Medicare Continuation without Disability Benefit Checks
Your Medicare can continue when your Social Security Disability benefits have been suspended or terminated if you have not recovered medically and your benefits stopped because you were performing substantial work.
Medicare Return-to-Work Incentive
One of Social Security’s return-to-work incentives is the Extended Period of Eligibility which is thirty-six months long. During the Extended Period, your benefits will be suspended for months in which your work is substantial. During this Extended Period, your Part A Medicare will continue and, if you pay the premiums, your Part B and Part D Medicare will also continue even in months you do not receive a disability check. After the thirty-six months end, if you have not recovered medically, but your benefits have been terminated because of your work, your Medicare insurance will continue for another fifty-seven months.
For information about Medicare Parts A, B, and D, see “If I Am Approved for Social Security Disability, Will I Get Medicare and Medicaid Health Insurance?” For a discussion of Social Security’s return-to-work incentives, visit our article “Can I Keep Getting Benefits When I Am Working on Social Security Disability?”