If I have never worked outside my home or have worked very little, can I get Social Security Disability benefits?
Learn how people who have never worked outside their homes may get Supplemental Security Income disability benefits, instead of Social Security.
Social Security Disability Benefits Work Credits Requirements
If you are disabled, but you have never worked outside your home or you have worked very little, you may not be eligible for Social Security Disability benefits because you may not have enough work credits. For a discussion of required work credits please visit our article How many Social Security-covered work credits do I need to get Social Security Disability Insurance benefits?
No Work Credits Required for SSI Disability Payments
Nonetheless, you may be able to get some financial help by applying to the Social Security Administration for disability payments under the Supplemental Security Income program, also called SSI. Social Security will first evaluate your SSI application to see if your family’s income and resources fall within SSI’s allowed limits. If they do, then your claim will be reviewed to see whether you are disabled. SSI disability requirements for adults are the same as those for Social Security Disability. SSI also pays disability benefits for children under age eighteen. You can learn more about SSI by reviewing our article What Is Supplemental Security Income—Also Known as SSI—and How Is It Different from Social Security Disability Insurance—Known as SSDI or SSD?
Understanding Social Security Disability (SSD)—An Overview of the Basics
What is disability according to Social Security Disability law?
Social Security Disability Insurance: A Complete Guide
More Frequently-Asked Questions about Social Security Disability Benefits
What kinds of Social Security disability benefits might I qualify for?