Kay Derochie has decades of experience as a Social Security claims representative and as a disability benefit analyst. As our Chief Content Editor, she brings a depth of Social Security and disability knowledge to her writings on Social Security Disability (SSDI) and Supplemental Security Income (SSI). First serving the public at the Social Security Administration (SSA) office in Miami, Florida and then in Portland, Oregon, Kay guided English- and Spanish-speaking disability claimants through both the SSDI and SSI claim process. Later as a long-term disability (LTD) benefit analyst, Kay determined whether claimants met the required definition of disability. Always keeping her finger on changes in Federal regulations, she assessed whether claimants were likely to qualify for Social Security Disability or SSI benefits so that they could be appropriately referred to the Social Security Administration.
The Disability Advisor on SSI Welcome! You have arrived at the seventh of DisabilityAdvisor.com’s seven Social Security Disability-related topics, Supplemental Security Income—SSI—the Other Disability Benefit. The Disability Advisor website offers at-your-finger-tips answers to the most frequently asked questions about Social Security Disability and SSI. For example, in this section you can browse the twenty-eight articles for plain-language answers to the most frequently asked questions about SSI Disability. These articles address: What is Supplemental Security Income? The differences between SSI and SSDI, also known as SSD. How to apply for SSI Disability. How to expedite processing while your application is being...Read more
How Can Homeowners Getting Supplemental Security Income (SSI) or Social Security Disability (SSDI) Increase Their Income?
Whether receiving Social Security Disability (SSDI) or Supplemental Security Income (SSI), living on a fixed income can be difficult and the choices for a disabled person to increase income are limited. One of the few—and for some disabled homeowners— best options is a reverse mortgage. What is a reverse mortgage? If your home is paid for, some lending institutions—banks, credit unions, and mortgage companies—will purchase your home from you little by little while you continue to live in it. The way it works is that a bank, for example, will send you regular monthly payments while you retain full rights...Read more
How can I be overpaid Supplemental Security Income (SSI) when my work earnings and my spouse’s work earnings never change?
Supplemental Security Income (SSI) benefit amounts are based on income received within a month. When income is within the SSI limits, income in one month counts in determining your benefit two months later. This is called prospective accounting because it uses your income in one month to figure out your payment amount two months later. For example, income that is within the limits and is received in March determines your SSI payment amount in May. The reason for this accounting method is to reduce or eliminate overpayments (being paid more than you are due) and underpayments (being paid less than...Read more
Dear Disability Advisor, My adult disabled son receives both SSDI and SSI. I understand that the money he has been receiving is now paid directly to the responsible parties of the board and care where he lives.These people are now the payee, replacing my son as payee. I assume the recipient of these funds receives $1100 to $1200 -- enough to cover the rent and provide my son a small amount of cash. Can my son have a checking account in the amount of $1500 without any penalty? Or is the $1500 added to the $1200 (rent benefit) which totals $2700.00 (exceeding...Read more
Dear Disability Advisor, My Sister Was Approved 3 years ago but Was Homeless Living On The Streets. The Family Has Finally Found Her, So How Long Will It Take For Her To Get Her Disability Benefits When We Take Her To Social Security Office And My Mom Be Her Payee? Collage Dear Collage, Your mother can apply to be your sister's payee. If her claim was approved with the need for a payee already determined, the application will suffice. If not, your mother could try to get a medical opinion of your sister's capability to handle funds from a physician...Read more