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If I am getting workers comp, do I have to wait until it ends before applying for disability benefits from Social Security?

By   /  March 3, 2016  /  51 Comments

Learn the benefits of applying for disability from Social Security early in the life of your workers compensation claim.

workers comp and ssdApply Early for Social Security Disability

Applying for disability from Social Security while you are receiving worker’s compensation payments or while your workers comp claim or appeal is pending is just fine; in fact, it is desirable. If you think that you are disabled not only from the occupation you were in when you were injured but also from performing other occupations, or you have been in one occupation all or most of your working years and can’t do it, and you believe that your disability will last longer than twelve months, it is appropriate to apply for Social Security Disability. By applying for disability early, it will be easier for you to remember details of when you were first injured, as well all the doctors you have seen, and other important information needed for your Social Security claim.

Don’t Lose Social Security Benefits

If you wait to apply for Social Security Disability until your workers compensation ends, you may be left without income while your Social Security claim is being processed. You might even lose Social Security Disability back pay.

Workers Compensation Offset and Social Security Payments

Be sure to tell Social Security that you have a workers compensation claim so Social Security can calculate your payments correctly. For information about how Social Security Disability benefits are calculated when you are applying for disability from both Social Security and workers compensation, please see our article “Can I Get Workers Compensation and Also Get Social Security Disability?”

If I am getting workers comp, do I have to wait until it ends before applying for disability benefits from Social Security?
5 (100%) 1 vote

  • Dear Like It Is,

    If you get a lump sum workers compensation (WC) award, the Social Security Administration (SSA) will prorate the a lump sum and charge it against your Social Security each month until the proration runs out. Accordingly, trying to get the settlement paid out over time might not make any difference in how it affects your Social Security. The monthly rate of proration will be established by Social Security if the award does not specify the period of time that it is intended to cover or the weekly rate it represents. Be sure to report all future workers comp payments, no matter the form they may come in.

    The WC offset against Social Security Disability will result in a reduction in SSD benefits only if the two benefits together exceed 80% your Average Monthly Earnings (AME) as established by by SSA.

    I cannot answer to your question about how workers comp would be paid; however, I would think a reduction in workers comp would apply only if you were already paid for a period for which you had already been paid.

    Sincerely,
    Kay

  • Dear Peter,

    I am not advising you to go against the recommendation of your attorney; I am just giving you information.

    At your age, if you your military experience was fairly narrow, you may be eligible for benefits.From the viewpoint of a Social Security Disability (SSDI) claim, if you believe that you cannot work consistently, it would be best to apply now because back pay is limited to twelve months and Medicare becomes effective after twenty-four months of benefits including retroactive months. Additionally, it is now almost two years since the accident and more than a year since your light duty ended and the longer you wait to file a claim, the more difficult it will be to document your claim back 2015 to present.

    If you are approved for SSDI, the SSDI will be offset (reduced) by workers compensation temporary total disability (TTD) and permanent partial disability (PPD) and any settlements will be prorated out over time and used to offset the Social Security. The offset occurs because the law limits the amount of workers comp and SSDI you can get to 80% of your average monthly earnings (AME) as established by the Social Security Administration.

    Sincerely,
    Kay

  • Dear Nicole,

    You are right that your father should have received an overpayment letter that explained the cause of the overpayment and the month in which it occurred. He can ask the local office to send an inquiry to the payment center for an explanation.

    It is likely, however, that you are right and that the workers compensation is the cause of the overpayment. Social Security Disability (SSD aka SSDI) benefits are offset (reduced) by workers compensation if the workers comp and SSDI together are more than 80% of the worker’s average monthly earnings (AME) as established by Social Security. Lump sum settlements are not counted as a lump sum in the month received; they are prorated out into the future (and sometimes into the past). The amount of workers comp prorated (assigned) to each month depends on how the settlement was written, but it seem fairly certain that the overpayment has been caused by workers comp offset because the proration into months after it was received overlapped with Social Security Disability months.

    Why this has come up now is hard to say. As far as whose fault it is, I cannot guess. Usually the claimant not the attorney completes the initial application form including the question that asks whether the claimant has received workers comp. If workers comp was listed on the application, then your father might be able to get collection waived by filing a request for waiver and stating that the workers comp was declared on the application (if it was) and that he had no way of knowing that his benefits should be reduced. On the other hand, if he didn’t list it, he would be at fault and wouldn’t be able to get a waiver. Another problem with requesting the waiver is that you need to know for sure what caused the overpayment, which you don’t know for sure.

    Sincerely,
    Kay

  • Dear Jim,

    Social Security Retirement benefits are not reduced by workers compensation. If you apply for and receive Social Security Disability (SSD aka SSDI), there will be an offset if the two benefits exceed 80% of your Average Monthly Earnings (AME) as defined by Social Security.

    Sincerely,
    Kay

  • Dear Debbie,

    It sounds as if you may be off work less than a year, which means you will not be eligible for Social Security Disability. You can, as you suggest, apply for reduced Social Security retirement benefits now. If you do, you will have a reduction in benefits and the reduction will be permanent if you remain off work until you reach full retirement age. However, if you return to work and your earnings cause the retirement benefits to stop or stop for part of each year, the permanent reduction applied at full retirement age would be only for the months you were actually paid benefits and could be quite small. Double check this, but to my knowledge, Social Security retirement benefits are not offset (reduced) by workers compensation benefits nor vice versa.

    Sincerely,
    Kay

  • Dear J.D.,

    If the workers comp award spells out the rate of pay and the period of time that it covers, then there should be no workers compensation offset against Social Security and no need to provide an explanation now because there are no overlapping months of eligibility. On the other hand, if the percentages of loss of use mean that additional funds were paid in a lump sum, that amount would be prorated out beginning with the day after the $400 weekly ended. The proration and potential for offset ends when the proration exhausts the remainder of the award. With a ten-year gap, there still may be no overlap.

    Sincerely,
    Kay

  • Charlotte D.

    My husband was injured in a trucking accident in 1987. He was on compensation but it was stopped when he won a third party suit. He received notice he could resume collecting in July 2016. In 1991 he was awarded permenant SS disability. He recently reapplied to resume collecting comp. the attorney he originally had did not attend the hearing, he was alone. The company attorney said he was never deemed “permanently” disabled by comp yet he was told to resume collecting in 2016 and qualified for SS disability. The judge said he will be examined by a company doctor at this time and return to court after the exam. The catch: he got cancer in 1994 with many complications that resulted in other disabilities. How can this affect the outcome even though the SS disability was awarded in 1991?

    • Kay Derochie

      Dear Charlotte,

      I am unable to comment on your husband’s workers compensation claim as related to his cancer. If he is awarded workers comp, he needs to report the new award to Social Security because if he is still getting Social Security Disability (SSD aka SSDI) and has not been transferred to retirement at full retirement age, his workers comp award my cause an offset against (reduction in) his Social Security benefits.

      Sincerely,
      Kay

  • Tiffany

    My fiance has been on workers comp since 4/2010. He was getting weekly payments and now gets paid monthly. He has to apply for Supplemental Income Benefits (SIBS) by searching for 3 jobs every week for 3 months and then send the application ane proof of job searches to workers comp. Workers Comp wants to stop paying him so they are trying everything they can to deny his application for SIBs. He has applied for SSI anr has been denied due to the amount he gets paid by workers comp. Can he appeal the denial?

    • Kay Derochie

      Dear Tiffany,

      If your fiance is receiving more than $753 a month in workers compensation, he is not eligible for a federal SSI (Supplemental Security Income) payment. On the other hand, if he has sufficient work history, he may be insured for Social Security Disability (SSD/SSDI). Between SSD and workers comp combined, he can receive up to 80% of his Average Monthly Earnings (AME) as determined by Social Security. If the total he would be eligible for was more than that, his SSD would be suspended until his workers compensation ran out.

      Sincerely,
      Kay

  • Porscha Cook

    Hello Kay
    My husband was just approved for SSDI. He also had a prior workers comp case. Now that he is approved for SSDI can they go back and collect on monies from workers comp TTD and settlement if these payments were prior to applying for SSDI? Can this settlement still affect SSDI back pay or is it still offset?

    • Kay Derochie

      Dear Porscha,

      If the workers compensation temporary total disability (TTD) payments or the proration of the settlement overlap with months that your husband is also eligible for Social Security Disability (SSDI), whether past or future months, SSDI benefits will be reduced for those months if the two benefits exceed 80% of his Average Monthly Earnings (AME) as determined by Social Security. The Social Security Administration (SSA) uses different formulas to calculate AME. The formula used depends on a person’s specific circumstances. After your husband’s benefits have been calculated, he can contact SSA for information about how his AME were calculated.

      Sincerely,
      Kay

  • Susan

    Dear Kay:

    My husband, who is 65, has been off work since 10/1/2014 and receiving temporary WC. He has a HS education and worked in the same job/position of extreme physical work for 37 years. On 2/14/16 he suffered heart attack and on 4/1/2016 was subsequently was declared permanent disabled and unable to return to his previous employment. He was no longer able to have any further medical procedures to improve WC injury due to heart attack and he is now awaiting WC settlement.He applied for SSDI and SDI (due to heart attack, unable to work 100%) and was approved for SDI beginning when his temporary disability payments were reduced to permanent on 4/1/2016. He is now awaiting SSDI (2+ months), my questions are: Does he appear to be good candidate for SSDI? If he is approved, how will the SDI and workers comp settlement work with SSDI? He won’t be eligible for full SS retirement until 1/2017.

    • Kay Derochie

      Dear Susan,

      If your husband is approved, state disability insurance (SDI) will not affect his Social Security Disability (SSDI) benefits. His SSDI, but not his Social Security retirement benefits, will be offset by workers compensation temporary benefits paid for overlapping months and by a prorated amount of his workers comp settlement. The maximum he can receive between the two benefits is 80 percent of his Average Monthly Earnings (AME) as determined by the Social Security Administration. In most cases this results in a reduction of SSDI but total benefits more than either of the benefits alone.

      Sincerely,
      Kay

      • Susan

        Dear Kay:

        As an update my husband was approved for SSDI prorated 12 months from when we applied and he received a lump sum back pay from SSDI. He is to receive his WC and SSDI in full because the total of the two payments is right under the 80% threshold. He applied for State Disabilty at the same time and was approved a month ago for a limit of $624 per week in combination with WC (before SSDI was approved) and received a back pay lump sum from SDI also back to when we was declared Permanent and Stationary. Now that he has been approved for SSDI, how does that affect his SDI? You mentioned before that it did not affect SSDI, is that correct? So we should be able to continue to receive all three, WC, SSDI, and SDI (California)?

        • Kay Derochie

          Dear Susan,

          I do not know whether your husband is eligible for SDI while receiving SSDI. I suggest that he check with the SDI office.

          Sincerely,
          Kay

      • Susan

        I have an additional question, after applying for STATE disabilty and being approved, we discovered that my husband is eligible to apply for STD and LTD through his (soon to be former) employer. Is there an advantage to receiving employer sponsored company STD or LTD versus STATE Disabilty? Does it affect his SSDI or WC differently?

        • Kay Derochie

          Dear Susan,

          I suggest that your husband get a copy of the short-term disability (STD) and long-term disability (LTD) policies to determine how much they pay and whether they are reduced for workers comp and Social Security benefits. It is likely that they are, but many policies pay a minimum benefit regardless of other benefits. If the STD and/or LTD has a minimum benefit, it could be to your husband’s advantage to apply. (I do not know the impact on SDI.) Also, once the workers compensation stops, the LTD could also potentially go up above the minimum. In summary, I suggest that he carefully analyze the policies to see whether it is to his advantage to apply, getting legal help to understand the policies if necessary.

          Sincerely,
          Kay

  • Adam

    I’m 26, suffered a work injury on 9-14-16 I’ve been receiving WC checks for about 8 or 9 months. My condition is not improving even after my first surgery. Should I apply for Social Security benefits? I feel like I will be denied due to being so young but what am I supposed to do I can’t work?

    • Kay Derochie

      Dear Adam,

      If your injury is keeping you from working in any type of occupations and you are expected to be off work at least twelve months, I recommend filing a Social Security Disability (SSD aka SSDI) claim now. If you are approved the Social Security will be reduced by at least part of the workers comp while the workers comp lasts, but filing now will give you the opportunity to have income while the SSD claim is being processed. If it turns out that you cannot return to the same work you did before, you might try to get vocational rehabilitation benefits and training for a new occupation through workers compensation or if you are approved for SSD through the Ticket to Work program offered by Social Security.

      Sincerely,
      Kay

  • Dave

    I was hurt on the job on 7/18/13, collected w.c. for roughly 2 years before I settled my case. I was approved for s.s.d.i. and it took effect on 1/1/16 after a 2 year wait. I gave s.s. the work comp. closeout letter on 7/27/15 and have not heard from them since. I have spent half my settlement in the last year and am on food stamps. I feel in A country like the U.S. this is the most disgraceful system imaginable. They will only be happy when I’m walking the streets,homeless.

    • Kay Derochie

      Dear Dave,

      I believe that you are saying that you have never gotten your Social Security Disability back pay or a letter saying none is due, which is not necessarily the case but is possible. If you are waiting for back pay, I suggest that you contact your congressperson’s office. Often they will follow-up on a Social Security payment that has pended too long.

      Sincerely,
      Kay

  • Elinda

    Hi,
    I am at the end of a workman’s comp case that started this April. They are releasing me to work full time but say the case will not officially close until I see a QME doctor. I was placed on pregnancy disability on July 26 through the end of the year. Can I still apply for pregnancy disability with an open workman’s comp case since I’m no longer being paid?
    Thank you,
    Elinda

    • Kay Derochie

      Dear Elinda,

      To receive Social Security Disability (SSD), you must be disabled or expect to be disabled for twelve months. You could be eligible only if your disability that is related to pregnancy overlaps with your workers compensation disability and the two together reach twelve months.

      If you are inquiring about a short-term disability policy or state insurance under which you could file a short-term claim for the usually limited disability period caused by pregnancy and recovery from delivery, check with the short-term insurance company or the state office.

      Sincerely,
      Kay

  • Marshai

    Hi Kay,
    I’m being placed in paid leave through workers comp from a work related injury. I work fast food. Injury occurred when a stainless steel counter fell over At the drive thru window and made contact with my right knee. I was placed on restrictions for seated work only, which my job did not obey. It’s been about 2 months since my injury. My claim with wc has just been approved for me to receive payments. Can I apply for ssd if it is proven to be nerve damage by an orthopedic?

    • Kay Derochie

      Dear Mashai,

      If you cannot work in any occupation within your restrictions of working seated and the condition is expected to limit you for twelve months, you might be eligible for Social Security Disability. Whether or not you decide to apply, I suggest that you contact your state’s Department of Vocational Rehabilitation to see if you qualify for job placement services or retraining into sedentary (seated) work.

      Sincerely,
      Kay

  • Tijuan Walker

    Hi, i have a wc claim open and i was wondering if i could receive ssd at the same time . I received a injury to my neck and spine and had to have a fusion c2 to c7.I have been listed as substantial injury with work restrictions.

    • Kay Derochie

      Dear Tijuan,

      If you are unable to work in a past occupation or any other occupation that you could learn on the job or for which you have transferable skills and the incapacity has lasted or is expected to last at least twelve months, you can apply for SSD benefits. If you are approved, there will be a limit on how much you can receive between the two benefits, but typically it is more than either benefit alone.

      Sincerely,
      Kay

  • Tony

    Hello I been on ssd and work comp now I’m on sibs work comp next 7/11/2016 it will bee 7and 1/2 years witch will bee the end of the work comp I told ssd that I’m not reciven work comp since 6/18/2016 and that’s the time to that I aplay for ssi to the ssd say we need from your work comp show statement from workers comp that your benefits have terminated or end
    I been calling my work comp they don’t send me any thing yeat did the work comp they have to wait tel after 7/11/2016 to send me statement ?? Pleas tel me What to do to get that statement leater that I’m not receiven work comp ?? My ssi is on hold cos the ssd need to see this and they tel me you need to show that your work comp end or stop pleas help

    • Kay Derochie

      Dear Tony,

      You do have to present a workers compensation (WC) termination letter or document to Social Security before Social Security can make any changes. I am uncertain how you can get WC to release the statement early. You might try talking to a supervisor to see if anything can be done. I am wondering why you don’t get worker’s comp between June 18 and July 11 unless you are paid in advance. You might ask to have that explained also.

      Sincerely,
      Kay

      Sincerely,
      Kay

      • Tony

        They want me to do the job search I Canot wok I get bad knee replcement on 7/11/2012 and my doctor say I need anther knee replacement and one on my shoulder and I have back to now the work comp say no time left for surgry i say ok send me releas Latter they left me without no help tel now

        • Kay Derochie

          Dear Tony,

          I am not sufficiently knowledgeable in workers compensation law to be of assistance to you. It might be helpful for you to get a workers comp attorney. If you are unable to work, you can apply for Social Security Disability.

          Sincerely,
          Kay

  • cynthia

    I received workers comp for almost 2 yrs. my attorney settled out with the insurance company but before he allowed me to sign paper work to receive my check he asked me if I had applied for SSD and I told him yes. will there be a problem with me getting my settlement. because he advised me to go to the SS office and withdraw my case.

    • Kay Derochie

      Dear Cynthia,

      I do not know the reasons your attorney suggested that you withdraw your Social Security Disability claim. Social Security is a life-time benefit if you remain disabled. If you are eligible for both workers comp (including a settlement) and Social Security disability, even though there is an offset (reduction) of one of the benefits, usually the two benefits are more than either of the benefits alone. I suggest that you ask your attorney to explain in exact dollars and cents how withdrawing the claim would benefit you in both the short and the long run.

      Here’s how the offset works. The WC lump sum payment is prorated over a period of time prescribed by law; that is, it does not count all in the month received but is spread out usually according to what the weekly rate would be if you had been paid incrementally. During the months the proration covers, the maximum you can receive between the two benefits is 80% of your “average current earnings.” The Social Security Administration (SSA) uses different formulas to calculate average current earnings. The formula used depends on your specific circumstances. If you are approved, you can contact SSA for information about how your average current earnings were calculated.

      A described above, usually the offset (reduction) is against Social Security, although in a few states the reduction can occur against the workers comp. You can check with the workers compensation insurance company to find out which benefit will be offset in the event of eligiblity for both benefits. If your state reduces workers comp for SSDI and you are approved for Social Security after you get workers comp, you might have to repay some of the lump sum workers comp settlement. For that reason, it is a good idea to save part of the workers comp payment until you know whether you have been approved for SSDI.

      Sincerely,
      Kay

      I suggest that you ask your attorney to explain in exact dollars and cents how withdrawing the claim would benefit you

  • Jesus

    Hello Kay,

    I’ve currently been on workers comp for the past 2 years now and still getting my checks, but I wanted to apply for ssd benefits to get more help with my bills due to the fact that I’m struggling enough as is.I have bulging discs in my neck and two ruptured discs in my lower back from the work injury I was in. I had a concern though, once Social Security sends me to a comprehensive physical exam this won’t affect my workers comp case will it? Like if I get denied at this S.S exam, the Insurence I’m fighting won’t use this denial against my case will they? Or will my workers comp case be affected in any kind of way? Thank you for your time and care in advance!

    • Kay Derochie

      Dear Jesus,

      If you get the medical information from your workers comp claim and send it to Social Security, you may not be sent for a consultative examination. If you are, the report cannot be released to workers comp without your written authorization. (However, if workers comp is aware of the exam and asks for the report and you refuse, your workers comp could be stopped for failure to cooperate. The possibility of this happening is remote, but not impossible.)

      That said, I encourage you to apply for Social Security Disability (SSDI) not only for the additional benefits currently but also because if you remain disabled Social Security is a lifetime benefit and often workers comp is not. Additionally, the longer you wait to file a Social Security application the more potential back benefits you lose and the harder it is to prove when disability began. Be sure to list on your application that you receive workers comp because there is a limit on the total amount you can receive between the two benefits.

      Sincerely,
      Kay

  • raquel

    I had workers comp before I started recieving ssd as the years past I noticed my condition worsen and after 18 months my case is being reopened. Workers comp payments are usually unreliable and as a single mom I live off my disability checks. I need to know what steps I need to do to inform social security also my children recieve checks because they are minor under me and if they lower my ssd check will my children check be lowered as well?

    • Kay Derochie

      Dear Raquel,

      Your need to take all the paperwork you have about the reopening of the workers comp (WC) to Social Security for them to determine how much your Social Security Disability (SSDI) needs to be reduced. I suggest saving the WC payments until you find out how much you are overpaid SSDI and will have to refund. The offset is usually applied to the entire amount paid to the family. Typically, the children’s benefits are reduced or suspended first and then if there is any remaining offset, it will be taken from your benefit. On an ongoing basis, you need to report each time your WC payment changes.

      Sincerely,
      Kay

  • Lin

    Husband has outstanding Court Case & is now collecting SSDI when there is a settlement reach is anything have to be repaid back to SSDI He is 65 yrs

    • Kay Derochie

      Dear Lin,

      If your husband receives a workers compensation settlement, his Social Security Disability will be recalculated and prorated over a period of time. The dates in the past and future that the proration covers and the amount of the proration depends on the specific terms of the settlement and details of the workers comp claim. He will be overpaid Social Security Disability (SSDI) benefits because during the months the proration covers the maximum your husband can receive between the two benefits is 80% of his average current earnings. He should keep and not spend his settlement until he knows the amount he will have to use to repay the SSDI overpayment.

      The Social Security Administration (SSA) uses different formulas to calculate average current earnings. The formula used depends on specific circumstances. Once the calculation has been completed, he can contact SSA for information about how your average current earnings were calculated. It is not 80% of his last wage.

      Sincerely,
      Kay

  • Dan McKay

    I’ve been on w/Comp for 12 yrs. just stopped cks no notice. I applied for ssd and was denied do to the amount I was receiving? They put me on permanent and stable. 70%disabled. Injuries cervical fusion, lumbar fusion, spinal cord stimulator implanted, hernia surgery, degenerative disc disease, chrohns, ulcerative colitis, intestinal tear, diverticulitis resulting in a mental state of MMD , Anxiety? What happens now and what to expect.Is there any emergency assistance or relief to detour being kicked out on the streets?

    • Kay Derochie

      Dear Dan,

      You may have been approved for Social Security Disability with the payments suspended due to the amount of workers comp you were getting. I suggest calling Social Security at 1-800-772-1213 and asking for the status of your claim. If it shows to be suspended, get a statement from workers comp that your benefits have terminated and take it to Social Security to get your disability benefits reinstated, which best case scenario will probably take a couple months.

      The other possibility is that you were not approved for SSDI because you didn’t have enough work and were denied Supplemental Security Income (SSI) because you had too much income in the workers comp. If that is the case, you can now apply for SSI, which will take two to five months to process.

      I suggest applying for SNAP (food stamps) at your local social services department. You can check to see if any rental assistance is available but most states don’t offer cash assistance to adults without minor children. Some churches have temporary rental assistance.

      Sincerely,
      Kay

  • arin

    I was on workers compensation for 2 work related injury, since I am unable to drive or take care of myself at present, I have to relocate with my husband to another state. I quit my job because I could not stay in same city alone without support. Can I apply for social security disability now. My work related injury is well documented in the institutions record. Will I be eligible at all?

    • Kay Derochie

      Dear Arin,

      If you are unable to work in the occupation that you quit, your quitting will not affect your Social Security Disability application. If you are under age fifty and in some cases older than that, you must be unable to perform other occupations and the disability has to have lasted or be expected to last for twelve months. If you are unsure whether you might qualify, I suggest that you file a claim to get a formal decision.

      If you do file a claim, be sure to list your workers compensation claim on the application because there is a limit that you can receive between workers comp and Social Security Disability so the Social Security might be reduced by the workers comp.

      Sincerely,
      Kay

  • gene

    I’ve been out of work with neck injury from July 2013 till now I was getting work comp but it stopped in Sept 2014 cause I settled the case.but I’m still out of work due to my neck rods in back emphasina lung nudol spot on lung .neuropathy and buldging disk I applied for s.s and got turned down .with all my medical problems and depression I took a mental test and they said I was denied not enough evidence of education what does that mean and why wasn’t my physical problems addressed on the denial ? And why would they denie me if all this is wrong I’m 42 yrs old and worked since I was 17 in construction.had all my medical information from all Dr. Even w.c Dr saying I need surj.what else should I do I sent a request for an appeal This week as soon as I got denied.will I be approved this time?

    • Kay Derochie

      Dear Gene,

      You need to file an appeal within sixty days of the date of the denial letter. I suggest that you request a copy of your claim file so you can be specific about how you argue your appeal. It would be a good idea to have a Social Security attorney assist you. You do not have to pay any legal fees up front and you will pay attorney fees only if you are approved for benefits. Social Security law sets the amount your attorney can charge and the Social Security Administration pays the attorney directly from the retroactive award at the time it sends your back pay to you. So, it’s all very easy and risk-free.

      I don’t believe that the denial letter was saying that you did not have enough education. They were probably saying that with your education, you could work in a lighter occupation you have not done in the past.

      Sincerely,
      Kay

  • Howard

    Hi Kay
    Applied for SSDI about a month ago, I just recived a letter with a telephone appointment for 2/18. The information they requested I have available for them is my checking account number, what does this mean?
    Thank you

    • Howard

      I forgot to mention they will be calling me around 130 p.m.

    • Kay Derochie

      Dear Howard,

      If you applied online, the phone call could just be to finish the initial information needed as part of the initial application. On the other hand, a very quick medical decision can’t be ruled out. You might call the call center at 1-800-772-1213 and ask whether your claim is still pending in the Disability Determination Services. If it is, no medical decision has been made as yet.

      Sincerely,

      Kay

      • Howard

        Hello Kay,
        I did not apply online, my application was sent in by my attorney.

        • Kay Derochie

          Dear Howard,

          Given that you applied in the office, your application was probably fully completed at that time. I cannot say for sure, but maybe the current request for information is an indication that your claim has been approved. Your appointment is coming up soon and the matter will be cleared up then.

          Sincerely,

          Kay

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