that your monthly benefit is $1,500. You can check on this by either going online at http://www.ssa.gov or calling Social Security’s call center at 1-800-772-1213 and requesting your earnings record, which will give you a benefit estimate. Social Security law says that your attorney can be paid the greater of 25% of your Social Security retroactive (back) pay or $6,000.

      Sincerely,

      Kay

  141. al says:

    i am homeless but just got approved for ssdi. my estranged wife gets ssi, if i move back ( it would be temporary) at her address, would she lose her ssi?

    • Kay Derochie says:

      Dear Al,

      You do not say whether your Social Security Disability (SSDI) benefits have started. If you move in with your wife and have no income or assets, it will not affect her Supplemental Security Income (SSI) payments. Once your Social Security starts, your income could affect her SSI if you are living together. Whether her SSI will stay the same, go down, or be terminated depends on the amount of income your and she have and whether either or you has minor children lviing in the household or you are paying child support for a minor child.

      There is something else for your wife to consider. As a recipient of SSI, she is required to apply for all other benefits for which she may be eligible. That includes wife’s benefits on your Social Security account. Usually, Social Security would contact her to apply for the wife’s benefits shortly after your payments start; but if she is not contacted, she needs to contact Social Security to apply on your number. Note that your SSDI benefit will not be affected by her eligibility.

      Sincerely,

      Kay

  142. Virginia says:

    I first applied for my disability in Sept. 2011. After that, I was denied 4 times in between now i’m 43. I had to do a whole new application in Sept. 2012 when I had to leave my job because I was unable to do my job anymore. I got a lawyer in January 2013 and I was denied again and he filed a request for a hearing in June 2013. I would like to know when is my hearing date and if i’m approved how far back will they go.

    • Virginia says:

      Hi Kay, I sent a reply on Nov. 25. Will you please respond back concerning my situation.

      Thank you

      • Kay Derochie says:

        Dear Virginia,

        I apologize for the delay. I was out of the office for a few days for the holiday.

        Please see my response posted on December 2.

        Sincerely,

        Kay

  143. Dona Cubbage says:

    Hello, I receive SSI for my disabled son. My payment is judged each month by my income I receive from working. Any months that there are five pay periods I do not receive a payment. In Sept 2013 I went on short term disability at work due to a surgery. I will not return to full time work until December 16th. I got a letter from work showing my weekly disability payments from work and turned it in to my local SS office. Since I am receiving less than half of what my gross earnings were previously I was told that I would be owed some money. I was just wondering if you knew how long it would take before I would receive the adjustment.

    Thank you for your time.

    • Kay Derochie says:

      Dear Dona,

      Income changes in one month count two months later. For example, if your income goes down (or goes up but not enough to cause ineligibility) in October, you would see the change in SSI amount in December. Lower income in November would affect the January payment amount. How soon the office processes the change depends upon how busy they are. Hopefully, they would process the computer changes within a week of receiving the information. You should receive a written Notice of Change that outlines the new payment amounts.

      Sincerely,

      Kay

  144. Nicholas says:

    Hello Kay,

    I was diagnosed with multiple sclerosis in March this year, and applied for SSI in April. I received a denial letter in the last week of October.

    I’m working on an appeal. I’m wondering, though, if and when I am able to get through an appeal successfully… Will I get back pay from when I was diagnosed in March, when I filed the claim in April, or just since the appeal documents were filed in November?

    Thanks.

    • Kay Derochie says:

      Dear Nicholas,

      If your application is for Supplemental Security Income (SSI), not Social Security, your benefits would begin with the month of application, April 2013. As an aside, if you do not have an attorney representing you in your appeal, it would be a good idea to get one so that they can review and address the specific reasons for the denial. If you do not wish to retain an attorney, ask Social Security for a copy of the decision memo (not the denial letter, but the denial memo) so that you can see the full rationale for the denial and say how you disagree with it. You have a right to receive that document.

      Sincerely,

      Kay

      • Nicholas says:

        Hi Kay,

        Thank you for the reply!

        I am going to be getting help from an attorney, who I am actually meeting up with for the first time tomorrow night. Knowing about the denial memo is good, though, I had no idea about that at all.

        Here’s hoping that all goes well with the legal help. Thank you, though, for letting me know that I would get the back pay from my claim in April! That’s very helpful to know.

        Much appreciated,
        Nicholas

  145. Joe says:

    Hi I am approve and now will kids get back pay , I gave there info when I first aply but I don’t know whts going happen now

    • Kay Derochie says:

      Dear Joe,

      If your approval is for Social Security Disability and your primary payment amount is less than your family maximum payment amount, then the children will receive benefits for every month that you are receive benefits. Usually the children’s claim is processed after your payment is finalized. If you are not contacted about applying to be representative payee for your children and providing their birth certificates (assuming you didn’t provide them before) within a couple weeks of your benefits starting, I suggest contacting the office that is handling your claim and ask for an interview to get your children’s benefits started.

      Best regards,

      Kay
      Sincerely,

      Kay

  146. Ron says:

    Hi Kay,
    I wrote you awhile back about my claim and reconsideration. Well it ends up I found out there is a thing called EXR in which if I have same illness as prior I could file. Since 1994 nobody at SS ever informed me about EXR. While waiting for claim reconsideration I found out about EXR and I was angry. I called SS they said only thing they could do is make an appointment 2 months from call date. Now im really angry wrote an angry note to SS office asking why nobody informed me about EXR after I told SS management and SS doctors on numerous occasions it wasn’t a new illness it was existing and I was in my 5 year period to file exr. Somebody woke up because of letter sent a letter back apologizing for violating my rights in regards to EXR and said Im entitled to EXR and changed my appointment from 2 months to a week away. Oct 8th went in and the women was very apologetic filled out my EXR paperwork and told me I would get my provisional payment 1st one on Nov 1 and she would combine my reconsideration with my EXR and would be handled as an EXR. Damn is it possible to get approved so fast. On Nov 1st I got my 1st provisional payment and then a letter for a meeting with SS on Nov 22nd to discuss the waiver of overpayment I asked for. On nov 22 I went in and told them nobody ever told me about exr and the money for overpayment back in 2006 was money SS gave me after 9 months of work but I became ill again and off work and money they wanted for overpayment I actually didn’t work those months. Well the SS representative said I have to pay it back. He said he was 4th person handling my file. He said the good news is my EXR was approved on Nov 1st. Is this possible to get approved in 3 weeks since filing after waiting 18 months with new claim? Now I asked him about back payment he said there was none I begged to differ as I had been off 18 months and new claim was filed in Dec 2012 after telling SS it was same illness and actually I was off since march 2012 and I was only told by SS to file a new claim. He made me wait and came back and said I would be getting 12 months backpay from Oct 2012 to Oct 2013 when I filed exr. SS screwed up this entire thing. Then he said I could pay the entire 15000 out of my backpay that they say was an overpayment. Anyways I agreed I wasn’t going to argue with him so he typed agreement stating overpayment would come out of backpay and I signed. I asked about backpay for my children and monthly benefits and told him they were listed on EXR forms to get benefits he said once I get an approval letter to come in and ask for benefits and backpay for children. If I was asked about children and they were put on EXR form shouldn’t everything be automatic or do I have to contact SS again for them? Now he said my Back payment would come first then monthly but Im getting provisional benefits now. I haven’t yet gotten an award letter other than one in oct saying I would get provisional benefits and EXR was approved Nov 1st according to him and I haven’t gotten an award letter yet stating. Its funny I was told SS wasn’t looking to collect overpayment in Oct but in Nov I got letter stating all the sudden they wanted it. I am assuming its because my exr was approved and I assume no award letter was going to be sent until after my meeting on nov 22 and after an agreement was reached to pay overpayment back. Anyways is Expedited really expedited as Ive dealt with SS since 1994 and never seen anything this fast happen. Filed Oct 8th 2013 approved Nov 1st 2013. Do I in fact have to wait til I get award letter to get my childrens benefits or will that be automatic because info was taken on EXR forms? Since they really expedited exr claim will my backpay be expedited? Ill be honest I was shocked when I went in meeting on Nov 22 and he told me my exr was approved on Nov 1st only 3 weeks. I guess when you send a letter saying you feel discriminated against because you weren’t offered something everyone else was people jump. Im assuming after my meeting last Friday the 22nd my case manager would now already gotten information to the PCR who is actually the one who sends award letters the FO only send denial letters and Im assuming I should be getting an award letter soon. Is my assumption correct? I have to admit the lady who was given full responsibility of my claim after the letter I wrote even though I was supposed to meet with her on Nov 22 but she wasn’t available has handled this as if it was fed ex next day air.

    Thanks
    Ron

    • Kay Derochie says:

      Dear Ron,

      I am glad that you became aware of the Expedited Reinstatement provision that is part of Social Security’s return to work incentives. It is unfortunate that someone along the way didn’t notice the oversight of not recognizing that your claim should have been treated as a request for reopening, not a new claim.

      To answer your questions, yes, the expedited reinstatement process is expedited; and it is possible to have a decision within weeks, as you did. Getting that approval fully processed to payment so that you are switched from provisional payments to regular payments likely will not be as expedited. It may take a couple months and the usual procedure is to complete the payment calculations and begin payment for the worker before action is taken to pay dependent benefits. (Provisional payments apply to you, but not to your children.) So, the instruction the representative gave you to contact Social Security about the children as soon as your benefits start is correct.

      Best regards,

      Kay

  147. Jenny says:

    Hi. I applied for ssdi June I was approved and I receive my first check on Dec 23, 2013. My son has been disabled since1997. He currently receives SSI. Iapplied for him to draw benefits off my account. Will he get backpay from 1997 for ssdi

    • Kay Derochie says:

      Dear Jenny,

      Your son’s Social Security benefits will be paid only for the months that you are eligible for benefits. Note that his SSI will be reduced or terminated when his Social Security starts. If for some reason this is overlooked by the Social Security Administration, to avoid an SSI overpayment, be sure to contact Social Security to report your son’s Social Security benefits if he receives unreduced SSI after getting Social Security.

  148. misty says:

    hi kay I was awarded full ssd back to the date of injury which was December 2011 also am eligible for ssi which they said goes back to January 2013, and they sent me a letter saying that starting june 2012 to October 2013 is when they will pay for ssd depending on how much I received from ssi? im confused will there be any back pay from ssd? or just ssi? and also I have a daughter living with me she should be eligible to draw ssd of me right? they are so confusing when you call its like no one wants to tell you anything? thanks agin for your time!

    • Kay Derochie says:

      Dear Misty,

      Social Security Disability (SSD) and Supplemental Security Income (SSI) Retroactive payments are coordinated (offset against) each other so that a disabled person doesn’t receive duplicate disability benefits for the same period. Typically, SSI will be paid first and Social Security will be reduced by the amount of the SSI. SSI is paid first because in many states, SSI eligibility affords eligibility for Medicaid, which can pay unpaid medical bills for some past months for which you are SSI eligible.)

      You are right that your daughter may be eligible for Social Security dependent benefits. If you daughter is either under age eighteen or under age nineteen and in school or is an adult who has been disabled (as defined by Social Security) from childhood and your Social Security benefit is less than you family maximum, your daughter will receive benefits. Usually dependent benefits are paid after your benefits start.

      Best regards,

      Kay

  149. Virginia says:

    Dear Kay, I haven’t received your response to my questions.

    Thank you,
    Virginia

    • Kay Derochie says:

      Dear Virigina,

      As I indicated, I did respond to you on December 2. There are quite a few comments and responses so you may have to scroll back through a few pages of posts to locate it.

      Sincerely,

      Kay

  150. Theresa says:

    Hi Kay,
    I applied for disability benefits on April 20,2013. I still have not heard on a decision and it has passed the 180 day mark. I called the 1-800 number and was told a high priority email was sent to a supervisor and my local claims office regarding them not meeting the alotted time frame. How do I get things settled, should I visit the office and speak with someone in person?
    Thanks,
    Theresa

    • Kay Derochie says:

      Dear Theresa,

      When you called the 800 number, were you told that the claim was in the local office or in the Disability Determining Services (DDS)? If it was in the local office, then I would suggest following up if you haven’t heard anything from them within a week of your phone call. If it is in DDS and you have or can get the number, I suggest calling to ask if they need anything from you or your physicians.

      Sincerely,

      Kay

  151. Sara says:

    Hi I finally had a favorable decision in April 2012 after 5 years. My back pay is a large amount. I have received one lump payment. There is still more back pay owed. I have had no letter sent out to me with explanations of benefits. One day I looked in my account and there was a 77,000 deposit. My main question is social security is telling me since my kids are 19 and 20 now they will be getting checks written out to them. Theses are 20,000 and 22,000 checks. I don’t want to sound greedy but I went through my grandmas inheritance, I had to sell my house and cash in all my savings while I was waiting for social security to make this decision. As well as they are too immature and irresponsible to have this amount of money. Please help and let me know if there is anything I can do before the money is disbursed. Thank you in advance Sara

    • Kay Derochie says:

      Dear Sara,

      I doubt that there is anything you can do to keep the money being paid to your children directly; however, just in case, you could go to your local office to find out whether the payments could be made in installments (which I doubt). Otherwise, perhaps you can have a family meeting and try to instill the idea that it is a great opportunity for them to get this money and how it could help get their adult lives off to a good start. Discuss investment options for them such as college or trade school tuition, downpayment on a house, etc. Beyond that, you are powerless (like all of us parents are).

      Sincerely,

      Kay

  152. Joe says:

    Do I get my monthly benifit befor my back pay or they have to wait for figger out everything then monthly pay is out?

  153. Cherise Cleghorn says:

    Hi I recently had my ssi hearing, and the vocational expert said there was 0% chance of me being able to work due to my mental status. I am pretty sure that means I have a good chance of winning.
    My lawyer informed me if I am approved I would receive back pay from 2004; which is life changing! I’m just worried that since I owe back child support from 13yrs ago that my benefits will be garnished to pay that.
    I did some research and found things that said , if it’s ssi not ssdi ( which ssi is what i would get if i am approved) they cannot touch my benefits; is that true? And if so, is it safe for me to open a bank account?
    Confused in C.A

    • Kay Derochie says:

      Dear Cherise,

      Yes, to my knowledge, SSI (Supplemental Security Income) payments cannot be garnished. You, of course, could voluntarily pay some of your child support debt.

      Sincerely,

      Kay

  154. Terry says:

    Hey Kay,
    I have read through all of the post on this page. It took me a while, but I wanted to make sure I didn’t ask a question that had already been answered.
    Have you had or heard of any dealings with a critical case? The reason I ask is because I had my ALJ hearing on Dec 2, 2013. I don’t remember if it was during the hearing or after she had stopped the recording, but my ALJ said that she was finding a fully favorable decision on my case. I have affirmed with the ODAR office that my case was and is still marked as a “critical”case for MCWW. Do these cases usually move faster? If so, what should I expect?
    I am asking you because now that I have “won” my case, my law office does not return phone calls or answer any questions.
    This is what I know:
    I know I have turned down/been denied SSI benefits because of assets and other income so that shouldn’t delay the process.
    I know that for “normal cases” it could take up to 90 days to receive payment.
    I know that for those cases that are flagged as mine, it should be expedited through all stages according to HALLEX I-3-1-51 and DI 11005.601.

    I was just looking for an estimate on time if you had one.

    Any information will be greatly appreciated.

    • Kay Derochie says:

      Dear Terry,

      Thank you for your question. I wish I had a reliable answer for you, but I do not. The first step after the hearing is that the judge has to formally render the decision and then it has to be typed up into a letter that goes to you and your attorney. At that time, the hearings office notifies the Social Security office, which does a final review to see if all documentation is in for non-disability factors, such as proof of your age. After you get the letter, I suggest contacting the local office to ask the representative to be sure that your Social Security computer record is correctly coded with your SSI denial. Occasionally, a Social Security claim is held up because the coding is missed.

      Sincerely,

      Kay

      • Terry says:

        Kay,
        Thank you for your reply. I will keep a time line and do as suggested. I will let you know what happens and when.

        Sincerely,
        Terry

        • Kay Derochie says:

          You are welcome, Terry. I’ll look forward to hearing from you.

          Kay

          • Terry says:

            Hello again Kay. I just thought I would give you an update. I received my favorable decision from the ODAR office on January 3rd, 2013. I spoke to the local office prior to receiving the letter and they said that they were authorizing the release of payment. Not sure what that means. As far as the HALLEX goes, those are just guidelines for SS to use and are not necessarily enforceable. How ever I did have a person with the Critical Congressional Unit make some phone calls for me. I am now trying to get in touch with the local office to see if I need to come in for anything. I don’t think I should being that I had already been denied SSI during the initial application. So all in all it has taken a month from hearing date to Notice of Decision. Now Just waiting on award Letter.

          • Kay Derochie says:

            That’s all good news, Terry!

  155. Libby says:

    Hello Kay,

    I have scrolled through every letter to you in search of my question; but to no avail.

    My husband received SSD. He has 2 sons who receive benefits; one of whom has turned 18. His benefit, in turn, went to the 14 yr. old. Our question is this: When the 14 yr. old turns 18 and stops receiving his benefit what happens to that money? Does my husband begin receiving this additional amount?

    Thanks for your time.

    • Kay Derochie says:

      Dear Libby,

      I haven’t seen your question before so apparently it didn’t post. So sorry for the inconvenience. Your husband’s benefit will not increase. Dependent benefits are an extra amount paid for the children and are above the disabled worker’s primary insurance amount.

      Best regards,

      Kay

  156. Cristine says:

    I got only some of my back pay that was for 4 months and I don’t know why. It was only 4 months times the minimum of SSI. Shouldn’t I have gotten more? I know my lawyer should get 25% but I still got only under $1000.

    Thanks,
    C.

    • Kay Derochie says:

      Dear Christine,

      You should get a letter that lists the total amount due you and how our benefit was calculated. SSI can pay from $1.00 to $710 per month depending on other income ou have including inkind income, which is free shelter or food. Perhaps you were eligible for less than the maximum benefits. Another explanation is that your back pay may be paid in three installments. If you are eligible for more than $2,000 in back SSI, payments are paid in three installments six months apart. If you have not gotten an explanatory letter, you could call 1-800-772-1213 and ask for an explanation.

      Best regards,

      Kay

  157. MaryAnn says:

    Dear Kay,
    I’ve been receiving SSDI since year 2001 for blindness. I have a 5 mos. old son & also receiving as my beneficiary. I had a retinal detachment & lost my vision on my right eye & my left good eye has 20/200 vision with corrective lenses. SS even sent me to a specialist to check my vision. I started working 1-2 days a week for supplemental, my benefits were not enough to cover the bills..I did let SS know about the changes and they said it’s fine, as long as I don’t go over the threshold ( which we based on blind threshold) I checked & verified many times with SS my income & the threshold. So, all along I thought every thing is fine.. Then in Sept. 2011 my benefits were suddenly stopped & didn’t get the SS letter until after 2 weeks saying they ceasing my benefits, because of “overpayment”! Or substantial gainful activity…so, I was so shocked ! This my main income…& it’s already hard enough..
    I went to the local office and checked what happened..told them i don’t agree with this decision, because I was led to believed everything I was doing was ok & my earnings were in the blind threshold. I talked to a few of them in the office & were told to come back many times…& they gave my the run around..I was explained that back in 2005 or something, one of the staff that does the review reapproved my claim when he saw the word “blindness”‘ right away, which should not had happened… And it’s not their definition of “stat blind”!,, which is completely different.. I said that’s not even on their brochure or Infos. Online..I didn’t even get any notice or letter stating the difference in blindness & what kind of blindness I was approved for…I was in tears…( I didn’t even have enough notice or explanation and suddenly stopped my benefits…) because I won’t be able to pay my rent & bills & will get evicted if I don’t get any income at all…So, they stopped my benefits starting Sept.-Nov. 2011. In Dec. 2011 I came back to the office…desperate! Cause I was already 2 months late on my rent & already have a letter of eviction & my medical records..brought to the office to show them that I was desperate & in dire need.. I was told to reapply & file for a reconsideration & also file an appeal for a hearing… If reconsideration gets denied.. So, they approved my application right away, or reinstated, supposed to include my son. I was told to temporarily only earn base on the regular blind threshold, because I still need to wait for the reconsideration decision. I asked what’s going to happen to the benefits that was held or stopped from Sept-Nov. I was told” I’ ll get them back”, if my reconsideration or hearing were approved or have favorable decision… I wrote a letter to SS to continue my benefits & not to collect overpayments until the decision is made. I started getting benefits in Dec., but my son did not receive until May 2012, I was told because he’s application is separate from mine & would take time to process…I was also told that he should be receiving benefits if I am receiving benefits. The collection from the overpayment office held some of my son’s benefits & explained to them that I made a request for them to stop & not do that because I don’t agree with the due ion of overpayment & it’s not fault that they messed up the decision making.. They held all 5 mos. of benefits that we should have received…Feb.2012 got a letter for reconsideration denial & I did file for an appeal for a hearing. I didn’t get the schedule for the hearing until Feb. 2013 & it will be the end of the mos. so I requested to reschedule due to not enough time to get someone to help me or represent my case. Anyway, it was rescheduled to June 5,2013 & had the hearing result was “fully favorable” I qualify under their definition of “stat blind”! Got the fully favorable letter from the judge Sept. 2013 & still waiting for a calculation decision. I called a few times, all they said is to wait for the decision letter. It’s already Dec. & still have not heard from them.

    My question is will they pay me back those months (Sept.-Nov. 2011) when they stopped or held my payments & my son’s benefits that were also held or collected by the SS overpayment office ? My landlord is still waiting to be paid those month that I didn’t receive benefits & so as other money I borrowed to pay bills. I am really desperate, pls help ! Thank you for your time…

    • Kay Derochie says:

      Dear MaryAnn,

      What an unfortuante set of circumstances.

      Yes, you will get reimbursed for all the unpaid and withheld benefits because the judge upheld that you meet the definition for blindness so that the substantial gainful activity level is higher than for people entitled as disabled, but not blind. It is likely that the recalculations are being done in the program service center, which can take a long time.

      Best regards,

      Kay

  158. Cynthia says:

    My disability was approved on November 27th and I have not received my benefits in the mail yet. How long does it normally take

    • Kay Derochie says:

      Dear Cynthia,

      If your claim was approved on initial application or reconsideration appeal, the wait time for payments varies from a couple of weeks to a couple months or more.

      Sincerely,

      Kay

  159. misty says:

    hi kay im really confused I just received a letter from ssd saying they are withholding 11,000. of my backpay because I was eligible for ssi, I filed for ssd and ssi December of 2011 I was denied for both on may of 2012 I appealed went in front of the judge October 2013 he awarded me full favorable back to the date of December 2011, had a phone call from ssd worker gave her all my bank info in november2013 she then said I was eligible for both ssd and ssi gave me an amount and said I was getting my backpay of 14,000 for ssi and that my backpay for ssd was only going to be $734.00 ? should I get a lawyer? I never used one on my case. im afraid to appeal I don’t want to lose all my benefits?i just don’t understand I get both payments now why wouldn’t I have gotten both then? and while I was waiting to get ssd and ssi I was receiveing money from the state for my daughter and myself which I had to payback out of the ssi back pay! im thankful for the money now but the back pay would help me get out of debt which I have created since my accident!! thanks for your time again.

    • Kay Derochie says:

      Dear Misty,

      Your Social Security Disability (SSD) back pay was reduced for the SSI you were paid in the same period because you cannot receive duplicate disability benefits for the same months, therefore, one of your benefits had to be reduced for back months. You will receive ongoing payments from both programs if your Social Security is below the SSI income level. If so, the ongoing SSI will be reduced for the Social Security you will receive for the same month. Part of your SSI has gone to pay your debt to the state, which you incurred when you signed the agreement with the state to repay them if you got SSI.

      Best regards,

      Kay

  160. MaryAnn says:

    Very sorry ! for the duplicate…I thought it didn’t post & I also edited it a bit.. Thank you !

  161. Rosa Kelly says:

    Just one question my husband is permanently disabled and wanting to get his permanent fishing license .The wildlife needs a certification letter saying my husband is permantley disabled from s.s.d I just want to know how do I put this question to them so I can get what I exactly need or how to go about getting the correct information Rosa KELLY

    • Kay Derochie says:

      Dear Rosa,

      Usually agencies deem being on Social Security disability to be “permanent disabilitiy.” If all they need is verification that your husband receives Social Security, he can either call 1-800-772=1213 and follow the automated prompts to request a benefit verification letter or he could use the cost-of-living-adjustment letter that he will be receiving some time this month. The wildlife office can look at his driver’s license, which shows his date of birth as being below retirement age, and the benefit verification letter to figure out that the benefit is for disability.

      Sincerely,

      Kay

  162. Matthew says:

    I’m waiting for my SSDI benefits to hit the bank any day now. However, I have been receiving benefits (60% of my salary when I became disabled) from a long term disability insurance policy I paid for through my previous employer. The insurance company keeps asking if my SSDI claim has been paid and how much backpay I’ve received. They tell me that any “offset” I receive I will have to give to them. I do not agree that I should turn over my social security “overpayment” that I have been paying into since age 13 to an insurance policy I bought to protect me if I became disabled. The insurance company says there is a cap on how much income I can make, 60% of my previous salary when I became disabled and anything over that I need to pay to the insurance company. Has anyone ever heard of this greedy policy of taking SS from someone?

    • Kay Derochie says:

      Dear Matthew,

      Almost all private and employer disability policies integrate the policy benefits with Social Security. That means that the long term disability (LTD) benefits are reduced by the amount of Social Security you are paid for the corresponding month. This is a provision of the policy you bought and the premium you paid for the policy was based on reduction for Social Security. (A policy that did not reduce, if you could find one, would have had much higher premiums.) You will have an LTD overpayment when you receive your Social Security Disability (SSD) back pay because it is for months that you already received full, unreduced LTD. If you would like to review the policy provision that governs this, you can ask your insurance claims representative to guide you to the page on which it appears in the policy.

      Sincerely,

      Kay

  163. Newmyr says:

    Dear Kay, My friend is looking at applying for SSD and wants a representative to help her. She has been getting workers comp payments monthly that are more than what she would will get in monthly SSD benefits so she won’t have any back benefits when all is said and done. How does a representative get paid if there are no back benefits to pay them from? Do they just do all that work and get nothing in the end? Could this be the reason she is having a hard time finding someone to represent her?

    • Kay Derochie says:

      Dear Newmyr:

      Apologies for the late response. Our site has had a software problem that is now resolved.

      While it is possible that your friend might receive a small amount of retroactive Social Security Disability (SSD) benefits (if her workers comp is less than 80% of her average earnings, as defined by Social Security law), the fact that any retroactive SSD would be small could well be a contributing factor in her being unable to obtain an attorney. She might try contacting social service agencies in her area (both government and non-profit) to see if any offer Social Security application assistance.

      Best regards,

      Kay

  164. Detra says:

    I had a hearing in November and right now I am waiting on a decision. I was told it would take between 60 day to hear from them by January. There onset date is from January 2008- 2013. I am single and have no children. What would my monthly benefits be if I am approved and how long will it take for them to make a decision. I deal with depression, Carpal Tunnels, Fibromyalgia, back problem.ect. Can you help me

    • Kay Derochie says:

      Dear Detra,

      Apologies for the late response. Our site has had a software problem, which is now resolved.

      The amount of your Social Security Disability (SSD) depends on your individual work earnings. Given that you have a pending claim, the local office in which you applied (not the hearing office) should be able to give you an estimate. You could also request a “Social Security Statement” at http://www.socialsecurity.gov or by calling Social Security at 1-800-772-1213.

      If you applied for Supplemental Security Income, the maximum benefit has increased since 2008. In 2014, the amount for an individual is $721. The actual amount you receive will depend on your other countable income including in-kind support in the form of shelter or food.

      The general guideline is for you to have a decision within sixty days after your hearing; however, it often takes longer. If you have not received a notice within ninety days and you do not have an attorney, I recommend calling the hearing office to get a status report–just to be sure a decision letter has not gone astray in the mail.

      Sincerely,

      Kay Derochie

  165. terry says:

    HI MY SON APPLIED FOR SSI IN APRIL 2013. HE WAS FOUND TO BE DISABLED IN SEPTEMBER 2012. THEY ONLY BACKDATED UNTIL MAY 2013.SHOULD THEY HAVE BACK DATED THEY DAY HE WAS DETERMINED DISABLED SEPTEMBER 2012?

    • Kay Derochie says:

      Dear Terry,

      Apologies for the late response. Our site has had a software problem, which is now resolved.

      Supplemental Security Income (SSI) benefits have no retroactivity prior to the date of application and SSI is not paid for partial months, so your son’s eligibility begins in May 2013, based on his April 2013 application.

      Best regards,

      Kay

  166. MaryAnn says:

    Dear Kay,

    Thank you so much for your reply. I just want to check if you happen to know if it’s possible for me to get both SSDI & SSI ? Since I haven’t worked for about 2 years now. Is there a certain income or amount of SSDI in order for me to receive an additional SSI ? Thank you again & many blessings to you !

    • Kay Derochie says:

      Dear MaryAnn,

      Apologies for the late response. Our site has had a software problem that is now resolved.

      If your countable assets and income, including Social Security Disability (SSD), are below the Supplmental Security Income (SSI) limits, you can receive both SSD and SSI on an ongoing basis. If your Social Security, alone or with other income, results in too much income for SSI, then you will receive only SSD on an ongoing basis.

      Looking at retroactive months, you might receive SSI for SSD’s unpaid, five-month waiting period, if some of the unpaid months fall after your SSI application date. If you have the potential for dual entitlement in months before your approval, the two benefits–SSD and SSI–will be coordinated with one offsetting the other so that you do not receive duplicate benefits for past months.

      Best regards,

      Kay

  167. Autumn Smith says:

    My mom has been fighting for her SSI for 7 years, and finally won. She was supposed to get at least 40, 000 back. My mother has been waiting for that money for years. She was going to use that money to finally buy my brothers and I a house of our own, and her a car that would brake down on her any more. She has been so excitied, always saying, when I get my back pay, I can buy us a house, or a car! Maybe even get you new close for school! Or, maybe I’ll have my back pay by Christmas so you guys will finally have a good Christmas. But the lady called today to inform my mom that she would only get 5,000 back. 25% goes to her attorney. The reason? Because my ex step dad made to much money when they were married. I understand that part. Yes, they were legally married, but were separated for most of the marriage. And we never saw any money, because he gambled it away. So, I’m trying to find a way to make this situation better. My mom is just so devistated right now. Is there anything we can do to fight this desition?

    • Kay Derochie says:

      Dear Autumn,

      If Social Security counted your former stepfather’s income in months that your mother and stepfather were living in separate households, your mother needs to appeal the calculation of her benefits. She will need to present proof of separate households. She can ask Social Security what proof they want and then get it. (Such proof could be verification from your stepfather’s landlord that he was living elsewhere. Other possibilities are utility bills in his and her names at different addresses or statements from utility companies.) She needs to appeal within 60 days of the date of the letter that told her how her claim was being calculated. I would also suggest that she check all the other facts used to calculate her claim so that she can review for accuracy and appeal those facts if they are in error.

      Sincerely,

      Kay

  168. lynnbrady says:

    a year ago i called ss. and told them that when they deducted the amout of back pay that they took about 300 dollars over what they claim owed amount.back to them.cant minus more than what the other benift had given out…the ss place told me they would look into it and not to call it would take longer…so i didnt call..back in 2004 i got so many letters…it at first confused me on my amounts(i have every piece of paper)but no one can minus ..IMPOSSABLE!!!..well its been god i think 2-3 yrs ago and no call..what should i do. now? has it been too long now?

    • Kay Derochie says:

      Dear Lynn,

      Apologies for the late response. Our site has had a software problem, which is now resolved.

      If you appealed formally and have not gotten a reply or have other proof of asking for a correction of the withholding and have not gottn a reply, then you should follow up even though it has been a long time. Take a copy of your appeal request or other documentation of requesting a correction to your local office and ask them to follow up with the program service center. Also take correspondence and calculations that show that they offset too much.

      Best regards,

      Kay

  169. Camille Baugh says:

    I wil be 18 in 4 months and I receive ssd from my father who has passed .My mother says she can keep the money because ill still be in high school until im 20 .Could you please clear up whether the money will be in my name or hers ?If so could I take her to court to have the money turned over to me ?She is a active drug user .

    • Kay Derochie says:

      Dear Camille,

      Apologies for the late response. Our site has had a software problem, which is now resolved.

      Your Social Security dependents benefits can continue until age nineteen if you are still in high school. I suggest going to the Social Security Administration and applying to have the benefits paid in your name. Explain that your mother is an addict. If you do receive the money, keep in mind that you will still need food, electricity, heat, etc. and use your benefits to buy these things directly for yourself and your household.

      Best regards,

      Kay

  170. Stacy says:

    Hi Kay!

    I just talked to the SSA office and told me my back pay had been released and started processing 2 days ago. Do you know how long after they start processing a back payment it will take to get to me?
    Thanks!

    • Kay Derochie says:

      Dear Stacy,

      Dear Terry, 12/11

      Apologies for the late response. Our site has had a software problem, which is now resolved.

      You should have received the payment by now as it should not take more than a week after payment is released to reach you.

      Sincerely,

      Kay

  171. Lee says:

    I have applied for disability benefits, was denied SSI due to income received on short term disability. The case worker(initial interview) based date of disability to be from physical ailment and has handed off my claim to the medical review dept.
    My question is, the short term i receive is only for chronic knee pain in which we do not know at this point, where the knee recovery is going, talk replacement surgery.. But, I have applied for disability due to chronic depression and anxiety/panic attacks in which the knee problem has inflated. I have lost jobs, work days and good reviews(job) due to absences caused by anxiety and panic attacks. Will this be considered in the determination? I DID include the emotional and metal issues in the application, as it was my main reason for applying. Thank you

    • Kay Derochie says:

      Dear Lee,

      Apologies for the delayed response. Our site has had a software problem, which is now resolved.

      All your medical and psychiatric conditions will be considered in making a decision on your claim. If you have not already included a statement about missed work and lost jobs due to your mental health, I recommend writing up something and getting it to the Disability Determination Services right away. Also, if you have employers who have observed your physical and/or mental health symptoms, statements from them could be helpful.

      Sincerely,

      Kay

  172. james greer says:

    Hi,
    I filed for ssi and ssdi in Feb.2011 was denied,appealed I’d was denied again appealed it once more and received a hearing date of Nov 14 2013. 1 week prior to the hearing date my lawyer contacted me and said the alj had requested that I amend the onset date from Feb 2011 to April 2011 so we did. Went to the hearing and it went well.I received a fully favorable decision dated Dec 4 2013 on Dec 10 2013. I will receive back pay as well. I have been to my SSA account online and it states I will receive a $721 payment on Dec 31 2013. My question is about back pay if I receive back pay from both ssi and ssdi how do they pay the payments? I know that depending on the amount ssi pays out in 3 installments. Does ssdi pay the lump sum before during or after the ssi payout ?

    • Kay Derochie says:

      Dear James,

      Apologies for the delayed response. Our site has had a software problem, which is now resolved.

      Usually the SSI is paid first and the Social Security (SSDI)is reduced by the amount of SSI paid for the same months. However, it can occur in reverse order. If the SSI is paid first and in installments, the SSDI could be paid before or after the first installment.

      Sincerely,

      Kay

  173. Shannon says:

    My son was approved for ssi based on his disability in October 2013. We had a phone interview to go over his assetts and income on October 18, 2013. He has money that is paid into an irrevocable special needs trust from his accident. We still have not heard how much he will be eligible to draw. I am being told that his Special Needs Trust is being reviewed at the regional office. Any idean how long this will take and what I should do to speed the process up. The trust was reviewed the day we applied for ssi back in February 2013 at our local office and they said this it would not count as income. I was told that it still has to go to the regional office for appoval once client is approved ssi.

    • Kay Derochie says:

      Dear Shannon,

      Apologies for the delayed response. Our site has had a software problem, which is now resolved.

      The information you have received is probably true. Trusts are complicated documents and take many forms. Although the local office’s initial assessment of the trust allowed your son’s claim to be evaluated medically, once a medical approval was received, the trust had to be reviewed by a legal professional to be sure the claims representative’s assessment was correct. It is hard to say how long this will take and I doubt there is anyting that you can do to speed up the review. You can, however, as the office to follow up to the regional office if you have not heard anything by the end of January and monthly thereafter.

      Best regards,

      Kay

  174. joshmarini says:

    please my lawyer was supposed to get 27 percent and i get 73 percent of the funds but i ended up getting what the lawyer is supposed to get…and i called and they said it was correct please help me

    • Kay Derochie says:

      Dear Josh,

      Apologies for the delay in responding. Our website has had a software problem, which is now resolved.

      My first thought is that perhaps your share (75% or all but $6,000 if your retroactive pay exceeded $24,000) has been reduced to repay assistance that you got from a state disability program or by a garnishment for back child support. Such reductions would be taken out of your benefits after the attorney was paid. If that is not the case, then I recommend that you go into your Social Security office and speak with the claims representative who processed your claim to get a full itemized explanation.

      Sincerely,

      Kay

  175. Sean says:

    Hi. I came across this website while researching information pertaining to my disability. I saw something about children receiving payments if their parents are on SSD. When I was 14 my mother began receiving benefits up till I was about 20. I was wondering if I should have been receiving benefits also during that time period or are children not automatically qualified. My mom was a single mom and I am an only child. Thank You

    • Kay Derochie says:

      Dear Sean,

      If your mother was receiving Social Security Disability benefits on her own earnings record and her benefit was high enough, child’s benefits could have been payable. They would have been paid to your mother for her to use for your housing, food, clothing, school supplies, medical care, etc.

      Best regards,

      Kay

  176. Janet says:

    I was approved for both SSI and SSD. My question is, will I be able to purchase a home and car with the money that are back-paid to me? My children have been helping me pay rent for the longest, and will continue to do so in the event I decide to buy a home. However, they will not have to help out with as much money with having a home, verses helping me presently with the rent of my current apartment.

    Also, I am still awaiting both payments; SSD website indicated my first SSD monthly payment will begin Jan. 8th. The trouble I have figuring out is, will I get paid ‘both’ back payments from SSI ‘and’ SSD from Dec. 2011, according to what they are to be? Or will one amount be smaller retroactively than the other? I understand from previous replies you have given here that SSI stops once SSD is found to be higher. My question is if this happens does Medicaid stop as well? Thanks for your help.

    • Kay Derochie says:

      Dear Janet,

      Apologies for the delay in responding. Our website has had a software problem, which is now resolved.

      Your back pay for Social Security (SSD) will begin with the later of your sixth full calendar month of disability and twelve months before the date you applied. SSI will be retroactive to the month after you applied. The retroactive benefits will be coordinated with the second benefit paid being reduced by the amount of the other benefits back pay. Usually SSI is paid first, but sometimes it is SSD.

      SSD backpay is paid in a single payment. SSI back pay, if over three times the monthly Federal Benefit Rate, will be paid in three installments six months apart. An exception can be made for the purpose of purchasing a home. You, of course, would need to contact your Social Security office and request release of full back pay due to your plan to a house.

      Medicaid will stop when SSI stops unless you qualify under your state’s rules, rather than due to SSI entitlement. You will become eligible for Mediare after you receive twenty-four months of benefits including retroactive months.

      Sincerely,

      Kay

  177. Jody Inman says:

    My ? Is I settled a workmans comp case in 2012 and now got approved for disability on dec 2013 they say my back pay as of rigjt now is 35000 but seeing what thete having to do about my workmans comp settlement which was 17000 do you think or know how much or if any back pay I will receive?? I get frist check for monthly benefits on jan 8th when should I get my back pay??

    • Jody Inman says:

      Hello can you answer my question?

    • Kay Derochie says:

      Dear Jody,

      Apologies for the delayed response. Our site has had a software problem, which is now resolved.

      There is a limit on the total amount of workers compensation (WC) and Social Security Disability (SSD) benefits you can receive. The limit is 80% of your average earnings as defined by Social Security law. Settlements are usually prorated out over a period of time. I cannot say how much. However, unless your WC settlement is more than 80% of your average earnings, it is reasonable to expect that you will receive some Social Security back pay. Calculation of workers compensation offset often takes two months or more.

      Sincerely,

      Kay

  178. Robert says:

    I had my ssdi hearing in Tampa via a teleconference with a judge in Virginia on September 3. As of today, December 22, there has been no decision. I call Social Security on almost a daily basis, but there answer is always the same. Be patient they say. It has been nearly four months now. Is this common, or should I be concerned that something is wrong? Also, if I am approved, will I get the backpay for my son who is three and my daughter who is now 19? They both lived with me when I originally applied online, but now I am divorced and they do not live with me anymore.
    Thanks

    • Kay Derochie says:

      Dear Robert,

      Apologies for the delayed response. Our site has had a software problem, which is now resolved.

      I hope that by now you have received a decision on your hearing; it has been pending longer than the recommended two-month time frame. The fact that you had a teleconference with a judge in Virginia indicates that the Florida hearing office was overtaxed. It may be that the Virginia office also became overtaxed taking in hearings from other locations. I suggest calling the hearing office. If you are told that the hearing is pending a decision, you might ask where it is in line to be handled. If they say that the appeal is in the letter writing department, a decision has been made and you should have a letter within a month.

      With regard to your children, the adult who has custody of your minor son will receive his benefits. The nineteen-year old will be paid his benefits directly.

      Sincerely,

      Kay

    • Robert says:

      I finally did get my letter yesterday and the decision was fully favorable. However, I have to get recertified every 18 months. I cannot predict how I will be at that time, but if its anything like the last three years, there will be no way I can work. How hard is it to recertify? Also since my benefits start date is June/2011, I assume I am now eligible for Medicare. Can I take my letter somewhere to get enrolled now so I can start seeing physicians again?

      Thanks

      • Kay Derochie says:

        Dear Robert,

        At the time of your reevlatuation, you will be asked to provide updated medical information, including a list of medical providers and medications. (It is important that your remain under a physician’s care.) Your claim will be reviewed to see whether you have recovered medically. You will continue to receive benefits while the review is being conducted. If your condition has not improved or has not improved enough to be able to do substanial gainful activity, your benefits will continue. If it is found that you are no longer disabled, you will have the right to appeal.

        If your approval is for Social Security Disability (SSDI) and not Supplemental Security Income (SSI), you will be enrolled in Medicare Parts A and B automatically. Your Social Security approval letter that lists your benefit amounts should show a reduction for the Part B Medicare premium and you will be given the opportunity to purchase prescription coverage (Part D Medicare). If Medicare information is not included in the award letter that delails financial amounts, contact your local Social Security office. Once you have Medicare, I suggest that you also investigate Medicare supplemental insurance options in your state.

        Sincerely,

        Kay

  179. Jody says:

    Whats waiting on moderation mean?

    • Kay Derochie says:

      Dear Jody,

      “Waiting on moderation” means that your comment has been received and is waiting for me to review it and respond. Please see my response of earlier today. (As noted, a software problem has prevented responding before now.)

      Kay

  180. Al says:

    Hello,
    I had my Social Security Disability hearing on Nov 26, 2013 and was given a fully favorable bench decision by the ALJ. I called the 1-800 and was told Judge signed the letter on Dec 19 and it went to payment processing on Dec 20th.. I assume I should be getting my back pay any day now.. Am I correct in assuming that.. I have not worked since March 2012 and filed for Disability July 2012.. How many months back pay am I looking at? When I called the 1-800 number they were also able to give me my monthly amount.. The SSA website seems to be slow in updating info. Thanks for a quick response

    • Kay Derochie says:

      Dear Al,

      Apologies for the delayed response. Our site has had a software problem, which is now resolved.

      Back pay after a favorable hearing decision can take as long as two months. Your back pay will begin to accrue on September 1, 2012 and will continue through the month before the month in which it is paid or through the month before the first month for which you get a monthly payment, if the monthly payments start first.

      Sincerely,

      Kay

  181. Jamie M says:

    My mom won her case for ssd in February 2012 and began receiving payments in October 2012, she was aproved as being disabled back in august 2010 and is supposed to be getting around $20,000 in back pay. She has called many times and has asked them what the hold up is and if they needed anything from her but they always say no and that it is sitting on someone’s desk, and they can’t give her a projected date as to when to expect it. What can she do to finally get her back pay?

    • Jamie M says:

      Also her lawyer was already paid by ssd, how can the lawyer be paid from her back pay and she still not receive it herself?

    • Kay Derochie says:

      Dear Jamie,

      Apologies for the delayed response. Our website has had a software problem, which is now resolved.

      Over a year is too long to wait for back pay. I recommend that you visit the Social Security office if possible and ask to speak to a supervisor. When talking with the supervisor, ask him or her to look at your claim file while you are there to see what can be done to complete payment.

      Sincerely,

      Kay

  182. Shannon says:

    My son was approved in October 2013 for ssi based on being disabled. We had our phone meeting about his resources and income in October also. We still have not heard anything about how much he will be elligible to draw and when it will start. He has a Special needs trust that a check from Farm bureau make a deposit into every month from the insurance company of the gentleman that ran over him. It is direct deposited into the trust. It is also an irrevocable special needs trust. I am the conservator and trustee of this trust. When we signed him up for SSI at the SSI office they looked at the trust that day and said that it did not count as a resource. Now when I call to check on the status of his drawing they tell me that they had to send the trust to the regional office for review and it is still there. Any idea how long this will take and is there anything I can do to speed the process up? Should I call the regional office and how can I get the number?

    Thanks
    Shannon

  183. WILLIAM D.LEGION says:

    My name is Will and I went to court on my hearing on 11/18/2013 and I have not heard anything as of 12/31/2013. I contacted my lawyer and now they’re telling me to wait another 60 days. I am just at my end of all this mayhem.

    • Kay Derochie says:

      Dear William,

      Apologies for the delayed response. Our website has had a software problem, which is now resolved.

      I know it is hard to wait. Hearing decisions typically take sixty days or more. Once you get the decision, if it is an approval, it can be another sixty days before you receive payment.

      Sincerely,

      Kay

  184. Gene flow says:

    i recieved my my direct express card now will wen irecieve backpay

    • Kay Derochie says:

      Dear Gene,

      Please see my response of yesterday to your earlier inquiry.

      Your benefits may be loaded to your card before you receive a letter, so you may want to check the balance on the card at an ATM every few days.

      Sincerely,

      Kay

  185. tonya lafarr says:

    My daughter was awarded SSI starting in July of 2012. She was also awarded a back payment of $5200, She got a settlement payment in June of 2013, and should of gotten another one around Christmas, but What the SSI doesn’t tell you is that you have to ask permission to use the back payment for medical or home remodeling. My daughter is severly speech delayed. She doesn’t need house repairs, wheel chairs. That’s what my local SSI office told me when I called several times to the office and to the national number. Because of the run around, I’m so confused on how this back payment process works, and my rights as a parent and payee. Any help is appreciated.

    • Kay Derochie says:

      Dear Tonya,

      Apologies for the delayed response. Our website has had a software problem, which is now resolved.

      Supplemental Security Income (SSI) law requires that back pay in excess of three times the Federal Benefit Payment amount, which in 2012 was $2,094, had to be paid in three installments six months apart. Exception can be made for purchase a home (or make a home handicap accessible) or to pay for medical care.

      Sincerely,

      Kay

  186. Lateeshia Lowe says:

    Hi, I applied for ssi and they are sending me to get a medical exam. I was diagnosed with ptsd.. Anxiety dissosive idenity disorder manic depression and big polar. I moved to another state and then was told to have the exam. Live is an everyday battle but I’m staying as strong as possible for my baby who is 7 month old. I was rapped by my Step father for 4 years. I’m very nervous about the exam because I’m no good with new people or people in general. What should I expect at the exam and a better way to prepare myself. I don’t want to look crazy.. I just have so much on my plate and not sure how to handle all this.
    Thank you.
    Lateeshia

    • Kay Derochie says:

      Dear Lateeshia,

      First, be sure to attend the examination. Just answer the doctor’s questions honestly and don’t worry about how you look. The doctor is trying to assess the amount and kind of limitations that you have. He may also be assessing whether you have the judgment and capability to use your benefits to pay rent, buy food, and other basics before spending money on less essential items. Note that the appointment is for evaluation only and not treatment.

      Sincerely,

      Kay

  187. Shane says:

    Hi I was just wondering if I didn’t receive any benefits as a child and my mother was on ssi would I be able to get a check? Im 23 and she started her disability when I was around 13 I think. Thanks

    • Kay Derochie says:

      Dear Shane,

      SSI (Supplemental Security Income) does not pay any benefits for the disabled person’s children. If your mother was receiving Social Security Disability (SSDI) and her benefit was less than her family maximum, you would have been eligible for benefits, payable to your mother because you were a minor. If she did get SSDI, she may have received a benefit for you and used it for your shelter, food, and clothing.

      Sincerely,

      Kay

  188. Janice Kostecka says:

    I received an award letter back in July saying I was approved disability and I was gonna get 12 months of back pay. I have been calling ss trying to figure out whats going on and it seems everyone has a different story about when I’ll get the back pay. I have an overpayment because I worked because I really didn’t have a choice, I had to pay my bills or be on the streets. When can I expect to get my back pay? I am owed 7 thousand and owe 1200 I set a payment arrangment

    • Kay Derochie says:

      Dear Janice,

      In order for me to offer an appropriate opinion, please clarify: Have you been approved for Social Security Disability (SSD) based on your work credits or Supplemental Security Income (SSI) based on financial need?

      Thanks,

      Kay

      • janice kostecka says:

        hello again SSi disibility is what im getting i was getting ssi but then i got apporved for disibility i keep getting different answers when i call the office. my querstion now is if i was recieving benefits from my fatther that passed away but theyre saying since i was getting SSi survivors and ssi that i wont get SSdi backpay..ive been told for months now that im getting backpay but now all the sudden one lady says im not..im so confused please help and thanks soo much for taking the time to help all of us

        • Kay Derochie says:

          Dear Janice,

          Because you are getting conflicting information depending on who you talk to, I would not depend on verbal statements. You should receive a formal notice of approval on your father’s record. The notice should include the date you became eligible and a listing of any benefits due. If, deed, your dependent Social Security benefits are subject to reduction because of SSI that you have received, the written notification should explain this. Until you get a formal written notice, you will not know for sure.

          SSI offset (reduction for Social Security benefits by the amount of SSI paid for the same months) will likely apply if your dependent benefits are being paid because you are a disabled adult child (an ummarried adult who became disabled in childhood). The reason for this is that the government does not pay duplicate disability benefits for the same month. If your SSI is more than your Social Security benefit, it could be true that there are no back benefits payable. If your Social Security is more than your SSI, then a reduced amount could be payable.

          Sincerely,

          Kay

  189. Brittany t says:

    Ok so this is quite long and confusing I’m just trying to understand what’s going on!

    I’ve been recently receiving Ssi benefits, (I’m 19 years old by the way)
    From 10/2013- and now continuing.
    I was told I can recieve survivors benefits also from my deceased father that died in 03′ so I filed for that in nov 2013′ I was speaking with someone at Ssi office while she told me I was entitled to backpay because I was disabled since 03′ she told me the amount I was entitled to if I filed $11,345.00 ok I filed for it. I’m just now getting a letter stating award for survivors benefits which I was approved but it said I will recieve 624.00 the third of every month from may 2013 etc and my first payment will be on feb 12 2014′. I called and spoke with Ssi they told me its just the letter stating of what starting to happen NOW I’m not sure if that is the back pay or not they said Ssi has to calculate and then they would send me a letter, I hope this is not the back pay amount because they was suppose to go back further but they say I have something PENDING so maybe that’s the back pay that’s pending but if so will they send me a letter for backpay?? Please I hope I didn’t confuse you thanks,

    • Kay Derochie says:

      Dear Brittany,

      The letter you are describing sounds as if it is a letter telling you the amount and the date of your current monthly benefits, as the representative indicated. It would be usual procedure for the back pay to come later. Whether or not it goes back to 2003 is another matter. Given the retroactive amount mentioned ($11,345), I would say that back pay will go back to twelve months prior to the date of your application, November 2012.

      Sincerely,

      Kay

  190. Lucy says:

    Hi,

    I just learned from my daughter that my ex-husband started receiving social security disability benefits in October of 2013. Both my daughters are in their 20′s now.

    My ex-husband is in arrears with his child support in the amount of $77,848.21 (court ordered). Do I need to do anything on my end to start receiving back child support? How long does it take if I am entitled to receive back support?

    I also received a letter from DSS that I was overpaid in the amount of $2,200.00 I have only received a total of $3,100.00 in twenty years from tax interception checks. They could not tell me how I owe money when he is soooo far behind in child support. Any help with these questions would be greatly appreciated.

    Thank You

    Lucy

    • Kay Derochie says:

      Dear Lucy,

      Social Security benefits are garnished to pay back child support according to the court order in place. Your first step is to talk to DSS to get clarification (and correction if needed) of their calculations that you are overpaid child support. If the worker can’t explain it and hsow how it was calculated, ask to speak to a supervisor or the specialist who did the calculations.

      You can also make an appointment with the Social Security Administration to request garnishment. You will need your ex-husband’s Social Security number and the support order.

      Sincerely,

      Kay

  191. Aylah says:

    I first applied for ssd when I was 18, and I was denied. Now I am 22 years old and I have been approved. I have been told by several different sources (including a lawyer) that I will be receiving back pay like however much they are going to pay me monthly times however many months it has been since I first applied. Is this true? If so, how long will it take to get that? Also, what is the best way to get my checks expedited? I am in a VERY VERY tough spot in my life right now, and I have absolutely NO money, and when I say that….I literally mean NOTHING. Currently I do not have a place to live, I stay with friends here and there (going through a lot in my life please don’t judge) and there are also lot’s of other things that are necessary that I do not have….how can I get this across to my case manager guy or whatever he is called….by the way….he is a TOTAL ASS HOLE (excuse my language….) and I would like to use A LOT more colorful descriptive words than that. HELP ME!!!
    thank you
    -AylaH

    • Kay Derochie says:

      Dear Ayla,

      Given you first applied when you were eighteen, I wonder whether your claim is for Supplemental Security Income (SSI) and not Social Security Disability (SSD).

      If you have been approved for SSD, then your back pay will go back to the later of twelve months before your application or the sixth full calendar month of disability. If you have been approved for SSI, your back pay will begin the first of the month after the month in which you applied.

      It is difficult to get the payment of a claim expedited because so many disabled people are in very bad financial situations. As a result claims are usually processed at each step on a first in, first processed basis. That said, once a SSD back pays is released it is all released in a single lump sum. SSI back pay of $2,163 or more is paid in three installments six months apart. You can ask to have an exception made and have more released in the first installment based on the fact that you are homeless and need to pay first and last month’s rent and deposits on the rental and utilities to shelter yourself. It is at Social Security’s discretion to release an extra amount, but you can make the request and hope for the best. (Tip: Try to stay calm and polite, no matter what, when trying to arrange this.)

      Sincerely,

      Kay

  192. Stephanie says:

    I have a question. I just found out that Ive been approved for both SSI and SSDI. I got my first SSD check last week along with my award letter. In my award letter it stated that the date they found me disabled was Nov 20,2012 but that I wouldnt be eligible for benefits until May 2013 and that my monthly benefits wouldnt begin until Dec 2013 because they are witholding my benefits from nov 2012 to may 2013 because they are still processing my SSI case (which I also got approved for but havent gotten paid yet) . Can you explain this to me in ways I can understand whats going on and should I be receiving any back pay at all?

    • Kay Derochie says:

      Dear Stephanie,

      Your Social Security Disability entitlement starts in May 2013 because there is a five-month unpaid waiting period (December 2012 through April 2013.) You have not received your Social Security back pay because it has to be coordinated with your Supplemental Security Income (SSI) back pay. Once this coordination has been completed, you will likely get an SSI retroactive payment before your Social Security back pay, which will be reduced for SSI paid for the same period.

      Sincerely,

      Kay

  193. Liz says:

    My ex-husband has applied for SS. I however know nothing about social security, excuse my ignorance. He has applied due to bi-polar disorder & is currently on long term disability, that will end soon. He does pay child support, a very low amount that truly does not help very much. I am the custodial parent. Will my children be getting additional money from social security ? I want to make sure he is not getting money for our children. Will I get notified he has applied?
    Any help would be appreciated !
    Thank you !!!

    • Kay Derochie says:

      Dear Liz,

      The Social Security Administration (SSA) should be in touch with you if your ex-husband is approved for Social Security Disability (SSD) benefits and the children are eligible. Children’s benefits would not typically be paid to the non-custodial parent. If you learn that your husband has been approved and you are not contacted by SSA within a month, contact them. You will need your ex-husband’s Social Security number for reference.

      Sincerely,

      Kay

  194. tammy says:

    Dear Kay, I received a fully favorable letter for ssd on Dec 17, 2013. I able scheduled to receive my first payment in Feb. I called my local ss office to inquire about my backpay. I was told it was in the payment center pending due to ssi. I am not elgible for ssi so an email was sent yesterday to release the the back pay since there is no ssi just straight. Ssd. My representative told me this morning which is Friday Jan. 24 that since the payment center sent receipt saying they received the emal that the back should go quick. She said possibly a couple days maybe by Tuesday. My question is is this true and what steps are taken to release the back into my account? Is is just a press of a computer key or is it a little more detailed?

    • Kay Derochie says:

      Dear Tammy,

      The information you received appears reliable and, yes, a code just has to be updated on your computer record to show no SSI eligibility. This will release your retroactive benefits.

      Sincerely,

      Kay

  195. Terry Willis says:

    Hey Kay,
    Its me again. I thought I would start a new section. Here is my complete story and then the question will follow.
    In 2009, I received a fully favorable decision for SSDI. In October 2011, I received a notice that they no longer found me disabled because I worked, which is not true. I had also attempted numerous times to reschedule a continuation exam, but was never granted that request from SSA. They discontinued my payments February 1, 2012. I was discouraged at that time and didn’t feel like fighting with them to continue benefits.
    After a year of trying to work, and failing at that because of the medical situation, I refiled for SSDI in February 2013 with an onset date of February 1, 2012. My file was expedited due to it being a Military Service Casualty Case and my conditions were a result of armed conflict. I received a fully favorable decision on December 2, 2013 and the Notice of Decision on about the 26th of December. My file was then transferred to the Baltimore Payment Processing Center. Today, I received a call from my attorney stating that the payment center had processed my payment on an earlier date but the computer system kicked it back for some unknown reason and asked for it to be reworked. My attorney didn’t know what the reason was, but they have been paid.
    Here are my questions:
    Would you happen to know what might cause the system to “kick back” my payment file? All banking information is correct and I never received SSI, workers comp, unemployment, ect…
    Do you think that the reason could be that they are just going to just start paying me from when they stopped instead of doing the whole 5 month waiting period?

    • Kay Derochie says:

      Dear Terry,

      Any input error could have caused the system to “kick back” the attempt to set up payment. You would be eligible for reinstatement of benefits beginning February 2012 only if your benefits really did stop because of your work. (There is an Expedited Reinstatement provision for people whose benefits stop because of work and who become disabled again (stop work) due to the same condition within five years of when benefits stopped.)

      Sincerely,

      Kay

  196. candace says:

    I received approval for both Assistance and social security will I get back pay for.both I’m owed 10321.00 in Assistance but they haven’t said anything. About social security back pay do the checks come from the same processing center and they say I’m getting a deposited for 167.00 what is that for I Co got that money but I haven’t got no more money but they said would get a paper check Jan 31 for Assistance then in Feb I would get 504 for social securtiy please tell me wats happen

    • Kay Derochie says:

      Dear Candace,

      I do not have enough information to say for sure what is going on with your benefits partially because I do not know for sure what you mean by “assistance.” (Watch for determination letters and have someone help you understand them if need be.) I can provide some general information. Social Security disability (SSD) benefits will not be garnished (withheld) to repay assistance received from a state or local assistance program. If you have the obligation to repay, you will have to use the back Social Security to do so yourself. On the other hand, if you have been approved for Supplemental Security Income (SSI), the amount of assistance you have received from the state or county will be withheld from your retroactive SSI benefits and paid to the assistance agency.

      If by “assistance” you mean SSI (not assistance from a state or county agency), then your back Social Security will be reduced by the amount of SSI you have been paid for the same months. SSI and SSD are both administered by the Social Security Administration, but different components are responsible for initiating payment.

      Sincerely,

      Kay

  197. Kristina says:

    I had my disability hearing on September 24th, 2013. The judge ruled on October 10th for a fully favorable decision and that my onset date was May 30th, 2011. I have received 3 monthly checks so far, but no word on my back pay. They told me it would be at the end of November, then it came and went. Then it was the end of December, it came and went. It was then by the 3rd monthly payment, and it has come and gone. Now they are saying February 15th. My lawyer hasn’t even been paid yet. Where are their “checks and balances” …??? I know to try to be patient, but I waited so long I finally have insurance now and need medical attention that I cannot get because of transportation and lack of funds for medicines. Any suggestions????

    • Kay Derochie says:

      Dear Kristina,

      I wish I could offer a conclusive solution for you. The fact that your lawyer has not been paid could indicate that they just have not gotten to your claim. On the other hand, You do not say whether your claim is for Social Security Disability (SSD) or Supplemental Security Income (SSI). If it is for Social Security only and not SSI, you might ask Social Security whether the hold up is related to the mistaken understanding that SSI offset would apply. Ask them to double check that the SSD reviewer knows that you are not eligible for SSI.

      Sincerely,

      Kay

  198. LaShawnda P says:

    I was just approved for SSDI and this is my second time applying. The first time I applied was in 2011 and I was denied and became discouraged. I was encouraged to apply again in July 2013. I was told I was approved on January 29, 2014. The date they gave me that I became disabled was May 1, 2009. So my question is How far back will my back payment be? 2009? 2011? or 2013?

    • Kay Derochie says:

      Dear LaShawnda,

      Your benefits will begin to accrue at least on July 2012, twelve months before your current application. There is a possibility that your prior claim could be reopened administratively even though you did not appeal. If the prior claim is reopened, then benefits would go back to twelve months before your application in 2011. You might point out to the claims representative that your approved date of disability is before your prior application and ask whether the prior claim can be reopened.

      Sincerely,

      Kay

      • LaShawnda P says:

        They did open my prior claim and decided that I will receive retro pay from Nov 1st 2010. How long does it take to even receive the back pay?

        • Kay Derochie says:

          Dear LaShawnda,

          It can take up to sixty days or longer after you receive the judge’s letter to get monthly benefits started and a month or six weeks after that for back pay.

          Sincerely,

          Kay

  199. cindy says:

    Hello..
    I had a hearing on Dec 12.,13..i havent rec,d notfication is of yet however i duid check my account on the SS Web page and usually it says we are unable to give you your benifits at this time because you recent applied for
    disability..this time ..it had my earning and what i wld recd if i were disable or if i were to
    retire. it still says you are not recieving benifits at this time..does that mean i was denied at hearing.
    You..Thank

    • cindy says:

      Ok..nevermind..i got my decision and i was denied. I will not fight it..besides i heard that if you dont win at hearing then you just wont win..I have loss everything fighting this..my house..my vehicle..my pride..and soon my husband of thity years.. ITS certaily not fair or right..im 53 yrs old. I dont think i will find work that isnt going to effect me.. I guess ill have to stop all meds as well..just in order to work. The sad thing is i know younger people who have what i have but i also have added issues that they dont have and they recd ..So DDepressed..Im done!! Thanks.

      • Kay Derochie says:

        Dear Cindy,

        If you believe you are disabled and that the hearing decision was in error, you have the right to appeal the judge’s decision. There are cases in which claims that have been appealed to the Appeals Council have been remanded to the judge, resulting in an approval. The judge’s denial letter should include information about your appeal rights. Your local Social Security office or their call center (1-800-772-1213) can provide the address in Virginia to which you would send the appeal, if it is not in the letter.

        Sincerely,

        Kay
        Sincerely,

        Kay

      • Marty says:

        Cindy, don’t give up. My wife applied in 2010, was denied, retained attorney who filed request for reconsideration (denied), had ALJ hearing Jun 14, 2012 (denied) then attorney gave up, so we retained another attorney who filed request to appeals council who vacated original ALJ decision, had another hearing with same ALJ on Jan 14, 2014 who entered a fully favorable decision on Feb 21, 2014.

        Now on Mar 24, 2014, almost four years since application, we are waiting for award letter, but the point is that if you are disabled, DON’T GIVE UP.

    • Kay Derochie says:

      Dear Cindy,

      I don’t think that the change in information on your record is an indication of either denial or approval. You will receive a letter from the judge with the decision. The period it takes for a decision is often at least sixty days.

      Sincerely,

      Kay

  200. francine says:

    My son receives SSI . His 2nd backpay check was due to come this month January. Its now the 31st of January and the money is still not in the account. What could possibly be holding this deposit up? I called my worker for my sons ssi but got her voice mail. What should I do to find out?

    • Kay Derochie says:

      Dear Francine,

      If you do not hear back in three work days, try calling again or, if you can, go to the Social Security office to follow up.

      Best regards,

      Kay

  201. Angela Lynn says:

    I was approved for SSD and was told I would get a year of back pay, but my payment schedule wasn’t decided yet. At this point I am owed 15 months of back pay. My minor child did receive his back pay last month (he gets 50% of my benefits in his name) This weekend was my 1st regular monthly check for Disability. But I was wondering when will I get my back pay. I was told it would they needed to adjust my SSI payments I only received about $600 before I got my regular payments. How soon after regular payments start do most people get their back pay?

    • Kay Derochie says:

      Dear Angela,

      If you have not received your Social Security Disability (SSD) back pay by the end of the month, ask for an appointment with the claims representative to follow up on the release of the funds. Specifically, ask the representative to check to be sure that the department handling the release has all your SSI payment information.

      Sincerely,

      Kay

  202. penny says:

    They stop my ssdi for Feb because I was working I am no longer working I went and ask for a exr how long does it take and if I worked will my ssdi go up

    • Kay Derochie says:

      Dear Penny,

      I think that you meant to write that you applied for an expedited reinstatement of benefits. Expedited means that the claim for reopening will be processed faster than the average new claim, but I cannot give you a specific time frame.

      If your recent work earnings are enough higher than the lowest year of earnings used to calculate your original benefits, you will receive a small increase beginning January of the year after the work was performed. This recalculation, called an Annual Earnings Recalculation Operation, is done automatically in the second half of the year following the year in which you worked and after the IRS computers (which handle credit of Social Security taxes) interface with Social Security computers.

      Sincerely,

      Kay

  203. manny says:

    I have a question!
    My mom was receiving ssi from me. Which I found out till I was 21 and I never received any of that money. My mom was the one to use it since it was direct deposit in her account.. I just found out after she was overpayed 12,000 . now its on my social records is there any way to move that from my social since i wasn’t getting any of the money? Or is there any way that I can get the money that I never got

    • Kay Derochie says:

      Dear Manny,

      What I understand from your inquiry is that your mother was representative payee for your benefits while you were a minor and perhaps after that. If you lived with her and she used some of the money for the household’s rent or mortgage and utilities and provided food and bought you clothing, and paid for school and medical expenses, then the money was probably spent for you. If that is the case, you did get the money because it was used for your benefit.

      With regard to the overpayment, you could try filing a request to have repayment of the overpayment waived because your mother was responsible for reporting whatever events caused you to be overpaid. You could ask that the money be collected from her, rather from your benefits. If that request is unsuccessful, you could ask it they can collect it a small amount at a time.

      Sincerely,

      Kay

  204. timothy Farmer says:

    My “wife was approved for disability. We hired an attorney. She recvd a call today letting her know she was approved for a total of 1880 , 1280 for her and 600.00 for our son. On the application the attorney lested us as married, but, we were never actually married, when they called today she were questioning her and she told them we had been together 11 years but never actually married, this was a mistake on the attorenys part, they said they would have to call back. how will this effect her benefits.???

    • Kay Derochie says:

      Dear Timothy,

      If your “wife” is eligible for Social Security Disability (SSD) benefits, the fact that you are not married will not affect her or your son’s Social Security benefits. If she also applied for Supplemental Security Income (SSI), the Social Security Administration (SSA) may have denied her SSI or paid her less than she was due because they considered part of your income because they thought you were married. If she did provide information about your income to Social Security, she needs to go in and correct the record.

      Sincerely,

      Kay

  205. Nelle says:

    I was approved for both ssi and ssd and have already recieved my first months payment for February.. I received a letter stating that I will receive back payment of almost $17,000 for ssi and almost $15,000 for ssd.. Now here’s my question.. I have seen in previous post that the back payments will be coordinated what does that mean?? Does that mean I won’t get $32,000 all together.. I understand lawyers fees and all that but not sure what this whole “offset” and “coordinated” terms mean?? HELP

    • Kay Derochie says:

      Dear Nelle,

      The Social Security Administration does not pay duplicate disability benefits for the same period of time. Usually Supplemental Security Income (SSI) is paid first and then the Social Security Disability (SSD) retroactive pay is reduced by an amount equal to the SSI paid for the same period. Based on the figures that you provided, it appears that after the SSI offset (coordination of benefits) you will not be eligible to receive any SSD back pay.

      Sincerely,

      Kay

  206. Terry Willis says:

    Hello Kay,
    As I said I would, here is the information on my case.

    In 2009 I was awarded SSDI benefits for injuries sustained in combat. In Feb 2012 those benefits were stopped because SS said they no longer found me disabled and because I was working (which I was not working). I attempted to get hired but because of my medical conditions, I could not work. In Feb 2013, I went to the local office and spoke with them, and they filed a new claim with an onset date of Feb 01, 2012 (when benefits stopped)

    Applied: 02/26/2013
    First denial: 06/21/2013
    Filed Request for Reconsideration: 06/27/2013 (Military Casualty/Wounded Warrior flag added to my file)
    Reconsideration denial: 08/13/2013
    Hired attorney: 08/13/2013
    Request for Hearing: 08/19/2013
    Hearing: 12/02/2013
    Decision Made: 12/26/2013
    Decision Received: 01/02/2014
    Checked My Social Security Website 02/10/2014 and it stated next payment 03/03/2014
    Checked My Social Security Website 02/11/2014 and it stated “one time payment $xx,xxx.xx (about 9k shy of what my bp should have been after lawyer fees)

    What I have found out is that they did reinstate my benefits from the date they stopped and there is no 5mo waiting period. The Critical Congressional Unit was involved in my case because of improper handling of the type of case.

    Thanks for your input on my inquiries and the things you do on this site.

  207. DIANE KELLEY says:

    Hi
    I just got approved for SSDI. I am on comp now. Does this mean I no longer can get a lump sum settlement so I can pay all my bills I am behind on since I was hurt. I don’t want to make money but I want to be able top pay my bills. This seems unfair. This comp injury whs caused my total disability

    • Kay Derochie says:

      Dear Diane,

      There is a limit to the amount of Social Security and workers compensation you can receive for the same months. The limit is 80% of your average earnings, as Social Security law defines average earnings. This amount is more than you would receive from either program by itself, so you may receive some retroactive Social Security benefits.

      If in the future you get a lump sum workers compensation settlement, the settlement will be prorated out over a period of time defined by law and offset against Social Security benefits. It is important to report all workers comp benefits and provide any letters or check stubs you may have to document the amounts. It could be a good idea not to spend a lump sum settlement from workers compensation until you know whether you will need to use part of it to repay Social Security and whether the settlement will reduce future monthly Social Security payments.

      Sincerely,

      Kay

  208. Kim Ess says:

    I’ve been reading over some questions and saw some about overpayments. I’m receiving my benefits starting the 28th for SSI an march 12 for SSD after a long over 4 year court process. I was told I would get two $2000 payouts every 6 months and then get the rest paid back in one lump sum. So when I saw an overpayment of a little over 2100 I figured that was for my back pay, but that means that I OWE that amount? I haven’t gotten any payment in the last four years, why would I owe that amount or is that actually my backpay? This is all so confusing :( I’ve been trying to get help since I was 19, and at 23 it’s not any clearer lol

    • Kay Derochie says:

      Dear Kim,

      I suggest that you gather together all the letters that you have received about your Supplemental Security Income (SSI) and Social Security Disability (SSD) and ask someone you know who is really good at business stuff to read through them to see if an explanation can be extracted from the letters. If you do not have that resource or the review does not help, take the letters to a Social Security office and request an explanation of the information in the letters, asking first whether you overpaid or the $2,100 referenced in the letter an SSI offset so that you don’t get paid double for the same period, in other words, is your SSD lump sum being reduced for SSI due for the same period.

      Sincerely,

      Kay

  209. Shawn says:

    I get ssdi and I got my first back pay check what is the time gap before they issue another check or the rest of the back pay?

    • Kay Derochie says:

      Dear Shawn,

      The monthly benefits will be paid one month apart. Back pay can take from a couple of weeks to a couple months.

      Sincerely,

      Kay

  210. Chris says:

    I got awarded ssi and ssdi with a back pay totaling $12,000 I received a check for $2,100 February 2nd tjen yesterday I receive a letter stating my next retro payment will be 6 months from now, and then again and again until I’m fully paid, totaling 3 years it will take them to completely pay me. My question is this, is it common practice for them to pay small increments in 6 month intervals?

    • Kay Derochie says:

      Dear Chris,

      Supplemental Security Income back pay is paid out at three times the maximum monthly benefit ($2,130) every six months. Social Security Disability back pay is paid in a single lump sum. sometimes an exception to, or modification of, installment payments is made if you have unpaid medical bills or need a larger amount released to catch up back rent or mortgage payments.

      Sincerely,

      Kay

  211. Marla says:

    Hi Kay,
    My husband has not been able to work for over a year and a half due to mental illness. He was actually a drug addicted foster baby who had numerous problems throughout his childhood. Luckily, he has a wonderful adoptive family who ensured he had counseling and support throughout his life due to the numerous problems associated with his developmental issues from his premature birth. We had a baby in May of 2012 and my husband has been incredibly ill since his birth. He is currently in therapy 2-3 times per week and just completed a 30 day brain wave treatment that was aimed at targeting his depression. We applied for Social Security in April of 2013 after his anxiety attacks became so debilitating that he was unable to work (even at his low stress job at the gym). He was denied after his original interview, but after they went through the paperwork again, and sent him to their doctor for review. He received the phone call today that he has been approved due to the fact that he is not able to work due to his mental illness and is unable to support his family. He was told that he would receive his first check in the mail in 10 days. When we first applied, we were told that he would receive payment starting from the date he applied if and when he was approved (maybe because his disability is life long and not something that is based off of an injury or that will improve?). Nothing was mentioned about back pay when he spoke to the representative today and he doesn’t feel comfortable inquiring. Do you know anything about back pay and if it would be appropriate to ask? He has not worked in almost a year and prior to that, was only working sporadically and had many leaves of absences due to his illness. He has had numerous ER visits and about $45copays/week in bills for his psychiatrist/therapist plus very expensive medications. At this point, I am so happy that I have a wonderful job with insurance that he is under as I have no idea where we would be without the amazing doctors that he is able to see each week. I am hoping that we will receive some sort of back pay as was discussed originally so I can pay down the credit card debt that all of this has caused. Our original worker left on maternity leave and is not returning. Please advise.
    Thank you so much for your time.

    • Kay Derochie says:

      Dear Marla,

      Social Security Disability will be retroactive to the later of twelve months prior to the date of application or the sixth full calendar month after the date on disability onset that the Social Security Administration determined. (Your husband should receive a letter telling him the date of onset that Social Security accepted if it is different from the date he claimed.)

      Sincerely,

      Kay

  212. L KITTRELL says:

    My Dad was expecting to receive back pay from social security. The regular checks are made payable to his name in care of me. He told me that the payment was coming within the next week or so. My Dad has died this Tuesday. Will I be entitled to use the back pay for his final expenses, since my name is on his checks?

    • Kay Derochie says:

      Dear L.,

      I am sorry for your loss of your father.

      You cannot use your father’s benefit checks for any purpose. You need to report your father’s death to the Social Security Administration (SSA) and return all uncashed checks to SSA. SSA will then reissue any money due to your father through January 2014 to the individual prescribed by law. See excerpt from Social Security’s Procedural Operations Manual below for the order of priority for paying out the underpayment. It will be paid to the person who meets the description highest in the list.

      § 404.503. Underpayments.

      Underpayments will be adjusted as follows:

      (b) Individual dies before adjustment of underpayment. If an individual who has been underpaid dies before receiving payment or negotiating a check or checks representing such payment, we first apply any amounts due the deceased individual against any overpayments as defined in § 404.501(a) owed by the deceased individual, unless we have waived recovery of such overpayment under the provisions of §§ 404.506 through 404.512. We then will distribute any remaining underpayment to the living person (or persons) in the highest order of priority as follows:

      (1) The deceased individual’s surviving spouse as defined in section 216(c), (g), or (h) of the Act who was either:

      (i) Living in the same household (as defined in § 404.347) with the deceased individual at the time of such individual’s death, or

      (ii) Entitled to a monthly benefit on the basis of the same earnings record as was the deceased individual for the month in which such individual died.

      (2) The child or children of the deceased individual (as defined in section 216 (e) or (h) of the Act) entitled to a monthly benefit on the basis of the same earnings record as was the deceased individual for the month in which such individual died (if more than one such child, in equal shares to each such child).

      (3) The parent or parents of the deceased individual, entitled to a monthly benefit on the basis of the same earnings record as was the deceased individual for the month in which such individual died (if more than one such parent, in equal shares to each such parent). For this purpose, the definition of “parent” in § 404.374 includes the parent(s) of any deceased individual who was entitled to benefits under title II of the Act.

      (4) The surviving spouse of the deceased individual (as defined in section 216(c), (g), or (h) of the Act) who does not qualify under paragraph (b)(1) of this section.

      (5) The child or children of the deceased individual (as defined in section 216 (e) or (h) of the Act) who do not qualify under paragraph (b)(2) of this section (if more than one such child, in equal shares to each such child).

      (6) The parent or parents of the deceased individual, who do not qualify under paragraph (b)(3) of this section (if more than one such parent, in equal shares to each such parent). For this purpose, the definition of “parent” in § 404.374 includes the parent(s) of any deceased individual who was entitled to benefits under title II of the Act.

      (7) The legal representative of the estate of the deceased individual as defined in paragraph (d) of this section.

      (c) In the event that a person who is otherwise qualified to receive an underpayment under the provisions of paragraph (b) of this section, dies before receiving payment or before negotiating the check or checks representing such payment, his share of the underpayment will be divided among the remaining living person(s) in the same order of priority. In the event that there is (are) no other such person(s), the underpayment will be paid to the living person(s) in the next lower order of priority under paragraph (b) of this section.

      (d) Definition of legal representative. The term legal representative, for the purpose of qualifying to receive an underpayment, generally means the administrator or executor of the estate of the deceased individual. However, it may also include an individual, institution or organization acting on behalf of an unadministered estate, provided that such person can give the Administration good acquittance (as defined in paragraph (e) of this section). The following persons may qualify as legal representative for the purposes of this subpart, provided they can give the Administration good acquittance:

      (1) A person who qualifies under a State’s small estate statute,

      (2) A person resident in a foreign country who, under the laws and customs of that country, has the right to receive assets of the estate,

      (3) A public administrator, or

      (4) A person who has the authority, under applicable law, to collect the assets of the estate of the deceased individual.

      (e) Definition of “good acquittance.” A person is considered to give the Administration good acquittance when payment to that person will release the Administration from further liability for such payment.

      Sincerely,

      Kay

  213. Joe Puffer says:

    You haven’t read my post in another one of your forms Mrs Kay :(

    • Kay Derochie says:

      Dear Joe,

      At this point, I believe that I have read all your posts. Please see the response that I wrote a few minutes ago under another question.

      Sincerely,

      Kay

  214. Elaine says:

    Hi applied for my son ssi in November and this will be his second testing paid by ssi does that he is closer to being denied or approved. They have all his information from the u of m and his iep from the school

    • Kay Derochie says:

      Dear Elaine,

      Given the documentation you have provided and the fact that your son has had a consultative examination, yes, I believe that you are close to receiving a decision on his claim.

      Sincerely,

      Kay

  215. Ashley says:

    My son was approved for ssi I went in for my appointment and they told me his monthly amount and back pay amount will he start getting his payments next month or no and they told me he will get his back pay in a check of 1442 in 7-10 days in reading others questions is that true

    • Kay Derochie says:

      Dear Ashley,

      I assume that the representative gave you an accurate estimate based on his or her knowledge of the current status of your son’s claim. There is no reason to doubt it because some claims do go through smoothly.

      Sincerely,

      Kay

  216. Jessica says:

    My husband was approved for SSDI on January 16th via mail (after an ALJ hearing) everything went well at first we were told his award letter was sent, it came with no real info, we called an where told he needed a payee, filled out all the info on January 30th at local office, they put in a dire need request, we were then told today it is still processing in the last step, what does this mean? Will his backpay show up soon? we are in dire need and wondering how long the “last step” can take.

    • Jessica says:

      we do know that his first monthly payment is march 3rd.

      • Kay Derochie says:

        Dear Jessica,

        I did not see this second post when I responded a few minutes ago to your first inquiry. Now that you know the date of the first monthly payment, it is easier to estimate when back pay will start–by the end of April or earlier.

        Sincerely,

        Kay

    • Kay Derochie says:

      Dear Jessica,

      Usually the first monthly payment is released, followed a few weeks later by back pay. Unfortunately, I can not predict how long the “last step” will take, but I can say that it is often takes two months from the date of the hearing approval letter to first payment.

      Sincerely,

      Kay

  217. Elaine says:

    Hi my son was denied they said its severe limitations even doe they have his paperwork from the u of m saying he has autism spectrum disorder. Also I was thinking should I apply for myself I have depression severe migraines and going blind in my right eye but I haven’t worked that much so would that play a big part in the decision they make

    • Kay Derochie says:

      Dear Elaine,

      A diagnosis alone does not mean that a person is disabled. Apparently, based on the information you submitted, Social Security found that your son’s condition was not severe enough to interfere significantly with normal functioning of a child his age. If you disagree, you have the right to appeal. As far as your applying for disability yourself, you must be unable to perform substantial gainful activity, which has a earnings guideline of $1,070 a month. If you think that you are disabled and have limited income and resources, you can apply for Supplemental Security Income (SSI), which does not have a work-credit requirement.

      Sincerely,

      Kay

  218. Jin'elle says:

    If my daughter has been disabled since she was a toddler & just got an approval for SSI is she eligible for back pay? If so when can I expect the payment?

    Thank you in advance for your help in this regard.

    • Kay Derochie says:

      Dear Jin’elle,

      Your daughter’s Supplemental Security Income (SSI) will begin the month after you filed her application.

      Sincerely,

      Kay

  219. Ebony says:

    Dear Kay, I was approved for ssi and SSDI in december howeever I have not receivd a payment yet, I looked at my award letter on line and it doe not say anything about back pay although I filed in july 2013, will I recive back pay?

    • Kay Derochie says:

      Dear Ebony,

      Your Supplemental Security Income (SSI) will begin August 2013. Your Social Security Disability (SSD) will begin the later of July 2012 or the sixth full calendar month after you became disabled.

      Sincerely,

      Kay

  220. Ann says:

    I have severe Rheumatoid Arthritis in every joint. I am currently a teacher but I don’t think I can make it to the end of the school year. My arthritis is documented, I have had it since I was 2 year old. I am the main “breadwinner” for my family and I have inquired about SSI and SSD. My main worry is insurance. If I have to leave my teaching job early because of disability, I’m assuming that my insurance stops. I was told that I’m not eligible for Medicare until I have had SSD for 2 years. What do we (my husband,14 year old daughter, and I do for insurance in the meantime? Are there any resources to help with mortgage, insurance, etc in the meantime?

    • Kay Derochie says:

      Dear Ann,

      You may have some resources that you are not aware of. First, check with your benefits department to see whether you are signed up for short-term or long-term disability coverage. Check your medical insurance policy and look for the provision call “When insurances terminates” or something similar to see whether your insurance continues while on sick leave or while on short-term or long-term disability. Check your mortgage documents; maybe you signed up for disability mortgage insurance.

      If you lose your health insurance through work, you will have thirty days to apply for insurance under the Affordable Care Act (ACA)(Obamacare). When applying you will have a choice of plans and will be told how much if any of the premiums the government will pay. Note that there are tax penalties for not being enrolled in insurance, so this will be important to do. Alternatively, you will have the right to convert your insurance to a private policy under COBRA; however, COBRA overage is limited in time and is likely to be much more expensive than insurance obtained through the ACA.

      Sincerely,

      Kay

  221. Eric Lewis says:

    Sir or Ma’am,

    My income tax was garnished by Social security administration for over payment of Social security benefits given to me when I was a child due to my fathers death. I am 55 years old and they just did it in 2014. Is there not a statue of limitations on recoupment of monies. I just think this is ridicoulous that i am repaying something that happened 40 years ago.

    • Kay Derochie says:

      Dear Eric,

      There is no statute of limitations on collecting Social Security overpayments from current benefits. You can apply to have them to collect a smaller amount each month.

      Sincerely,

      Kay

  222. Scott says:

    I was approved for SSDI. This was my forth time applying. Will I get back pay from the forth time I applyed or will it go back to my first time I applyed? First application was 2010. My forth and approval application was 6/2013.
    Thank you

    • Kay Derochie says:

      Dear Scott,

      My response is based on the assumption that your June 2013 “application” was a new application, not an appeal. Your Social Security Disability (SSDI) benefits will be paid based on your June 2013 application. Benefits will begin the later of the sixth full calendar month after the date Social Security found you to be disabled or June 2012.

      Sincerely,

      Kay

  223. Phalisha says:

    HELLO, I RECEIVED MY SECOND INSTALLMENT ON NOVEMBER 25 2014 SO WHEN WILL I RECEIVE MY 3 INSTALLMENT WHICH WILL BE THE LAST OF MY BACK PAYMENT FOR SSI

    • Kay Derochie says:

      Dear Phalisha,

      Supplemental Security Income (SSI) back pay that is subject to installment payments is paid six months apart; therefore, your next installment will be in May 2014.

      Sincerely,

      Kay

  224. chuck says:

    Dear Kay
    I applied for sdi in May of 2012, was denied in Nov and had a hearing in Oct of 2013, i received a fully favorable decision on Dec 19th of 2013,and was found disabled from Dec. of 2009. My disability advocate, Freedom Disability,put me in for ssi as well, without me knowing it so i was surprised when i got a call from my local ssa office wanting my info on my assets and such, I told them i did not apply for ssi but I found out Freedom had, this was on Feb 3rd and i got my denial notice 1 week later, Just got my award letter on Feb 19th and i thought i would see something on the 12th of March, but when ssa is slow you have to be patient so i have to wait till April, There was no mention of back pay or retro pay so i called and when they told me not to expect my back pay till the end of July i found it unacceptable, did i just get a bad agent or is this common, should I get my congress man involved or should i call back and speak to someone else, I know there very busy and i don’t want to be a pain but i have medical bills and such that need to be paid just like everyone else on this site, Thank you
    PS i know the ssi app slowed me down!!!!

    • chuck says:

      dear kay 1 more question, is back pay taxed before you receive it or do you have to make arrangements to have it taken out or do you just receive your money and hold it out yourself for the following years taxes, Thanks

      • Kay Derochie says:

        Dear Chuck,

        Social Security is partially taxable for federal income tax if your adjusted gross income is more than $25,000 a year ($32,000 if you are married filing a joint return.Taxes will not be automatically withheld from your Social Security benefit. You can request federal tax withholding from Social Security benefits. You cannot request state withholding because tax laws vary from state to state. You should find out whether your state, if it has an income tax, taxes Social Security. If it does, you will need to submit estimated tax statements. If you want withholding from your back pay, contact your Social Security office and make a written request of the amount (percentage) you want withheld. (Just a note: Supplemental Security Income (SSI) is not taxable because it is a public welfare program.)

        Sincerely,

        Kay

    • Kay Derochie says:

      Dear Chuck,

      I am seeing that some people are waiting a long time for retroactive benefits to be released. Hopefully the representative is giving you the worst case scenario. Your SSI claim should no longer be slowing anything down because you were denied. You might want to call the representative and ask whether the information that the SSI was denied has been passed on to the department that releases the Social Security back pay. (Just a note: if you received workers compensation for your disability, that will lengthen processing time.)

      Sincerely,

      Kay

  225. Maria says:

    Today is March 14,2014. I received notice today that my case has been approved for disability..I am now 62 and a widow. I began drawing widows soc sec checks when I was 60..I had filed for disability before I turned 60..I am reading that they will keep 6 months worth of my back pay..so if I was disabled march 2011 , my back pay starts AUgust of 2011 ? My 2 main questions are how long before I get my first check..I know the disability check will be more per month than my regular widows benefits check..not sure how much difference. 2nd question, would the back pay come in 2 different payments since part of the back pay will be for the full amount of the check..the rest would be the difference between what my check was and what it will be ..so with that being 2 different formulas for back pay, would that mean different checks for that reason or would they add the figures all up and do one check for the back pay..My husband made good money and I already received one of the highest amounts on my check but I think there is a few hundred dollars difference between the types of ss checks..
    Thank you.. Maria

    • Kay Derochie says:

      Dear Maria,

      Your Social Security Disability back pay will be paid in one payment. It may be quite a while before you receive it because, as you pointed out, it has to be coordinated with the widow’s benefits you have already received. I suggest asking whether switching to your own earnings record will allow you to switch back to your husband’s record if that benefit would be higher when you reach full retirement age.

      Sincerely,

      Kay

  226. gary delap says:

    I have been approved for my son ssi i have received my reward letter and its not enough to find us a place to live how do i get assistance for finding a place to live with that income can u help?

    • Kay Derochie says:

      Dear Gary,

      I suggest that you contact your state or county department of health and human services to find out what types of public assistance might be available to you and your family. You might also contact the state’s employment office to see whether they can help you find employment.

      Sincerely,

      Kay

  227. Flor Martinez says:

    Hello Kay, I have been fighting a social security disability case since march of 2012. After my 3rd appeal, I received a hearing before a judge, who said he was deciding in my favor. I am a single mom, with no child support for my daughter, or any other means of income, therefore have been working a full time job for the last 5 months, because I HAVE to work to support myself and my daughter. The judge was fully aware of this and still ruled in my favor and said I would also receive the alotted back pay from when I initially applied 2 years ago. My question is, will the fact that I am working a full time job affect anything? Should I stop working? I have not received anything from my local ssi office, and do not know when my benefits will begin, therefore I am still working. I have to pay my rent and support my daughter, but everyday I get up and it is more and more difficult to work because of my disability. Also, I read a judge an approve my disability claim, but once the local office reviews it and sees I am working, they can deny it. Is this true? Will the fact I am working affect my amount of back pay? I am so confused, and I recently called SSI and the representative I spoke to was not helpful at all in answering any of my questions. Any feedback would be greatly appreciated. Thank you.

    • Kay Derochie says:

      Dear Flor,

      Because you started working after you had been off work for twelve months and because the judge apparently is going to find that you were disabled while off work, if your health did not improve when you returned to work, the first nine months of work (including the five you have already worked) will be considered a trial work period, during which benefits are payable. If you continue to work after nine months of work, benefits will be suspended (unpaid)for any months your are working and earning more than $1,070 gross per month. You could easily wait four months or more for a written decision and payment to start so continuing to work would appear to be financially prudent.

      Sincerely,

      Kay

  228. Shelley says:

    I was denied and put in my appeal paperwork, I got a letter stating that I passed the 60 days to appeal. I called and they said it is just Business days that count so I did appeal in time. She told me to take copies once again and get them stamped again. Will that help and is that the right thing to do? Or should I take another step. I am currently looking for an attorney. Just want to make sure that the 60 days is Business days. Thank You so much

    • Kay Derochie says:

      Dear Shelley,

      The sixty days is calendar days from the date on the denial letter. Plus Social Security allows five days for delivery, if they received it on the sixty-fifth day, it would be in time. The only time business days comes into play is when the last day for appeal falls on a weekend or federal holiday, then they will accept the appeal on the next business day.

      You can obtain an excellent Social Security attorney by calling Disability Advisor at 1-888-393-1010. You do not have to pay any legal fees up front and you will pay attorney fees only if you are approved for benefits. Social Security law sets the amount your attorney can charge and the Social Security Administration pays the attorney directly from your retroactive award at the time they send your back pay to you. So, it’s all very easy and risk-free.

      Sincerely,

      Kay

  229. chawanda belly says:

    hello.. my child was approve for back payment.. she receive her first payment september 14, 2013 they say 6 months she will receive her 2nd payment.. will it be sent on the 14 of that 6 month are will it the next month..

    • Kay Derochie says:

      Dear Chawanda,

      My observation is that the calendar day the installment payments of SSI back pay are released varies and that the installments often aren’t exactly six months apart. If you have not received the second one by the end of April, I suggest following up with your local office.

      Sincerely,

      Kay

  230. Heather says:

    Hi,
    I recently got approved for Ssi in January and went to the social security office to give them all the information they need do you have any ideal when I should get my first check and about the back pay I applied in January of 2012 when I was at the office she said that they owe me back pay from that date when should I get my payments and how much should I get
    Thank you and have a great day

    • Kay Derochie says:

      Dear Heather,

      I responded to your previous question based on your saying that you had applied for Social Security, not SSI. If you applied for Supplemental Security Income (SSI), then your back pay amount will not be more than $721 per month times the number of months since January 2012. If you have submitted everything and have not received a payment within two weeks of submission, I recommend following up.

      Sincerely,

      Kay

      • heather says:

        Hi,
        thanks Kay I talked to a lady today at the social security office she says that I won’t be getting my SSI payments until may 1st but she says there still processing the back pay do you know what that means cause I’m confused I guess I just don’t understand the whole SSI process I just need the money so I can take care of my 10 month old baby and also my estimated back pay is around 9,067 will they pay that to me in one lump sum or by payments
        thank you once again

        • Kay Derochie says:

          Dear Heather,

          From what you said, it sounds as if your SSI (Supplemental Security Income) back pay will be received before your first monthly check. It will be paid in installments of $2,163 every six months,

          Sincerely,

          Kay

  231. Melissa Henry says:

    My son was approved for ssi and I was told that they have to release his back pay to a bank account but I don’t have one and he doesn’t either and I can’t open one in his name or mine .. How do I go about getting his back pay?

    • Kay Derochie says:

      Dear Melissa,

      Your son, or you if you are his payee,can request that the Social Security Administration have the Treasury Department set up a DirectExpress debit card to which payments will be made.

      Sincerely,

      Kay

  232. Layna says:

    Kay,

    You have provided a lot of helpful info and I thank you. I initially became disabled 12/2011, but didn’t file my first SSD claim til June 2012. Of course I was denied. I then got an attorney and we submitted my 2nd claim which was also denied. Next we applied for a hearing date, which I just got and is 5/1/2014. As I understand it, my back pay will begin with June 2012. By the time a decision is made it will be over 2 yrs. is this normal? In the meantime I’ve been living on my child support; will he take that in to consideration & possibly make it so my Check gets out to me more quickly? Also do they take into consideration how long a person has been in the system trying to get approved?

    Also I read where some people were on SSD & SSI, how can that be? What is the difference?

    • Kay Derochie says:

      Dear Layna,

      You are correct about the month benefits will begin if you are approved. It is normal for there to be an extended period of time for which back pay is due when the claim has to be appealed through a hearing. The judge does not have control over how fast your benefits start after you are approved. Processing of claims to get payment set up is generally handled chronologically based on when the approval is made. An exception is a claim that has been fast-tracked because of terminal illness.

      Social Security Disability (SSDI) requires amount of work and wages or self-employment that has been taxed for Social Security Insurance. Supplemental Security Income (SSI) is a public assistance program for individuals with countable income (including Social Security) below $741. Eligibility for SSI is determined on a monthly basis. Both programs require either being disabled or having reached a certain age and both are administered by the Social Security Administration. If a person’s Social Security is low enough, he or she may be eligible for SSI also.

      Sincerely,

      Kay

  233. pjwilliwmeon says:

    My grandson turned 18 in Feb still in high school and not expected to graduate until 2015. He was in the process of moving into my home with his mother and two sisters in Feb and paid rent in advance for March-April using gift cards I swiped into my paypal account of which I have receipts for. SSA lowered his SSI even though we told his case worker he pays for shelter, food and utilities out of his own SSI and Child Support His mom receives for him that SSA counts as his income. His mother’s only income is SSI for 2 children and child support of her son. We told them at the review he was paying his share of shelter costs, utilities and food out of his income, his review came back with a reduction and placed in category A as living in his own household, which I do not understand because they said he received too much income in March and was not eligible for any money at all but did not say where the income came from. They said he received $260 of valued help but he did not get because the only income his payee mother has is his and his sisters, Mom the payee pays for shelter costs, utilities and food for the sister out of her ssi as payee. SSA said he was not regularly attending school. I forgot to print up the rental contract we had and his receipts for payment of shelter cost and statement from his mother about how much food and utilities she paid for out of his money and give it to the case worker at the interview I forgot about it and she did not ask for it. I also am not sure his payee worded the statement correctly for payment of his share of utilities and food she buys for him out of his money and since it is his money how can they call it in kind support?

    • pjwilliwmeon says:

      Also SSA’s website says once your an adult they only count your income not your expenses which is confusing because if your a room mate like my case they split the cost of expenses by the number of people in the home and call it your fair share and if you pay less than your fair share you get a reduction, however my grandson pay over his fair share and should have not been lowered but he was.

      • Kay Derochie says:

        Dear PJ,

        Please see my response I posted a few minutes ago to your earlier inquiry.

        SSA inquires about the household expenses to determine whether the individual is receiving in-kind income (shelter or food) from within the household.

        Sincerely,

        Kay

    • Kay Derochie says:

      Dear PJ,

      It sounds as if not all the needed information or documentation was submitted or it was misundertood. I suggest that your grandson’s mother file a request for reconsideration of the calculation of your grandson’s benefits. She must do this within sixty days of receiving the notice of reduction (sixty-five days from the date on the letter). With the request for reconsideration, you need to write up a statement of what the correct situation is. Before I list some things to be included in the statement, I will explain 1) “own household” means that he is paying his share of household expenses; and 2) changes in income, including receiving free or subsidized food or housing cause a reduction in benefit two months later. So, if they determined that your grandson did not pay his share in the month the gift cards were swiped into your account, the reduction would come up two months later. 3) The receipt of gift cards, which were apparently VISA or another card that could be used anywhere are countable income for SSI he received cards with total value of over $60 in one calendar quarter, so the cards might have been treated as income to lower payment.

      I suggest including the following in the statement: 1) the number of people in the household; 2) whether you all eat together or his food is bought separately 3) monthly itemization of amounts you received from your grandson and the form it came in each month (cash, money order, gift cards); 4) the amount of your rent or mortgage 5) average utilities (excluding phone); 6) average food expenditure for all of you, if everyone eats together.)

      Take the statements and all the documentation you have to support the statement. 1) Utility bills and rental receipt or mortgage papers; 2) all documents related to your grandson’s payments to you.

      Also, you daughter should write up a statement regarding the amount of the gift cards and the months in which they were received so Social Security can figure out whether the gift cards are excludable as irregular or infrequent income within the allowable limit or they are countable income.

      Sincerely,

      Kay

  234. Mark says:

    Hello,
    My wife was approved for her SSDI back in AUG 2013.

    She is fixing to apply for our son to receive benefits drawing off of her.

    Our son is 15 yrs of age and of course not married and lives with us.

    Will they back pay our son from the time my wife started drawing back in AUG 2013??, or will they just start paying him the monthly payments from the date she applied for him?

    Thanks
    Mark

    • Kay Derochie says:

      Dear Mark,

      If your wife listed her son on her application and did not fail to follow through in getting him payment at that time, Social Security dependent benefits will go back to the first month her benefits began to accrue. If on the other hand, she did not list him on the application or did not respond to requests for information to get him into pay status, then the maximum retroactivity will be six months.

      Sincerely,

      Kay

      • Mark says:

        Thanks Kay,
        Yes he was listed on her application when she first filed in FEB 2013. Be we had no clue that our son was entitled to any benefits and we had a lawyer handling my wife’s SSDI Claim. So now I guess my question is will we at least get his retro payments for 6 months if this gets approved?

        • Kay Derochie says:

          Dear Mark,

          I would say that your son will get at least six months back pay from the date of the current application for him, and it is possible that benefits will go back as far as your wife’s.

          Sincerely,

          Kay

  235. Robert Mangiameli says:

    I Kathie and thanks for all your information during this time in my life getting through this. I was awarded My benefits March 4. They told me my amount plus the amount of my back pay. I also applied for SSI after I received the award letter. will this hold up my back pay until SSI reaches a decision??

    Rob

    • Kay Derochie says:

      Dear Robert,

      If you have already received a Social Security Disability (SSD)award letter with payment amounts, the benefits should not be held up by your Supplemental Security Income (SSI) application. If any of your SSI back pay overlaps with months that you received Social Security, the SSI will be calculated considering the Social Security paid for the same months.

      Sincerely,

      Kay

  236. Christina says:

    Good evening, I do apologize if this has already been answered.
    My husband is in the Med Board Process in the Army. We were advised by his Liaison to apply for SSDI. We applied in June 2013 for a disability onset of November 2012. We were denied the first time in July 2013, however we requested an ALJ hearing. We got a lawyer and filed the appeal. Since then, We received a letter from the ALJ office stating FULLY FAVORABLE with an onset date of November, 2012.
    My question is this, since he is part of the wounded warrior project through SSA, his process has been greatly expedited. Will his eligibility be reduced based on his income or does the wounded warrior part only take into consideration his substantial gainful employment?
    The lawyer said that since he is not doing his “job” in the army, he is not still gainfully employed. (he is supposed to fuel trucks and airplanes, but he can not do much of anything these days, and sits at a desk scanning ID cards)
    Thank you in advance for your advise, we are sitting here patiently waiting for this money and are in great need since I have been out of work for almost a year due to caring for him.

    • Kay Derochie says:

      Dear Christina,

      Before payment is calculated, your husband needs to report his activity in the Wounded Warrior program to Social Security right away. It does sound as if your husband is performing clerical work, which may be considered an occupation and the compensation for it may be considered earnings. The need to report is especially important if the judge was not aware of the work activity. I suggest that you call 1-800-772-1213 to request an appointment with a claims representative to discuss the situation. Take the date he started working and copies of the pay stubs for any compensation he receives.

      The amount he is earning, when he started working, and whether there are any special laws relating to the Wounded Warrior program as related to Social Security will all determine whether your husband’s work activity affects his Social Security claim and, if so, how. The following comes from Social Security’s website and refers to military pay received while filing for Social Security Disability:

      “Active duty status and receipt of military pay does not, in itself, necessarily prevent payment of Social Security disability benefits. Receipt of military payments should never stop you from applying for disability benefits from Social Security. If you are receiving treatment at a military medical facility and working in a designated therapy program or on limited duty, we will evaluate your work activity to determine your eligibility for benefits.

      “You cannot receive Social Security disability benefits if you engage in substantial work for pay or profit. However, the actual work activity is the controlling factor and not the amount of pay you receive or your military duty status.”

      Sincerely,

      Kay

  237. tiffany says:

    I have been receiving ssi for 10 years, I was just approved for ssdi and received an award letter last week. I no longer qualifyfor ssi. They said they are with holding my back payments until they calculate deductions because I was receiving ssi. How long does thus process usually take. They told m o60-90days. I’m hoping it doesn’t take that long.

    • Kay Derochie says:

      Dear Tiffany,

      Sixty to ninety days is an accurate estimate. If your Medicaid coverage stopped because your SSI stopped and you have not been eligible for Social Security for twenty-four months and, thus, eligible for Medicare, I believe that the termination of Medicaid is a qualifying event that will allow you to apply for medical insurance under the Affordable Care Act (Obamacare) and possibly receive a government subsidy to help pay the premiums. If you wish to do this, you must do so within thirty days of receiving notice that your Medicaid is ending.

      Sincerely,

      Kay

  238. ELLA ASHBY says:

    H ello i been receiving ssi for the past 8yrs. and just this past Feb 3th. i started getting another 224 a month from SSD they sent me a letter earlier this month on April 14th. saying i will receive a check for 1,192 but there’s no date i called to see when because they owe me 13,000 but said they can’t pay all that so im getting a settlement portion because of my ssi i been getting and the 224 im getting now but they lowered my ssi to 517 instead of the 721 i been getting makes no since to me im on even more meds now then when i started being on ssi 8yrs. ago she said i should get the check in 30 days of the letter which should be by the 14th.can you tell me when and will the 1,192 go on my direct express card?

    • Kay Derochie says:

      Dear Ella,

      Social Security law requires reduction of Social Security benefits in any month for which you have already received SSI. That is probably the reasons the full $13,000 cannot be paid out. The back pay should go to your DirectExpress card.

      With regard to ongoing benefits, the amount of Supplemental Security Income (SSI) you are eligible for is not based on your degree of disability. It is based on your other income, if any. You previously received $721 because you did not have any countable income. Now that you have $224 Social Security, $214 of it reduces your SSI. The first $20 of the Social Security is excluded, so now your total income is $20 more than it was.

      Best regards,

      Kay

  239. Mark says:

    Hello, My wife was approved for her SSDI back in AUG 2013. She is fixing to apply for our son to receive benefits drawing off of her. Our son is 15 yrs of age and of course not married and lives with us. Will they back pay our son from the time my wife started drawing back in AUG 2013??, or will they just start paying him the monthly payments from the date she applied for him? Thanks Mark – See more at: http://www.disabilityadvisor.com/social-security-disability-back-pay-2/#sthash.fX1iW24Y.dpuf

    • Kay Derochie says:

      Dear Mark,

      Whether your son is eligible for dependent benefits back to August 2013 or will be limited to six months back pay from the date of application depends on why she didn’t apply for him when her claim was approved. If she listed him on her application as a dependent and Social Security didn’t previously request her to submit documentation to get his payments started,benefits might be payable for the same months as she was paid for. Otherwise, retroactivity will be limited to six months from the month of application.

      Sincerely,

      Kay

  240. rynaldo says:

    can someone please explain to me, why a 22 yo with no or limited work history, compared to mine, due to age only woiuld recieve a larger monthly check than myself, when I have a continous work history for 23 yrs prior to my disability, I had just heard this on a tv show about the amouth the 22 yo was receiving, and was shocked that someone that possibly couldnt have work as long as i is getting over $100 per month more than I. I am not saying that my earnings where enormous, but I made more than 20,000 per year when i began working at age 18, with substantial increases yearly from that point on for 23 yrs. just curious as to how this is possible. it was clarified that he is receiving SSD and not SSI, just as I do.

    • Kay Derochie says:

      Dear Rynaldo,
      the formula for calculation of Social Security benefits is complex and has many variables built into it. There is a factor in favor of individuals with longer work histories than shorter ones, but that does not mean that in every comparison the person with the longer work history will have the higher benefit. The young individual you mentioned may have had very high earnings if receiving benefits off his own work record. It is also possible that he is receiving dependent or survivor benefits as a disabled adult child on the record of a high earning worker who also has a long work history.

      Sincerely,

      Kay

  241. Kim p says:

    Hi,

    So I was approved for ssdi and went down to the local office yesterday to answer their additional questions and give them my bank info for direct deposit. I was told at that time I would be awarded backpay for the past three months. She said that I would get it sometime this month. So on the social security website it shows a one time payment was made today. How long will it take for that payment to show up in my bank?

    • Kay Derochie says:

      Dear Kim,

      It is likely to take two to three business days from the payment date on the website for the money to show up in your account and be available for withdrawal.

      Sincerely,

      Kay

  242. Heidi says:

    Hi, my fiance was finally awarded his SSDI around Aug 2013 and has received about 6 monthly checks but still no back pay. It was held up in the local office for about 3 months and finally got back to the payment center on March 4 and was told he should get it with in 30 days. He called once again and was told they have been working on it since the 26th and will prob be a few more weeks still. He was told a month ago that he should have gotten it 2 months after the judge awarded it. Its been 6 months now AND he did put in for emergency release and still nothing. Is this normal and what can he do to finally get his money? The back pay is very substancial. Thanks

    • Heidi says:

      He also doesnt owe a lawyer or anything else and never been on SSI.

    • Kay Derochie says:

      Dear Heidi,

      There seems to be a big backlog of claims with back payments due. There is not much you can do to speed up the processing. It is promising that it is “being worked on since the 26th” because that probably means that it has been assigned to an authorizer and, although still waiting its turn, is getting closer to completion.

      Sincerely,

      Kay

  243. Mark says:

    Family Max Disabilty Question:

    If your family max is 2000 dollars and you are drawing 1200 monthly, would the difference of 800 go to your one child if approved??

    Thanks

    • Kay Derochie says:

      Dear Mark,

      Yes, assuming no other dependents are eligible–such as a husband (you) who is caring for a child under age sixteen–the $800 in your example would be paid to your one child.

      Sincerely,

      Mark

  244. Pam says:

    I just got approved for disability.. just started getting monthly payments last month.. they gave me one back installment and say I have to wait another 6 months up to 18 months for them to pay me the rest back?
    I am in the process of losing my home waiting all this time, (2 Years) for them to make a decision.. finally a judge made the decision.
    Who can I contact to help me save my home before they foreclose on it.. and is there a way to get my back payments earlier so I can try and save my home? sorry for all the questions.. I am sure I missed a few.. I live in Mass. and need help to save my home now!

    Thanks,

    Pam

    • Kay Derochie says:

      Dear Pam,

      Write up a statement that you need all your SSI back pay paid out now because your house is in foreclosure action and you need the money to catch up the payments to keep from losing your home. Take the statement and the documentation about the foreclosure with you to the Social Security office. Ask to see a claims representative. If you are told no verbally while you are in the office, ask to see a supervisor.

      Sincerely,

      Kay

  245. Sabrina says:

    My daughter was approved for ssi in February and I was told she was to receive a little over 9800 for back pay. They sent about 2900 already but didn’t say when the rest of the back pay would be sent. How long does that part generally take? She is in serious need of a new bed and her monthly benefits are not enough to cover the kind of bed she needs while meeting her regular monthly needs. We are in Alabama. Thank you for your time.

    • Kay Derochie says:

      Dear Sabrina,

      Supplemental Security Income (SSI) back pay over $2,163 is usually paid out in installment six months a part. One of the few excepts is medical needs. I suggest that you get a letter from daughter’s physician prescribing the kind of bed that your daughter needs. Then go to your Social Security office with the letter and documentation of the cost of such a bed and request release of all the back pay at once so that you can purchase the medically necessary bed.

      Sincerely,

      Kay

  246. Dave Patrick says:

    I had a lawyer and we went to court on Feb 10, 2014, I’m on my 57th day if I was denied would I go a letter before now. I would think if it was denied I would get something sooner

    Thanks
    Dave

    • Kay Derochie says:

      Dear Dave,

      How long a decision pends is not an indicator of whether an appeal will be approved or denied.

      Sincerely,

      Kay

      • Dave Patrick says:

        So what your telling me that they can make someone wait that long to denied them. It seem that they should get something sooner so the can do what they have to.

  247. LuLu says:

    I have a friend that I have been helping because she is slow in understanding things, and receives very little income. I believe she has been getting either SSI or SSDI. Not sure which. She is 53, has had some surgeries that went bad…and has some slight mental issues. She received a letter regarding her income and accompanying Medi-cal ins. that she said threatened that if she didn’t get the 50 pages completed and into the office in 4 days (end of Feb 2014) she will lose everything! Income and Medical. She has been going to therapy sessions which she said was required in order for her to get the financial and ins. help. She filled everything out overnight and gave it to her therapist for the dr. to complete and sign and they assured her that they would fax it to Soc. Sec. on time. Then there was the waiting…and they let the dr know that they were reviewing the paperwork. At the end of the 1st week in April the doctor told her that she couldn’t come anymore because they were taking away her Medi-cal benefits and her monthly payment. (which had already been direct deposited into her account) I help her save money for her property taxes and pay some of her bills online for her, because she doesn’t have a computer. I paid her bills and her prop. tx. before going out of town. After I came back, I found a “low balance alert” in my email, regarding her bank account..which I am linked up with…the low balance was “00.00″!!!! I right away got into her account and found that an additional account had been set up and all her money had been transferred out of her account and into this other account. Because I had been away over the previous weekend, I had no idea what was going on..so was trying to reach her by cell phone..no answer. Finally early that eve. she let me know what happened. She received no letter telling her that it was determined she was no longer eligible for the benefits or Medi-cal..her dr. told her. Then her account was cleaned out??? Leaving her penniless? In a panic, she went to the bank and closed her account and both her credit cards issued by the same bank. Right now, she is scared and angry…She managed to get a part time job helping in a dr’s office who would call her if they needed help. She has been working a few hrs. a day last week @$8ph. Why does SS have the right to take her money out of her account and leave her penniless? AND didn’t even send her a letter to warn her that she was no long eligible, and that any direct deposit already in process…she will have to pay back….etc, etc. This all sounds pretty criminal to me. Sorry this is so long. A concerned friend/mother image to someone in need.

    • Kay Derochie says:

      Dear Lulu,

      First, your friend needs to appeal the closure of her claim if she is as limited as you indicate. In some circumstances if she files the appeal within ten days of termination, she can ask to have benefits continued during the appeal–though she might have to pay them back if the closure stands. On her appeal, she needs to declare her new work. When she appeals, she needs to get on record that she never got a notice and learned about it from her doctor and the reversal of the direct deposit.

      Second, the Social Security Administration does not have the ability to transfer your friend’s money to another account. Either she did it or she is the victim of fraud. Also, the fact that she had money to transfer to another account means her account was not “cleaned out” by Social Security.

      Third, Social Security does have the right to reverse a direct deposit payment of money that is not due, but they are supposed to give advance warning to termination of benefits.

      Sincerely,

      Kay

  248. dash says:

    today I went on ssi.gov to check my profile and it said that I got my back pay which was 2150.47 I was waiting almost 3 month so I was happy that was in the morning so night time comes and I check it again and it does not show it no more u got any clue y they put it on there then took it off

    • dash says:

      now it shows its back on there on my Social Security.gov but I still haven’t recive my money in my bank but it says on my profile that I got 2150.47 one time payment when will I recive it

      • Kay Derochie says:

        Dear Dash,

        An electronic payment takes two or three business days to go through the banking system. If the payment doesn’t show up in your account by the 21st, I would contact Social Security.

        Regards,

        Kay

    • Kay Derochie says:

      Dear Dash,

      It is possible that the posting of a payment amount was taken down because an error is being corrected. I suggest you check it daily for a week. If payment doesn’t show up again, contact your local office and ask for an explanation of the posting and its removal.

      Sincerely,

      Kay

      • greg says:

        I got approved for ssdi in apirl 2014 in california and got my first payment for apirl this month in my may. But what happens to my payment in may and also what happens to my back patment that iwassuppose to be recieving and also. Whay did they say that they were going to give mr ssi and disabilty and they said they were not going to give it to me after all when i have a wife and three kids under the age of five.