Kay Derochie

Kay Derochie

Content Editor

Kay Derochie has decades of experience as a Social Security claims representative and as a disability benefit analyst. As our Chief Content Editor, she brings a depth of Social Security and disability knowledge to her writings on Social Security Disability (SSDI) and Supplemental Security Income (SSI). First serving the public at the Social Security Administration (SSA) office in Miami, Florida and then in Portland, Oregon, Kay guided English- and Spanish-speaking disability claimants through both the SSDI and SSI claim process. Later as a long-term disability (LTD) benefit analyst, Kay determined whether claimants met the required definition of disability. Always keeping her finger on changes in Federal regulations, she assessed whether claimants were likely to qualify for Social Security Disability or SSI benefits so that they could be appropriately referred to the Social Security Administration.

Understanding Social Security Disability—An Overview of the Basics

By / June 10, 2018 / Facts / 484 Comments

Enhance your chances of filing a successful claim for disability benefits by increasing your general understanding of Social Security benefits. Learn how you can qualify for disability benefits based on your own work history or in some circumstances based on the work credits of your parents or your deceased spouse. Get help in determining which cease work date to claim as your disability date when you have tried to return to work after you first became disabled. Be sure to take advantage of additional potential benefits. Learn when you can get health insurance through Medicare or Medicaid, how workers compensation...Read more

When and how do I select an attorney to help with my Social Security or SSI Disability claim?

By / February 18, 2018 / Appealing If Your Application for Disability Is Denied / 66 Comments

When Your Social Security or SSI Claim is Denied, It Is Time for a Disability Attorney! If your Social Security Disability (SSDI aka SSD) or Supplemental Security Income (SSI) claim has been denied and you honestly believe your physical and/or mental health will not allow you to hold down a job in which you can earn at least $1,260 gross wages or net self-employment profit  or $2,110 (2020 thresholds) if you are blind after your earnings are reduced by any impairment-related work expenses (IRWE’s) you may have, it is time to appeal the denial. And it is time for a...Read more

How Social Security Decides Whether You Are Disabled

By / April 17, 2018 / The Claims Process / 291 Comments

Important Information for You to Submit for Your Claim You are more likely to be successful with your Social Security claim if you know how the Social Security Administration evaluates for disability. With that knowledge, you will recognize the information you need to provide to support your claim. If you have a very severe illness or injury listed in the Social Security’s Listings and you submit records to document your diagnosis and the severity of your condition, you may be approved at Step Four of the disability evaluation process. If you don’t meet the Listings, you have another opportunity to...Read more

Social Security Disability Application Forms

By / February 18, 2018 / Commonly Used Forms / 4 Comments

Even if you plan to file online, it is advisable to write out a rough draft on paper forms so that you don’t forget to include important information when working online or when you are in a Social Security office filing in person. The base application for Social Security Disability (SSDI) is the SSA-16-BK, while the base application form for Supplemental Security Income (SSI) disability is the SSA-8000-BK. Base application forms for disabled widows and adult children are the SSA-10 and SSA-4-BK, respectively. These last two forms can be found in the SSA Retirement/Dependent/Survivor Forms section of this website. Whether...Read more

Social Security Disability Appeals Forms

By / April 9, 2018 / Commonly Used Forms / 1 Comment

The base forms used to file appeals are the SSA-561-U2 Request for Reconsideration (usually the first appeal), the HA-501-U5 Request for Hearing (usually second appeal, when your claim has been denied twice) and the HA 520-U5 for an Appeals Council review of a hearing denial. If you have been receiving benefits and your claim has been closed because it has been determined you are no longer disabled as defined by Social Security law, the appeal form for first appeal is the SSA-789-U4. (The appeal will be a hearing within the Disability Determination Services (DDS) instead of only a DDS file...Read more

SSDI Work After Disability Approval Forms

By / February 18, 2018 / Commonly Used Forms / No Comments

All work after an approved disability date (or a claimed one in a new pending claim) has to be reported even if it is a small amount of work. Forms SSA 820-BK and SSA-821-BK make the reporting easy and clear. If you have been receiving special considerations due to your physical or mental condition that other workers do not receive or if you are paid usual wages for lower production, having your employer complete an SSA-3033 could be helpful to your claim being approved or to its remaining open while you work. Please click on the link below to open...Read more

Supplemental Security Income (SSI) Disability Forms

By / February 18, 2018 / Commonly Used Forms / No Comments

The base application form for Supplemental Security Income (SSI) disability benefits, whether the applicant is an adult or a child, is the SSA-8000-BK. Because the application asks for a lot of detailed information, it can be very helpful to prepare a rough draft of this form to refer to when you file the application. In addition to the base application, for adults complete the same medical and occupational forms as for a Social Security disability claim. These forms can be found in the Disability Application Forms section of this website. But, if you applying for a disabled child, complete the...Read more

SSA Retirement, Dependent & Survivors Forms

By / February 18, 2018 / Commonly Used Forms / 4 Comments

When filing a disability claim on the Social Security account of a worker who is receiving Social Security disability or retirement benefits or on the account of a worker who has died, the base form that is used is the same as the application form for a non-disabled dependent or survivor. For disabled widows, widowers, and surviving divorced spouses, the form is the SSA-10. For disabled adult children (who became disabled before age twenty-two) the application for Childhood Disability Benefits is the SSA-4-BK. Both these application forms, the SSA-10 and the SSA-4-BK, need to be supported with the same medical...Read more

Representative Payee, Earnings Record, Direct Deposit & Overpayment Forms

By / February 18, 2018 / Commonly Used Forms / 5 Comments

Representative Payee Forms: The base application to be a representative payee for another person or to request direct payment to oneself is the SSA-11-BK. When applying for direct payment, an SSA-787 completed by your physician can be helpful. When applying to be payee for a child who is not in your physical custody, an SSA-789-U4 would help support your application. Overpayment and Other Forms: If you disagree with the fact of an overpayment, file your request for reconsideration on form SSA-561, which can be found in Appeals Forms. If you agree the overpayment occurred but feel you were not at...Read more

Tips for Filing Your Social Security Disability Application

By / April 17, 2018 / Social Security Disability Benefits / 36 Comments

Make Filing a Social Security Disability Claim Easier Find out when and how to file an application, what kinds of proofs need to be submitted to prove your claim, and what to do after filing the application. Improve chances of approval by knowing what documentation is needed for several common disabling illnesses. Maximize back pay by knowing which date of disability to claim. Check to see whether your claim is eligible for expedited processing. Learn how an experienced Social Security attorney can help you get benefits. Also, find out how you can get the legal help you need without paying...Read more

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