Kay Derochie

Contributions to Retirement Accounts and Self-Employment While Receiving Social Security Disability

By / April 21, 2017 / After You’re Approved for Social Security Disability & SSI / 15 Comments

Dear Disability Advisor, I am a disabled veteran getting navy retirement, VA compensation and pending SSDI. I have been out of work for 1.7 years and although I cannot return to work in a traditional office or work full time I would like to do independent contract work from home. The work is very intermittent and only a few hours a week, but occasionally it may end up being above SGA. I would like to put my earning into an individual 401K so that I have a cushion in the future; it would also lower my taxes and I was...Read more

Supplemental Security Income—SSI—the Other Disability Benefit

By / March 20, 2017 / SSI Benefits / 553 Comments

The Disability Advisor on SSI Welcome! You have arrived at the seventh of DisabilityAdvisor.com’s seven Social Security Disability-related topics, Supplemental Security Income—SSI—the Other Disability Benefit. The Disability Advisor website offers at-your-finger-tips answers to the most frequently asked questions about Social Security Disability and SSI. For example, in this section you can browse the twenty-eight articles for plain-language answers to the most frequently asked questions about SSI Disability. These articles address: What is Supplemental Security Income? The differences between SSI and SSDI, also known as SSD. Where to file an SSI application. Presumptive Disability. SSI Disability for disabled children. SSI Appeals....Read more

How Can Homeowners Getting Supplemental Security Income (SSI) or Social Security Disability (SSDI) Increase Their Income?

By / March 20, 2017 / SSI Benefits / 5 Comments

Whether receiving Social Security Disability (SSDI) or Supplemental Security Income (SSI), living on a fixed income can be difficult and the choices for a disabled person to increase income are limited. One of the few—and for some disabled homeowners— best options is a reverse mortgage. What is a reverse mortgage? If your home is paid for, some lending institutions—banks, credit unions, and mortgage companies—will purchase your home from you little by little while you continue to live in it. The way it works is that a bank, for example, will send you regular monthly payments while you retain full rights...Read more

How can I be overpaid Supplemental Security Income (SSI) when my work earnings and my spouse’s work earnings never change?

By / March 20, 2017 / SSI Benefits / 2 Comments

Supplemental Security Income (SSI) benefit amounts are based on income received within a month. When income is within the SSI limits, income in one month counts in determining your benefit two months later. This is called prospective accounting because it uses your income in one month to figure out your payment amount two months later. For example, income that is within the limits and is received in March determines your SSI payment amount in May. The reason for this accounting method is to reduce or eliminate overpayments (being paid more than you are due) and underpayments (being paid less than...Read more

How Much You Will Receive and What to Expect after Approval of Your Social Security Disability Claim

By / February 12, 2017 / After You’re Approved for Social Security Disability & SSI / 1,189 Comments

The Disability Advisor on Benefits and Continuing Disability Reviews Welcome! You have arrived at the sixth of DisabilityAdvisor.com’s  Social Security Disability topics—How Much You Will Receive and What to Expect after Approval of Your Social Security Disability Claim. The Disability Advisor website offers at-your-finger-tips answers to the most frequently asked questions about Social Security Disability. For example, you can browse the seventeen articles in this section for plain-language answers to the most frequently asked questions about your benefits and responsibilities after disability approval, about working while receiving Social Security Disability, and about continuing disability reviews. These articles address: How your...Read more

Tips for Filing Your Social Security Disability Application

By / January 29, 2017 / Applying for Social Security Disability & SSI Benefits / 23 Comments

The Disability Advisor on Social Security Disability Applications Welcome! You have arrived at the second of DisabilityAdvisor.com’s seven Social Security Disability topics. The Disability Advisor website offers articles that provide at-your-finger-tips answers to the most frequently asked Social Security Disability questions. For example, you can browse the thirteen questions in this section for plain-language answers to the most frequently asked questions about Social Security Disability applications. These articles address: When to file a Social Security Disability application. How to file a Social Security application. The information you need to support your claim. What to do if you have few medical...Read more

Excluded Burial Funds and When Money Becomes a Resource for SSI

By / January 14, 2017 / SSI Benefits / No Comments

Dear Disability Advisor, My adult disabled son receives both SSDI and SSI. I understand that the money he has been receiving is now paid directly to the responsible parties of the board and care where he lives.These people are now the payee, replacing my son as payee. I assume the recipient of these funds receives $1100 to $1200 -- enough to cover the rent and provide my son a small amount of cash. Can my son have a checking account in the amount of $1500 without any penalty? Or is the $1500 added to the $1200 (rent benefit) which totals $2700.00 (exceeding...Read more

Handling Back Pay Child Benefits Paid to A Now Adult Child

By / January 14, 2017 / After You’re Approved for Social Security Disability & SSI / 29 Comments

Dear Disability Advisor, My stepmother recently informed me that I would be receiving in my name back pay benefits for when I lived with her as a teen off her disability claim. I am now 32 and had no idea this claim existed. But she has told me that the money belongs to her. Am I to hand it over to her? Will I have to pay taxes on the amount? Which is over $40,000 that has been awarded. Just really want to do the right thing but some of that money could really help out me and my family....Read more

Coordination of STD and SSD Payments

By / January 13, 2017 / After You’re Approved for Social Security Disability & SSI / 39 Comments

Dear Disability Advisor, I looked up my status of social security disability claim and this is what it states: "Your claim for Disability benefits has been approved. A detailed notice has been sent to you with your benefit information. For more information please use the Benefit Verification Letter to check your benefit details.   If you disagree with the decision, you may request an appeal in 60 days of the date on the Notice of Decision you receive." Does this mean my disability has been approved? I've been out of work since October 2016 and am receiving short term disability through my...Read more

Back Pay Due a Homeless Claimant

By / January 13, 2017 / SSI Benefits / 10 Comments

Dear Disability Advisor, My Sister Was Approved 3 years ago but Was Homeless Living On The Streets. The Family Has Finally Found Her, So How Long Will It Take For Her To Get Her Disability Benefits When We Take Her To Social Security  Office And My Mom Be Her Payee? Collage Dear Collage, Your mother can apply to be your sister's payee. If her claim was approved with the need for a payee already determined, the application will suffice. If not, your mother could try to get a medical opinion of your sister's capability to handle funds from a physician...Read more

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