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How Much You Will Receive and What to Expect after Approval of Your Social Security Disability Claim

By   /  February 12, 2017  /  914 Comments

Learn about benefits and work after approval of your Social Security Disability claim and where to get assistance if your disability benefits are cut off.

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The Disability Advisor on Benefits and Continuing Disability Reviews

Welcome! You have arrived at the sixth of DisabilityAdvisor.com’s  Social Security Disability topics—How Much You Will Receive and What to Expect after Approval of Your Social Security Disability Claim.

The Disability Advisor website offers at-your-finger-tips answers to the most frequently asked questions about Social Security Disability. For example, you can browse the seventeen articles in this section for plain-language answers to the most frequently asked questions about your benefits and responsibilities after disability approval, about working while receiving Social Security Disability, and about continuing disability reviews. These articles address:

  • How your Social Security Disability benefits are calculated.
  • How much Social Security Disability back pay you will receive.
  • How you will be notified of an approved Social Security Disability claim.
  • How long you will wait for payment of your Social Security Disability back pay.
  • Working while getting Social Security Disability.
  • When you may have a continuing disability review and how to prepare for the review.
  • Appealing termination of Social Security Disability benefits.
  • When your Social Security Disability benefits will be paid to a representative payee.
  • Cost-of-living increases and Social Security Disability benefit recalculations.
  • Supplemental Security Income and other sources of financial assistance.

Act Now to Get Help with Your Claim or Appeal

An experienced Social Security Disability attorney can help you with your Social Security Disability claim or appeal with no advance out-of-pocket cost to you for legal fees. This means you pay attorney fees only if your claim is approved. Then, attorney fees are subject to the standard limit set by the Social Security Administration and are deducted from your Social Security Disability back pay. All very convenient and risk free.

How Much You Will Receive and What to Expect after Approval of Your Social Security Disability Claim
4 (80%) 1 vote

  • Published: 1 month ago on February 12, 2017
  • By:
  • Last Modified: March 16, 2017 @ 10:52 pm
  • Filed Under: After Approval
  • Dear Amber,

    Payment of benefits early because the due date falls on a non-work day does not change the month for which they are due. Accordingly, if you are not eligible for an April SSI payment, you will not receive an early payment on March 31.

    Sincerely,
    Kay

  • Dear Shaye,

    I believe this is your third posting of this question. Please see my response to your first posting.

    Thank you,
    Kay

  • Dear Shaye,

    Please see my response to your first posting of this question.

    Sincerely,
    Kay

  • Dear Bruce,

    Both the lump sum workers compensation (WC) settlement, which will be prorated over time, and your weekly payments will reduce your Social Security Disability (SSD) for periods that WC and SSD overlap, if the two benefits, WC and SSDI, exceed 80% of your Average Monthly Earnings (AME) as determined by the Social Security Administration. Be sure that Social Security has all the paperwork including the settlement document so that they can correctly calculate your SSDI benefits from the beginning. After the calculations have been completed and you have been paid, you can ask for an explanation of how your AME was calculated.

    Sincerely,
    Kay

  • Dear Shaye,

    The medical approval always comes first before a central payment center reviews all the non-medical criteria for eligibility and calculates and authorizes payment. Your award letter will be sent when the process, which takes two months or more, has been completed.

    Your back pay will be based on the application that was approved by the judge, not on any earlier application; and Social Security Disability benefits begin to accrue the later of the sixth full calendar month of disability as established by Social Security, which for you would be May 2014, or twelve months before the month you applied.

    Sincerely,
    Kay

  • Dear Jaqueline,

    I think that some misunderstanding has occurred. If you were medically approved for Supplemental Security Income (SSI), you could not be denied because you had no income. Instead you would likely be approved for a reduced amount because someone was providing you with housing. If you were found disabled for Social Security Disability (SSD aka SSDI), you could be denied if you have not worked enough in the past to earn enough work credits to be insured for SSD on the date you became disabled..

    I suggest that you have someone go over your denial letter with you so that you can get a clear understanding of which kind of benefit was medically approved and of the reason for denial so that if there has been an error, you will know what facts to address when you appeal the decision. If after you have additional information, you have further questions. let me know.

    Sincerely,
    Kay

  • You are welcome, Mari.

  • Dear Lisa,

    The payment center must finalize the approval for the Childhood Disability Benefits (CDB). This is true even though the amount of her benefit will not change. What her being approved for CDB does is set your daughter up to continue receiving survivor benefits on her father’s account when she turns eighteen.

    Sincerely,
    Kay

  • Dear Shana,

    It sounds as if the information you received is correct. The only way that you might be able to establish that your husband’s work activity was not substantial gainful activity (SGA) would be if he had impairment-related work expenses (IRWE), which are expenses related to the condition for which he is claiming disability that he needed to pay in order to be able to work. If he had such expenses and when subtracted from his gross earnings, they dropped the earnings below SGA, then his return to work would not interfere with his getting retroactive payments based on the second claim. (He didn’t appeal the first claim denial, so they might not reopen that claim.) These can include medications and other medical expenses for cancer if your husband continued to have medication or services for cancer while he worked. You can read about IRWE in Social Security’s Red Book at https://www.ssa.gov/redbook/eng/ssdi-and-ssi-employments-supports.htm

    Sincerely,
    Kay

  • Dear Ciscley,

    You made two applications–one for Social Security Disaiblity (SSDI) and one for Supplemental Security Income (SSI). Both were approved. You can read about the difference between the two in the article “What is Supplemental Security Income Disability—Also Known as SSI—and How Is It Different from Social Security Disability Insurance, known as SSDI or SSD?” You can find under the “SSI” tab at the top of this webpage.

    Processing times vary from office to office and sometimes Supplemental Security Income (SSI) payment is processed quickly, within less than a month of finalization of medical approval, and other times it will be more than a month. If the SSI back pay exceeds $2,205, it will be paid in three installments six months apart. You should get the first installment less than a month from the first monthly payment.

    It can take one to two months after SSI is paid for Security Disability benefits (SSDI) to start and sometimes as much as a couple months longer to get the SSDI back pay. Factors such as offsets and amount of back pay affect how long it takes the payment center to issue SSDI payments.

    SSDI back benefits will be reduced by the amount of SSI back benefits paid (or due in installments) for the months in which SSDI and SSI eligibility overlap. Note that if after your Social Security starts you are no longer eligible for SSI, you can request the remaining SSI installments to be released.

    Sincerely,
    Kay

  • Dear Miss M.,

    The amount your receive will be at least as much as you were getting in the past plus the cost-of-living adjustments. The amount will be increased above that only if your more recent work had high enough earnings that it would increase your benefit.

    Sincerely,
    Kay

  • Dear Chris,

    It is not uncommon for it to take two months for Social Security Disability benefits to start.

    Sincerely,
    Kay

  • Dear Desiree,

    You may have received a letter with stock language that is included with every medical decision. As long as they did not change your established date of disability (EOD) to a date later than originally approved, I can’t see any reason for you not to meet the non-disability criteria.

    Sincerely,
    Kay

  • You are welcome, Mari.

  • Dear Khali,

    A Social Security Disability (SSDI) claim could be denied and a Supplemental Security Income (SSI) claim could be approved if you are no longer insured for SSDI and you could prove you are disabled now, which is all SSI requires, but could not prove you were disabled back to the time you were still insured. Currently, the processing of the decision on your SSI claim is not complete.

    For whatever reason, it seems that most of the time the two decisions are not finalized at the same time even when the decision is the same. I suggest that you keep watching the online status for an update.

    Sincerely,
    Kay

  • Dear RLJ,

    The letter you received is telling you that if you were approved for Social Security Disability (SSDI), your SSDI claim will be sent to a central payment center, where they will double check that you were insured on the date of your established date of disability, apply any offsets you might have for SSI (see below), workers compensation, or public pension. They will calculate and authorize payment. this can take two months or more.

    If you were approved for Supplemental Security Income (SSI), your local Social Security office will calculate and authorize SSI payment. They will contact you for a financial update so that benefits can be calculated for past months. Usually you will be paid within a month of the update interview and submission of any requested documents.

    If you were approved for both, SSDI benefit calculation will not be completed until SSI calculation has been completed. SSDI back benefits will be reduced by the amount of SSI benefits payable for the months in which SSDI and SSI eligibility overlap. Typically SSI back pay is paid in up to three installments six months apart and the first two will not exceed $2,205. However, if after your Social Security starts you are no longer eligible for SSI, you can request the remaining SSI installments to be released.

    Sincerely,
    Kay

  • Der MB174,

    While you are waiting for the award letter to come in the mail, you can check the online benefit verification letter; it should give the date of the first payment.

    Sincerely,
    Kay

  • Dear William,

    You will receive Supplemental Security Income (SSI) for past months before you actually got your first Social Security Disability (SSDI) payment. Based on their saying you are not eligible for SSI, I assume they meant ongoing after the SSDI started. SSDI back benefits will be reduced by the amount of SSI benefits payable for the months in which SSDI and SSI eligibility overlap.

    Sincerely,
    Kay

  • Dear Mari,

    If any SSDI benefits are payable after the workers compensation offset has been applied, back SSDI benefits will be paid. Be sure to report any changes in workers comp while your claim has pended including any lump sum payments.

    Sincerely,
    Kay

  • Dear Ivann840,

    Getting a job in the future will not allow you to get all thirty-six months of benefits at this time. However, when you do get the job and are earning too much to receive Supplemental Security Income (SSI), you can at that time request release of the remainder of SSI back pay that is due on the basis of no longer being eligible for SSI.

    Sincerely,
    Kay

  • Dear Trish,

    There is often a long lag between issuing the letter and paying the attorney and payment of the back pay, especially when the amount is a large amount. You can try to submit a letter of dire need to speed up the release of the back pay. Also, if you expect to be disabled for more than a year, you can file a new disability claim now.

    Sincerely,
    Kay

  • Dear 84 dime,

    If your share of shelter is more than $265, your SSI will be reduced by $245 for free shelter and $5 or $6 cash income to $485 or$484 a month. If your share is less than $245, the reduction will be your share.

    Your share is the total shelter expenses divided by the number of people in the household. Shelter expenses are shelter utilities (power, heat, water/sewer, and garbage) and rent or mortgage, property tax, and if required by the lender property insurance.

    Sincerely,
    Kay

  • Dear TLJ,

    Yes, you can receive that amount, but expect it to take several months to get it. Large amounts of back pay go through multiple reviews to be sure the non-medical eligibility factors have all been recorded correctly and that the calculation factors are correct.

    Sincerely,
    Kay

  • Dear Brandy,

    When denied at first, the most likely level to be approved at is at a hearing; however, many people are approved as the result of an Appeals Council review of the judge’s decision. I suggest that you appeal the denial and, if necessary, keep appealing through all levels of appeal including filing suit in federal district court.

    Just appealing won’t be enough, however, I recommend that you request a copy of your claim file to see the exact reasons for the denial, which should include the types of jobs you can do, and to see what may be missing from the file in terms of medical records. If you have already had a hearing on your curren claim, request a transcript of the hearing as well. To support your appeal, gather and submit anything that is missing including anything that may have been submitted with prior claims that would show your history. Write up a statement to explain why the reasons for the denial are incorrect.

    Keep a log of the dates the seizures occur and how long after them, you feel unwell and what that is like. Also keep a log of the migraines with dates and duration. Submit those and a statement of specific reasons you can’t work–days or part days that would be missed due to migraines and seizures. Very specifically list the medical reasons for losing each job, that is, what was happening at work related to your mental or physical health that resulted in loosing the job. If you can get statements from prior employers as to medical problems you had on the job that would be good, too.

    If you are really unable to work, taking these actions to support your claim, should give you a better chance of approval.

    Sincerely,
    Kay

  • Dear Joshua,

    Yes, you should attend the hearing. I suggest that you make copies of your pay stubs that show when you started and stopped work and how much you earned. If you were off work or earned less than the substantial gainful activity (SGA) level for at least twelve months before you started working, you might be approved at least for a closed period of disability. I suggest submitting the pay stubs before the hearing so the judge has a chance to review them. If you had problems on the job due to your health indicate what they were and also include any information that would explain how you have been both disabled and able to work as much as you apparently have.

    Sincerely,
    Kay

  • Dear Jennifer,

    General information can be obtained on this site. For example, I can tell you that the guideline is for the judge to get a letter out to you within sixty days, but it can take longer than that. After you get the written decision of approval, it can take another sixty days for the payment center to initiate payment and longer than that to get back pay.

    You can go to http://www.ssa.gov and set up a My Social Security account to check the general status of your appeal, but the best way to find out where your appeal is in the post-hearing process is to call the hearing office.

    Sincerely,
    Kay

  • Dear 84 dime,

    Supplemental Security Income (SSI) federal payments range from $1 to $735 depending on other income the claimant has including in-kind (non-cash) income in the form of free shelter or food (excluding food stamps).

    Sincerely,
    Kay

  • You should have payment within a month. If you do not, I suggest following up with the local office.

  • Dear 84 Dime,

    It appears that you have posted the same question twice using different names. Please see my response to your first question. You can set up the bank account at any time.

    Sincerely,
    Kay

  • Dear Chase,

    Which benefit were you approved for, SSDI or SSI? And, what was the content of the call? That information will help me to respond.

    Sincerely,
    Kay

  • Dear Sharon,

    Please see my response to your first post.

    Sincerely,
    Kay

  • Dear Sharon,

    If your claim is for Social Security Disability (SSDI), it is being processed for payment in a central payment center and will take a couple months from when you received the approval letter. If you applied for Supplemental Security Income (SSI), the local office calculates and authorizes payment after updating your finances back to the time you applied. Either way, if you are in danger of becoming homeless or having a home foreclosed upon, you can file a statement of dire need with your local office. The statement may speed up processing of your claim by a little bit.

    Sincerely,
    Kay

  • You are welcome, Treviszia.

  • Dear Treviszia,

    Some people with that type of status have reported approval but not all.

    Sincerely,
    Kay

  • Dear Treviszia,

    You will be due back pay for January and February 2017. The payment to be paid in April is for March. Usually SSI is paid before SSDI. I suggest that you check with your local office, which processes SSI claims to payment to see whether SSI is payable for months before the SSDI starts.

    Sincerely,
    Kay

  • Dear Shannon,

    I think it is possible that your claim has been medically approved. If you have been approved for Supplemental Security Income (SSI), the local office completes processing and authorizes payment. If that is the case, they will tell you if you have been approved and may request additional non-medical information from you. If you were approved for Social Security, a central payment center will handle the final reviews and processing for payment. The local office should be able to tell you whether your claim has been or will be forwarded to the payment center.

    Sincerely,
    Kay

  • Dear Monique,

    It looks as if you posted your question twice. Please see my response to your first post.

    Sincerely,
    Kay

  • Dear Monique,

    The online status you received has been associated with both approvals and denials. Basically, it is just telling you that a medical decision has been made.

    Sincerely,
    Kay

  • Dear Rose,

    If the issue before the judge is whether or not you are disabled, you do not need to submit financial information beyond reporting any work you have performed after the disability date you are claiming.

    Sincerely,
    Kay

  • Dear Andeberhan,

    Your attorney is in the best position to judge your chances of approval, and 75% are good odds. I suggest, though, that you consult with the attorney about the status that says they are developing for additional evidence before the ALJ issues a decision. It does not mean that you have to start over or necessarily have another hearing, but it does sound as if the judge may be gathering additional information. Accordingly, it would be good to consult with your attorney about it.

    Sincerely,
    Kay

  • Dear Claire,

    It is true that SSA has to determine how much your Social Security should be based on the amount of worker’s comp offset, which in turn is based on the proration of the settlement, but the organization that paid the workers compensation is the organization to verify the amount of workers comp you got for tax purposes if it is taxable. Your taxable income from SSA should be the amount that you received after offset.

    Sincerely,
    Kay

  • You are welcome, Kathy.

  • Dear Mandi,

    Once the paper work is taken care of in the local office, everything is sent to the payment center, which reviews the claim and calculates and authorizes payment. The time frame given for the payment center to review the claim and start payment sounds typical, although the shorter end of the range may apply to your husband if he has been determined 100% disabled under VA rules.

    Sincerely,
    Kay

  • Dear Claire,

    Lump sum workers comp settlements are prorated out over time so that a workers comp offset (reduction) of Social Security Disability (SSDI) will continue after the settlement is received, although often the offset amount is smaller than when you were receiving temporary total disability payments on a regular periodic schedule. So, it could be that your claim has already been adjusted to the new prorated offset amount, which happens to be the same as before, but you have not been sent a notice of change explaining it.

    If I understand correctly, currently, you have two issues: 1) has the offset been processed without notification or is it still pending and how do you get the international desk to respond to you, and 2) how should the workers comp be taxed? For the second issue, I refer you to the IRS. For the first, I really don’t know what you can do beyond what you have done, unless you can get the embassy to follow up with the international desk for you.

    Sincerely,
    Kay

  • Dear Kathy,

    With a disability onset date of January 2017, you would have no back pay. Benefits begin the later of twelve months before application or the sixth full month of disability, which for you would be July 2017, which would be paid in August.

    The choice of dates you sent me is a choice of when you want direct deposit to start, not a choice of when your benefits become effective.

    Sincerely,
    Kay

  • Dear Brenda,

    Unless you have recovered from your disability, you will not be switched from Social Security Disability (SSDI) to retirement benefits until you reach full retirement age. If you were to receive retirement instead of disability at age sixty-two, you would receive a reduced benefit for taking early retirement and the reduction would be permanent. It is, however, possible to work while receiving Social Security Disability, which offers several work incentives. You can read about these in the Red Book, which is available online at http://www.ssa.gov.

    If you are receiving SSI instead of SSDI, the work incentives are different and half your earnings above $65 ($85 if you have no other income) will reduce your benefit. Also, if you receive SSI, you will be required to apply for reduced retirement, which will either reduce or terminate your SSI.

    Sincerely,
    Kay

  • Dear Tif,

    Social Security Disability (SSD aka SSDI) benefits begin to accrue the later of twelve months before the month you applied or the sixth full calendar month of disability, as established by Social Security. Supplemental Security Income (SSI) benefits will begin the month following the month of application unless you applied on the first of the month in which case benefits begin with the month of application.

    Sincerely,
    Kay

  • Dear Elizabeth,

    I think that your inquiry is about short-term disability or long-term disability through an insurance policy provided by your employer, not Social Security or SSI. If that is the case, you can call the insurance company and tell them that your employer did not provide the form until the date your got it and request thirty days from that date to get the form completed and returned.

    Sincerely,
    Kay

  • Dear Tracy,

    You and your children will be paid for the same months, both past months and ongoing into the future as long as the children are still minors or under age nineteen and still in high school.

    Sincerely,
    Kay

  • Dear Tashona,

    To get the most up-to-date and accurate information, I recommend calling the hearing office. However, the guideline for your getting a formal written decision is sixty days, so I would wait at least thirty days before checking for a status.

    Otherwise, you can go to http://www.ssa.gov and set up a My Social Security account to get updates, but it will not update at every step your appeal goes through in the hearing office.

    Sincerely,
    Kay

  • Dear Kathy,

    Social Security Disability (SSDI), benefits begin to accrue the later of twelve months before the month you filed your application or the sixth full calendar month of disability, as established by Social Security.

    Sincerely,
    Kay

  • Dear Kathy,

    Social Security Disability (SSD aka SSDI) benefits begin to accrue the later of twelve months before the month you applied or the sixth full calendar month after your disability onset date as established by the Social Security Administration.

    Sincerely,
    Kay

  • Dear Leann,

    The date in the status you send is 2/15/16, not 2/15/17. The current status is the one on 2/10/17 at the top.

    Sincerely,
    kay

  • Dear Erica,

    Yes, the request to come with a person to serve as representative payee means you have been approved. If the person who helps with your bills can’t serve as payee or isn’t appropriate to serve as payee, you can try talking with your doctor about your capability to manage money to consistently take care of your basic needs. If the doctor agrees you are capable, he or she can complete an SSA-787 so stating. You can get the form to take to the doctor at http://www.ecpayee.org/uploads/8/8/7/4/8874367/doctor_statement_ssa_787.pdf.

    Sincerely,
    Kay

  • You are welcome. Yes, that seems to be the case.

  • Dear Maurice,

    If you are found to be disabled, benefits will begin as follows:

    If you are approved for Social Security Disability (SSD aka SSDI), benefits begin to accrue the later of twelve months before the month you applied or the sixth full calendar month of disability, as established by Social Security. If you are approved for Supplemental Security Income (SSI), your benefits will begin the month following the month of application unless you applied on the first of the month in which case benefits begin with the month of application.

    Sincerely,
    Kay

  • You are welcome.

  • Dear P.,

    Usually when benefit information is not available action is being taken on the claim, so it is possible that the fee waiver letter is being processed, but that seem too quick. If the payment does not show up online in about a week, I suggest that you ask Social Security whether they can interpret the lack of status.

    Sincerely,
    Kay

  • Dear Michele,

    Back pay has been running one to three months after the first monthly benefit and occasionally longer. the larger the amount owed, the longer it takes because multiple reviews and authorizations are required for large back payments.

    Sincerely,
    Kay

  • You are welcome.

  • Dear Alan,

    Whether or not back benefits are payable depends on when you became disabled in addition to when you applied. SSDI benefits begin to accrue the later of twelve months before the month you applied or the sixth full calendar month of disability, as established by Social Security.

    Sincerely,
    Kay

  • Dear Sandy,

    Yes, your claim has been approved medically.

    Sincerely,
    Kay

  • Dear Leann,

    The judge probably had good intentions about the time frame he gave you. You can call the hearing office to find out where the appeal is in the process–whether a decision has been made and the letter is in process or it is still awaiting the judge’s finalization of the decision. Otherwise, about all you can do is wait. Also, it is likely to take more than thirty days after you get the approval letter to get Social Security Disability started.

    Sincerely,
    Kay

  • Dear Tonya,

    Probably you received a lump sum workers compensation settlement that is being prorated out over time and the prorated monthly amount is causing offset (reduction) of your Social Security, which places it in suspense status. To help you plan, you can call Social Security to find out when the offset will end. Also, if you have minor children and/or an eighteen-year-old still in high school and your family maximum benefit is more than your own benefit, and have not applied for auxiliary benefits for the children, do so to see whether they are eligible. If they are, their benefits will be used first for the offset and will either allow some SSDI to be paid to you or will shorten how long the offset applies.

    Sincerely,
    Kay

  • Dear P.,

    I don’t know what the outcome will be regarding the fees; however, the online change likely has occurred because your claim is in middle of processing to deal with the fees. I suggest checking again in a few days.

    Sincerely,
    Kay

  • Dear Ralph,

    Back pay for children’s benefits is six months unless you can prove you listed the children on your application and can prove that Social Security did not let you know that you should apply for them at the time you were approved in 2015.

    Sincerely,
    Kay

  • Dear Megan,

    The medical requirements are the same for SSDI and SSI. To receive SSDI you must have worked enough paying Social Security taxes to be insured for benefits. To receive SSI, you must have income and assets below certain levels. Because the non-medical requirements are different for each program, it is possible to be approved for on or the other or both.

    Sincerely,
    Kay

  • Dear Megan,

    Our site is not set up for visitor-to-visitor communication. You can apply for both SSDI and SSI at the same time.

    Sincerely,
    Kay

  • Dear Zach,

    Please see my reply of a moment ago to your first post.

    Sincerely,
    Kay

  • Dear Zach,

    The last status may be an indication that your claim has been medically approved. I suggest calling or visiting the local office to find out.

    Sincerely,
    Kay

  • Dear Angie,

    With only a few exceptions, benefits are not paid to fugitives with outstanding warrants. The law regarding this is quite detailed, so I suggest that you talk with Social Security and give them the type of warrant (warrant numerical code) out for you and ask them to show you that the non-payment exception does not apply to the type of warrant you had.

    Sincerely,
    Kay

  • Dear Sherri,

    I suggest that you hire an experienced Social Security attorney to help present your case at the hearing. Explain to the attorney why you can’t work. the printout would prove the glucose levels, but you need to translate what high and low glucose levels mean in terms of how they affect your ability to function, especially in the workplace. I also suggest that you request a copy of your claim file so you and the attorney can see the exact reasons for the prior denials.

    When you hire a Social Security attorney, you do not have to pay any legal fees up front and you will pay attorney fees only if you are approved for benefits. Social Security law sets the amount the attorney can charge and the Social Security Administration pays the attorney directly from your back pay.

    Sincerely,
    Kay

  • Dear Michele,

    How long you will have to wait for payment depends on the type of benefits that were approved. Processing times vary from office to office and sometimes Supplemental Security Income (SSI) payment is processed quickly, within less than a month, and other times it will be more than a month. It can take one to two months after SSI is paid for Security Disability benefits (SSDI) to start and sometimes as much as a couple months longer to get the SSDI back pay. Factors such as offsets and amount of back pay affect how long it takes the payment center to issue SSDI payments.

    If the SSI back pay exceeds $2,205, it will be paid in three installments six months apart. You should get the first installment less than a month from the first monthly payment. SSDI back benefits will be reduced by the amount of SSI back benefits paid (or due in installment) for the months in which SSDI and SSI eligibility overlap. Note that if after your Social Security starts you are no longer eligible for SSI, you can request the remaining SSI installments to be released.

    As far as back pay goes, if you are approved for Social Security Disability (SSD aka SSDI), benefits begin to accrue the later of twelve months before the month you applied or the sixth full calendar month of disability, as established by Social Security. If you are approved for Supplemental Security Income (SSI), your benefits will begin the month following the month of application unless you applied on the first of the month in which case benefits begin with the month of application.

    Sincerely,
    Kay

  • Dear Latara,

    The “bench” decision at the hearing is informal and will be finalized after the judge receives the lab results. If the labs confirm the judge’s original impression of disability, your claim will be formally approved.

    Sincerely,
    Kay

  • Dear PSV,

    I suggest calling Social Security at 1-800-772-1213 to find out whether the January 19 payment was the attorney fees or a benefit payment for you. If it was a benefit payment, it would not be sent to your attorney. If it was a benefit payment and you haven’t received it by now, you can report non-receipt and request a replacement payment.

    Sincerely,
    Kay

  • Dear Brandon,

    I suggest that you talk with your attorney about the appropriate way to follow up on the judge’s review of the petition.

    Sincerely,
    Kay

  • Dear American Hero,

    It sounds as if you filed for a hearing in September and benefits will be paid to you from last September to present, which is a form of back pay. Then monthly benefits should continue while the appeal is pending.

    Sincerely,
    Kay

  • Dear Like It Is,

    If you do not have transferable skills to another occupation that you could perform after you recover from your surgery, your benefits will continue. Your age and educational level may be a factor that supports continuation of benefits.

    Sincerely,
    Kay

  • Dear Nae Lola,

    Yes, the request for a representative payee means that you have been approved for benefits.

    Sincerely,
    Kay

  • Dear Rashad,

    If you are approved for Supplemental Security Income (SSI), your benefits will begin October 2016, the month following the month of application. Social Security Disability (SSD aka SSDI), your benefits will begin to accrue July 2016, the sixth full calendar month of disability began.

    Sincerely,
    Kay

  • You are welcome and thank you for the update, Joyce.

  • Dear William,

    Please see my reply to your previous post.

    Sincerely,
    Kay

  • Dear Brandon,

    You could call the hearing office to find out how long it usually takes the judge to sign off on a petition. Indicate that the payment is being held up pending approval. It may not speed anything up, but you might get some information.

    Sincerely,
    Kay

  • Dear William,

    So that I can respond, please tell me the date Social Security said you became disabled and whether you were approved for Social Security Disability (SSD aka SSDI) or Supplemental Security Income (SSI) or both.

    Sincerely,
    Kay

  • You are welcome, Joyce.

  • Dear Margaret,

    If your older child’s benefits were usually at the maximum before the twins were born, their being eligible will not cause a reduction in his benefits. The opposite will be true; their entitlement will result in his always getting the maximum (as long as other eligibility factors do not change). If you son’s benefits went up when you reported the birth of the twins, then probably there will be no reduction; but I would have to know the family’s income to be sure.

    Sincerely,
    Kay

  • Dear Joyce,

    The small box above the word “decision” says “decision, disabled” so I’d say yes.

    Sincerely,
    Kay

  • Yes, it is good news, Arthur.

  • You are welcome, Arthur.

  • Dear Arthur,

    The letter you receive will be very detailed and will give the rationale for the approval. Within that rationale, there will be references to limitations but not always to diagnoses.

    Sincerely,
    Kay

  • Dear Arthur,

    The judge has a guideline of sixty days to get the decision letter out to you. Sometimes the letter comes quickly after a bench approval and other times it does not. Your attorney will not be paid until the decision is finalized with the hearing decision letter. You can call the hearing office to get a status report.

    Sincerely,
    Kay

  • You are welcome, Cynthia.

  • Dear Cynthia,

    When a payment is scheduled, it should show up. Under the old system, you had to set up a My Social Security account to access the information. I am not sure where you will find the payment information online now that the status reports have changed.

    Sincerely,
    Kay

  • You are welcome, Trish.

  • Dear Cynthia,

    Your pay stubs were requested so that your last year’s work will be included when calculating your benefits. All evidence is submitted to the local office and then is forwarded to the payment center. Your benefits are calculated and authorized at a centralized payment center, which for disability claims is typically the payment center in Baltimore.

    The online status will not change to “approved” until your payments are calculated and authorized because that final review is to be sure that you meet all the non-medical requirements such has having enough work credits. I can’t predict how long the processing will take. It could range from less than a month to two months or more. Some claims get stalled longer but usually they have been approved at a hearing. The approval letter will be sent when benefits are authorized, so payment may arrive before the letter, especially if you are set up for direct deposit.

    Sincerely,
    Kay

  • Dear Trish,

    I’d have to review the exact language to offer an interpretation. There should be some indication of which claim is being approved.

    Sincerely,
    Kay

  • Dear Steve,

    A fully favorable decision is not explained because there is nothing to appeal. Retroactive benefits are limited to twelve months before application, so I am wondering whether you started your application earlier than October 2016–early enough to allow payment to start in July 2015.

    You should get a separate letter outlining the amount due, although it may take a couple months for the letter and the payment to arrive. As you noted, the SSDI back pay will be offset (reduced) by the retirement benefits that you received for the same months.

    Sincerely,
    Kay

  • Dear H.,

    You do not say when you got the first SSI monthly benefit or the last, so I can’t figure out correct payment amounts for sure. I can provide some general information.

    SSI is paid first before SSDI. SSI back pay covers all the months before the first month that you receive a monthly SSI benefit. Monthly SSI should continue through the month before the month in which you RECEIVE the first monthly Social Security benefit. (SSDI benefits are paid the month following the month for which they are due–December benefits are paid in January, for example.)

    SSDI back pay begins with the first month of SSDI eligibility, which for you is September 2016. SSDI back pay is offset (reduced) by SSI paid for any months of overlapping eligibility. Attorney fees for SSDI are calculated on the full SSDI back pay before SSI offset.

    So, my guess is that the “overpayment” you refer to is the offset for SSI paid in September through November.

    Sincerely,
    Kay

  • Dear Brandon,

    I believe that your appeal was randomly picked for a quality assurance review. If the judge followed protocol in arriving at the decision, you have nothing to worry about. The review should be completed within two weeks. Your attorney’s petition has nothing to do with the review.

    Sincerely,
    Kay

  • Dear Trish,

    It is unlikely that your first claim will be reopened because you did not take advantage of the opportunity to appeal the original denial. SSI will likely begin to accrue June 2011. Retroactivity for Social Security will be limited to twelve months before your second application, that is, back to May 2010. SSI will be paid first. Social Security back pay will be reduced by SSI benefits paid for the same period. I can’t say how soon your children will be paid. The formal approval letter will have to be issued and then it can take a couple months or more after the letter for the payments to be authorized for you and the children.

    Sincerely,
    Kay

  • Dear Ken,

    Apparently you will not receive SSI payments because your income or assets are above the SSI limits. Please see my response to your first post regarding your SSDI claim.

    Sincerely,
    Kay

  • Dear Nicolette,

    The workflow described to you is routine. Supplemental Security Income (SSI) benefits are authorized by your local Social Security office. Social Security Disability (SSD aka SSDI) benefits are authorized by a central payment center. Usually it takes a couple months to receive SSDI after the SSI starts. Back SSDI benefits will be reduced by SSI back benefits paid for months that you are eligible for both benefits.

    Sincerely,
    Kay

  • Dear M.,

    Social Security attorneys and representative groups assist only with the medical issue being appealed not with getting payment started. Because it is now approaching four months since your approval letter, you might contact your congressperson’s office to see whether they would follow up to the payment center for you.

    Sincerely,
    Kay

  • Dear Frank,

    Your question about assets applies to a Supplemental Security Income (SSI) claim, not to Social Security Disability (SSDI). SSI benefits will be paid only for past months in which your income and assets were below the limit. The calculations are done on a month-by-month basis; so if you were within the limits some months, you would be paid for those months. If you applied for both SSDI and SSI, you will be eligible for SSDI back pay regardless of your assets.

    Sincerely,
    Kay

  • Dear Wil,

    If your Family Maximum Benefit (FMB) is more than your Primary Insurance Amount (PIA), which is the amount you as the disabled worker receives, your children will be eligible for Social Security dependent benefits. If you have an earnings statement, the FMB and PIA estimates will be shown. If not, once your benefits are calculated, you can call Social Security at 1-800-772-1213 to get the figures.

    If you listed the children on your application, your application is an application for them; however, you will be asked to provide their birth certificates and/or Social Security numbers if you have not already done so. The parent with custody will be asked to file a representative payee application to receive the children’s benefits. If the children live with both parents often the non-disabled parent serves as payee simply because of having better health to take care of the children’s needs.

    Sincerely,
    Kay

  • RICKY BLANCHARD

    I served in Iraq as a security operator from 2004 to 2009 after 2009 I became homeless unknowingly I had ptsd and tbi stemming from the Iraq war. I filed for ptsd and tbi on September 2014. At the ALJ hearing the judge immediately awarded me 100 percent stating this was the best documented case for ptsd and tbi he has reviewed. My onset dat is calculated in sept date of application BUT my date of last insure was march 30 2012. It came to my attention that my 2007, 2008 and 2009 back taxes were not filed. He said he will give me 60 days to get my taxes filed and my earnings record updated and he will award my benefits. But online it says you have a time period to files late taxes or you don’t receive the work credits. But due to these special circumstances the ALJ has authority to authorize my late filing correct? Because once I file and go to the social security office to update my earnings I am afraid they are going to give me grief. Please email me because my attorney is worthless. thank you

    • Kay Derochie

      Dear Ricky,

      You need to consult with a tax accountant or tax attorney about how far back you can file self-employment tax returns. (I assume that they are self-employment tax returns.) I doubt that the judge can change IRS rules, but check with the accountant or attorney. If you can file returns all the way back to 2009 and earlier, you would also have to pay any taxes that were due including self-employment tax to get credit for the work earnings. If, on the other hand, you were working for someone else who did not report your earnings to the IRS and you have the W-2s, you can take the W-2s to the Social Security Administration and they will see that your earnings record is corrected.

      Sincerely,
      Kay

      • Mark Cone

        Kay,

        I’m sorry to jump into the middle of someone else’s question, but I can’t figure out how to submit a new one. I was recently approved for a closed period disability from 9-3-2013 to 12-15-1014 and have already received the first portion of the SSI payments. When I go to the SS website, it shows my SSDI has also been approved, but when I click on the “verification of benefits letter” the letter shows my benefits are $0 and also shows a suspension from March 2014-March 2015. I have not yet received a physical letter about SSDI yet. Is this online letter somehting I need to panic about…or is that normal?

        • Kay Derochie

          Dear Mark,

          Benefit verification letters give the amount of current month benefits and you have no ongoing benefits to be confirmed, so the annotation doesn’t speak to the status of your Social Security Disability (SSD aka SSDI) back pay. It may take a month or so after you got your first installment of Supplemental Security Income (SSI) back pay.

          I don’t know for sure, but if you were approved for a close period because you returned to work, you may have been granted an SSD Trial Work Period, during which benefits are payable, and after that an Extended Period of Eligibility (EPE), during which benefits are suspended but the claim is not closed.

          With regard a closed period of disability for SSI and no monthly SSI benefits payable, all your SSI back pay can be released now. I suggest that you request release of the funds in writing at your local office. Your SSD back pay will be reduced by SSI back benefits paid for months that you were eligible for both benefits.

          Sincerely,
          Kay

  • ConcernMom

    Hello Kay, I got a few questions.. My kids dad have got approved for Disability.. His claim is for March 2011 to now.. He said he put the boys on there when he first filled out the claim and when the lawyer ask about the kids he told him how many he have.. He gotten a payment for $2199 and got a letter stating he is approved for ssi and ssdi he is approved for $983.00 a month so could you break this down because $983.00 will make him not eligible for Ssi but he received a Ssi payment and when will his SSI stop and when will his ssdi start paying him $983.00 a month?? Ok another question?? Will the kids get back pay starting from March 2011 also and how much will they be getting its 2 boys.. How do all this work?? Sorry for typos it’s hard typing with one numb finger..

    • Kay Derochie

      Dear Concerned Mom,

      The $2,199 payment is Supplemental Security Income (SSI). It will probably take a couple of months for Social Security benefits to start. Your children will receive benefits for the same months that their father does. His and their benefits will go back to March 2011 only if his approved application was filed March 2012 or earlier. If he filed the application later, the retroactive pay will be limited to twelve months before application. You can learn the amount that the children will receive by having their father ask Social Security the amount of his Family Maximum Benefit (FMB). The difference between the FMB and $938 will be payable to your children if there are no other eligible dependents.

      Sincerely,
      Kay

      • ConcernMom

        Thank you and I will ask..

        • Kay Derochie

          You are welcome.

        • You are welcome.

      • Meagan

        Dear Kay,
        I applied for ssi benefits for my 1 year old daughter on Oct 27th she had low birth weight when she was born and failure to thrive now along with many other medical conditions i had my phone interview on Nov 9th. Last week i received a direct express card in th mail from ssa. I don’t understand why they sent me it to so soon. There is no money on there but I’m wondering what is going on. Was she approved that fast? Is it because i have no income?

        • Kay Derochie

          Dear Meagan,

          Either the claim has been approved medically or the representative anticipated approval based on presumptive disability guidelines. You can call the local office for clarification of your child’s claim status.

          Sincerely,
          Kay

      • Champion for my child

        Hello my I applied for my adult son to receive SSI. He just received a letter today saying, “we have determined you may meet the medical requirements to receive SSI payments. In order to process your application and to determine if you are eligible for payments, we need more information.” So they have scheduled a phone appointment to get all the information they need. Can you tell me what that call may be like? What else could they possibly need by phone.

        • Kay Derochie

          Dear Champion,

          The interview will go over your son’s income and assets and living arrangements back to the time you applied for him and you may be asked to provide some financial documentation for him. You may also be asked for file an application to be his payee if you have not already done so.

          Sincerely,
          Kay

    • Richard

      Hi Kay, my case was marked “Dire Need” and I had my ODAR hearing today. My attorney said it went exactly like he wanted it to go and I should be getting a fully favorable decision in the mail hopefully within a few weeks. The judge even made a closing comment that he’d keep this case marked dire need status to expidited the decision. So if I applied as my became disabled date being 7-14-15 am I correct to assume that I’d get back pay since then for me and my 2 kids? I also had a partially favorable decision in early 2011 from a previous failed attempt at getting on disability…

      • Kay Derochie

        Dear Richard,

        Your and your children’s benefits will begin January 2016 after the unpaid five-calendar-month waiting period.

        Sincerely,
        Kay

  • Ashley

    My child was approved for disability its been and started receiving benefits in september. I got a letter in the mail asking me to come in for an appointment because they must regularly review cases. Its only been 3 months so what gives? They didnt even ask me to bring anything. Any idea what they could want?

    • Kay Derochie

      Dear Ashley,

      If your child was paid several months back pay so that a year’s benefits have been paid, it is possible that his or her financial eligibility has to be updated, even though usually such reviews are a year apart.

      Sincerely,
      Kay

    • I dont know how to start my own question but i was wondering how long should it take before we get a letter in the mail or a check or something for ssi. My husband recived a partially favorable decision on 11/9/2016 and he had his phone interview on last tuesday 11/15/2016. Should he recieve his benefits on December 1st or Jan 1st?

      • Kay Derochie

        Dear Cherri,

        It is unlikely your husband will receive Supplemental Security Income (SSI) on December 1, but the benefits should be paid by January 1. If they are not, I suggest that you follow up with the local office. If he was approved for Social Security Disability (SSD aka SSDI), it is likely to take a bit longer.

        Sincerely,
        Kay

        • Dear k my hearing. Was sept.15 my daughter has adhd i got denied the did an appeal today i call they say the supervisor making corrections then theyll send it out is that a good signo

          • Kay Derochie

            Dear Leveita,

            I am not sure I understand the situation. When I have more information, I may be able to respond. Was your daughter denied after the hearing or only before? And, what are you saying will be sent out? A letter from the hearing office? Or are you referring to a supervisor in your local Social Security office sending something?

            Sincerely,
            Kay

  • Tina

    Dear Kay

    My daughter has been medically approved and I wanted to know what was the next step after this?

    • Kay Derochie

      Dear Tina,

      If your daughter has been medically approved for Supplemental Security Income (SSI), the next step is for your local Social Security office to calculate your daughter’s benefits and authorize payment. If more than two or three months has passed since application, you will be asked to provide a financial update before payment is issued. If you have not either received payment or a call or letter asking for an update within two weeks, I suggest following up with the local office to see if you need to submit anything to get payment started.

      Sincerely,
      Kay

  • Bre

    Dear Kay

    My daughtee has been medically approved and I wanted to know what was the next step after this?

    • Kay Derochie

      Dear Bre,

      If your local office has not called you within about a week, contact the office to request an interview to update any financial information that is needed for Supplemental Security Income (SSI) benefits to be calculated.

      Sincerely,
      Kay

  • Tessa1

    My SSDI case was approved Oct 18 2016, my case was then selected for a quality review board and was again approved 5 days later. This is my initial application, my onset date was set for April 1, 2016 it is now Nov 8, 2016. My questions are:

    Will I be getting back pay? considering these dates.

    My claim is at the local office, how much longer do you think it will take to receive the monthly pay and does the 3rd wed rule apply for the first payment?

    I have two daughters that qualify for dependent benefits the SSA hotline set me up for an over the phone appointment for 22 November what do I need to provide them with, and when do you think their benefit payments will come in?

    Why is my max family pay out 180% of my SSDI benefit? Does that mean my two children will each collect 40% instead of 25%? There seems to be a lot of conflicting websites that say max family is 150% then some sites say 150% – 180%? PS I have not yet received my Award letter I am basing this on the SSA website calculator and phone calls confirming my approval.

    • Kay Derochie

      Dear Tessa1,

      I think that you may have been approved for both Social Security Disability (SSD aka SSDI) and Supplemental Security Income (SSI). If so, the SSI payments will be calculated and authorized by the local office and the November 22 interview will include a financial update so that SSI benefits can be calculated. SSI monthly benefits are paid on the first of the month; back pay can be paid at any time.

      If you were approved only for SSDI, the appointment will be only to file an application to be payee for your children’s benefits. The percentage of the Primary Insurance Amount (PIA) that makes up a Family Maximum Benefit (FMB) varies depending on the amount of the PIA, which in turn is based on your earnings history. With a FMB of 180%, you children will receive among them an amount equal to 80% of your benefit, which is the PIA. For example, if your benefit (PIA) is $1,800, the children will split $1,440 between them.

      Social Security monthly benefits are paid by a centralized payment center and the day of payment is based on the wage earner’s day of birth. If you have been told that your payment day is the third Wednesday, your monthly benefits will be paid on that day; back benefits can be paid at any time. Your children’s benefits should start within a month after yours.

      Sincerely,
      Kay

    • ***Tracy*****

      Dear Kay,

      I took your advice and went to the local office with my Husband today . While we were there he was told he was approved for ssi and ssdi. They talked to us about ssi and with my income we would actually not qualify so we submitted a withdrawal for that. They then had us fill out paperwork for our 17 year old child. The approval was from October 30, 2015 I know they hold back 5 months. I just want to confirm that I am understanding back pay correctly .Back payments would be from March 2016 to November 2016 correct ? Also they stated that he would not receive any payment until December, could it be in sooner ?

      • Kay Derochie

        Dear Tracy,

        Your husband’s five calendar-month unpaid waiting period runs from November 2015 through March 2016. Benefits are paid in the month following the month for which they are due. Accordingly, the payment he will receive in December (I would not expect it to arrive early) will be for November. This means the back benefits will be for April 2016 through October 2016.

        Sincerely,
        Kay

        • Tracy

          Hi Kay,

          Will they also back pay for our 17 year old?

          • Kay Derochie

            Dear Tracy,

            Your child will receive benefits for the same months that the disabled worker is eligible for benefits.

            Sincerely,
            Kay

      • Tracy

        Kay,

        My Husband was approved November 8, 2016. Will he receive his first monthly payment in November ?

        • Kay Derochie

          Dear Tracy,

          If your husband was approved for Social Security Disability (SSD aka SSDI), it will probably be a couple of months before payment starts. If he was approved for Supplemental Security Income (SSI), the time frame could be shorter.

          Sincerely,
          Kay

          • Jesse

            I received a favorable decision regarding ssdi and will be receiving a lump sum payment, I haven’t worked and am behind on child support payments, can I expect an offset of payment reflecting past arrears taken from this lump sum? Or will it began through current monthly payments once they begin? I was approved on November 16,2016 Thank you

            • Kay Derochie

              Dear Jesse,

              If there is a court order and a record of past-due support, it will be collected as far as possible from your Social Security Disability back pay. If additional support is due, it will be collected from your ongoing monthly benefits. The garnishment can be as much as 55% or 65% depending on how many months past due and on whether you are supporting other children.

              Sincerely,
              Kay

              • T.shep

                Dear Jesse if ssi asked me to turn in my check Stubbs from July to October 31st and I did and then I called two days ago about my process they say I should receive a award card in the mail Dec.5th what does that means & how long will it take for my child to receive his benefits and will the reward card have my child back pay on it

                • Kay Derochie

                  Dear T.,

                  I think you are referring to a debit card to which your child’s benefits will be loaded monthly. Usually the card comes before any benefits are credited to it. Often the first monthly benefit is paid before the back pay. If that is the case, the first monthly payment is likely to be January 1. The back pay could be paid before or after that. To get clarity on what to expect, you might try calling again after you receive the card to see when payment might be issued.

                  Sincerely,
                  Kay

                • Kay Derochie

                  Dear T.,

                  Please see my reply to your first post.

                  Thank you,
                  Kay

    • nessa1

      Hi Kay I have a question I been disabled since 21 my mom passaway in 2013 I’m just now finding out about survivor benefits so I applyed on Oct 142016 they approved me Nov 7 2016 will I get back pay

      • Kay Derochie

        Dear Nessa,

        If your mother was receiving Social Security Disability benefits before her death, you can receive twelve months of benefits before application; otherwise, Childhood Disability Benefits (CDB) are limited to six months prior to application.

        Sincerely,
        Kay

        • nessa1

          OK one more will my ssi stop I get 733 from ssi and they approved me for 634 under my mother . Social security said my back pay would be 20.00 I’m so lost

          • Kay Derochie

            Dear Nessa,

            All but $20 of your Social Security will be countable income to reduce your Supplemental Security Income (SSI). This means that your SSI benefit will drop to $129 ($733 – 614) for total income of $753. Because your SSI was more than your Social Security, back pay will be paid at the rate of $20 per month.

            Sincerely,
            Kay

  • MARSHA HALL

    MY DAUGHTER WAS RECIEVING SSI THEY STOPPED HER BENIFITS IN OCT..2015 DUE TO CANCER WAS IN REMISSION I APPEALED IT IN NOV 2015 THEY DENIED HER SO NOW HER CANCER IS BACK THEY JUST APPROVED IT SO HOW WILL THEY PAY HER BACK PAY AND HOW LONG WILL IT TAKE TO RECIEVE PAYMENTS

    • Kay Derochie

      Dear Marsha,

      If the approval was an approval of the appeal and the determination says that your daughter was continuously disabled, she will be paid all the way back to October 2015. On the other hand, if it was determined that there was a gap between the previous termination and the date she became disabled again, benefits will start with the month she became disabled because recurrent disability within five years of prior termination does not have a five-month unpaid waiting period.

      Sincerely,
      Kay

      • Charlotte Huey

        Dear Kay,
        I have been approved (fully favorabke) on 10-11-18. Disability onset date of 10-30-2008. Now I know I have 5 full month waiting period, but how many months will they pay? Will they go all the way back for about 8 years? I was pretty sure my lawyer said there was a 36 month max? Is that true??

        • Charlotte Huey

          Sorry about that it was fully favorable as of 10-11-16. Thank You

        • Kay Derochie

          Dear Charlotte,

          Social Security Disability benefits are payable beginning twelve months before the month of application if the five-month unpaid waiting period has been met prior to the twelve months.

          Sincerely,
          Kay

  • Ron

    Hi,

    I was awarded my letter for SSDI on June 28th, 2016 and the onset date is May 5, 2015, stating I would receive $2409/mo but that they are withholding workers’ comp. that I’m receiving. I’m not receiving any workers comp. and was able to submit my last workers comp claim from my previous employer stating the case was closed and the pay out was $1025. I have 5 other claims which are closed but I’ll be needing a letter from previous employer confirming the closures and time loss benefits paid in those cases. Every time I’d call SSA it depended on the rep I go whether I’d be told “Give it 30-60 days, or Are you receiving workers comp”. I hope the letter from my previous employer will help resolve this. I’m the process to buy a home and the lender is needing to see that payments will start on x day. The local office was very unhelpful when I went into today. She said they just need those other claims closed out and amounts of times loss paid. Once I get the time loss, do I just add them all up to get my offset? then deduct that my the months of backpay that would have been received unit I basically zero it out, then monthly payments will start? Do they always deduct from back payments or do they withhold the monthly payments and start the clock there?
    Thanks,
    Ron

    • Kay Derochie

      Dear Ron,

      Your back pay will not be issued until you have submitted all the workers compensation documents. Then Social Security will determine the offset, which is not necessarily dollar for dollar. Between the two benefits, you can receive 80% of your Average Monthly Earnings (AME) as determined by Social Security. Once the offset has been calculated, you can ask for an explanation of how AME was determined. The offset applies in months for which you were eligible for both SSDI and workers comp so offset does apply to back pay. (Lump sum settlements will be prorated out into monthly amounts.) It will apply to ongoing benefits only if there is an overlap.

      Sincerely,
      Kay

      • Susan

        I am sorry to bother you this way but I have posted a question twice and it isn’t showing up. I had a disability hearing on July 26, 2016. I just received my award letter a couple weeks ago. I’ve already received $2199 of back SSI and SSA has been really good working with me and keeping me updated.

        I went to my local office the other day per my attorneys recommendation to inquire about auxiliary benefits for my son. My disability began June 18, 2014, my son just turned 18 October 2015 and graduated high school June 2016. Who will get the back pay for the auxiliary benfits my son or me? My attorney said she wasn’t sure if they would pay me for time before he turned 18 and him after he turned 18.

        I was awarded both SSI AND SSDI.

        Thank you,
        Susan

        • Kay Derochie

          Dear Susan,

          You initially posted your question under a different article. Here is the response I wrote:

          My understanding is the funds will be paid to your son, who is now an adult. Perhaps you can discuss with him the loans from his grandfather and the need to repay him.

          Sincerely,
          Kay

          • Robin

            I have a question please help I applied for my 10 yr old son in April 2016 for SSI and he was approved in September 2016 my question is I went to the office for the appointment to show proof of income in household and sign papers as payee afterwards they asked for income proof of sibling child support I provided all required information afterwards I was told he was approved from 2013 what does this mean? They asked for child support income from 2013which averages about 150 a month sometimes less my son I applied for does not receive child support no income would ssi pay my so I applied for back pay from time they found he was found medically approved in 2013? How would this work they told me 7 to 10 days he would receive I went for interview Oct 12,2016 please help.

            • Kay Derochie

              Dear Robin,

              Supplemental Security Income (SSI) benefits are not paid for months before application. If you applied on any day of the month other than April 1, your child’s benefits will begin to accrue May 2016. If you applied on the first, benefits will begin to accrue of April 1. Your other child’s child support is considered in determining how much of your income will set aside for the non-disabled child before any is deemed available for your disabled child’s support.

              Sincerely,
              Kay

          • kiara

            Hi i have a question Kay. Please help!! I was told by the disability examiner that a disability determination has been made for my 4 year old’s claim,and she has sent it off to SSA for a rating, then they will return it to her to finish up the process. Does this mean my son was approved? She says she can’t tell me via phone

            • Kay Derochie

              Dear Kiara,

              I am not familiar with the language “rating.” What the examiner may be saying is that a decision was made and the claim was randomly selected for a quality assurance (QA) review. In any event, you will not find out what the decision is until the process has been completed and you receive a medical decision letter. If it is a QA review, the review can take a few weeks.

              Sincerely,
              Kay

              • kiara

                Hi Kay!! I found out my 4 year old was approved for disability! I applied 7-26-16 & approved 10-21-16. Im so happy!! Now i just turned the necessary check stubs in to be put into pay status. What’s next?

                • Kay Derochie

                  Dear Kiara,

                  What is next is waiting for the local office to process the documents you submitted and put your child’s benefits into pay. You may receive the first monthly benefit before the back pay. After that, report changes in income, assets, and living arrangements (where you live and who lives with you) by the tenth of the month following the month of change.

                  Sincerely,
                  Kay

              • Donna

                hi kaye my question I signed up for ssdi on September 22 but I already. receive ssi and I owe an over payment will they take that back pay since I owe back pay and with the ssi will that approve me

                • Kay Derochie

                  Dear Donna,

                  Your Social Security Disability (SSDI) back pay will be reduced by any SSI you were correctly paid for the same months as the Social Security back pay is due. I do not think that an SSI overpayment can be automatically collected from Social Security benefits because they are two different programs paid out of two different funds the Social Security Trust Fund and the government’s general fund. You may, however, be asked to use the SSDI back pay to repay the SSI.

                  Sincerely,
                  Kay

      • Good Day Ms.Kay

        My question is i was just awarded social security disability benefits on 10/26/2016. How long from that point on will it take me to receive my back pay? I am asking because my bills are now mounting.

        • Kay Derochie

          Dear Cassandra,

          Typically monthly benefits begin first after one to two months and back pay comes in another one to two months after that.

          Sincerely,
          Kay

          • Dear Kay good morning, I don’t know to start a thread But I do need help I applied for ssi and ssdi on August 11,2016 had a stroke and heart attack THE disability Determination office told me that the had 3 months to make a decision which she told me by October 31,2016 It’s the 7th of November WHAT do you think is the hold up and if I’m approved

            • Kay Derochie

              Dear Treviszia,

              The processing time for new claims runs from two to five months. I suggest that you call the DDS and ask the examiner whether they are waiting for anything from your doctors. If so, you can try to follow up on the needed records or statements. If nothing is needed, politely ask for a realistic estimate for completion of the review. Note that the DDS does not get the claim immediately and three months from when they got it would be after November 11 (not October 31) when allowing at least a week for the DDS to receive the claim. So, you might want to wait to follow up until about November 18.

              Sincerely,
              Kay

              Sincerely,
              Kay

    • God is Awsome

      Hi Kay, sorry for the cut in as i didnt know how to start a new thread. I had a question my attorney filed a Dire need with the SSA on 10/10/16. And im in Birmingham Al. Due to me in danger of fixing to become homeless as i am Disabled and have no income or insurance. Cant even afford to pay for my Maintenance meds. Have drained all the help from family and after getting hurt on the job, my home is all i have left. My whole world has turned upside down in 2 1\2 years. Can you tell me how long will it take to get a hearing after a dire need has been filed? I Already been waiting for my hearing for 13 Months now…. Thanks in Advance

      • Kay Derochie

        Dear God is Awesome,

        I can’t say for sure how much longer you will have to wait. The published wait time in Birmingham is sixteen months. You have already waited thirteen months and the dire-need statement should speed things up a little, so I would think you could get a date within a month or two.

        Sincerely,
        Kay

        • God is Awsome

          Thanks for the information Kay, May God bless you. Its so stressing i dont know which way to turn. I dont know if you’re a praying Woman but by chance if you are Please pray for me. Thanks…….

        • Bre

          Hi mrs.kay i recently applied for disability 2 weeks ago i checked on the status today and it said a letter would come but im wondering if that was too fast ? Im thinking i was denied bc it has only taken 2 weeks for them to make a decision. . do you have an thoughts on this ? Please help. I didnt know how to start a new post so im sorry about the interrruption .

          • Kay Derochie

            Dear Bre,

            It is unlikely that your claim has been denied medically in a period of two weeks. The letter could be a Social Security denial for lack of enough work credits or a Supplemental Security Income denial for having too high an income or too many countable resources, but it could also simply be a letter asking you to submit evidence or to attend a medical examination.

            Sincerely,
            Kay

  • stacy

    Hi I have a payee rep, I can now manage my own money now But I can not work due to many illinesses, How do I become my own payee without loosing my money?

  • Jo

    I was approved today I got the notice in my social security
    It is for ssd, monthly payments
    It is to start Jan 2017, but I will not get payment till February 22?
    Why a month difference? Also states.March payment is in April
    Confused thanks for your help
    I have the amount, for monthly but its says nothing of back payment?

    • Kay Derochie

      Dear Jo,

      Social Security benefits are paid in the month after they are due. To be eligible for back pay, you have to have been disabled for more than five full-calendar months because there is an unpaid five-month waiting period. If your disability was determined to have started in July 2016, January 2017 would be the first month of benefits.

      Sincerely,
      Kay

  • Katita Blacknall

    I have a question my hearing was on June 28, 2016. I got approved fully covered letter forSSDI on August 8,2016. I called my local social security office to on September 23, 2016 to check the status of when my check will be deposited. They couldn’t tell me when, but they did tell me how much my monthly benefits will be, how much backpay I will receive after the lawyer fee is withdrawn. They also told me how much my dependent will receive when I fill out the application. Why could they give me all that information, but can’t tell me when I’m gonna get my money. Do you gave an opinion as to how much longer it will be?…I’ve been disabled and out of work since 2011, and i am very stressed and anxious. Also, when my children get a check, are they entitled to back pay too?

    • Kay Derochie

      Dear Katita,

      Because your benefits have been calculated, I would expect them to start soon with the monthly benefits being paid before back pay. The local office and phone center can not tell you when the benefits will be released because it is the payment center that authorizes benefits. Your children will receive benefits for the same months you do including past months, but the back pay for both you and them is likely to come a month or more after the monthly benefits start.

      Sincerely,
      Kay

  • John

    Hello,

    You were very helpful several years ago as my girlfriend was going through the SSI approval process. Thankfully eventually she was approved and is now receiving benefits.

    My question tonight is about another relative – I am still gathering some information – but she had been receiving SSDI benefits for years, and my understanding is during her last “review” request, she was in one of her bad episodes (she was combo Med/Mental approved) and did not submit updated medical records and the ALJ terminated her benefits.

    She came back just in time to file the “request for review of hearing decision” with the appeals council.

    ANYWAY, I know that they have a 12-18 month backup on decisions on average – but I also understand that at the appeals council level, they are typically looking only for “technical” errors by the ALJ and my guess is dismissal because the applicant (or in this case person already receiving benefits) is a correct “legal” dismissal by the ALJ.

    SO, does the appeals council ever consider the actual merits of the case for “remand” back to the ALJ? Or should we plan on having to start the entire application process over again. If starting over, should we start a new application NOW (to save time)? Or wait until the official decision from the appeals council?

    • Kay Derochie

      Dear John,

      Your general understanding of the Appeals Council review is correct. I do not know whether any exceptions are made when an individual asserts she didn’t respond due to her disability. I suggest that you consult with a Social Security attorney experienced in appeals.

      Your relative cannot file a new claim while she has an appeal pending. She can withdraw the appeal and apply. This might get her Supplemental Security Income (SSI) benefits faster. If she has been receiving Social Security Disability (SSDI) and doesn’t win on appeal, a new claim might not result is SSDI benefits because it’s possible that she is no longer currently insured for SSDI.

      Sincerely,
      Kay

  • Sha

    My lawyer filed an otr in August 2016. When I called to check the office the manager told me and gave me his name said I should receive a letter in 2 weeks if not call him . He also briefly explained to me how otr would work does this sound like an definite approval

    • Kay Derochie

      Dear Sha,

      It does sound like an approval because a denial cannot be rendered from an on-the-record (OTR) review.

      Sincerely,
      Kay

  • Shaykira

    Hi my shaykira don’t know if you got my last post but I have another question. I talked to lady from dds and she told me my claim had be sent to the quality review and I should here something by the end of the week? Is this to soon? Also I asked do she know if I will get denied or approved? She told me even if she did she wouldn’t be able to tell me over the phone. Is this true? Like I told you before I just applied do you think it’s too soon. Is this a bad thing and do you think is cause I got it when I was younger

    • Kay Derochie

      Dear Shayrika,

      Please see my response to your first post. It is true that Social Security has a policy of not giving out claim decisions over the phone. The quality assurance review is a random review and often takes more than a week. I can’t say whether the decision on your claim was an approval or denial. If it is a denial and they didn’t wait for your doctor’s records, you could have grounds for an appeal.

      If you appeal, I recommend hiring an experienced Social Security attorney. When you hire a Social Security attorney, you do not have to pay any legal fees up front, and you will pay attorney fees only if you are approved for benefits. Social Security law sets the amount your attorney can charge and the Social Security Administration pays the attorney directly from the retroactive award before they send your back pay to you.

      Sincerely,
      Kay

      • Shaykira

        Thanks Ms.Kay I talked to dds Monday and she told me I will have answer by Friday. I didn’t recieve anything though. Is it a guaranteed I will get approved because I got it before.

        • Kay Derochie

          Dear Shaykira,

          Prior entitlement does not guarantee being approved now; however, if your health is no better, there would be a good chance of approval.

          Sincerely,
          Kay

      • It’s been almost three months still haven’t heard anything from ssd is that a good or bad sign?

        • But it’s been five months since I applied

          • Kay Derochie

            Dear Leona,

            This response is to both your posts. I suggest that you call the claims examiner at the Disability Determination Services to get a status report on your claim. You should be able to get the phone number by calling Social Security at 800-772-1213. If not, try searching on the Internet for Disability Determination Services + the name of your state.

            Sincerely,
            Kay

  • Trudi McClendon

    I have a couple of questions. I pray you can help. I am a 49 year old married woman who was hit by a drunk driver on 8/27/11. I’m a teacher, and after a year of recovery from the accident, I returned to work. My condition has worsened, I have 22 surgeries, and in October 2014, I was forced to stop working. I applied for SD in February 2015 and denied. I filed an appeal, and I went before a judge on 6/3/16. I just got notice that I received a fully favorable decision for SSD. First, does that mean my disability will start in October 2014, when I quit work, or in February 2015, when I applied? Second, how much can I expect to receive? How is my monthly sum figured? How is my back pay figured? Finally, will I also receive medicare? Thanks for any help!! God bless!

    • Kay Derochie

      Dear Trudi,

      When your benefits start depends on your application date and the date of disability onset established by Social Security. Benefits will begin the later of twelve months before your application (February 2014) or the sixth full calendar month of disability as established by SSA. Medicare begins after you have received twenty-four months of benefits including back pay months. Back pay equals the number of months from the month benefits begin up to when the first monthly benefit is paid, that is, before your claim is processed to payment. Multiply the estimated number of back pay months times your benefit amount. You might be able to get an earnings statement with a benefit estimate by going to http://www.ssa.gov and setting up a My Social Security account and requesting an earnings statement (not a benefit statement), although sometimes the statement is not available while a claim is pending.

      Sincerely,
      Kay

      Sincerely,
      Kay

    • God is Awsome

      Hi Kay i had a question, And i didnt know how to start a new thread. But im 38yrs old got hurt on the job and have had 4 back surgeries and a total hip replacement. I was denied on my initial file and my attorney filed for me its been 13months since my appeal and one of the back surgeries include a fusion. My Attorney said they was probably going to deny me because of my age, But the doctor took me off work indefinitely due to illness. I have Permanent restrictions per the Surgeon. Take a lot of pain Medicine and strong Muscle Relaxers also sleeping medicine. Due to severe insomnia Do you think thats why i was denied because of my age? And also my attorney said he checked rhe online system and it had just been saying Pending but now he said its saying Judge assignment stage what does that mean? Thanks for your help

      • Kay Derochie

        Dear God is Awesome,

        To be eligible for Social Security Disability (SSDI), you must be disabled from all occupations that you are qualified to perform and could perform without your medical limitations.Your age is a factor in that a person of your age is more likely to be able to move into a new occupation that someone of advanced age. Your hearing is still pending and you are still waiting for a hearing date. The appeal is assigned to a judge for review as one of the last steps before scheduling the date for the hearing.

        Sincerely,
        Kay

        • God Is Awsome

          Hi Kay This is me again, from previous knowledge so age does have a negative impact on your case? Even with Permanent restrictions. No bending, stooping,Kneeling and occasionally walking. And i worked as a field service Tech, Never been to college and not computer literate. Thanks…..

          • Kay Derochie

            Dear God is Awesome,

            In general, a younger person has a greater capacity to move into a new occupation than an older person. If there are occupations you can perform seated or standing, it is unlikely you will be approved.

            Sincerely,
            Kay

          • Hello kay I was approved by one branch and I spoke to the worker and now it has to be approved by another branch what are my chances what does this mean

            • Kay Derochie

              Dear Latashia,

              Please be more specific, if you can, about the names of offices you are referring to when you say “branches,” and I will try to respond.

              Sincerely,
              Kay

        • God is Awsome

          Dear Kay, My permanent restrictions per the Surgeon is no bending,stooping,kneeling and occasionally walking.As i states before im 38 yrs of age butgot hurt on the job. And it ruined my career and my financial situation. I have 0 income No Workers Comp or anything, after 4 back surgeries and a total hip replacement i just stay in constant pain, and i was a field service Tech. That consists of me up and down off the ground approximately 100 times a shift, I have no college education and all i ever done was manual labor. Do you think just by my situation that i will get the benefits i deserve? I’ve worked 18yrs of my life and ended up disabled by the doctor. Thanks in Advance…….

          • Kay Derochie

            Dear God is Awesome,

            Please see my response of earlier today to your first post. Your work history could help move you toward an approval; however, your young age may indicate you have the ability to work in a less rigorous job that does not require walking or your other restrictions.

            Sincerely,
            Kay

        • God is Awsome

          Hi Kay, Hope all is well with you. I cant seem to locate the answer to the question that i sent, nor the question thanks…..

          • Kay Derochie

            Dear God is Awesome,

            Your last question and my response were posted on September 30. Scroll up to find it.

            Sincerely,
            Kay

    • Todd

      Miss Kay, I have a question.

      I became disabled in January and went on leave payments at work (sick, vacation, then voluntary leave donations).

      I have now been approved (late September). They are wanting to give me back pay to January and start my monthly payments now. My donated leave runs out soon and I will be on leave without pay.

      Is this an overpayment? Is there an income limit while I was on leave?

      I am not returning to work status.

      • Kay Derochie

        Dear Todd,

        Your Social Security Disability benefits are not reduced by sick, vacation or donated leave payments. You will not have an overpayment.

        Sincerely,
        Kay

    • Shaykira

      Dear:Kay
      Hi I’m 23 years old I had received ssi benefits when I was a child. Due to manic depression high anxiety bi polar and adhd When I turned 18 I never reapplied. I tried working and living a normal life. I been in and out of hospitals for my mental state. I applied for benefits in august. They sent me the paperwork to fill out 2 weeks ago. The lady from dds call me last Monday and told me she was waiting for my records. Wednesday i get a call for ssi doctors telling me I had a appt the next day. What does this mean why didn’t she tell me I would have to go see their doctors? Why is it moving so fast do you think I will get denedied?

      • Kay Derochie

        Dear Shaykira,

        You are fortunate that your claim is being reviewed more quickly than many; however, you should have been given more advance notice of the scheduled examination. The speed with which the claim is being reviewed is not an indicator or approval or denial, but I suggest that call the examiner at DDS and say that although you attended the examination, you do want your own doctor’s records to be reviewed as well.

        Sincerely,
        Kay

  • Linda

    What do it mean when the judge have to sign off on your paper and it have to go to a decision writter is that bad or good

    • Kay Derochie

      Dear Linda,

      The judge has to make a written decision on every appeal. Once he or she has, the decision goes to the letter writing department for it to be written up and sent to you. The process is routine and doesn’t give a hint as to whether your appeal was approved or denied.

      Sincerely,
      Kay

    • Shellie

      I went to my court dateafter i got thereand before court my att told me i had to sign off my back pay to get my check i waitedover 3 year can i get that back i onlt got 268 doller a month because my husband gets 7 a month can i get that back

      • Shellie

        They stood my back pay need help getting it back

        • Kay Derochie

          Dear Shellie,

          Please see my reply to your first post.

          Sincerely,
          Kay

      • Kay Derochie

        Dear Shellie,

        Apparently the judge found that you are currently disabled but there was insufficient documentation to support an earlier date of disability onset. If that is the case, you will not receive back pay for months prior to the onset date the judge establishes. Going forward, you and your husband will get $550 each.

        Sincerely,
        Kay

  • Jenn

    Hi Kay. I received my fully favorable letter in the mail and at the end it says a continuing disability review is suggested within 24 months. What do they do at a review and why? Would I lose my benefits? I have fought for 6 years and to get that at the was kind of frustrating or are they starting to do that with a lot of people? Thank you.

    • Kay Derochie

      Dear Jenn,

      Approval with a continuing disability review period is a standard, required practice and has been for decades. The review period can range from a few months in the future to seven years. The length of time before the first review is based on when the medical information in file supports recovery could be possible. At that time, you will be asked to provide information about your then current health, any work or school attendance since approval, and your medical care and treatment in the previous year. The review will determine whether you are still disabled.

      Sincerely,
      Kay

  • Effie

    I’m very confused. I received my “Fully Favorable” decision dated August 10, 2016. I am eligible for SSDI & SSI benefits. According to my work history, my earned work credits would supersede the amount alotted for SSI. On August 16, 2016 the local Social Security office called me for information to process SSI income & I was told I’m not allowed to open a bank account & will be receiving a Direct Express card & my checks will be automatically put on the card. The local SS office needed a document signed & the representative said she will probably have my SSI monthly amount & all calculations by Monday.

    Why am I being put on SSI instead of my earned income SSDI?

    I calculated all my employment history which would be $1,038, or does SSDI just go back 10 years of work credits? My earned work credits would still supersede SSI.

    • Effie

      Also, my decision letter states I’ve been disabled since July 16, 2012 for Disability Insurance Benefits and SSI benefits in both separate paragraphs of my ” Fully Favorable” decision from the judge.

      • Effie

        I apologize in advance for so many questions at one time. What is going to happen with my SSDI back payments? & now since SSI will have back payments also? I was really expecting the SSDI income & the lump sum back pay. I’ve literally have nothing for the past 4 years. I need to purchase several items for myself, necessary items, better food being I currently only receive $194 in food stamps & public assistance health care. I have a gluten sensitivity. I need over the counter vitamins, clothing, personal hygiene products, transportation $$ for my several doctor appointments & my dialysis. I need a mobile device or landline for my own contact with my doctors, a computer for my online support group & the new applications for communication with doctors via prescription refills, appointment reminders, etc that are available with the advancements I technology. I cannot keep borrowing and using friends personal items. I’m depleting all the generosity of all my friends. Thank you for your time.

        • Kay Derochie

          Dear Effie,

          My response is in reply to your three posts. Supplemental Security Income (SSI) can usually be paid faster than Social Security Disability (SSD aka SSDI) because it is authorized from the local office. The SSI will be paid first, followed by Social Security. Once the Social Security starts, the SSI will stop because your Social Security is too high for SSI to continue. When your SSD back pay is released, it will be reduced by the amount of SSI back benefits paid for the same months. SSI back pay is usually released in up to three installments six months apart with the first two not exceeding $2,199. However, you can request release of any back pay balance when you SSI stops.

          Social Security benefits are based on your earnings in up to thirty-five years of work. The actual number used in the formula is based on your age when you become disabled. Your Social Security will begin to accrue the later of your sixth full calendar month of disability (January 2013) and twelve months before the month you filed your application. SSI will begin the month after you filed your application unless your applied on the first of the month in which case benefits will begin the month of application.

          Sincerely,
          Kay

          • Sylvia

            Hello Kay,
            I apologize I did not know how to create my own thread.
            My daughter is 9 years old and recently received a decision from the ALJ with a fully favorable decision on August 18,2016. Our application date for SSI benefits was November 2013. It has been so long, when I first applied I was very low income roughly $655 per month unearned income. Now within the last few years is say I’m about $4300 of earned income. It’s myself and two children, one of them being the SSI eligible child. I know there is parent to child deeming rules so my question is will she still qualify. And if she doesn’t qualify because of my current income to receive continuing benefits do they take into consideration that the first few years after we applied we were very low income for a while so is she still entitled to at least the back pay? Also I read that the child to parent deeming could possibly be waived if it causes the child to become in ineligible for SSI, is this possible in my case ?

            • Kay Derochie

              Dear Sylvia,

              Deeming of income is never waived. However, SSI is calculated month by month, so your daughter will be paid for the months that your income was within the SSI limits. Because she will not be eligible once you began to earn $4,300 monthly and is not now eligible, you can request to have all her back pay paid to you at once, not in installments and not into a Dedicated Account with restricted use.

              Sincerely,
              Kay

          • Effie

            Dear Kay, thank you for the information & clarification to my questions. My local SS office in Pennsylvania is calling today, August 22 with the SSI benefit amount. Will I receive that in September? And the back pay of $2,199 is that instantaneously? When will my lawyer fee be deducted? Out of SSI back pay or when I receive the larger lump sum of SSDI back pay?

            • Kay Derochie

              Dear Effie,

              If your office has already done all the work on your SSI claim including authorizing payment, you will get a monthly payment on the first of September. The first installment of back pay is usually paid within a month of monthly benefits starting. Both your SSI and SSDI back pay will be subject to reduction for attorney fees. The fees for the SSI claim are taken out first and then the SSI installment payments are calculated. When your Social Security back pay is paid, it will be reduced by the SSI back benefits payable for the same period.

              Sincerely,
              Kay

          • tracy

            Hi,,kay i got a letter im medically approved not yet no-medically approved,,i do get workman comp every 2 weeks. i work for 18 years,and im disabled. last week the local office call they just want my workman comp stubs,,i took then in,and i ask a worker who i was talking to if i do get ssid how much she said $1500, i dont undarstand what next,,please help,,

            • Kay Derochie

              Dear Tracy,

              The figure of $1,500 the local representative gave you is likely your estimated Social Security Disability (SSD) benefit before offset (reduction) for the workers compensation that you are receiving. Your claim and the workers comp documentation you provided will be sent to the payment center, where your SSD benefit before and after workers comp offset will be calculated. This can take a couple months or more.

              The maximum you can receive between the two benefits is 80% of your average current earnings as determined by the Social Security Administration (SSA). This is usually higher than either of the benefits alone. SSA uses different formulas to calculate average current earnings. The formula used depends on your specific circumstances. After your benefit has been determined, you can contact SSA for information about how your average current earnings were calculated.

              Sincerely,
              Kay

          • Tamilla Jackson

            How long usually does it take to get awards letter!!!

        • Candy

          Hi Kay
          I filed for benefits for my daughter may 3 2016. I was told over the phone august 23 she was approved. I have five minor children including her. I make 1900 a month after taxes and 233.00 a month for one of my children for child support and also 349 a month in food stamps. My question to you is do you know what she may be eligible to receive monthly. Also I pay 675 rent plus lights gas eater car notes day care fees. Single parent. The child support thats being paid isn’t for my disabled daughter. Also we are a house hold of six. Me and five children minors

          • Kay Derochie

            Dear Candy,

            Without knowing the amount of your gross income before taxes, I’d estimate that your child will be eligible for about $500 to $700.

            Sincerely,
            Kay

  • lisa

    Hi Kay, I recieved June and July’s survivor benefits for my kids August 11th in form of a paper check, will i receive the payment for August the 3rd week of September and will it be on time in form of a paper check again until the debit card is sent out?

    • Kay Derochie

      Dear Lisa,

      Payments should now arrive on schedule and in a check until the debit card is set up.

      Sincerely,
      Kay

  • Felicia

    My son was approved for SSI yesterday 8/12/16 we started this process in March. Will he receive any back pay?
    Also our income gross is $3400 a month roughly, we have a household of 6. (2 adults 4 children with 1 being the SSI recipient). My husband pays child support $215 I receive child support for one of the non eligible children for $245. We don’t receive anything else. We have two cars one is owed on the other is 14 years old high mileage. We pay $725 rent & have regular bills.
    What would he receive?

    • Kay Derochie

      Dear Felicia,

      Please see my response to your first post regarding family assets. I would modify my earlier response about how family income will affect your child’s SSI because you have now clarified that the $245 child support is for only the three ineligible children and changed the amount of your husband’s gross income. I estimate that your child will be eligible for $733.

      Sincerely,
      Kay

      • Felicia

        Okay, thank you.
        Will his 401k effect it any? We have documents showing we cannot obtain a loan to get any out, only way we can take full amount is if he’s no longer employed there & otherwise it would have to be a hardship to take anything at all & have to have proof.

        • Kay Derochie

          Dear Felicia,

          With the documents that you mention, the 401k should not be counted as a resource.

          Sincerely,
          Kay

          • Felicia

            Okay thank you a bunch!
            What is the max amount per month my husband could receive before the $733 would drop?

            • Kay Derochie

              Dear Felicia,

              I suggest that you ask a representative at the Social Security Administration to figure that out for you because they may have a formula handy for figuring that. I can tell you that about $4,890 gross would drop the benefit down to about $1.00 if all the child support stays the same.

              Sincerely,
              Kay

  • Julia

    My 15yr old daughter won her disability case. How much will she get back if the count my income of 600$ month and my boyfriend’s disability income of 668$ month. Will she still qualify if they count his income?

    • Kay Derochie

      Dear Julia,

      If your boyfriend is not your daughter’s father, she will be eligible for $733 in Supplemental Security Income (SSI) if you or she is paying for her housing and food. If not, her benefit may be reduced to $488.67.

      Sincerely,
      Kay

  • Ashley

    Hello,
    I recieved a fully favorable verdit from an alj. However, i am to contact ssi to see if i wualify for benefits. I am 32 and had a microembolism in 2012. I am worried that i may not recieve aby benefits since the ssi is off of my husbands income as well (he makes 3466. Gross monthly) i was not aware how ssdi or ssi works. Will i recieve no benefits if his income is too much??
    Thank you

    • Kay Derochie

      Dear Ashley,

      Entitlement to Social Security Disability (SSD/SSDI) does not depend on the amount of income your family has. Entitlement depends on your having enough work credits and the amou of the benefit depends on your pre-disability earnings record. Supplemental Security Income (SSI) does consider your family’s income and resources (assets). If you and your husband are not supporting any minor children, your husband’s income is too high for you to receive SSI. (The approval letter will specify approval for Title II [SSD]) and/or Title XVI [SSI].)

      Sincerely,
      Kay

  • lisa

    Dear Kay, My children’s father passed away the beginning of June, i filed application for survivor benefits for the children at the end of July, it is now August 1st, they told me a check will be sent out for at least June and July automatically while they sent information about my mother our payee to set up monthly payments on a debit card, i was wondering the check their sending out for June and July i was wondering how long it would take to recieve that retro payment? The kids start school in 30 days and it would be nice to know if they might get those 2 backpayments sooner while waiting for the debit card set up

    • Kay Derochie

      Dear Lisa,

      If the payment for June (due in July) is not received withing fourteen days of the date you were told it would be sent out automatically, I suggest reporting the non-receipt to the local office. The July payment is due on the same day is August as the benefits were begin paid while the wage earner was living–that is either the 3rd of the month or on a Wednesday in the second, third, or fourth Wednesday of the month.

      Sincerely,
      Kay

      • KK

        I have applied for my Son. Numerous of time. Have been turned down numerous of times so finally I got a lawyer, he was Diagnosed with ADHD, speech, learning disability. He’s in special Ed. I’m constantly in the school. Being called at work it’s hectic. No resource no incoming resource. It’s just Us. The two of us. He’s 14 I have been trying since the first day he cut a little kid ear with clippers/sissors at school, stab a lil boy with a pencil etc.. And there’s nothing as a parent that can really be done, discipline wise, if u say the wrong thing! If u do the wrong thing! U go to jail!! It’s like I’m fighting a losing war.. He’s been to numerous treatment center. He do good at home! But it’s school where the trouble escalate at.

        • Kay Derochie

          Dear KK,

          It is good that you are appealing with the assistance of an attorney. I suggest that, if possible, you have your child undergo a psychiatric evaluation–not a cognitive evaluation, which has already been done. Your child may also have a psychiatric disorder that is causing him to last out physically.

          Sincerely,
          Kay

          • KK

            I did an appeal in January 2016, how long do it takes before going in front of a judge for an decision?.. Is it such thing a fast pace the hearing due to burden of transportation, school necessity etc..

            • Kay Derochie

              Dear KK,

              Depending on the workload of your hearing office, you will wait for a year to a year and a half or occasionally more for the hearing. You will get notice of the date of the hearing two or three weeks in advance.

              Sincerely,
              Kay

  • Laura

    Hello Kay – my husband just received a “fully favorable” decision last week on his hearing he had in June. The Claim on the document read for “Period of Disability, Disability Insurance Benefits, and Supplemental Secuirty Income”. We then received a letter a few days later asking him to get in touch with the SSA office to determine his payments. He spoke with a lady for 2 hours, who gathered all our info (my and children’s ss numbers, my income, if we own property, what kind of vehicles do we own, etc). This completely freaked out my husband. FYI… My husband worked all his life (paying into FICA) and became disabled Oct 9th 2014. We only got married this past Jan 2016. We haven’t filed jointly yet. So, will my income effect his monthly payments he will receive. The lady at the SSA office would not tell him. He is flipped out! What are your thoughts on this?

    All the best,
    Laura

    • Kay Derochie

      Dear Laura,

      Your husband has been medically approved for two different benefits–Social Security Disability (SSD/SSDI), which he earned through work and paying FICA taxes and which is calculated based on his lifetime earnings, and Supplemental Security Income (SSI), which is a disability benefit for individuals with limited income and assets.

      All the questions about the family income and what you and he own are to see if he qualifies for SSI in any or all months since he filed his claim. Your income and assets will be considered in determining his SSI eligibility beginning February 2016. If you have not already told the interviewer that you married in January, you need to do so.

      If your husband is eligible for SSI in past months and/or ongoing until his Social Security is paid, he will receive the SSI first. When the Social Security is paid, his Social Security back pay will be reduced by the amount of SSI paid for the same months. (This can have a tax advantage because SSI is non-taxable and SSD is partially or wholly taxable for federal taxes depending on your and his total income in the year.)

      Sincerely,
      Kay

      • QUIASIA HUGGINS

        My daughters worker said she comoleted what she needs to deposit the funds in the dedicated account how ling it take to recieve the .money in the account

        • Kay Derochie

          Dear Quiasia,

          I think that there may be a typographical error in “comoleted” so that I do not understand the situation. Please post again to explain and I will try to answer.

          Sincerely,
          Kay

      • Jennifer

        Hello.
        My daughter had a hearing today in front of an ALJ. She is favored in getting disability. She was born at 25/2 weeks so therefor she was awarded when she was born. In January of 2015 her payments stopped as she was deemed not disabled anymore. I appealed that and the hearing date was set for today. We went to the hearing and it was rather quick and favored in my daughters disability. Is she allowed any backpay? From January 2015 until now? How long does it take to get the decision letter? And then the award letter? Do you have any idea if when her payments will start?

        • Jennifer

          By the way she is 5 years old. Will be 6 in January

          Thanks!!

        • Kay Derochie

          Dear Jennifer,

          Your daughter should be eligible for benefits back to January 2015. The guideline for getting the decision letter is sixty days after the hearing but it can be less or more time. After the letter is issued, you will be asked to provide a financial update to your local office back to January 2015. Then it can take from somewhat over a week to a month or more for benefits to start. You will likely get a notice of change rather than an award letter because the approval will be reopening a prior claim, not awarding new benefits. That letter will come right around the time benefits re-start or a little later.

          Sincerely,
          Kay

          • Billie

            Dear Kaye
            I’m writing because I received back pay last year and for some reason my step sister sent it back. I found out about it approx two months ago. I called and told them. And they were sending it back to the payment center. I’ve been calling the 800 number. And Monday the gentleman told me the week of October 31 is when I should receive it. Then I called the next day and the woman on the phone told me to hang on. She went through the file and she got back on phone and said that I’ll be receiving it on the third with my regular check that I get. It was put in as dire need on Friday. Then I called today and the woman went through the file and said that they got it on Friday and opened on Monday and it’s still pending. Who can I believe. In this matter

            • Kay Derochie

              Dear Billie,

              It is hard to tell what is going on except that maybe the last information was referring to the dire-need request, which likely would not affect anything it the payment was already scheduled to be paid on November 3.

              Sincerely,
              Kay

              • Billie

                Thank you very much for your advise thank you.

                • Kay Derochie

                  You are welcome, Billie.

    • Stacy Reed

      Hi Kay, I just got my Fully Favorable decision on my SSI & SSDI claim. The onset date is 12/28/2014. I know my SSI payment will be $700.00/month but don’t know what the SSDI payment will be. How do they calculate my back pay for each and when can I expect it?

      • Kay Derochie

        Dear Stacy,

        To answer your question, I need the date you filed your application.

        Sincerely,
        Kay

    • Cheryl Smith

      Ms. Kay Derochie I couldn’t figure out how to start a new thread: I receive a letter on y sis claim stating that I am potentially approved and they can pay me presumptive payments while they wait on a final decision from springfield.
      Letter stated: We need more information to decide if we can pay you ssi, It also stated benefits can be denied if I don’t come to the local ssa office with updated proof of income information, ss cards for all household members and rent receipts. Does this mean my case will be fully approved when I turn these documents in to the local office.

      • Kay Derochie

        Dear Cheryl,

        I think that you are being asked to bring the documents so that the amount of your presumptive payments can be calculated. You will get a letter of final approval, if you are approved, after the review has been completed.

        Sincerely,
        Kay

  • Edna

    Hello Kay
    I’m waiting to be approved I’m 54 with bilateral carpal tunnel syndrome. DDD, spinal stenosis with MRI I’ve got diabetes I’m taking anxiety Meds I’m see pycatrist and therapist I’ve got Barrett’s esphoguse I’ve had an EMG saw neurosurgeon said I was not a canadate for surgery I’m a bus driver for 31 years haven’t work since 2/16/16 applied on 3/8/16 was getting Temporary disability from my state have two-payments left had a physical ce exam and mental exam my question is what can I do I’m going to be broke in 4wks also do you think I have a good chance for approval second question I’ve always took care of my 3 grandkids financial and I get benefits to still help take care of them or not any info would be appreciated, thanks and you do such a great job here God bless you in all that you do thanks and I live alone never married.

    • Kay Derochie

      Dear Edna,

      As you describe your medical condition, age, and work history, I’d say that you have a reasonable chance of approval. It can take from two to five months to get a claim decision. You might call the claim examiner at the Disability Determination Services (DDS) and ask for a status if it has been more six weeks or more since your last consultative examination. If your grandchildren’s benefits are not needs-based, such as foster care payments or Social Security dependents benefits, eligibility for the benefits you get to care for them, should not be affected. However, I suggest that you check with the office that is paying the benefits to be sure.

      Sincerely,
      Kay

      • Edna

        Thank you

        • Kay Derochie

          You are welcome, Edna.

  • Sue Baldwin

    Hello… I applied for disability for my daughter on September. 10th, 2015. Originally her claim was denied. I filed a reconsideration determination. When I called Social Security Administration around the middle or end of June 2016, the woman I spoke with said that my daughters disability was approved on June. 16th, 2016. She said that my daughter is supposed to get $733 a month and the decision of onset of her disability was dated back to June of 2015. I was told that I would get a letter or phone from my local office and to this day I have yet to hear from anyone. I have personally gone into my local office trying to get answers but all I got was that I’m on the woman’s list to be called. My bills are piling up and I may end up losing my place to live if someone doesn’t give me answers soon… I have been fighting DCYFS formerly known as CPS for almost six years to get my children back and the last thing I need is to lose my place to live… DSCYF technically holds custody of my daughter that was approved for disability but she live with me and has been living with me for almost a year now. Since DSCYF holds custody does this mean they will be payee of her benefits?

    • Kay Derochie

      Dear Sue,

      I suggest that you file a dire-need letter with your local office if you have been given a warning that you may be given an eviction notice. Indicate how far in arrears you are and the need for your daughter’s benefits to avoid eviction. You can file to be payee for your daughter because she is in your physical care. If DSCYF is made payee, they are obliged to give you money for your daughter’s shelter, food, clothing, medical care, etc.

      Sincerely,
      Kay

    • Kay Derochie

      Dear Sue,

      It came to my attention that I might not have answered your question when you posted it. If you have physical custody of your daughter, you can apply to be payee. If your child is in foster care, DSCYF will be payee. If your daughter is with you and your haven’t gotten payment yet, you can request an emergency advance payment to avoid eviction.

      Sincerely,
      Kay

  • Hils

    My dad received his disability after he died the money is coming to me everything was approved I get 8 years of back pay I got approved Monday how long does it take for the money to get put into my account

    • Kay Derochie

      Dear Hils,

      It is likely to take a month or more. If you have not received it in two months, ask the local office to follow up for you to the payment center.

      Sincerely,
      Kay

    • William

      Hi. I was approved for both SSI and SSDI for a closed period between May 2014 and February 2016. My questions are: being a closed period does the SSI get paid in one lump sum? Will the SSI and SSDI be paid in separate deposits? And lastly I was issued a Direct Express Card. Will the backpay be deposited into that card? Thank you for your time.

      • Kay Derochie

        Dear William,

        The full SSI back pay should be paid in a single payment. Any additional SSDI back pay will be paid in a separate deposit. With the Direct Express card already set up, the payments should go to the card; but keep an eye on the mailbox anyway.

        Sincerely,
        Kay

  • Xaviera

    Hello. My son has ADHD and was just approved for SSI on June 24, 2016. I have to receive an approval letter. I learned he was approved by calling the examiner and they directed me to call the local office and they told me of the decision. How long will it take to receive the approval letter or award letter?

    • Kay Derochie

      Dear Xaviera,

      The approval letter with payment amounts will arrive around the same time as the first payment, which can take from a little over a week to over a month depending on how busy the local office is. If it has been a long time since you applied for your son, you may be asked to have an interview to update your family’s financial information before payment is started.

      Sincerely,
      Kay

    • Terri

      Hey sorry for starting a question under yours but I don’t know how to start 1 on My own….I applied for my 3year old daughter June 20 got an letter in the mail July 25 for an phone appointment on August 15 how long will it take to receive my child benefits? She has autism and she really needs a private ABA to come to our home so she can get better I’m really hoping she gets approved because I don’t know what to do its hard on me and I’m only 22years old with no help and oh she still not communicating with me nor nobody else

      • Kay Derochie

        Dear Terri,

        It is likely to take six weeks or more to get a medical decision and another two to six weeks for benefits to be paid after an approval.

        Sincerely,
        Kay

  • Ticolie Johnson

    I got a letter in the mail saying im terminated from getting food stamps cause of my disability but i havent got a letter yet saying im approved. I filed in February went to CE in june said i should recieve a decision end of july got the food stamp letter today. does that letter mean im being terminated cause im getting approved of disablity??

    • Kay Derochie

      Dear Ticolie,

      Yes, it is likely that you have been approved for disability benefits.

      Sincerely,
      Kay

  • Stephanie Doerr

    Hi! I just received my sons(9yrs) Fully Favorable decision from the judge 2days ago. We had a hearing 28th ODAR in April. I applied in August of 2013. The judge wrote that he agrees the my son became disabled in March of 2011(date of onset), but he also wrote that disability will be available from August 2013 till now. Will he receive back pay from August till now? And if so how do they figure the backpay? Also what is a typical payment for SSI? Also what are the rules for back pay what can it all be spent on? Thank You for your time!

    • Kay Derochie

      Dear Stephanie,

      Supplemental Security Income (SSI) payments are calculated on a monthly basis. If income and assets are below the limit, each month is calculated based on your family’s income two months before. Benefits range from $1 to $733, plus in some states a small additional SSI state supplement. If you applied on August 1, your son’s benefits will begin to accrue August 2013. If you applied on any other day in August, benefits will begin to accrue the following month, September 2013.

      Because of the long period of time for which your child has been approved, it is likely that the back pay will be paid into a Dedicated Account, which has restricted use. Dedicated Account funds can be for medical needs, education, vocational training, and certain needs related to your child’s impairment. If you wish to use the funds for anything that is not specifically named, you need to get permission from Social Security. Isuggest getting the approval in writing in case any question about it comes up later. You can read about Dedicated Accounts and permitted and prohibited uses at https://secure.ssa.gov/poms.nsf/lnx/0200602140.

      Sincerely,
      Kay

    • Madison

      Hey
      You don’t see a lot of research about survivor benefits, so hopefully i can get help from here. My father passed away in 2010 one month after my 17 birthday. My mother filed both me n my sister for survivor benefit. The benefits stop 2 months after my 18th or 19th birthday if im not mistaking. After that i filed for ssi for a blood disorder I’ve been having since i was a child. I got approved at the hearing stage and he stated in the letter i became disabled in 2008 but it was a partly decision. He didn’t approved me for DAC survivor benefits. A few months ago ssa reached out to me saying that they might owe me benefits so i did a application to be on my dad’s records. And now im just playing the waiting game. But i was wonder if ssa owes me money how far back will they go. I spoke to a few people at sso they say they would have to pay me back from 2013 while some say they might go by my application date can anyone help

      • Kay Derochie

        Dear Madison,

        Based on the information you have provided, I would have expected you to have been approved for Disabled Adult Child (DAC) benefits, now called Childhood Disability Benefits (CDB) when you first applied. However, because you did not appeal, the usual situation is that benefits would be based on your current application with a maximum retroactivity of six months prior to application. Back benefits will be reduced by SSI paid for the same period. If the CDB will be more than your SSI, you ask as part of your claim that if you are approved now that your prior denial be reopened; however, Social Security is not obligated by law to reopen the claim.

        Sincerely,
        Kay

        • Madison

          Ok thank u so much. Also what do you mean back benefits will be reduced by ssi paid for the same period

          • Kay Derochie

            Dear Madison,

            You cannot receive duplicate disability benefits–one SSI and one SSD–for the same months, so the SSI will be reduced. For example, if one month your SSD is $1,000 and you are paid $733 for that month, your SSD for that month of back pay will be $267.

            Sincerely,
            Kay

    • Ashley

      Hey Kay , didnt know how to start a new post . I had a hearing June 10th and received a fully favorable letter on the 15th . Today I called and the case worker said she would call me friday . Im guessing to update my information. When do you think i would recieve my award letter ? And my first montly payment

      • Kay Derochie

        Dear Ashley,

        If you were approved for both Social Security Disability (SSD/SSDI) and Supplemental Security Income (SSI), SSI will be authorized by the local office and paid first. SSI usually starts a couple weeks to as much as six weeks after the post hearing interview. SSD is paid one to two months later.

        Sincerely,
        Kay

  • kiki

    Kay,
    This my be the strangest question today. I’m so confused I went with this disability company, I was denied twice. I than had a hearing January 7th 2016.Then I was told they didn’t need any more paperwork from me as they had all they needed. Well then someone from the disability company called me April 5th spoke to me for 8 minutes and stated he spoke with the judge and if I agreed to have a start date from April of 2014 than it would be approved. I said that was fine because that is when I applied for disability. Than I get an email from yet another employee/person, in May stating it was in the stage where they write up the judges decision. Fast forward to May 20th when yet another person writes me and stated disregard what the other have said it’s still on the Judges desk. (he was a bit aggravated with me) And there is no set time when I will hear anything either way. And me being so confused wrote back saying ” She has had my file since January 7th she must be slammed” So last week he wrote back stating the judge made a decision and now they are writing it up. I am very hesitant to even contact them it is like I’m bothering them.. Is this normal

    • Kay Derochie

      Dear Kiki,

      A request to accept a later disability date is not unusual. At this point, I suggest that you wait a month to receive the decision letter before following up.

      Sincerely,
      Kay

      • Lori

        Hi. I’m sorry for adding on to this but didn’t know how to add a new post. My husband was awarded SSD. We received a letter telling us what his monthly payment will be. Does the payment usually get deposited on his birth date? The letter says the checks will come on the day of his birth, example, every 25th of each month. What about children’s benefits that they are entitled to? We have not heard anything about our kids regarding amounts or when to expect it. We were also told about back pay but have not received a letter indicated any amounts. How long does it take to find this out? We have been struggling for 3 years and need to know when to expect information. Thank you

        • Kay Derochie

          Dear Lori,

          The family’s monthly benefits will be paid on the fourth Wednesday of every month. The back pay and children’s benefits may take a month or two after the monthly benefits start.

          Sincerely,
          Kay

          • Rodney

            Hi Kay,

            We have received a Notice of Award that states Disability payments will begin in August 2016, but that my spouse is entitled to benefits beginning April 2016. The Notice of Award states what he will receive monthly beginning in August for July, but does not indicate any back pay for April through June. Is back pay supposed to be on the Notice of Award letter? Will we receive another letter? Is back pay automatically paid or do we have to submit a request for same? Thank you for your time.

            • Kay Derochie

              Dear Rodney,

              Your spouse will receive another letter about the back pay. No additional paperwork is required. If he has not received it by the end of September, follow up with the local office.

              Sincerely,
              Kay

          • Rodney

            Thank you, Kay. We have been advised that in order for the back pay to be released, a payee rep is required. We have appointment with SS. Thank you again!

            • Kay Derochie

              You are welcome, Rodney.

          • Rodney

            In doing some research, I’ve noticed that I can complete the Payee Rep ‘application’ online. Is that true?

            • Kay Derochie

              Dear Rodney,

              The SSA website says that usually you have to apply to be payee in person. You can print the application form, SSA-11, from the website and call 1-800-772-1213 to make an appointment for payee application interview.

              Sincerely,
              Kay

  • Scared

    Hi Kay,

    I had a hearing with an ALJ June 2. My lawyer is certain I won. He’s done 33,000 cases and has a 99% success rate at the hearing stage. He told me I would receive a decision in 30-60 days.

    Unfortunately, my living situation is so bad I’m not sure I can make it that long. Even my therapist (my disabilities are mental) is extremely concerned. I told my lawyer what was going on and he was sufficiently alarmed to send a dire need petition. I know that these are usually filed *before* a hearing, so will it have any effect? I’m in terrible straits.

    Also, I’m staying with a family member who doesn’t charge me rent, so I know that if I’m approved, my award will be reduced for in-kind support. How long would I need to stay somewhere else before SSA would consider me independent? Do they count shelters and extended-stay motels, or do I need a fixed address?

    Thank you for your help. I really hope I’m approved, and that it’s closer to 30 days than 60 or even 90.

    • Kay Derochie

      Dear Scared,

      If you are approved for Social Security Disability (SSD), where you live and who pays for the housing does not affect benefits. If you are approved for Supplemental Security Income (SSI), you are correct that benefits will be reduced for free housing. Your benefit will increase two months after you start paying for you own housing and food. Shelters are free housing so it is likely that you would continue to have the reduction. If you pay for the motel yourself, two months later your SSI would go up. Keep in mind that it is likely that you will be receiving enough back pay to pay first and last month rent and deposit if you can find an apartment that you can afford with an ongoing income of $733 with some left over for furniture, etc. So, you might not have to move to a motel. You can put in a dire need request to the local office also.

      Sincerely,
      Kay

      • Scared

        Thank you so much for your quick response. I’m only eligible for SSI, though I’m not sure how much back pay I’ll get if they reduce my benefits. Does my living situation affect the amount of back pay? Will they increase it if I move and begin paying my own bills?

        My attorney is filing the dire need request because my psychological state is so precarious right now. I don’t want to say too much, but I have a history of suicide attempts and hospitalizations. We have been corresponding via email and he’s using my statements to him in the request. In your experience, are such requests effective at this stage?

        Thanks again for your help.

        • Kay Derochie

          Dear Scared,

          The dire need requests do speed up the process a little, but so many people are in dire need that you will still wait in line behind other claims with dire need statements that have been approved medically before yours. If you are receiving free housing and/or food, your SSI benefit will be reduced by one-third unless you can prove that the value of the free housing and/or food is worth less than $266. (Food stamps and government-subsidized housing don’t affect SSI benefits.) Your benefits will go up two months after you start paying for your own shelter and food costs.

          Sincerely,
          Kay

          • kymom

            Hi Kay, i wasn’t sure where to post so i hope im not being rude by interrupting anyones question.
            My husband signed up in jan 2016 was recently approved for SSDI AND SSI this past thursday. The rep on the phone said we had to come into our local office and talk to a certain person because my husband needs a payee. So my husband and i went in and talked to the rep and answered alot of financial questions and i became my husband payee. I requested benefits be put on the government card since i was in the middle of switching banks. We then asked how much he would receive. Here’s where we are confused, she stated that his SSI would be 772.00 then she mentioned something about 493.00 and then said his SSDI would kick in at 733.00 , in November.
            She said we should receive a card within 2weeks and his back pay within 30 days. My question is, will he receive 772.00 until Nov then it will switch over to 733.00 or will he recieve 493.00 until Nov? The rep was super nice and tried to explain it but im still confused. Any advice would be so appreciated. Thank you..

            • Kay Derochie

              Dear Kymom,

              Yes, I think you confused some figures. SSI is paid before SSD. The maximum SSI is $733. Depending on how high your husband’s SSD is, SSI will be reduced or terminated the month that his Social Security starts, which apparently is November. If your husband’s Social Security is $493 and nothing else changes, his SSI will continue at $260. If his Social Security is $772, SSI will be $21.

              Sincerely,
              Kay

      • Chad

        Hello Kay. Sorry I didn’t know how to start a new topic. I was recently approved for social security with the judge ruling fully favorable. When I start receiving benefits, will my first payment come in a check form or the bank account I had on file when I claimed in November 2014? I ask because I no longer have this bank account. I read where they usually send you the first payment and let you decide whether to receive it through direct deposit or their debit card.

        • Kay Derochie

          Dear Chad,

          You need to notify Social Security right away that you no longer have the bank account that is listed on your application. You can request one paper check, but it is generally safer to have benefits, especially any large back pay to be deposited to an account or a card. If you have a new bank account, you can give them that account information or you can request a DirectExpress debit card for payment of first benefits.

          Sincerely,
          Kay

    • Confused

      Hi Kay, I was approved for partially fav, I got my ssi back in April 7 for 2199 then I got the rest a few days later. Thinking I was done and that was all I would get I then got a letter dated may 29 from ssdi saying they owe me a portion as well? When I called Baltimore office they say that I don’t get anything and they don’t why they sent that letter. My lawyer said that I do and they subtract my ssi payment they paid from ssdi and then pay my lawyer from that one also and then send me the rest. Is that true and the Baltimore office just can’t see that because I called them 4 times and 2 people said I was owed something and it was hard for them to see and 2 people said I don’t. Any feedback???

      • Kay Derochie

        Dear Confused,

        Your attorney is correct. If your SSD benefit was more than your SSI benefits in months you were eligible for both and/or you were eligible for SSD for some months that you were not eligible for SSI, you will receive some SSD back pay.

        Sincerely,
        Kay

    • Lorine

      HELLO KAY,
      My sons ssi claim was recently sent back to the local social security office yesterday. When I called they told me if I don’t receive a letter by Monday to call back and they are able to tell me the decision. Do you think this may be a approval or denial?

      • Kay Derochie

        Dear Lorine,

        I do not have sufficient information about your son’s condition or the details of his claim to offer an opinion.

        Sincerely,
        Kay

  • Lori Eshelman

    Hi Kay!
    I hope I am sending this correct?
    I am a 45 year old disabled mother. I was found to be disabled Feb. 1st. 1991 at age 19. I have been on ssi all these years. I was married and divorced twice and just three months after my divorce from my second husband was final, my first husband passed away.When applying for my children, i asked ssa allot of questions ,including if i qualified for benefits under my mother or father (they said no, because i had married) I then got survivors benefits (mother’s benefits) ,as well as did my children get survivors from my first husbands passing. My mother’s benefits ended March of 2016. My father retired October of 2012. After my mother’s benifits stoped, i did research and found that Social Security was to actually look at me as “unmarried” because, I divorce. I applied under my father’s record in April and had a phone interview set up for May 16th. I forgot the date and time, so i called the office the first wk of May and a supervisor told me, that i need not do the phone interview, because i would not qualify, because i did marry. after telling him what i found, he said to do the interview and agreed with me . My interviewer said i would qualify for $894 a month and being i was disabled at 19, I qualify from back then. My question: does that mean my back pay will go back to age 19? I see that it says only 6 months retroactive, but would that mean 6 months from when i applied at 19? Thank you!

    • Kay Derochie

      Dear Lori,

      Your entitlement depends on your having become disabled before age twenty-two, but benefits are limited to six month before application.

      Sincerely,
      Kay

  • Ellen Kay

    I recently applied for SSDI. In looking at my calculated benefits, my estimated disability benefit would be $1177. My full retirement benefit is $1069. if I’m collecting disability, would my benefit be reduced to $1069 when I get to retirement age?

    When they say ‘estimated’ disability benefit amount, does that usually change once you’re approved for disability – and based on what?

    Lastly, if I am collecting disability, get married , and my husband dies – would I be able to collect his social security (which will be much higher than mine) nstead of mine when I reach retirement age?

    Thank you for your help.

    • Kay Derochie

      Dear Ellen Kay,

      Disability benefits are based in part on the age you become disabled so the estimates can vary. If you do not receive reduced retirement benefits for months prior to being entitled to disability, benefits usually do not reduce at full retirement age.

      If you are at least age fifty, have not remarried prior to age fifty or meet an exception to this rule, have become disabled within seven years of your husband’s death or seven years of having been entitled as a young wife with a child under age sixteen in her care, and were married to the deceased spouse for at least nine months prior to his death or meet the criteria to have the duration requirement disregarded, you could be eligible for reduced disabled widow’s benefits to supplement your own disability benefits. Or, you could choose to leave the surviving spouse’s benefits until you reach full retirement age and switch over to unreduced widow’s benefits.

      Sincerely,
      Kay

  • Sharon

    Hi Kay – I called my claim examiner today and was told that my claim was at the last stage. She is just waiting for the Medical Doctor to sign off. She said that he has had it since June 1st. I’m coming up on 5 months now since I filed. According to the Social Security Laws, will he have to take in consideration ALL of my limitations from hip surgery, not being able to work. Also my mental status of depression and anxiety, crohn’s disease and being over 50? Or will he just look at the last notes from the Doctor that did my hip surgery? When the Medical Doctor signs off is that most likely an approval or denial?

    Thanks,
    Sharon J

    • Kay Derochie

      Dear Sharon,

      All of your medical and mental conditions are supposed to be considered. A review my a physician is not an indication or either approval or denial.

      Sincerely,
      Kay

      • Deangelo

        Dear kay i recieved my award letter stating how muh i get and how much back pay i get for SSI. NOT SSDI. MY MONTHLY BENIFITS START JULY 1ST. THEY SAID I WOULD RECEIVE MY BACK PAY IN 10 WORKING DAYS STARTING THE FIRST OF JUNE . ARE THEY JUST SAYING THAT OR IS IT POSSIBLE I WILL GET THE BACK PAY BEFORE I GET THE MONTHLY BENIFIT?

        • Kay Derochie

          Dear Deangelo,

          It is possible, though not usual, to get back pay before monthly benefits.

          Sincerely,
          Kay

          • MICHAEL

            I’m going crazy looking for answers I applied for ssi about 18 months ago got denied then was found fully favorable just recently… I never went before a judge or anything like that… Now after sending in my work history for 2015 which was on and off for a total of about 5 months now today I was told I had to complete another form that is going back to the adjudicator along with my pay history is this going reverse the decision or just affect my back pay this is so frustrating my bills are just stacking… Is all hope lost?

            • Kay Derochie

              Dear Michael,

              If you stopped your periods of work due to your medical condition, the work may be treated as unsuccessful work attempts and will not affect the award of benefits either retroactively or ongoing. Try to get the exact dates you worked in each job and submit everything that was requested. If the work doesn’t qualify as successful work attempts, you disability date may be revised to a later point in time, which would affect back pay.

              Sincerely,
              Kay

    • Krystal

      Hi Kay, sorry didn’t know how to start a new stream. I was approved SSDI w a monthly rate around 1600, backpay of 29 weeks. I have a Husband and 4 children, I was the bread winner for over 10 years. How is dependant benefits calculated in NY State?

      • Kay Derochie

        Dear Krystal,

        Social Security benefits are calculated the same in all states. Dependent benefits for families of disabled workers can be up to 50% of your benefit but limited to the family maximum. Your family’s dependent benefits will be the difference between your Primary Insurance Amount (PIA), which is your benefit, and your family maximum benefit (FMB). Sometimes it is hard to get these figures while your claim is being processed because they disappear from the computer system for a while. You can try to check your online account. If they aren’t there and you have an old earnings statement from Social Security, it will have the figures on it. Otherwise, you will have to wait until your own benefit is calculated. Once it is, you can call Social Security at 800-772-1213 and get your FMB.

        Sincerely,
        Kay

    • My case was approved with Social Security but was sent back to the local office because of my work history the city had to get some numbers right what does that mean and if my approval still stand

      • Kay Derochie

        Dear R.,

        Assuming you have not worked since the date of disability you claimed, it sounds as if there was some error in your earnings record that is being corrected so that your Social Security benefits can be calculated. If you had work earnings after your claimed onset date, depending on the amount and duration of your earnings, your approved onset date could change.

        Sincerely,
        Kay

  • DonnaK

    Kay,

    Just returned from my fourth trip to the local office. My husband passed away in April of 2015. He was awaiting a hearing regarding denial of disability. I went in his place in February of this year. After receiving the notice of partially favorable decision, I attempted to file for his benefits as well as help our son file for his.

    Today, according to the rep, every hoop we were asked to jump through has been jumped through. In other words, everything they asked us to provide down to verification of son’s school attendance has been provided. This was done at the beginning of last month (May 2016).
    For some strange reason I thought my son would get his first check at the beginning of this month (June 2016). But no such luck.

    The rep today told us that his claim was in “review status”? What does that mean? Any ideas?

    Thanks,
    DK

    • Kay Derochie

      Dear Donna,

      All the requested documentation has been sent to the regional payment center. It can take a month, two months, or more for the payments to be calculated and paid. If you and your son have not received the underpayment and back pay within two months of the last May appointment, ask the local office to follow up.

      Sincerely,
      Kay

      • DonnaK

        Thanks, K! At least I have somewhat of a timeline and a plan of action.

        DK

        • Kay Derochie

          You are welcome, Donna.

    • Diana

      Hello Kay ,

      My daughter is 7 .I applied for SSI in December 2015 social security called me in May 2016 and said she was approved I already gave them all information requested the thing is every time I call or go up there they say the system keeps saying edit that he has put all information in system but for some reason the computer keeps saying edit. It has been doing this 3 weeks now and I told them once the info gets sent over how long will it take to receive money he said 1 week . I am frustrated that no one can help with this and why system is showing edit delaying my daughter payment because he cannot figure out why . Please give me advice on what to do thank you

      • Kay Derochie

        Dear Diana,

        If possible go to the office that is processing the claim and ask to speak to a supervisor. Then politely ask the supervisor whether he or she can get some technical help for the representative is handling the claim to resolve the edit.

        Sincerely,
        Kay

        • Diana

          Thank you

          I will go monday And ask

          • Kay Derochie

            You are welcome, Diana.

          • Diana

            They told me that I could not speak with a supervisor and that the system does not have technical difficulties that it takes up to 3 months after approval to receive check. That it is still to early she was just approved in May she will not get letter until August and she would have to wait 3 more months to receive check . I don’t understand this ? Why did they she was approved and now she has to wait 4 more months for her SSI check ?

            • Kay Derochie

              Dear Diana,

              It sounds as if you are being given the longest estimated time frames. I wouldn’t expect it to take three months after the letter for benefits to start. Sometimes the monthly payment starts before the letter is received, although the back pay can be delayed.

              Sincerely,
              Kay

  • Marcel Bacote

    Hi kay I was recently approved for ssi and told my payments start in june but wont receive my first payment till july why is this and also I been applying for ssi since January 2011 but getting denied I’m I entitled for retro pay

    • Kay Derochie

      Dear Marcel,

      Payments due for June but paid in July sound like Social Security benefits (SSDI), not SSI, which is Supplemental Security Income. Your retroactive benefits will be paid based on the application that was approved whether initially or on appeal. Benefits begin to accrue the later of twelve months before the month of that application or the sixth full calendar month after the month Social Security establishes as your disability onset.

      Sincerely,
      Kay

  • Sharon

    Hello Kay – Can you receive widow disability benefits and SSDI Beneftits at the same time. I lost my husband March 2011 and I am very close to being approved for SSDI based on my record. I am over 50 and it is within the 7 year window. Or will Social Security only let you received the highest paid one?

    Also, my son is receiving auxillary benefits from his deceased father. Will he be able to receive as a dependent based on my disability also if the family amount is enough?

    Thanks,
    Sharon

    • Kay Derochie

      Dear Sharon,

      You can choose to have your SSDI benefits on your own record supplemented by reduced widow’s benefits if the latter are higher. The total from both benefits will equal the higher benefit. (For example, total widow’s benefits reduced for age with no SSDI = $1,000; SSDI = $800; benefits payable = $800 SSDI + $200 widows.) Your other choice would be to leave the widow’s benefits until you reached full retirement age in order to get a higher benefit at full retirement age. Yes, if dependent benefits are payable on your account, your son’s benefits could be increased due to his father’s and mother’s combined family maximum.

      Sincerely,
      Kay

      • Sharon

        That is great to know!

        Thank you Kay and keep up the good work…..

        • Kay Derochie

          You are welcome, Sharon.

          • Hello, I puzzled my son got approved for ssi I received my notice of decision stating fully favorable. But then it states I have to wait 60 days because they need to see if I meet the non disibility criteria. And I’m expecting his back pay from June 2014

            • Kay Derochie

              Dear Narca,

              It can take up to sixty days for a financial update and payment calculation to be done. If within two weeks you have not received a call or a letter for an appointment to provide financial information back to the date your filed for your son, call Social Security at 1-800-772-1213 to request a post-hearing financial update appointment.

              Sincerely,
              Kay

          • Can you please help me understand thanks Kay

            • Kay Derochie

              Dear Narca,

              Please see my reply of a moment ago.

              Sincerely,
              Kay

      • Donna

        Hi Kay, cannot figure out starting a new post, sorry. Im so confused! I applied for SSI and SSDI in April 2016. I had my phone interview May 22, 2016. The Rep took my direct deposit info, and confirmed receipt of my medical records. The very next day, the Department of Children and families site says ineligible for Medicaid due to no one qualifying disabled in household . I check my SS.gov and it says still reviewing medical records, no determination made. I don’t quite understand the difference between ssi and ssdi. Can I be denied for ssi/medicaid but approved for ssdi/medicare? Do you think that’s why the Department of Children and families said ineligible for Medicaid because that’s based on ssi? The examiner told me she back dated a year, and basically made me feel I was approved. Im 46, will I get medicare if found eligible for ssdi?

        • Donna

          Oh, I have an 11 year old but since I’ve been hospitalized she lives with her dad. I live in Florida, World Trade center survivor, Major PTSD, Panic Disorder, Agoraphobia. Worked off and on the past 15 years, the examiner saw the rapid decrease in salary 2014/2015 which is when I could not leave my house. I am scared to death, I hear Fl is near impossible to get ssdi. I have all the working quarters met. Help me make sense of all this! Thank you. Donna

          • Kay Derochie

            Dear Donna,

            Please see my reply to your first post. You could be approved for both Social Security (SSDI) and Supplemental Security Income (SSI). If you are medically approved for Social Security and your earnings are sufficient to provide dependent benefits, the dependent benefits will be paid to your daughter’s father because he has physical custody. Processing of the claim can take from two to five months.

            Sincerely,
            Kay

        • Kay Derochie

          Dear Donna,

          Perhaps the early request for a DirectExpress card triggered the notification to the Medicaid office. I suggest that you go to the Medicaid office and show them your claim receipt and that you just applied for Social Security and SSI and have not been approved for either, that you are waiting for a medical decision on the claims. The “back dating” was probably the date that the representative helped you identify as the date of disability to claim.

          Sincerely,
          Kay

    • Diana

      Hello Kay
      I applied for SSI for my 7 year old in December 2015 social security called me in May 12 2016 and said she was approved I already spoke with a claim adjuster about my income and other info . I have called once a week to see if everything went through the claim adjuster says that system is acting up that he will look into it but when I call social security office they say they are calulating her amount so how long will it take for her to receive her first monthly payment. Thank you

      • Kay Derochie

        Dear Diana,

        You should receive the first payment within a month of supplying everything asked for at the May interview.

        Sincerely,
        Kay

        • Diana

          Dear Kay ,

          Thank you I appreciate it .

          • Kay Derochie

            You are welcome, Diana.

  • Jay

    Hi Kay please help were so confused my girlfriend was approved for Social Security and survivor benefits on May 5th we went to a hearing on May 12 to determine her income do you have any idea of what she might receive her SSI it’s been determined not through this ability but through some online calculators that her mom will only receive $345 if she was still alive on disability there for my girlfriend only receive 75% of the $345 which is about 260 she is on foodstamps and only receives 486 and we have two children do you have any idea of what she might receive on SSI and how do the back payments work like if she is due to receive $6,000 from SSDI and another 6000 from SSI how does that work out generally meaning if she ends up getting $260 for SSDI how much do you think she would get for SSI she only receives food stamps and we have two children I’m also receiving survivor benefits but we’re not married and how would the lump sums work out and how long before new receive anything thank you

    • Jay

      Sorry for any errors typing I was using voice to text

    • Kay Derochie

      Dear Jay,

      I don’t have enough information to answer your questions. The maximum federal SSI is $733. That amount will be reduced by $240 of your girlfriend’s $260 Social Security. If she is not paying for all her shelter costs, the SSI benefit will be reduced further. (Food stamps do not affect SSI payment amount and your income does not affect your girlfriend’s SSI because you are not married.)

      I am not sure why you are mentioning $6,000 as a back benefit. The $6,000 I think of is the maximum that can be withheld from each benefit to pay attorney fees, which are limited to 25% up to $6,000. Probably your girlfriend’s SSI will be paid first. Her Social Security survivor back pay will be reduced by the amount of SSI alread paid for the same months.

      Sincerely,
      Kay

      • Jay

        Hi thank you for helping me with that question and as for the $6,000 what I meant to ask and wanted to know is what happens when both SSI and SSDI owe back pay for example if SSI owes $11,000 in back pay and SSDI owes $7,000 in back pay how are those installment paid she was approved by a judge on May 5th and on May 12th she met with Social Security to discuss her finances and the judge that decided her case set the onset date as of January 2011 but I’m still a little confused because Social Security stated that they can only go back 24 months so what does the onset date essentially mean does the onset date basically reflect on how much she might get or she will get in back pay for her survivors benefits AKA SSDI and do you know usually how long it takes to actually receive payment and start receiving benefits after you have that meeting with SSI to discuss finances from what I’ve read people have waited three to four weeks is that generally the timeline thank you so much for helping me with this your information is very helpful thank you

        • Kay Derochie

          Dear Jay,

          The disability onset date is when the person became disabled, but it is not necessarily when benefits begin, which is based on date of application. Survivors benefits are not SSDI, which are disability benefits paid to a worker who is insured for benefits. Chilhood Disability Benefits (CDB) are limited to six months of retroactivity back from the date the application was filed. I do not know what the reference is to twenty-four months.

          SSI monthly benefits are paid first as is the first installment of SSI back pay. Social Security benefits are paid second and are reduced by any SSI payable for the same months. The remainder of SSI due is paid in up to two more installments six months apart, the first of which will not exceed $2,199. The SSI should start within two to six weeks depending on how busy the office is.

          Sincerely,
          Kay

      • Jay

        His Kay She finally got a update online stating that she will begin to receive 519.92 beginning July 1st I don’t think her survivors benefits off her mom’s record has been calculated yet but would u happen to know what’s the Time frame that she will have to wait before receiving her ssi back pay

        And how long before she start’s to receive her ssdi payments
        Thank you again for your help

        • Kay Derochie

          Dear Jay,

          If the $519.92 is her first SSI payment and it has been authorized, she should get her first installment of SSI back pay by mid July. Social Security can take a couple months to start after the SSI has been authorized.

          Sincerely,
          Kay

    • mika

      Dear Kay,

      My son was approved for ssi on May 17,2016. I went in for his interview on May 26, 2016. They told me i had to set up a dedicated account for him. I want to enroll in direct express for his monthly checks, but when i call they say that i have to recieve his first check first in order to enroll. so my question is will i get a paper check June 1,2016.Thank you for your feed back

      • Kay Derochie

        Dear Mika,

        There’s not enough time between May 26 and June 1 for payment to go through the Social Security system and Treasury system and the postal system to arrive on June 1. Your child’s first monthly payment will probably be July 1 and back pay will be through June.

        Sincerely,
        Kay

  • Amanda

    Hi Kay

    I was wondering how long it takes to know if u get SSI I went to see the doctor on 20th of last month still haven’t received a letter in the mail yet . Didn’t know how long it took to get one to know if ur approved or not.

    Thanks

    Amanda

    • Kay Derochie

      Dear Amanda,

      The doctor has three weeks to submit a report from your examination and it can take a month or two after that for a decision.

      Sincerely,
      Kay

    • Hi Kay,
      I received my fully favorable decision on April 25th 2016. I was given an onset date of 1/18/2014, my SSA online act, is listing that I have Medicare starting July 2016.And benefit amt listed from July 2014 to Nov 2014 as 1101.70. & Benefit info listed for Dec 2015 to present date as 1201.40. So my question is will my benefits go back from July 2014 to present, but if you add that up it come to 22 mths present day with July being the 24 month to start Medicare. Is this correct ? and judging by this should I receive a check later on this month ? I know it will be difficult for you to say for sure lol. But I also received a letter from SSA telling me to come in to see if I need to have my relative apply as payee before May 20th, which would be my husband which doesn’t make sense, as I am the one who keeps track of the bills & insurance & taxes & everything else. But bc they ask me to come in before the 20th of this month I’m thinking I might receive a check this month. also could you check & see if I’m figuring my back pay correctly ? It’s a little confusing as the website say I’m be receiving Medicare in July as far as adding up the back pay eligible from the later of 1 year before being disabled & the 1st 5 mths not counted. Thank you I appreciate any information you can supply : )

      • Hi Kay
        I received my award letter yesterday ( Monday ) & I was only a month off on the figures lol, I will receive my 1st check in June for the month of May. I also went to the SSA & talked to them about the representative payee, & while we went ahead & filled out the application for my husband to be the payee, the caseworker said she didn’t understand why I would need one. So she sent a capability letter to my doctor. My award letter had my back pay listed on it, & the amount for my attorney. My case has moved along fairly fast HA Ha the last part of it anyway. I filed in 2014, had my hearing March 7th 2016, received fully favorable April 25th 2016, received award letter May 16th 2016, & I will get my 1st check in June & have Medicare in July. I will receive my back pay, in a few months I guess. I waited over 2 years for a hearing I guess I can wait another few months. Thanks Kay, for all the information you have provided in your posts, that’s how I was able to add up my back pay, to everyone else just stay patient, There IS light at the end of the tunnel
        Dawn

        • Kay Derochie

          You are welcome, Dawn.

      • Kay Derochie

        Dear Dawn,

        Based on the information you have provided, I’d say that your assessment that your benefit will begin to accrue July 2014 and that Medicare is starting in the 25th month is correct. I doubt you will receive a check this month because of how late in the month your interview is to determine whether you need a payee and who the payee will be. I would expect you to receive your first payment will arrive in July and it will be for the month of June.

        Sincerely,
        Kay

    • Confused

      Dear Kay,
      I was wondering on how much back pay SSD pays.I became disabled is 2009(age 33).I applied for SSD only in May 2014.Had my hearing this month and got a fully favorable letter this week.Now in the judges decision part of the letter it said disability started on January 7,2009.Does this mean they are paying me from that date?

      • Kay Derochie

        Dear Confused,

        Your benefits will begin to accrue May 2013, twelve months before the date of your application, which is the maximum retroactivity for Social Security Disability benefits.

        Sincerely,
        Kay

    • Cathy

      Kay
      Hi . I was at a hearing on April 27th,2016. The judge approved me with a bench decision of yes I’m approved. How long after the judgement will I receive the approval letter ? I hate waiting.

      • Kay Derochie

        Dear Cathy,

        The guideline is for you to get a decision within sixty days but that does not always occur. You can call the hearing office and ask where your appeal is in the decision process.

        Sincerely,
        Kay

  • Blanca

    Im a 33 yr old mother of a 16yr old who was recently diagnosed with bipolar disorder. My sons dad gets disabilty for the same thing. I applied for benefits in november and my son is on medication and sees doctors weekly. Is it possible to get approved? And is the process long. I was told it would take 90 days to get a response but i read alot of stories and i hear it could take longer…

    • Kay Derochie

      Dear Blanca,

      Whether or not your son is approved will depend on how limited he is by his illness. New claims typically take from two to five months.

      Sincerely,
      Kay

      • jaenet word

        Hi kay,
        I applied for ssd for my son on September 2015, & was told that I was approved on April 13th 2016…I haven’t received an approval letter yet. Is there by any chance u know when will I receive a letter, and backpay? Thanks

        • Kay Derochie

          Dear Janet,

          It can take a month or more to get monthly benefits started and a bit longer for back pay to be released. you may be asked to provide a financial update before payment can be calculated.

          Sincerely,
          Kay

          • Kelly Goff

            Hi I have read your comments about back pay for SSI,but this is what I’m wondering.My husband was just approved for SSI,he already got his direct express card.We don’t have a clue as to when he will even get an award letter.Social Security said they need proof of my income,for the past three yrs.I only get pension from my first husband.Also does my daughter and I get a ssi check?

            • Kay Derochie

              Dear Kelly,

              Your husband can expect his first Supplemental Security Income (SSI) payment withing a couple weeks to a couple months after you submit all your proofs. If he was approved only for SSI, no dependent benefits are payable.

              If your husband was also approved for Social Security Disability (SSDI), you and your child will be eligible for dependent benefits if your husband’s Family Maximum Benefit (FMB) is more than his Primary Insurance Amount (PIA), which is his own benefit.

              Sincerely,
              Kay

          • angela mckaskle

            So sorry, can’t figure out how to start new thread. My husband is a disabled vet. He received alj approval on May 9. Judge said his onset date was January 2012, but we didn’t apply til March 2015. Will he receive 2 years backpay? Is benefits for our 2 children calculated in the pay?

            • Kay Derochie

              Dear Angela,

              Your husband’s benefits will begin to accrue March 2014. If his earnings history is sufficient to provide dependent benefits, the children will receive benefits for the same months as your husband.

              Sincerely,
              Kay

      • Jennifer

        Hi Kay,

        It took me 1 yr and 6 mons to get approved for SSI. I didnt have to appeal my case during this waiting period. I starting receiving benefits March 1st 2016. My first check was my back pay check of 2,199 and then partial month $650 on March 4th 2016. I got my first full month check on April 1st 2016 for $733. My husband and I got married last month and so we went on April 1st 2016 to report the change and get our checks direct deposited to our bank. They informed us that our checks would be cut to $550 each, totaling $1100 and our checks would b just one check monthly since we’re married now. Well fast forward to today which is not April 30th 2016. I checked our bank account and my direct express card and I got no check. I check my husbands direct express and he got his check, only it is $733 which is what we normally get each month. I called social security this morning and the lady told me that I was not scheduled to pick up a check from social security office today. I said no i;m not because I get my check on my direct express card. she then told me that I had to go to my local office and find out why I didnt receive my check. I wasnt in the system anymore for some unknown reasons. It didnt even show that I got a back pay check or that i started getting checks. Its like I dont exist!! We have rent due tomorrow May 1st 2016 and we are unable to pay it because I didnt get my check and we have 3 kids to take care of. How am I suppose to pay our bills or buy my children food when I dont have a penny to my name. Why am I not in their system anymore? Why is my husband in there and he got his check as always. What do I do? I checked my account on the website also and it doesnt even have where i got anything these past 2 months!! Please help me!!

        Concerned and worried mom

        • Kay Derochie

          Dear Jennifer,

          Because you married another person who is eligible for SSI, you are changed to the couple rate of $1,100 with $550 for each beginning with April. The change requires closing each individual’s computer record and setting up a couple record. It appears that this is in process because your record doesn’t show up. You will be due the difference between $1,100 and $733 for May, but it may be withheld because you both were overpaid in April. By June 1, the conversion should be completed for $550 to be paid to each. It may be a good idea to check with the local office to be sure that the computer conversion is on track now. In the meantime, I suggest checking with your state or county social services office to see whether your family is eligible for temporary assistance this month.

          Sincerely,
          Kay

    • Bay area

      Hi, Kay I was on Ssi since 11 years old and they cutoff me off when I was 21 years old and try to re apply for Ssi in April,2016 and I was wondering will I get approved again?!?!?

      • Kay Derochie

        Dear Bay Area,

        I do not have enough information to predict whether you will be approved. It will depend on your current ability to work and sustain work at the Substantial Gainful Activity level, which is usually defined as $1,130 gross wages per month.

        Sincerely,
        Kay

        • Don

          Didn’t know how to place this question so I hit reply. Hi Kay. I have been fighting for ssdi for years today I won at dds level. My question is I’m under wounded warrior program and have Hardship request in place. Will I still have to wait five months before back pay?
          File date: 11/5/2015
          Aod: 9/23/2013. I know aod is past 17 months. As far as aod will they just readjust to 12 months? I guess that’s 2 questions lol
          This time didn’t meet Atty.

          • Don

            One more question. Before I won dds initial decision 4/26/2016 I had a prior case denied at appeal council level 5/6/2015. The time frame overlaps my approved case, as far as aod is concern. Will that have a bearing on back pay?

            • Kay Derochie

              Dear Don,

              See my previous response about the rules for when benefits start. Based on this additional information you have provided, I’d say your benefits will likely start November 2015 or later because it is likely that your established disability date will be May 7, 2015 or later and you will have to serve the five-month unpaid waiting period after that.

              Sincerely,
              Kay

          • Kay Derochie

            Dear Don,

            If Social Security accepted September 23, 2013 as your date of disability, your benefits will begin November 2014, twelve months before your approved application. (If your established date of disability is September 2013, you served the five-month waiting period before benefits were payable because retroactivity is limited to twelve months.)

            Sincerely,
            Kay

          • Don

            Thanks Kay for your response. Update I did win ssdi. My aod was 2013 but I was robbed of my back pay.. Lol. I called Soc Sec and they told me my EOD was April 2016 no back pay. It’s funny because my records I sent them showed 2013 as well. I thought about appealing but read it can turn sour. I’m still researching if I can stack the odds of winning. If I decide to appeal how long does appeal take?

            • Kay Derochie

              Dear Don,

              A reconsideration appeal can be very quick and unfavorable if you do not submit new evidence or a new argument. If you have new information to provide it can take two to five months. If you are denied again and have to appeal again, it can take a year or more to get a hearing date. It might be helpful to your decision to request a copy of your claim file. That way you can see what is in file and read the decision memo for the exact reasons for the established date of disability.

              Sincerely,
              Kay

  • Trisha Smith

    Kay,
    Hi,
    My son is 24 yr old but he was 21 yr old when we filed for disability, so he was under the 22 yr old cutoff. We went to his disability hearing on Feb. 5, 2016 and I have received a letter dated March 15, 2016 with a decision of fully favorable.

    I am disabled and his biological father is also disabled. I am remarried.

    The letter we received says these exact words

    Based on the application for disabled child’s benefits filed on July 3, 2013, under “mother’s name” record, the claimant has been disabled under section 223 (d) of the Social Security Active since April 20, 2013.

    Based on the application for disabled child’s benefits filed on July 3, 2013, under “father’s name” record, the claimant has been disabled under section 223 (d) of the Social Security Active since April 20, 2013.

    Based on the application for supplemental security income filed on June 14, 2013, the claimant has been disabled under section 1614 (a)(3)(A) of the Social Security Active since April 20, 2013.

    The judge recommended that I be my son’s representative payee due to my son’s mental instabilty. I have already signed papers at the Social Security Office to be his payee and made am account at the bank and gave that info to the social security office.

    My questions are.

    1. Did he get approved for SSDI or SSDI or both?
    2. When should we expect any type of money and what type money should he get?
    3. I receive $824 per month and his biological father receives $1021 per month. How much do you think he would get?
    4. How does the back pay work if it is adult child disability?

    Thank you

    • Kay Derochie

      Dear Trisha,

      Your son has been approved for Social Security Childhood Disability Benefits (CDB) on both his parents earnings record. The amount of his CDB benefit will be based on both parents earnings records and combined family maximums. I cannot give you an estimated amount, but given the amount of Social Security you and his father are receiving, I expect his CDB benefits to be low enough that he will also be eligible for Supplemental Security Income (SSI).

      Benefits will like be paid in the following order: SSI monthly benefits, SSI back pay, CDB monthly, CDB back pay, which will be reduced by the amount of SSI back benefits paid for the same months. If you have already provided a financial update for his SSI claim, hopefully he will start receiving benefits within a month. The CDB benefits are likely to take two months or more after the first installment of SSI back benefits has been paid.

      Sincerely,
      Kay

      • Trisha Smith

        Thank you, Kay. Also just wondering, will he get medicare and pay a premium each month like I do? Is really been hard to take him to the Dr when needed as tight as we are money wise. Thanks

        • Kay Derochie

          Dear Trisha,

          He will be eligible for Medicare after he has received twenty-four months of Childhood Disability Benefits (CDB). There is a premium; however, if he is eligible for Supplemental Security Income (SSI), he is likely to be eligible for Medicaid also. Medicaid, which covers medications as well as other medical services, will pay his Medicare premium.

          Sincerely,
          Kay

          • Trisha Smith

            Does CDB start from the time he was disabled, like the April 20, 2013 that was in the letter. Or do we have to wait 24 months from now.
            Thanks

            • Kay Derochie

              Dear Trisha,

              Childhood Disability benefits would have a maximum retroactivity of six months before the monht of application.

              Sincerely,
              Kay

  • John Williams

    I already received my Notice of Approval and now have My Social Security website showing the Benefit Verification Letter. The letter shows how much the monthly amount will be and when disability was back dated. I am curious how long it usually takes to start receiving pay once all of this has happened??? I had my hearing May 10th and received the Notice of Approval about 10 days later. The Benefit Verification Letter seemed to have been made available as of today. Any advice or helpful information would be greatly appreciated.

    • Kay Derochie

      Dear John,

      You might receive your first monthly benefit this month, depending on which payment cycle you are in. If not, then May for sure.

      Sincerely,
      Kay

  • Sayibet

    Hi I received a fully favorable decision after my hearing. In the letter it said a that social security administration will contact me to gather more information. I was wondering what information do they need ?

    • Kay Derochie

      Dear Sayibet,

      The additional information requested will depend on the type of benefits for which you were approved. If you were approved for Supplemental Security Income (SSI), you will be asked to provide a financial update going back to your original application. If you were approved for Social Security Disability (SSDI), you might be asked for your birth certificate, to apply to be payee for minor children, or to provide information about any work you have performed since you applied.

      Sincerely,
      Kay

  • mari’s mom

    I applied for ssi for my child on Jan 19th she was born 11 weeks early and was in the nicu for 59 days for extreme low birth weight we have yet to hear anything from her case worker I have called and left vm informing her that she was home..I make approximately 2300 before taxes and other deduction I also have a 401k and I am a single parent I have my own place but have all my mail going to my grandma house due to issues in the past with me receiving my mail should I also call the case worker to have that information updated..of my child is approved with my income and assets how much she receive?

    • Kay Derochie

      Dear Mari’s Mom,

      Please see my response to your first post regarding your address.

      Your income is low enough for your child to qualify for SSI based on family income. The amount you have in your 401k will, however, count toward your $2,000 resource limit. If its value or its value combined with your other resources exceeds $2,000, the excess will count toward you son’s $2,000 limit. This means that if your child has no assets but you have assets over $4,000, he will not be financially eligible based on your excess resources, which are available for his support.

      Sincerely,
      Kay

  • mari’s mon

    Hey Kay I applied for ssi for my child on Jan 19 for extreme low birth weight she came 11 weeks early and was in the nicu for 59 days I have yet to hear anything from her case worker or receive a letter stating approved or denied and I have called several times since she’s been home to tell her case worker she was home left a voice mail still no return call.. I’m new to the whole disability thing but I am a single parent who work full time and make approximately 2300 per month before tax and other deduction I do have a 401k as well will all of this affect her getting disability or approximately how much will she receive if approved…. also I’ve been off since I had her but was on short term disability due to complications with me healing but got permission to return back to work In April

    • mari’s mom

      I also have 1 vehicle and stay in an apartment but I use my grandma address to have my mail sent to do I need to provide case worker with my address because i have had issues with receicing mail at my apartment the reason I have it Going there

      • Kay Derochie

        Dear Mari’s Mom,

        If you are receiving Supplemental Security Income (SSI), you are required to tell Social Security your resident address; however, you can designate any mailing address you want.

        Sincerely,
        Kay

    • Kay Derochie

      Dear Mari’s Mom,

      Your 401k will count as a resource when determining whether you have over $2,000 in countable assets. If your assets are over $2,000, the excess counts towards your child’s $2,000 resource limit. So, if your assets including the 401k are over $4,000, your child will not be eligible.

      As far as income goes, your gross work earnings are low enough to allow payments. SSI financial eligibility is determined monthly, so your child’s eligibility will be calculated differently for the months that you received short-term disability (STD).

      Sincerely,
      Kay

      • vicky

        Hi, I received my letter dated March 18, 2016 saying I am fully favorable of my disability case. My lawyer called me last Thursday April 28 saying social security called them needing to know when I last received a workers comp check so they can make sure I get the full amount allowed. They needed this information no later than Friday April 29. Does this mean I will be receiving a check soon? Thank you.

        • Kay Derochie

          Dear Vicky,

          It sounds as if the payment calculation is in process, so hopefully you will receive payment within a month of submission of the workers compensation documents.

          Sincerely,
          Kay

  • Mon

    I applied for ss for my 9 year old son in December 2015 he has been diagnosed with selective mutism, severe social anxiety, ocd and ADHD he had an appointment March 11 set up and arranged by social security how long now will it take for me to get a response as to if he is approved or not

    • Kay Derochie

      Dear Mon,

      The consulting physician has three weeks to submit a report. After that it can take from a couple weeks to a couple months for a decision.

      Sincerely,
      Kay

  • jeff

    Hi im Jeff
    I was approve for ssdi for the amount of 168.howmach ssi I will recive base on the low ssdi income.is it gonna be 733 total.and since june 28th I apply .howmach my back pay will be

    • Kay Derochie

      Dear Jeff,

      The two benefits together will total $753 if you have no other income including in-kind (non-cash) income in the form of free shelter and/or food. ($20 of your Social Security is excluded.) SSI will be paid first; then Social Security Disability (SSDI). It is possible that the only way you will receive SSDI back pay is if you are eligible for Social Security for months before you are eligible for SSI. The reason for this is that SSDI is reduced by SSI paid for the same period and your SSI may be higher than your SSDI. I cannot calculate your back pay because I don’t know when your entitlement to each of the benefits starts or whether you have in-kind income.

      Sincerely,
      Kay

  • jesse

    Hi I’ve been on disability for 5 years they cut it off last December and I appealed it and just won my appeal got a letter on February 11th 2016 saying that my disability will continue so I’m just wondering how long it will take to start my money back up since I won my appeal and already been on it for 5 years and also know I’m supposed to be getting back pay for the last six almost seven months they haven’t paid me but my real question is just when do you usually get it back on because again I was on it for 5 years and appealed and won my appeal

    • Kay Derochie

      Dear Jesse,

      It is likely that your monthly benefits will resume before the back pay is released. It you do not get a benefit payment in April, follow up by asking your local office to send an inquiry to the payment center.

      Sincerely,
      Kay

  • Will

    I applied for ssi\ssdi feb 29th for mental disability going back over ten years.. I brought a stack of medical records showing my hospitilazations, programs and many other issues i claimed for in my disability over 300 pages of records. Along with current medications, psychiatrists and doctors references. Now i technically am still waiting for an approval. Now, i have three children, i have custody of one my oldest, my middle lives with mother and baby is with my fiancee. I have two child suppot orders in, one for my oldest from before i had custody and for my middle. Now the support order for my oldest is about 12k in arrears but the miney is owed to the state for the welfare and such that was paid to her mother when she had custody. And my middle is maybe 1 or 2k. Now i just recieved two IWOs from DOR and they both state my employer to be social security. I have recieved these IWOs many times before but only after i have started a job and recieved at least two or three paychecks. What does this mean? Am i approved? because the paperwork states its a monthly deduction whereas previous ones ive recieved have been biweekly or weekly depending on the pay periods of my employers.Im quite confused because iver recieved no word yet on if i am approved for anything and if i am can dor seize my retroactive payments? Can they sieze my monthly payments? I would really appreciate some professional insight on this situation.

    • Kay Derochie

      Dear Will,

      Back child support can be collected from Social Security up to a certain percentage of your benefits including both back benefits and ongoing benefits. Social Security is paid monthly, so the garnishment would be monthly. I don’t know whether the notices are sent out as soon as the claim is filed, but I would doubt that your claim has been processed and approved this fast so it may be an advance notice in case you are approved.

      Sincerely,
      Kay

  • Tasha Jackson

    I am new to this whole disability process. I am a 27 year old woman and I have an upper arm amputation it just happen last year on September 19 2015 i was wondering will my case be approved. I have to see an law judge now.

    • Kay Derochie

      Dear Tasha,

      You must be unable to perform any occupation that you have done in the past or any new occupation that you could perform if you did not have your current medical condition. One major consideration in whether you will be eligible is likely related to whether the amputation is of your dominant arm.

      If you do not have an attorney, it might be worthwhile to engage on to assist you in presenting your case in appeal. When you hire a Social Security attorney, you do not have to pay any legal fees up front and you will pay attorney fees only if you are approved for benefits. Social Security law sets the amount your attorney can charge, and the Social Security Administration pays the attorney directly from your retroactive award before they send your back pay to you.

      Sincerely,
      Kay

  • Tom

    62 yrs old Awarded Ssdi no work anymore – when Medicare starts in 24 months will there be a deduction to pay for it ?

    • Kay Derochie

      Dear Tom,

      Part A Medicare does not require a premium. Part B for doctors and some outpatient services currently has a monthly premium of $121.80. Part D for prescription medication offers various choices with different premiums. You can learn more about this and about financial assistance with premiums for individuals with low income at http://www.medicare.gov.

      Sincerely,
      Kay

  • Donela

    I first applied for ssi for my son on Dec,23 2014 a didn’t have much proof of any thing just medicine and I got denied I reapplied Jan,20 2016 with his 504 plan,I.E.P new medicine all medical records from every hospital and his school do you think he will get approve this time

    • Kay Derochie

      Dear Donela,

      Your child will have a better chance of approval now that you have submitted evidence in support of the claim.

      Sincerely,
      Kay

  • Priscilla Jeffries

    Was approved for SSI on May 2015, my lawyer said it was okay for me work a part-time job until my decision was made, so I apply for SSI on May 2012 and start working at Bojangles on August 26, 2014, my last day working at Bojangles was June 2015, I just couldn’t stand up no more. January 12, 2016 I apply for SSD and was approved two weeks later. They said I’ll be receiving my first check on March 3rd, 2016. My question is, will I or am I eligible for back pay or retroactive pay since I was receiving SSI?The letter said they start me all back to January 1st 2015. And it also said they had a calculate some stuff. I don’t know what that means.

    • Priscilla Jeffries

      I meant was approved for SSI on May 2014.

      • Priscilla Jeffries

        Start working at Bojangles on August 26, 2013.

    • Kay Derochie

      Dear Priscilla,

      Please see my response to your first post. After medical approval, your benefit has to be calculated, meaning they have to review payment factors and figure and authorize the amount to pay you.

      Sincerely,
      Kay

    • Jackie curry

      I HAVE A QUICK QUESTION. I LIVE IN MIAMI FLORIDA I FINALLY GOT A APPROVAL AFTER 2 YEARS OF WAITING. NOW I’M CURIOUS ABOUT HOW MY BACK PAY WILL GO SINCE I’M BASICALLY HOMELESS I LOST MY EFFICIENCY EARLY THIS MONTH BECAUSE I COULDN’T PAY THE 750. HOW WILL THIS AFFECT HOW MUCH MY MONTHLY PAYMENT WILL BE?

      • Kay Derochie

        Dear Jackie,

        Your Social Security Disability (SSDI) benefit amount is based on your earnings record, not on expenses so being homeless will not affect payment amount. Supplemental Security Income (SSI) does consider living arrangements in determining payment amount in that if someone else is providing you with free shelter, your SSI will be reduced for the months in which you received free shelter. I suggest that you submit a statement of dire need and list homelessness due to lack of funds as the reason. It might speed up processing of your claim a little bit.

        Sincerely,
        Kay

  • Limited Case

    Hello, I have a question about payment. I was approved at my hearing in Nov 2015 but was not official on record until late Dec. I thought that I would be getting SSDI by now. I call weekly to find out when will SSDI begin to pay. Let me say SSA put me into pay for SSI. However, they told me about 2 weeks ago that my SSDI should start soon but the local office would not tell me anything further. I know once my SSDI starts the SSI will stop. My account for deposit also has been moving from my bank account, to a direct card which I had but never activated, to paper check mail. I only gave my local office the bank account. I am still unsure as to how it moved to the other form of payments without my telling them. I guess my question is, is there a time frame which SSA has to place someone in pay status for SSDI? I have not even received a letter from SSA about the SSDI the only thing I received are letters pertaining to SSI. I have only been waiting 51 days since the decision was handed down. The only thing I understand the SSA rep said that he put me into pay for SSI I guess till SSDI kicks in. Now this rep does not answer my calls anymore. I have to call the 800 number and that is something else. I get a different story on each call. Please help,

    • Kay Derochie

      Dear Limited Case,

      SSI monthly benefits and the first installment of SSI back pay are almost always paid before SSDI. It can take a couple of months after SSI starts for the monthly SSDI to start SSDI back pay, if any, will be paid after that and it will be reduced by SSI paid for the same period. The local office has no control over how long it takes the payment center to double-check the non-medical factors of the claim and authorize payment.

      The method of delivery of our benefits should not have been changed with your requesting a change, except sometimes the first payment will come by check and then switch to direct deposit or card. If you want your Social Security to go to your bank account. I suggest that you resubmit the bank information and request it again.

      Sincerely,
      Kay

      • Limited Case

        Thanks for your response. I do see where they have paid me for the five months that I would not have received from SSDI it looks like SSI is paying like that. I received the 2199 and two payments of 733. Is that how the payments goes? I was thinking that since SSDI pays based on the day of birth my payments appear to fall on the third week of the the month. I would think I would begin to be paid this week for the SSDI portion. Although I have not received any letters from SSA regards to SSDI that is what bothers me I don’t know this is so confusing to me. In other words I have received two SSI payments and a back pay of 2199. My sixty days will be up on Sunday the 21. Thanks for your response.

        • Kay Derochie

          Dear Limited Case,

          Supplemental Security Income (SSI) is paid for months in which you did not actually receive Social Security. It will continue at $733 until the month the SSDI is first paid. When the SSDI back pay is paid, it will be reduced by SSI paid in overlapping months, but not for any SSI paid for the SSDI five-month waiting period.

          Sincerely,
          Kay

          • Limited Case

            Sorry for my delay in saying Thank you for your last response. I have been so sick and trying to get better. However, I just found out this morning that they have now moved me from ssi to ssdi and that my first check will be on the 3rd of march and it will be a paper check and there will be a deduction for medicare payments. We saw on one of my ssi paperwork concerning back pay that it can be paid ALL right away if I am not eligible for ssi now and will not be eligible for 12 months afterward. Now that I am no longer eligible for ssi should I now look for my back pay to be paid any day now? Or do you think I have another 90 days to go? Thank you again.

            • Kay Derochie

              Dear Limited Case,

              You should get the SSI back pay within about a month. Your Social Security back pay, if any, will be reduced by any SSI back benefits paid for the same months.

              Sincerely,
              Kay

      • BRANDY

        Dear Kay,
        I just received full favorable approval letter for SSDI on May 10th 2016. my onset date is dated going back from when I 1st apply for benefits Jan 2013. My question is when will i start getting payments and how much backpay can i expect?
        Thank you,
        Brandy

        • Kay Derochie

          Dear Brandy,

          If you have an estimate of your Social Security Disability (SSDI) monthly benefit, you can multiply that figure times the number of months from July 2013 through a couple months from now to get a rough estimate. Payment can take from one to two months to start if you were not also approved for Supplemental Security Income (SSI). If SSI is involved, SSI is paid first and SSDI can take a couple months after the SSI is paid.

          Sincerely,
          Kay

  • Erica V.

    Hi, I’m 23 and legally blind diagnosed with kerataconus. Recently separated my pubic symphysis and left home bound in a wheel chair. I applied for disability and they sent my file to the health examiner. I spoke to them last week and they said they will be sending it back to the local office for final determination. I thought it was at the examiners desk for a determination. The adjudicator said all he can hint was I won’t need to appeal. Im guessing it was somewhat in my favor. After the examiner makes his decision and sends it back to the local office what’s the next steps ? Also I have two twin boys. One special needs. how long does it take to get back pay once approved ? Please help thanks

    • Kay Derochie

      Dear Erica,

      The examiner was saying indirectly that your claim was medically approved. The non-medical factors of the claim have to be reviewed and payment authorized. If your claim was for Social Security Disability, a central payment center will be responsible for that. If your claim was for Supplemental Security Income (SSI), the local office will calculate and authorize payment. Prior to SSI being paid, you may be contacted to update your financial status since applying. The usual order of payment is SSI monthly payment, SSI back pay (if you are eligible financially for SSI), Social Security monthly, and Social Security back pay. It is likely that it will be two months or more before Social Security back benefits are paid. SSI back pay usually takes one to two months.

      Sincerely,
      Kay

      Sincerely,
      Kay

  • MsLady

    Hello Kay,

    I’ve been kind of embarassed to come on a website for advice but after reading others stories i figured why not give it a chance. So, i’m writing to you because I wanted to know a few things. A few days ago last week February 3rd i finally won my SSDI and SSI case at the Administrative Law Judge level. I’m going thru a financial hardship, i have 2 upcoming surgeries one being a major surgery and the second time it’s being done. What i wanted to know is how can i have my payments expedited or get an advance payment because i am going thru a financial hardship and if i have to go to the local Social Security Office i may not be able to due to one surgery that’s next week then my other one is in the first week of March 2016 but i’m afraid i just can’t wait anymore weeks and months to receive my back pay and my first regular monthly payment. Why after you win your case at any level from the initial application to the hearing level do they still have people waiting to then get their benefits? My family and my therapist has been awesome helping me to keep a positive attitude since i first applied 2 and a half years ago. Also the judge amended my payments and took off at least 3 months off and i agreed but how long will it be or can you estimate how long it’ll take for me to receive at least my award letter letting me know how much my monthly payment will be, when i’ll receive the first regular payment, and when i’ll receive my back pay?

    Any information is greatly appreciated.

    Thank You,
    MsLady

    • Kay Derochie

      Dear Ms. Lady,

      The delays in payment are caused by understaffing which in turn is related to government budgets. So, you can expect to wait a month or two after you receive the written approval letter from the judge. If your claim is for Social Security only, not SSI, the payment will be authorized by a central payment center, not at your local office. You can submit a written statement of dire need to your local office and ask them to explaining why you are in dire need and ask them to forward it to the payment center. It might speed things up a little. Also, you should include in the letter the information that you may be slow in responding to requests for information because you will have two surgeries within a month’s time and that you will likely have to respond by telephone through a certain date when you think you will be mobile again.

      Sincerely,
      Kay

      • Karrie

        My son was apprived on January 27th & I still haven’t spoken with a case worker. I have no clue whats going on!

        • Kay Derochie

          Dear Karrie,

          You can contact the local office to ask about what you need to do to complete your son’s claim so it can be paid.

          Sincerely,
          Kay

  • Tim Dewine

    Dear Kay, I live in N.Y. and had my appeal hearing after which time my attorney told me not to expect much of my back pay because EBT/ SNAP and Medicaid had to be paid first (and lets not forget the lawyer’s fee for doing nothing but filing information I gathered!). I have NEVER received any cash subsidy from Unemployment, Department of Social Services or Welfare of any kind in 5 1/2 years. I lost my truck, belongings in 2010 and house foreclosed in 2014. I’ve survived due to HUD housing, Food Stamps (no cash benefit) and Medicaid for surgeries, meds and Dr’s visits. How do they keep a tab of the medical treatments? What about the $180 a month I received from SNAP? Am I expected to pay it all back, or a percentage? Can I get this information myself? You present well thought out articles and help advise thoughtfully in the comments. Please help me understand this predicament. Thank you, Tim

    • Kay Derochie

      Dear Tim,

      If you are approved for Social Security Disability (SSDI), no benefits will be withheld for welfare assistance while your claim was pending. If you owe anything, you would have to pay it directly yourself. If you were approved for Supplemental Security Income (SSI), back benefits will be withheld to repay cash assistance. In at least some states food stamps (SNAP), government subsidized housing (not temporary rental assistance), and medical insurance coverage are not subject to repayment. I suggest that you check with your New York social services office to find out what the New York law requires. Also, if you have a copy of your application for the types of assistance you have received, your application for that assistance should tell you about the obligation to repay.

      Sincerely,
      Kay

      • Tim

        Kay, Your quick response is appreciated. I was kind of left in the lurch by my lawyer. He amended my onset date by a year forward and told me of it fifteen minutes before the hearing last week. After the hearing we went into a conference room and he said I shouldn’t expect any money because of repayment to these agencies and of course his unearned fee. I never took cash payments from any agency so I’ll contact DSS and HUD to check on my obligation to Medicaid, Food stamps and housing. Strangely in eighteen months since filing my second claim I have met twice with my “lawyer”. First at filing, second at my hearing last week. The really odd thing was that at the hearing, before my lawyer could enter the amendment into the record, the judge said I was eligible to go back even farther to my first filing date (2001). He declined and shortened my back-pay by almost a year depriving me of about $22,200 ($1850 x 12 mos.). I don’t think I or my best interest was represented by him in any way. Do I have any recourse against his ethics and lackluster performance? Should I write a letter to the Judge Advocate explaining my situation? For now I guess I’ll just have to wait and see. Thank you, Tim

        • Tim

          First filing should read (2011).

        • Kay Derochie

          Dear Tim,

          I could be mistaken, but I think Judge Advocates exist only in the military system. If you wish to file a complaint, the place to do it would be your state’s bar association.

          In theory, after you get the decision, you could appeal the established disability onset date, but that will result in a review of the whole claim and could result in an overturning of the approval so it would be a calculated risk to appeal on the grounds that the judge should have made the more favorable ruling he was apparently prepared to make.

          One other possibility exists: you may have misunderstood the meaning of the judge’s reference to a date back to your prior denied claim. The judge may have been saying you could claim any date, not that your claim would be approved for a date back to 2011. If that is the case, possibly your attorney’s recommendation was appropriate.

          Sincerely,
          Kay

          Sincerely,
          Kay

  • Ron Goupil

    Hello,

    I received SSDI benefits as well as my two children. My benefits specifically are for about $1,830.00 monthly. According to my research each of my children should receive 50% of my total which would be about $915.00 but they only get a little over half of that.

    Per http://www.socialsecurity.gov/planners/disability/dfamily.html#fmax

    Each family member may be eligible for a monthly benefit of up to 50 percent of your disability rate. However, there is a limit to the amount we can pay your family.

    The total depends on your benefit amount and the number of family members who also qualify on your record. The total varies, but generally the total amount you and your family can receive is about 150 to 180 percent of your disability benefit.

    The way I read this, my children should each be receiving at least 50% each, not 25% to 27%.

    Just curious,

    Ron

    • Kay Derochie

      Dear Ron,

      Your benefit is included in the family maximum and equals 100% of the total 150% to 180%. I suggest that you call Social Security at 1-800-772-1213 and ask the amount of your primary insurance amount (your benefit before deduction for taxes or Medicare premiums) and the amount of your family maximum benefit. The total the children can receive all together is the difference between the two benefit amounts.

      Sincerely,
      Kay

      • Ron Goupil

        Thank you, Kay! I will do so. Have a nice rest of the weekend.

        Ron

        • Kay Derochie

          You are welcome, Ron.

  • Ezi

    Hi there, I applied for disability on 7/31/15 and on 12/20/15 I received a ssi check covering 5 months? It said no further ssi payments will be given. Is that because I’m going to get approved for my disability for the amount of $1295 I’m just so confused. Thanx friend.

    • Kay Derochie

      Dear Ezi,

      Yes, your SSI disability benefits are stopping because your Social Security Disability (SSDI) benefits are starting and are too high for continuing SSI.

      Sincerely,
      Kay

      • Steven

        When I first applied online for SSDI I included all of my children’s information along with my wife for FMB. Will it take longer to get their back pay or will I receive it in one lump sum payment?

        • Kay Derochie

          Dear Steven,

          If you are approved, your benefits will probably be paid first. You will be asked to provide additional information to complete their applications, which were protected by listing your dependents on your application.

          Sincerely,
          Kay

    • sam

      Hey kay they say they have made a decision on my appeal and the judge has given it to the department to get the letter ready to send to my house i was wondering how long it takes for them to send it and also if it means my case was approved my hearing was on the 7th

      • Kay Derochie

        Dear Sam,

        Both approvals and denials require a written letter of determination so there’s no way to know what the decision is. You could receive the letter within a couple weeks or it could take a month or more. It depends on the workloads in your particular hearing office.

        Sincerely,
        Kay

  • Kim Derr

    Hi I was wondering at my hearing the judge told me I won my case ( heard they don’t usually do that.)… how long does it take for you to get the letter about your benefi…. and I filled way q back in 2009 I was turned down we appealed it all the way and then started over. .. how far Back will they go for back pay. …. the day I had to start overover or further back. Was same reasons. … Judge was asking about my health ask the way back to 2008- 20015

    • Kay Derochie

      Dear Kim,

      First the judge will have to write the decision and the letter has to be prepared. Once you have the approval letter, it can take sixty days or more for payment to start. The farthest back benefits can begin to accrue is twelve months before the application date when you “started over” unless the judge reopens the prior claim denial, which would be very unusual.

      Sincerely,
      Kay

      • robert

        I apply sept-2014 for ssdi i had applied in Jan 2013 but i wait to long safter denieal to appeal so i had to start over in 2014 sept i quiet working in sept but i was working part time in Jan 2013 cause with my MENTAL ISSSUE i couldnt work full time and in 2014 i could work at all after sept 2014 will judge go back to 2013 with ssdi back pay??? And my daughter 19 now but she was 17 when i apply in 2014 will they pay her all back to 2014 aswell althought she 19 yr ol;d now Pleas help Kay?

        • Kay Derochie

          Dear Robert,

          If you were earning less than $1,040 gross per month in 2013 and less than $1,070 in 2014, the judge might go back to 2013 if you claimed a 2013 disability date. If your earnings history is strong enough to provide dependent benefits, your daughter will receive benefits for any month that you do and that she was either under age eighteen or if still in high school under age nineteen. To get benefits after age nineteen, she has to have a form filled out by her school.

          Sincerely,
          Kay

  • Josh

    Hi,
    Maybe someone can shed a little light on my case. Was diagnosed 8/14 stage 3 rectal cancer @ 29 years old. Had been out of work since 1/2011, but drs refused to run test.. Said I was 2 young for cancer. Anyway applied for ssdi 2/2015. 9/15 received first denial from dds. Filed my appeal 10/3/2015 and got my congressmans office involved. Received a partially favorable approval with an onset date of 5/1/2014. Haven’t heard or received anything from social security office. Lady there said they would call or send a letter about setting up an appt for me to come in, so they could discuss monthly payments and the amount of my back pay? I thought for ssdi they sent an award letter, and the meeting was for ssi, which I didn’t apply for? On the original ssdi app I put eod of 10/2011

    • Kay Derochie

      Dear Josh,

      If you did not have documentation of your disability before May 2014, to be eligible for Social Security Disability (SSDI), you had to still be insured for disability on May 1, 2014. If you were, it is possible that you are eligible for both Supplemental Security Income (SSI) and SSDI. SSI financial eligibility or ineligibility has to be determined before any SSDI due will be paid. At your SSI appointment, you can ask the date you were last insured and about the status of your SSDI claim.

      Sincerely,
      Kay

  • Dee

    After waiting for 5 months I just got a letter approving disability. How long until I receive the debit card?

    • Kay Derochie

      Dear Dee,

      If you have already requested a Direct Express card, you should receive it within approximately a week; however, it may take longer for payment to be calculated and loaded to your card.

      Sincerely,
      Kay

  • Brandi

    Hello Kay. I have a couple questions about my back pay for SSI. I for my first monthly check Jan I’d this year. The only paperwork I got was my notice of decision and a piece o of paper saying how much I would get in Jan. Then another piece letter saying my benefits increased to 733 for February. I haven’t gotten any paperwork for my back pay. Will I get a statement for my back pay? And once I get my first payment of back pay, will I get my monthly benefits for that month as well or is it just the back pay payment?

    • Kay Derochie

      Dear Brandi,

      You will receive a separate letter about back pay. It will be paid in addition to the monthly check.

      Sincerely,
      Kay

      • Question Kay do social security local office handles additional and ssi!? An since I did my phone interview with the local office how long does it take to process the rest of my claim. Because on the ssa calendar I should receive benefits on the third Wednesday sine my birthday is on the 16… Please help if you can

        • Kay Derochie

          Dear Cathy,

          Social Security Disability (SSDI) payments are calculated and authorized by a central payment center. Supplemental Security Income (SSI) payments are calculated and paid by the local office. SSI is paid before SSDI. SSI benefits are paid on the first of the month; if you are also eligible for SSDI, then it will be paid on the 3rd because you receive SSI. It can take from a week to a month or more for the first monthly SSI benefit to be released, followed by SSI back pay.

          Sincerely,
          Kay

      • Thank you, Kay, for your courteous service and answers to help people.
        I have been disabled since I was 18, and just applied for and got approved for disability (at 37). My Father has provided a house and all living expenses my entire life. Am I eligible for back pay/if so, how would I go about it?
        I have an apt in a few days to show my ‘conditions’. Thank you so much, in advance. J

        • Kay Derochie

          Dear James,

          If you were approved for Supplemental Security Income (SSI), your SSI benefits will begin with the month following the month of your application unless you applied on the first of the month in which case benefits will begin to accrue with the month of application.

          SSI benefits are calculated on a monthly basis and the amount paid depends on your income. Free housing and food paid for directly will cause the potential maximum benefit of $733 to be reduced by one third to $488. That amount will be reduced further by any cash your father gave you. Each montb’s benefit is calculated separately. I suggest being prepared to take a statement from your father regarding any cash given to you in months since your application. (You can learn more about SSI by reading the articles under the SSI tab on the navigation bar of this website.)

          If you worked enough to be approved for Social Security Disability, the financial assistance from your father will not affect your Social Security eligibility or benefits and benefits could go back as far as twelve months before your application.

          Sincerely,
          Kay

  • nobodyknow

    i was told on dec 23 2015 that i would get my dec ssdi pay for jan but they mail out that letter the same day as i went to the office. i was wonder how long does this process take on dec 23 2015 till they approve that i able to get it. since my rent is due reall very very soon and i am planing to go to office to find out see what happen to it? any help would be thank you

    • Kay Derochie

      Dear Nobodyknow,

      I am not totally clear on what your situation is but Social Security is paid in the month after it is due. This means that your December benefit would be paid in January. Social Security benefits are paid on four different days of the month, the 3rd, the second, third, and fourth Wednesdays of the month. When you get yours depends on the day of the month you were born. You can see a chart at https://www.ssa.gov/pubs/EN-05-10031.pdf. (Look at the bottom of the page.)

      Sincerely,
      Kay

  • Nightmare Eve

    Hello I have posted this before, but can not find it in any forum. I found out that I was approved for SSDI, and the hold up on my back pay is because I owe my county human service back pay for money i had received from them while waiting on SSA to approve me. I tried to assist getting the information from my county for SSA, and after spending all day new year eve at the human service they finally faxed over to SSA and my case manager a form to recoup the money owed. Now the SSA case manager knew I was going over to human service to try and get this for him, and after I got what I thought he needed, he informed me that it had to come to him by electronically and that the fax is not acceptable from the county. I did not send it personally to him it was sent by the county. I was also told by SSA that the form needed from human service was sent a few days before, human service confirmed they never received this request that SSA spoke of. I was able to get someone from human service that worked there for over 10 years who knew what form they are requesting, and they had a blank form they could fill out and send to them. All SSA wanted was to know how much money to withhold from my back pay to they can release my lumpsum.
    SSA put me into pay for next month SSI, causing human services to end my pay from them. However, I will not receive any money for this month from any entity SSA nor human services. Now I am told I have to wait up to 30 for human service to reply by this electronically response before I can get my back pay.
    FYI I have spoken to his supervisor and he is standing firm with what my case worker says from SSA. Also the case worker asked me to stop calling him.
    My question is this: What is electronically? How can I help speed this up cause I am really in dire need because I wont get any money for Jan for my medication.
    Is there anything I have not done that you can tell me do next?

    My SSDI is well over the amount of what my SSI that they are putting me into pay for. I do not understand this. They have their information from human services confirming what I owe them. I am frustrated. Hope you can help.

    • Kay Derochie

      Dear Nightmare,

      Please see my response of a few minutes ago to your first post. When you apply for both Social Security and SSI and your Social Security is more than your SSI, SSI is paid for the period up until the Social Security begins. Your Social Security back pay will be reduced by your SSI back pay including the amount paid to human services.

      Sincerely,
      Kay

  • Nightmare eve

    Hello and Happy New!

    I hope you can shed light on this process. I have been awarded SSI, and I owe back the county human services for aid while i wait for ssi to make a decision. Out of my back pay my attorney has been paid, but SSI need to get confirmation as to the amount they need to recoup. Well I thought I would help. I went to the human services today to get them to fax SSA local office the confirmation of what is needed to allow SSA to withhold their monies they have paid me over the time i have been waiting on this approval. I spent the whole entire day from 7-4 to get this accomplished, and finally i did. And, SSA said they sent over the request to HS requesting the amount. HS saids they have not seen anything on my behalf at their office. I found out what form they needed they printed it out, I signed it they attached my ledger of what they paid and faxed it to SSA. However, here is where the nightmare begin. After I did this act to what i thought would help myself, I called the caseworker at SSA, and they knew I was there all that time. To tell them that the letter has been sent by HS via fax. They went on to tell me that if Human Services fax them over anything, that is not acceptable and that everything has to be done electronically. I feel I wasted a whole day. After I had left HS I called HS back and told them that, they need to electronically send SSA this form to confirm that I owe HS back. HS asked the question, how do they need us to electronically do this? Where do we sent this? What email? My worker from SSA would not give me the information so they could get this information. They only told me that fax is not acceptable. I am just trying to get my backpay released. I am in dire need.
    Oh lets add one more nightmare. By me attempting to assist in my own case. HS saw i am in pay in their system by SSA 2 months from now and cut off today from my aid from the state at HS and said that I am now over the limited to received these services. How is that? I am not to go into pay for another 2 months. Now in a few days I will not have money as I had to pay for meds nor will SSA put into pay, knowing what I did to get them the information from HS.
    They now said they have to wait until HS send them this information in 30 days, and that if they do not get it by then, then they can override the system to get me my back pay, but not until then. I will have no money this month.

    Oh let me add i have spoken with the SSA supervisor, and guess what he is going along with the SSA caseworker assigned to me and will not make exceptions.

    I guess my question is: How do I fix this mess? Is this normal to be handled this way? I have no money for meds, rent, phone because of this electronic matter. HS has closed my case because of the alert from SSA of my future payment

    The state does not have a clue how they can transmit this to them. Especially when they have not received anything from Social Security to alert them that they need anything from HS like SSA said they sent.

    I am sure the state want their money, like I need mines, but it is SSA that is making this what I feel a simple process more challenging.

    Any suggestions is appreciated…..

    • Kay Derochie

      Dear Nightmare,

      Someone at human services knows how to send the information to Social Security because the need to do so occurs every time someone receiving welfare benefits gets approved for SSI. There must be a supervisor or someone there who knows how, so try going higher into management there for both that issue and the issue that your temporary benefits being cut off before you have anything to replace them. Say that if you get payment from SSI in a month you are already gotten the other payment, you will refund.

      Sincerely,
      Kay

      • Nightmare eve

        Oh I am so sorry, I didn’t see it until now. Thanks for your answer. I will try tomorrow to see if I can get to a higher person for help.

        • Kay Derochie

          You are welcome.

  • Caroline

    I applied for my 9yr old son in Aug 2015,
    He has a severe speech delay and is in therapy 4x a week.
    I’ve called the ss office (which told me 120 estimate days), and the dds office and they said they did have all the paperwork in, but is awaiting a decision. I’ve received no contact from anyone since my initial claim. (Not even a request for more info)
    Is there a good time frame which I should inquire again? And in your experience is it a benefit they haven’t needed to arrange more info?
    Thank you

    • Kay Derochie

      Dear Caroline,

      Your son’s claim is probably waiting its turn to be reviewed. Requesting additional information or not is not a sign of approval or denial. I suggest waiting another month to follow up.

      Sincerely,
      Kay

  • Jo

    Hi Kay,
    I suffered a heart attack in 2010, was out of work for 6months, I went back to work and in between the following years I was hospitalized often. In June of 2012 I took option to resign instead of being fired so I had an additional two month of salary. I filed for SSDI in February of 2015, and just got word that I was approved. Judging from the amount I would get per month and what they said was my lumsum, it looks like the went back one year plus date of filing. If so, shouldn’t I have been paid from the date I suffered the attack or at least the date the income ended in August 2012. If I show proof of when by disability began , would the give me the rest of lumsum or retro payments. Also, would my minor kids get a retro or lumsum payment.

    • Kay Derochie

      Dear Jo,

      The maximum retroactivity on a Social Security Disability claim is twelve months before the month of application, regardless how long a person has been disabled.

      Sincerely,
      Kay

  • Lori

    I am currently waiting on a date with a judge and have been waiting about 15 months. I suffered two strokes in June 2013 and then was diagnosed with PTSD 10 months later. I am being treated for both. I just lost my husband to CJD on Nov. 5, 2015. My attorney said my case should come before a judge by early Spring. I am 54 years old, 55 in May and have not worked since my strokes. My anxiety has really got worse since my husband died. In your experience does anxiety and PTSD usually qualify someone for SSDI? I worked for 17 years prior to my strokes, full time. My attorney is confident I will win this time. I was denied before but hadn’t been diagnosed with PTSD yet. I live in Indiana Thank you

    • Kay Derochie

      Dear Lori,

      Be sure your attorney has all the treatment information regarding the PTSD and anxiety so it can be submitted prior to the hearing. If severe, PTSD can result in disability. In your case, all of your conditions in combination will be considered in determining whether you are disabled as defined by Social Security law.

      Sincerely,
      Kay

  • Juie

    I have std ins at work and have applied for ssd . My std at work is about to end and my ltd runs for 1 through 5 years . My question is if I get approved for SSD will my ltd be paid to me too?

    • Kay Derochie

      Dear Juie,

      Typically LTD insurance is reduced by the amount of Social Security you are paid for the same months. Even if you do not end up with more income, if you are disabled from all occupations, you should apply for Social Security now because it will be easier to prove you became disabled while insured now than it will be later. Also, after two years of Social Security benefits, you will be eligible for Medicare. Finally, depending on your circumstances, there could be a tax advantage.

      Keep in mind that if you are approved for Social Security for months already paid by LTD, you will likely have to repay some of the LTD paid for the same period. It is typically expected that you will use Social Security back pay to repay the LTD overpayment.

      Sincerely,
      Kay

  • Dee

    I have contacted you before and appreciate your feedback. My son -in-law had AJ hearing April 2015 then a CE evaluation in July. Was told the case was in decision making stage in September. Still no decision. When his attorney calls SS for an update they will not even return his call. Has called several times still no response. Is there anything my son-in-law can do to get an answer. He filed for his SS in April2013.

    • Kay Derochie

      Dear Dee,

      The office to call for a status is the hearing office, not the local Social Security office. That said, calling will only provide information, it will not speed anything up.

      Sincerely,
      Kay

      • Charlin

        What if i been receiving SSI for more then 4 years and then i have to go infront of judge to see if i still will be receiving SSI and then after winning my case they sent me an awards letter what does that mean?

        • Kay Derochie

          Dear Charlin,

          It sounds as if your disability benefits will continue. If the letter says “award” in the title, read it carefully to see whether benefits have been approved back to the point at which they stopped (or were to stop if you requested continuation of payment during the appeal). If it gives a disability date after that, the determination may be that you recovered for a while and became disabled again.

          Sincerely,
          Kay

  • tmullins

    My husband had a hearing in october and today we recieved a copy of a letter asking the lawyer to sign so.they can get their fees does that mean and approval?

    • Kay Derochie

      Dear T,

      Please clarify who sent the letter to you and also did you mean the lawyer sign or your husband sign. When I have this information, I will be able to respond.

      Sincerely,
      Kay

  • Question why is my lawyer office asking for a release of authorization form after my hearing concerning my mental health

    • Kay Derochie

      Dear Cathy,

      Perhaps the judge has asked for mental health records that can’t be obtained without the authorization. I suggest you ask the attorney the reason for the request.

      Sincerely,
      Kay

  • Jamie

    Hi! I appealed my case in july 2014 do to being Denied. I finally recieved a court date for August of this year. I attended this with my Lawyer. I then was requested to go see a pychitrist in Sept. I have been waiting still for a decision. How much longer do I have to wait. THank you.

    • Kay Derochie

      Dear Jamie,

      The guideline is for the judge to render the decision within sixty days, in this case, sixty days of receiving the psychiatrist’s report. That said, the guideline is not always met, so it could be a month or two longer.

      Sincerely,
      Kay

  • If you had phone interview and they ask for banking info does that mean you were approved.

    • Kay Derochie

      Dear Nychole,

      It depends on when the phone interview was as related to when the claim was filed and what the interview was for. If you can give me more information, I might be able to offer an opinion.

      Sincerely,
      Kay

  • Confused 2015

    Hello and thank you for such an awesome tool for those just wanting relief or questions answered here because sometime I don’t know if the SSA knows what they are telling people are truly confusing. Well here goes my story. Please help!

    I applied for SSI & SSDI because I have enough quarters for the SSDI in July 2013. I was denied the first time within 7 months after application was submitted. I then hired a SS attorney and we applied in the allotted time (60 days) for the appeal of that decision of denial that made in Feb 2014.
    We were then given a date to see the ALJ in March 2015 and the ALJ wanted an expert opinion . We we left that appointment and another date was entered to come back in 8 more months.
    On Nov 9th 2015 my attorney and I were back in the same ALJ office for only 10 mins. That included the judge verifying with the ME that he requested to be there but he was there by phone only, regarding my blindness and it was supported by that ME that I clearly have met the SS requirement pertaining to my sight. The judge then asked me am I going to argue (I believe that was the term he used) of the onset of my disability date going to May 2013 instead of the Jan 2013 date which my original doctor stated was when I became disabled. My attorney talked me into taking the May 2013 and said that the judge is looking at the May 2013 as my disability start date.
    The judge was then asking the doctor (ME) does he feels I met the 2.0, 2.3 and using codes like that. They agreed to the 2.0, I think. My attorney did not explain to me what those codes meant. I am legally blind just to add. The judge then asked is my address accurate on file and is this currently where I am receiving all SS mail? I said yes.
    I just hope I am not denied again. How am I to see as needed for a job with such limitations. I have a blind cane, talking watch, going to a blind school. My attorney never understood why I was denied the first time.
    Do you think I have a good chance of winning based on what I have described? She thought I was approved right then. If so, should I receive a letter sometime in Jan 2016 since I just went to this meeting in Nov 9th. If I was denied, how long will it take to get that decision. I am just trying to be prepared either way,
    Again thanks for such a resourceful discussion board! Thank you!

    • Kay Derochie

      Dear Confused 2015,

      It sounds to me as if you will be approved based on statutory blindness. The guideline is for you to receive your decision, whether an approval or a denial, within sixty days of the most recent hearing date; however, there is no guarantee that it won’t take longer.

      Sincerely,
      Kay

      • Confused 2015

        I totally understand. Oh I just found out today that my file/record is with the Writer so am I to guess there has been a decision? I did not ask what was the outcome, hearing everyone say they would not tell you. My son checked my status on ssa.gov and it does not say anything just that my estimated benifits are not available. I just believe if a person does not have a disability to their level before starting this process. They can surely have one afterward. LOL. Thanks for responding to my question.

        • Kay Derochie

          Dear Confused 2015,

          Yes, a decision was made before the appeal was sent to letter writing.

          Sincerely,
          Kay

          • Confused 2015

            Thank you very much for your thoughts on this matter. I will see what happens now. I didn’t think it would be that fast to get to the writer.

            • Kay Derochie

              You are welcome.

          • Confused 2015

            I must give an update! Today I called the Determination office just check my status, and found out I my decision was FAVORABLE to the date we agreed to in my hearing in November. My case was closed on today as well. So this is a great Christmas and New Year’s present. I can finally say the wait is over! I pray that everyone else time will soon end with great news such as mine! Thanks for having this site!

        • Elizabeth Vinas

          i won my case for ssi then social security ask me for all my info my son’s income my section 8 and my foodstamp it was suppost to be 22 thousand for the 2 years then they call back and said she forgot to add my son child support which is 162,00 bi-weekly so now she wants to take an extra 10 thousand does that make sense

          • Kay Derochie

            Dear Elizabeth,

            Your son’s child support should be countable income in calculating his Supplemental Security Income (SSI) benefits, not yours because it is his income. As the name indicates SSI is intended to supplement other income up to a total income level of $753 unearned income.

            Sincerely,
            Kay

  • I sent an earlier post asking how long after DDS makes a decision will I be notified. I thought it might be helpful if I told you about my situation. I’m 62 years old and fractured my neck in three places in 2013. I had fusion surgery in 2014. I have been diagnosed with permanent nerve damage that causes me great pain and as a result I’m prescribed the strongest pain meds on the planet. I was forced into retirement at 59 years of age because of limited mobility in my neck and arm.

    Thanks

    • Kay Derochie

      Dear Brad,

      Please see my response of a few minutes ago.

      Sincerely,
      Kay

      • Lots of questions..No answers

        Hello Kay,
        My disability benefits started January 2013 and I got approved in June 2015. I got my first check in September 2015. The issue is I have not received any back pay. I had a final phone interview with Ssi and the representative got some information wrong. So I filed an appeal which Ssi received on September 30. The rep said that I had been staying with a family member for the past three years but that is not the case. I have been homeless and staying with family from time to time. I was told that since I filed an appeal that is putting a hold on my back pay. Is this true ? And if so how long does appeals take? Do I have any options? Can I withdraw that appeal and just submit proof of my homelessness? ( By the way I am not homeless anymore.)

        • Kay Derochie

          Dear Lots of Questions,

          Your back pay cannot be issued until it can be calculated and the calculation cannot be done until your living arrangements from January 2013 through August 2015 have been established. Withdrawing the appeal and submitting proofs would have much the same effect because the same issues have to be determined. Be sure that you submit the proof of homelessness for your appeal. You might also submit a statement from your family that lists the dates you stayed with them or the number of nights per month if it was irregular.

          Sincerely,
          Kay

  • I applied in June 2015, CE exam in September, call from determination office for clarification of information in October 2015. I asked her how my claim was going and she said she would have a decision by the end of October. Now Mid-November. How long does it typically take to receive a denial/approval letter once a decision is made at the Determination Office? Also, does the Determination Office send denial letters directly applicants but approved claims go to the local Social Security office and then award letters are sent from there? When do you think I should hear from them regarding a decision?

    Great site, thanks

    • Kay Derochie

      Dear Brad,

      If the decision has been made, you should have a letter by now telling you whether or not you have been medically approved, unless your claim was randomly picked for a quality assurance review. I suggest you call the examiner and ask whether letter has been sent out, as she predicted, at the end of October. If it was sent, check that they had the right address. If you are approved a final award letter with payment amounts is sent later.

      Sincerely,
      Kay

  • C Franco

    I did get approved but what does it mean under “Other Gov Payments Affect Benefits” That they are holding my SS benefits for June 2014 through Sept 2015 Does that mean I will not receive back pay for those months? Did receive my first monthly check in Nov 2015. states the first month I am entitled to benefits is June 2014 Does give a total amt of past due benefits for June 2014 through Aug 2015 and does show what Atty will be paid. Do I subtract Atty fees from total benefit amt and will that be what I am suppose to receive in back pay? Or will that amt be held by the Gov??

    • Kay Derochie

      Dear Franco,

      “Other government benefits” could refer to a pension that you are receiving from government employment that was not taxed for Social Security or it could mean Supplemental Security Income (SSI) back pay. If it refers to SSI, your Social Security Disability (SSDI) back pay will be reduced by SSI paid for the same months. It is less likely that it refers to a government pension because if it did, your current monthly benefit would have been reduced for the pension. Attorney fees are subtracted from the gross amount of back pay due.

      Sincerely,
      Kay

  • Dee

    My son-in-law had a ALJ hearing in April, 2015. In July he received a notice that he had an appointment for another doctor evaluation concerning his case. He still has not received an Approval letter or a denial. Today is November 9th. How long does it take to get a decision? Social security rep said it was in the decision making stage the first part of August. 2015.

    • Kay Derochie

      Dear Dee,

      The judge is supposed to make a decision within sixty days of the hearing or of receiving supplemental information such as the doctor’s report. Your son-in-law can call the hearing office and ask if the decision has been made and the appeal is in letter writing. If the decision has not been made, he can ask whether the consultative examination report has been received by the hearing office. If it has not, he can try asking the doctor to get on it and/or ask the hearing office to follow up on the report.

      Sincerely,
      Kay

      • Dee

        Thank you

        • Kay Derochie

          You are welcome, Dee.

      • God mom

        Hi Kay. I applied for sad for my god daughter in August 2015. I got a call on sept 3 asking questions about her disability. i got a letter saying her disability began in 2013. Then they sent me a package for the school to fill out and I sent that back in at the end of September. I haven’t heard anything. I called on Nov 8 2015 to update my number and she told me I should receive a letter on 10 days and said good luck. Do you know what process we in as far as getting approve or denied?

        • Kay Derochie

          Dear God Mom,

          The information you provided is confusing. Usually a statement from the school would not be requested right after approval. Perhaps it was in the works to be sent and went out just before a decision was made that it was not needed for an approval. It sounds as if you are in the payment calculation period.

          Sincerely,
          Kay

      • Katrina Graham

        My husband’s ex wife was receiving SSI . She passed away from her battle with cancer. They had joint custody with him paying child support to her. We now have his 13 yr. Old daughter and 15 yr. Old son. She was receiving back pay in increments of 2000 quarterly along with her monthly checks. Are the children elegible to recieve her benifits now regardless of thier father’s income?

        • Kay Derochie

          Dear Katrina,

          Because Supplemental Security Income (SSI) is a public assistance program to provide housing and food for disabled and aged people only, rather than an earned benefit and no benefits are paid for dependent childre, the SSI underpayment will not be paid out.

          Sincerely,
          Kay

  • Lori L

    I had my hearing on May 5, 2015. On September 24th I got my notification letter of a fully favorable decision for SSI. Today 11/5/2015 I got a phone call from our local office to update my information and we had to fax my husband’s paystubs. We did that today. The Lady I spoke with told me as soon as she had the papers she’d get me on the pay list. My backpay will go back to October 8, 2013

    How long after she does this can I expect my first payment? December 1st? Will I be waiting another month until I get my backpay?

    • Kay Derochie

      Dear Lori,

      The monthly payment should be generated as soon as the information is put into the computer. If the representative meant she would input the information as soon as she got the paperwork, you can expect the first monthly payment in December. Supplemental Security Income (SSI) back pay is paid in up to three installments six months apart. The first two will not exceed $2,199; the first one should be issued within a month of the first monthly payment.

      Sincerely,
      Kay

  • Larry

    Dear Kay,

    I had my hearing on Aug 4th 2015. I had filed for both ssdi and ssi. I received a Fully Favorable Decision on Oct 19 2015. My onset date is Nov. 2012. I had read the decision over a couple of times. My question is “Does a fully favorable decision award both ssdi and ssi benefits? My local office is the only office I have heard from and it was concerning my ssi. I was forced to take early retirement in Oct. 2014, otherwise it would have been foreclosure! Will this effect any ssdi I have coming?

    • Kay Derochie

      Dear Larry,

      Fully favorable means the judge found you to be disabled on the date you claimed and found that you are still disabled.

      Look in the letter to see if it refers to Title II of the Social Security Act. If it does, you were also medically approved for Social Security. If you were approved for both Social Security Disability and SSI, the SSI claim will be paid first and the Social Security back pay will be reduced by the amount of SSI back benefits paid for the same months.

      Sincerely,
      Kay

  • Kathleen McArthur

    Hello,
    I received a fully favorable decision letter by the Judge hearing my case on May 28, 2015. My attorney was paid on June 6, 2015. I began receiving monthly checks in July 2015. I have yet to receive my back pay (13 months as determined in the letter from the judge). So far, that is 5 months. I have called the local and regional offices with no reason or resolution and am going to lose my home of 20 years. What can I do? I receive no other government benefits.
    Kathy

    • Kay Derochie

      Dear Kathleen,

      I suggest that you call your congressperson’s office and ask that they follow up on the back pay. Explain the situation with your home. Also contact the mortgage holder and show proof that you are entitled to back pay (the judge’s letter and award letter if you have one) and take a letter from your local Social Security office that confirms you have not received any back pay and that release is pending. They might work with you.

      Sincerely,
      Kay

  • Paul

    Here’s my concern, born with Congenital birth defect 1965, HHS and Maximus started using my mother’s SSN for child benefits for me, bit I never received benefits ticket to work, pass program, rep with 1800 red flagged mom’s SSN 7/24/2015. 1985 doctors found yet another disability under expedited tier process no benefits provided. In 1993 SSA then had me file another application and awarded in kind payments under my SSN, as of 2014 when moved to California SSA required yet another application for benefits and did not afford appeal reconsideration in fact told attorney hired no application exists. I then did a congressional inquiry which SSA answered with false and non disclosed information. As of Oct 2015 I was told by Garland that she would only allow 2009 and if I wanted to go on my mom’s I need to file a application. She forgot SSA had me file DAC application 2009 and SSDI application 2010 but did not allow appealable rights of DAC and sent letter stating such and then choose what application I could appeal SSDI. Now the matter is at Payment center unit 25. What really is going on and why are claimants parents kept from knowing or child/adult about process and benefits and use of SSN without consent. No I was never a award of a state of trust. help me out with this

    • Kay Derochie

      Dear Paul,

      I don’t think I understand your situation. Have you been getting Disabled Adult Child (DAC) benefits continuously and then later started to get Supplemental Security Income (SSI) under your own SSN or worked enough to start to get Social Security Disability (SSDI) benefits under your own number? I don’t know what you mean by “red flagged” or “in-kind payments.”

      General information: If you were in the sixty-day appeals period on termination of benefits, you should have been able to file an appeal. If you were outside the appeals period, you would not be able to appeal. Your parents likely cannot get information about your claims because you are an adult and the privacy laws prohibit it. Only that you are being paid DAC benefits and the amount of the DAC benefits can be revealed to the parent on whose record you receive DAC benefits.

      Sincerely,
      Kay

    • Allen Frisch

      Kay,

      Really appreciate your comments and excellent responses.

      Were you able to answer my replies from last night regarding incarceration and benefit suspension for SSDI. Cannot find answers or section to look at .Thanks

      • Kay Derochie

        Dear Allen,

        Look under the article, “How Do Social Security Attorneys Get Paid?” under the “Apply for SSD” tab on the navigation bar of this website. It is the article under which you posted your question.

        Sincerely,
        Kay

    • Earl Donaldson

      How long it take to receive your money after you approve for disability from the ALJ. Thanks

      • Kay Derochie

        Dear Earl,

        After you receive the approval letter, it can take another sixty days or more for Social Security Disability (SSDI) to be paid. If you were approved for SSI, you should be contacted within a couple weeks to provide updated financial information. After that, it can take from a couple weeks to a month or more for SSI to start.

        Sincerely,
        Kay

        • Earl Donaldson

          Thanks Kay I was not approve for ssi because I was receiving benefits from the va. I went to court September 15 2015 and receive my decision on September 22 2015 and it was fully favorable. The only problem I have is every time I would call some one tell me something different. I been waiting for four years. So Kay the 60 days of waiting it’s for your back pay and your monthly also thanks.

          • Kay Derochie

            You are welcome, Earl.

            Sincerely,
            Kay

          • Earl Donaldson

            Mrs. Kay I was asking does the sixty days for the back pay and your monthly amount also

            • Kay Derochie

              Dear Earl,

              It can take sixty days for the first monthly payment to be issued and another month or two after that for the back pay to be released.

              Sincerely,
              Kay

          • Earl Donaldson

            Thanks Kay it’s crazy how so many people disability situation are so different. My lawyer just got paid on November 9 2015 and I was told that I would receive my check Dec 23 2015. So my question is if the lawyer got his money is that a good sign I might get my back payment before I get my monthly payments.

            • Kay Derochie

              Dear Earl,

              Almost always back pay is paid after monthly benefits. It will probably be one or two months after the first monthly check before the back pay arrives.

              Sincerely,
              Kay

          • Earl Donaldson

            Hi Kay I smoke with you months ago about my claim. I got a favorable decision on September 22 2015. I receive my award letter on November 8 20015 telling me what my monthly and back pay amount would be I receive my monthly checks for December and January. So why haven’t I receive my back pay how much longer I have to wait. Thanks Kay

            • Kay Derochie

              Dear Earl,

              The back pay usually comes after within one to two months after the first monthly benefit. benefit.

              Sincerely,
              Kay

          • Earl Donaldson

            Mrs. Kay I just receive my check in December and my check in January and it’s been two months so if you had to guest how low long more you would say I have to wait on my back pay. Thanks

            • Kay Derochie

              Dear Earl,

              I would expect you to receive your back pay within a month. If you do not, contact your local office to follow up.

              Sincerely,
              Kay

          • Earl Donaldson

            Thank you so much Kay

            • Kay Derochie

              You are welcome, Earl.

  • Iris

    I have autistic twins that are 18 years old. I would like to get them more independent by renting them each a room in my house as well as having them pay for their own food (they are on a special diet). They receive SSI but not the full amount. If I rent them a room in my house and have them pay for their own food would this count as them living independently? Would they then be eligible to receive the full amount?

    Thank you,

    • Kay Derochie

      Dear Iris,

      If your twins start purchasing their food separately with a SNAP (formerly called food stamps) grant and pay you fair market value for a room in your house, two months later their SSI will go up to $733 a month. You might explain that now that they are eighteen, you are treating them as adults and moving them toward independence.

      Sincerely,
      Kay

      • Gracie

        Dear Kay,
        I have no idea if you can help me but I’m asking anyway. I got this Disability Approval Help email thing in September but I only noticed it now. The problem is that I don’t have a disability, and now I can’t use my email on certain apps. I don’t know how to fix this so please help.

        • Kay Derochie

          Dear Gracie,

          I would say that the message you got has nothing to do with Social Security and your computer or phone now has a virus attached to it that was introduced by the email. Take it to a computer specialist to have any files cleaned off that shouldn’t be on it and do whatever else that is needed to make your device functional again.

          Sincerely,
          Kay

  • Dave

    I just had my hearing in front of ALJ. After testifying my attorney questioned the VE who said I could not work at the 3 jobs he suggested. My Drs. explained in their reports and I testified I need numerous breaks every day and they last 15 minutes or more.
    Does the judge rely heavily on the Drs opinions? Would the judge go against my testimony and the Drs. saying he/she feels the 6-9 minutes aloud for a break at the jobs listed is enough time? Also I have a pension and was just awarded LTD benefits? Will this way on his/her decision? I assume the judge will have to explain why they feel I can work if they deny my claims? Would the judge go against my Drs, 3 different ones who claim I can not work due to 2 different illnesses that require lots of missed time? So hard to know how they will decide. When you know you have a lot of evidence, showing you would not be able to hold a job especially making any significant salary and you tell the truth about what you go through everyday, its very frustrating knowing one person can decide my future.

    • Kay Derochie

      Dear Dave,

      The administrative law judge reviews all the information in your claim file and all the testimony. The hearing is to give you an opportunity to present your case verbally, which often reveals mor or different information than just the written records do. The judge is to weigh all the information about your work history and your medical conditions comparing it to Social Security law. Attending physicians’ opinions are considered important, but they must be supported by the medical records they have kept for you.

      Sincerely,
      Kay

    • jessica

      My boyfriend has been on social security for awhile, last june they decided to do a medical re-evaluation and they found him no longer disabled by this time it was November and he appealed the decision. On August 17th we recieved a letter stating that the found him still disabled and he should get a letter from social security “shortly” and that his benefits should be reinstated within 60 days. We have been calling to get the status also wondering when he will be recieving his awards letter. They just keep telling us it’s at the baltimore processing center. Any idea on how long this is going to take?

      Thanks

      • Kay Derochie

        Dear Jessica,

        The sixty days was estimated. It could take longer and, unfortunately, I can’t predict how long. You might as whether the local office can check with the processing center to find out whether it is on track, even just waiting in line, and hasn’t fallen through the cracks.

        Sincerely,
        Kay

  • Joe

    I received a letter of fully favorable decision in June. When I hadn’t heard anything about anything I contacted SS and was told their is a 60 days waiting period if they decide to over turn the decision. After the sixty days I found that it was all still good and told back pay would probably come before any other letter. At that point I went to local office and gave account info and everything else they needed. I get a letter suddenly saying that I missed a phone call and thus claim has been denied and I need to appeal. Funny thing is letter said I needed to contact them by September 23rd. I was in the office September 3rd.
    I went back in and they made an adjustment and reopened the file and was told the supervisor would give me a call letting me know when I might be receiving everything. Never got the call. I have call three times and left messages and still no answer or call back.
    Called main office and was told SS has yet to make a decision or even the judge and would have to wait for either to make the decision and then 60 days again.
    What is going on? I have two letter with a favorable decision but they have to make a new one? I don’t understand.

    • Kay Derochie

      Dear Joe,

      The central call center is looking at a computer record that has not been updated. It usually takes one to two months to get monthly Social Security Disability benefits started after all the information is provided and another month or two after that for the back pay to be released. For you, that time period would likely begin the day you went back into the office and talked with the supervisor.

      Sincerely,
      Kay

      • Candice Scott

        My kids father passed away last year before he could go to his disability hearing I went in the replacement of him. What are the chances of getting approved for social security benefits after someone has died

        • Kay Derochie

          Dear Candice,

          Chances are quite good if he died from the illnesses he was claiming disabled him rather than in an accident.

          Sincerely,
          Kay

          • Motherscase

            I have a similar case yet my mother was murdered i went to court for her and recived a fully favorable decision letter but my question is will i get her back pay or monthly ?

            • Kay Derochie

              Dear Motherscase,

              It typically takes two months or more after you get the hearing approval letter for benefits to be released.

              Sincerely,
              Kay

          • Motherscase

            Hello from my earlier post it has been two months I did receive a phone call from my local social security office the man asked me alot of questions then tokd me i should receive my award letter in two weeks i have not ans it has been two weeks i called back and they said no notices jave been sent out yet im lost in why it has been over 60 days since tge fully favorable decision and another 2 weeks since i got the call from my local office

            • Kay Derochie

              Dear Motherscase,

              If you have not received payment by the end of the year, follow up again with the person who said you’d hear in two weeks. Also, check your bank account because payment often arrives before the award letter.

              Sincerely,
              Kay

          • Motherscase

            Update , Still nothing yet from the payment center im lost on to why The wait is so long . one representative said since its a title 2 an the claimant is dead the pc is in no rush ?? What can i do who can i contact im am in georgia .

            • Kay Derochie

              Dear Mothercase,

              It is possible that underpayments to the family of the deceased may be lower priority than getting benefits started for disabled individuals. You can ask your local office to send a query to the payment center for a status. I am unable to locate your first post to remind myself of how you have been waiting already, but if it goes into the fifth month, you might contact your congressperson’s office to make an inquiry.

              Sincerely,
              Kay

  • Waiting4ever

    Hi Kay,
    I was awarded a full favorable decision for SSDI benefits on May 15, 2015 with an onset date of May 2012. As of today I have not received anything since may 18, 2015. I have been to my local social security office three times. Every time I go I’m told different information pertaining to wait times. I recently notified my attorney of my concerns. The attorney called the SS office and spoke with a manager. The manager located my claim sitting on a reps desk on July 17, 2015. I was told there would be a rush put on my claim since its 60 or more days past due. Again on August 25, 2019 I spoke with a rep via phone about my claim. She informed me my claim was received at the distribution center on July 29, 2015 and I should be receiving a letter in the mail for Social Security. On Aug. 29, 2015 I received a duplicate copy of the ALJ judges decision I received in May 2015. On September 3, 2015. I went to the main Social Security Office in Center City Philadelphia. I was told by a claims rep that he had good news and bad news for my claim. The bad news was that I was lied to by my local Social Security office. My claim was actually sent to the distribution center on August 29, 2015. He said “Someone fumbled the ball on my claim and that it was in the hands of a manager.” The good news is. “I’m going to get my back pay but he couldn’t tell me a date.” He also stated I could be waiting another 30 days for processing. If I calculated my waiting time correctly. I am well beyond 90 days of waiting for any form of communication from Social Security. Also when I look up my account on the website. My claim is not listed like it was in prior weeks. It is now showing just an estimate of what I could get if I were disabled. In the mean time I’m stressing because I have been waiting over 2 years from the day I filed my claim. Is there anyone I can talk to about the additional time I have been waiting? Thanking you in advance,
    Waiting4ever

    • Kay Derochie

      Dear Waiting4ever,

      Given that your claim is receiving the attention of the manager of your local office, that is about the best positioning you can get locally. The payment will be authorized by a central payment center, not the local office; however, perhaps the manager will be able to communicate with a supervisor or manager in the payment center to move the process along more quickly due to the local delay.

      Sincerely,
      Kay

  • cheryl

    my question is.. i seen a federal judge on Aug 11 2015.. 2 weeks i called and they said he made a decision but its with unassigned writing status.. what does that mean? is a good chance im approved since he made a quick decision? i been waiting almost 5 years with many denials.. so we took it all the way to federal court me and my lawyer.. and how long does it take to get a decison at this stage?

    • Kay Derochie

      Dear Cheryl,

      All hearing decisions, approvals and denials, go to the writing department for a decision letter to be prepared. “Unassigned” means that the appeal is waiting until a letter-writing employee is available to prepare the letter. In other words, it’s waiting in line. After the letter is written, it will go to the judge for review and signature.You could receive a letter in a couple of weeks or it could be couple of months depending on the workload in that hearing office.

      Sincerely,
      Kay

      • cheryl

        thank you also 1 more..my lawyer and i seen the judge for federal court aug 11th..my lawyer told me today the judge made a decision the next day on the 12th of Aug.1 day after..is that usually a good sign of approval its been 5 weeks now since the case.. the judge seemed to be very good with me and he was nice..and still in unassigned writing..

        • cheryl

          oops is 1 month too date not 5 weeks

        • Kay Derochie

          Dear Cheryl,

          Please see my response posted on September 10 to this question, which you posted earlier.

          Sincerely,
          Kay

      • cheryl

        Is it a Good sign if the Judge made a decision the next day after my court? i had court aug 11th 2015 and i was told he made a decision aug 12th.. it went good with him..but unsure.. and its 5 weeks tomorrow..said in unassigned writing right now

        • Kay Derochie

          Dear Cheryl,

          I can’t predict what the decision will be, but you are getting close to getting a decision letter. The next step is to have it assigned to a writer. After that, it goes back to the judge to review and sign the letter.

          Sincerely,
          Kay

          • cheryl

            thanks so much…

            • Kay Derochie

              You are welcome, Cheryl.

  • stephen sbertoli

    Hi K could you help me with something. I applied for Social Security disability in year 2004. Unfortunately I was denied. I tried as hard as possible sometimes putting myself in the hospital working trying to continue working with the pain and suffering I had been going through. Finally in 2009 I was awarded SSI for my condition as it got so bad it was crippling. My condition has gotten nothing but worse and continues to get worse. When I receive my benefits my initial check was for close to $10,000 it represented the year I was out of work. I understand from other people and I know everyones different but I found out that other people if they had hired an attorney they would have recieved benefits all the way back to 2004 when I filed initially. Is there any hope of better compensation for myself saying that I had the same condition in 2004 and was denied and suffered all the way until 2009 before they gave me my benefits. And just one other question I found my earnings statement when I went online on socialsecurity.gov I found an error in the year 2009 it shows $232 worth of earnings I know that I earned more than that I talk to the IRS and received in wage transcript which shows $12,700 in earnings I don’t know what that’s for I don’t have my back up but shouldn’t I Receive higher payment. If you have a moment to help me I would certainly appreciate it god bless you Steve

    • Kay Derochie

      Dear Stephen,

      With your discussion of work, I get the impression that you are receiving Social Security Disability (SSDI), not SSI, which is Supplemental Security Income. Assuming that you are getting Social Security, I recommend that you go to your local Social Security office and request a recalculation of your benefits based on your finding out that there was an error in your earnings record. Of course, take the IRS documentation and your earnings statement with you. You will receive an increase only if the earnings are sufficiently more than the lowest year used in the original calculation, but it is worth a try.

      With regards to getting benefits back to 2004, it is very rare that a prior, finally denied claim is reopened. On the rare occasion that it is done, it is done at the discretion of the Social Security Administration because the prior decision either went to the final appeal level or the appeals period lapsed with an appeal being filed. Either way, the claimant has no rights related to drawing on the earlier claim.

      Sincerely,
      Kay

  • yulmary

    I am a little confused I got approved by alj on July 8 I had my interview with ss already he told me he was ready to close my case but he needed my husband pay stubs which his job sent. I have been calling the worker for 2 days and no response I called the main number which I was told I needed to call my worker. I went on the ss website a little while ago and it says I receive ssi benefits and my next payment will be October 1st my question is how accurate is the website and why does it not say anything about my back pay? Also could he have closed my case without saying anything the main number said it’s still pending I am so confused.

    • Kay Derochie

      Dear Yulmary,

      The website should be reliable that your first payment will be October 1; however, I think that it is likely to be Supplemental Security Income (SSI), not Social Security Disability (SSDI). The back pay will be authorized up to a month or two after the monthly payments start and will be paid in up to three installments, the first two of which will not exceed $2,199.

      Sincerely,
      Kay

  • SALLY RENAUD

    Hi Kay, I had a hearing date for Sept 1st. I got a phone call from my attorney last Friday saying she got a phone call saying the judge granted me full disability and that I didnt need to go to the hearing tomorrow. Which was great news!! I had applied way back in 2011 but was denied for lack of medical records which I could not produce because needless to say my disability goes way back to 1983,,,none of my drs had records and I hadnt been seen for my disability in many many years,,lack of insurance. I now have Fibromyalgia, hypothyroidism along with my original disability, Crohns Disease. This time around, I have waited 27 months for this hearing date, attorney says he’ll probably only grant me as far back as the 27 months and not back to 2011. When do you think I should expect my award letter and also my retro pay? I live in Maine if that helps. Thank you for your time.

    • Kay Derochie

      Dear Sally,

      The judge has sixty days to get the letter out to you, but I think it will come sooner given that he has just reviewed the file and made the decision. If your claim is for Social Security Disability (SSDI) only, it can take about sixty days after you get the letter for payment to start.

      Sincerely,
      Kay

      • Jason Higgins

        If the has gone through all of the proccesing including the decision writer and it is in the judge office for final editing. Can a person get the disabitymoney in account before the approval goes our.

        • Kay Derochie

          Dear Jason,

          No money will be issued until after the approval letter has been finalized and sent.

          Sincerely,
          Kay

      • SALLY RENAUD

        Believe it or not Kay,,,I just went online and saw my award letter,,,,and my payment status etc,,,,I called my local social security office yesterday because I noticed online that they had my temp. seasonal address on my award letter, which was down in Florida from last year, I was a snow bird for the first time. So they have corrected that and SS office says they hope we made the correction in time, plus I did my automatic deposit info online too. I’m going to assume my attorney didnt give them the info when I came back to Maine. Thats okay,,,I think everything is A okay now. Thank you Kay for your website,,Needless to say, I’ve been reading it for awhile now. Sincerely Sally.

        • Kay Derochie

          You are welcome, Sally.

  • Ashes

    Hello,
    Okay here is what’s going on. I applied for benefits feb 2007,may 2009, november 20012, . I.had an alj hearing july 2015. The judge reopened my cases to 2007. I was approved with a onset date of 5/01/2012. What back pay will i recieve? im approved for ssdi and ssi.
    A lady called me from ssa about my ssi the day after my approval. She kept referencing nov 2012 until she realised i was approved back to may 2012. She said i would recieve a paper check in 10-15 days, also my award letter in 10-15 days. Am i going to recieve 2 back paychecks?
    That night my ssa my account updated saying i revieve ssi (disability) benefits. No amounts given the benefit letter was from 2002 when i stopped revieving survivor benefits. Last night i.logged in and it once again stated i am not recieving benefits. Any ideas? Im highly confused by all of this… thank you.

    • Ashes

      I forgot to mention that the judge had contacted my attorney to select the may 2012 date as the established onset date. in court he modified it when he reopened my precious claims to my original claim of Feb 2007 as the alleged onset date. I had to go down and sign an affidavit about it.

    • Kay Derochie

      Dear Ashes,

      While your claim is pending calculation of benefits, the information online doesn’t always match what is going on or is expressed in such a manner that it is hard to understand.

      Your Social Security benefits will start to accrue October 2012. Your Supplemental Security Income (SSI) payments will begin to accrue May 2012. Your SSI back pay will be calculated first and payment will be made in three installments six months apart with the first two limited to $2,199 each. (If you will not be eligible for continuing SSI once the Social Security starts you can receive the full SSI back pay in a single lump sum.) Your Social Security back pay will be paid as much as two or three months later and it will to be reduced by SSI back benefits paid for the same months.

      Sincerely,
      Kay

  • mandie bollinger

    My husband applied and got denied so we got a lawyer and took it to the judge and the lawyer said everything went great but while talking to him before seeing the judge he said because I also get va disability I would not qualify for ssi that they would have to go a different routw i forgpt what he said but what does that mean and also I was reading on here how ss goes by the earning of work to determine the amount paid my husband only had a couple jobs before he went to the military and was in for a year and a week so does that mean if approved he will only get what he paid in to s

    • Kay Derochie

      Dear Mandie,

      Yes, your husband’s monthly Social Security Disability benefit amount , if he is approved, will be based on his earnings record, which will include all wages taxed for Social Security including his military wages. That said, if he receives benefits for any length of time, he will draw out far more than he paid in Social Security taxes. The system works in a manner that investment income and current workers’ taxes pay the ongoing benefits for retired and disabled Social Security beneficiaries.

      Supplemental Security Income (SSI) is a federal welfare program for disabled and aged individuals. As such benefits are paid only to individuals with income and assets below a certain level. Based on your attorneys comment, I assume that your husband’s VA benefits exceed the amount of income allowed for the payment of SSI benefits.

      Sincerely,
      Kay

  • shameia

    hello i recently applied for ssd, i just want to know how long does it really take to reach a decision?

    • Kay Derochie

      Dear Shameia,

      Most claims pend from two to five months.

      Sincerely,
      Kay

  • Jessica

    My ex husband owes 21k in arrears he just got approved for ss not sure which one, but he claims the told him he would get a 2k check in 2 weeks and his back time in 6wks does that mean he’ll have to pay arrears back? And if his first. Check is 2k is that what he’ll be making monthly?

    • Kay Derochie

      Dear Jessica,

      Based on the information you are providing, your ex-husband has been approved either for Supplemental Security Income (SSI) or for SSI and Social Security Disability (SSDI). The payment pattern he described (though installments of back pay are every six months, not six weeks) is the method in which SSI back pay is released. Back child support will not be withheld from his SSI payments. If he was also approved for Social Security Disability (SSDI), it will be paid a month or more after the first SSI back-pay installment has been paid. The SSDI back pay will be reduced by the SSI back benefits paid for the same period and will be released some time after the SSDI monthly benefits start. Past-due child support should be withheld from SSDI back pay and paid to you.

      Sincerely,
      Kay

  • Timeka

    I received a call from my laywer today that told me I will be getting a call from Social Security tomorrow to go over some finacial information. They will be asking about bank information and stuff. She told me they have answered all the questions on the application. This is my 2nd time applying. The first time we fought it for 4 years until it couldnt be fought no more. At no time during those 4 years did I receive a call from Social security about my bank information. I am trying to find out why they would be calling me for this information. Do you have any idea? I have not gotten any letter about the phone call. I did get a reminder call today of the phone call tomorrow from social secruity. Also When i check online it tells me no decision as been made in this case. What does this mean?

    • Kay Derochie

      Dear Timeka,

      You do not say where you are in your current claim process. If your attorney just filed the new claim for you, then the financial information is being gathered as part of the initial application. If your claim has been pending for a while and you already provided some financial information at the time you applied, the current request could mean that you have been found disabled and a financial update is being done to calculate payment.

      Sincerely,
      Kay

  • Lisa

    Dear Kay
    I received my fully favorable letter but Ned to know since I have been since my court hearing on Oct 24th 2014 I did not start work till Jan 2015 had jo way to pay my bills is that going to affect me on getting my disability

    • Kay Derochie

      Dear Lisa,

      You need to report your work activity immediately. If you were approved for Social Security Disability (SSDI) and you have not recovered medically, your work may be applied to a nine-month Trial Work Period (TWP) and you may be eligible for an Extended Period of Eligibility after the end of the TWP. You can learn more about Social Security work incentives in the Red Book, which is available at local offices and online at http://www.ssa.gov.

      If you were approved for Supplemental Security Income (SSI), in addition to your work being evaluated to determine whether you are still disabled, part of your work earnings will be countable income that reduces your SSI benefits. The first $65 ($85 if you have no other income) of gross earnings and half of your earnings above $65 (or $85) are excluded from counting.

      Sincerely,
      Kay

  • Frenchelle Boyd

    Hi I just have a quick question I applied for ssi in nov 2014 been approved and waiting on my case worker to put my information in the system how long does it take after she puts my info in the system before I recieve a payment I haven’t gotten my award letter yet and I’m reviving a paper check I think I’m going to be getting ssi and ssdi

    • Kay Derochie

      Dear Frenchelle,

      The Supplemental Security Income (SSI) will be paid first and will be authorized by the local office. The first monthly payment will be received on the first of the month following the authorization. The back pay will be authorized after that and will be received about a week after your computer record is updated for payment.

      Social Security Disability (SSDI) will be paid after SSI and will be authorized by the payment center. It can take a couple months after the SSI starts for the SSDI to be authorized for payment. Once the authorization occurs, the monthly benefit will be paid on your usual payment day of the month, which is determined by the day of your birth. Back pay is paid after monthly benefits have started and will be reduced by SSI back benefits paid for the same period.

      Sincerely,
      Kay

  • Susan

    Got UF decision from a Bad judge who made mistakes in her deny letter. Treated me with anger. Only with judge for just a little bit of time. I called 1800 nunber to complan and ssa call me back and took my answers to her questions down and sad a manerger will call me in 10 days. She say something about a qualety review. What does this mean?

    • Kay Derochie

      Dear Susan,

      The information you are providing is too vague for me to comment. If you can tell me more specifically what the representative said about a quality review, I may be able to provide some explanation. If you have to appeal, I suggest that you get a copy of your claim file and hire an attorney to assist you because there are very specific criteria that you can use as grounds for an appeal when requesting an Appeals Council review of a judge’s decision.

      Sincerely,
      Kay

      ,

    • dasarae

      Dear Kay , I get ssi I did not get ssdi because my credit was short of two month. I was told that I need to make $1,600 and can get ssdi if I can work and get it part time.What my disabilities can handle. Is this true and if I can will my ssi stop??? Can I do this? Dasarae

      • Kay Derochie

        Dear Dasarae,

        I would have to see your earnings record to see whether additional work would give you insured status. If you are age thirty-one or above, you have to have twenty work credits in the last ten years. The ten-year period would end with the date you earned the two credits. Whether or not you would have enough credits at that time would depend on whether any of your earliest credits dropped out of the ten years.

        Unless you are under age twenty-two and a student or have work-related work expenses that can be used to reduce your earnings, half of what you earn above $65 a month ($85 if you have no other income) will be used to reduce your SSI payment amount.

        Sincerely,
        Kay

    • Hi my name is Heather and I went in front of the juge in October 5 2015 and I got a latter from my lawyer for her to get her part of the money dose it mean I’ll be approved or no

      • Kay Derochie

        Dear Heather,

        Who sent you the letter, the attorney or Social Security. When I know this, I can offer an opinion.

        Sincerely,
        Kay

  • K.Scott

    I received my fully favorable letter today 7/29/2015. My question is how long does it take to start receiving benefits? Backpay? Also will your first payment come any day or on the specified date that SS decides you get your monthly payment? I have not received the award letter, just the fully favorable letter.

    One other question, If I received my fully favorable letter do I need to wait until I receive my award letter in order to add my son to my benefits?

    • Kay Derochie

      Dear K.,

      It can take sixty days or more for monthly benefits to start. Back pay is released after the monthly benefits begin. You can now submit your son’s birth certificate and apply to be his payee at your local office. They will forward the information to the payment center. The child’s benefits will be paid after your benefits have started.

      Sincerely,
      Kay

      • Butterfly girl

        I was told by my attorney today that it takes 30-60 days for ssd benifits to start, and another 60-90 to get back pay

        • Kay Derochie

          Dear Butterfly Girl,

          That sounds about right.

          Sincerely,
          Kay

  • Wendy

    Hello Kay,
    I was approved for SSD on March 19th 2015 and received a fully favorable decision letter on July 8th 2015. I worked for 14 yrs of where I did not pay social security tax but I did pay Medicare tax. I was deemed disabled by my city employer on January 3, 2011 and my EOD date is January 3rd 2011, my application date was May 2013. At this time I receive a city pension. My decision letters states that I have enough quarters and that I am insured until December 2016. My question is: Will I get full benefits including monetary as well as medicare? I believe if I am entitled to monetary benefits, will it be 80% of what my average pay was? and how do they figure my average pay?

    • Kay Derochie

      Dear Wendy,

      Your Social Security may be reduced by the city pension depending on how high the pension is. Between the two, the city pension, which is based on wages that were not taxed for Social Security, and your Social Security disability (SSDI), you can receive a maximum of 80% of your “current average earnings” as determined by the Social Security Administration. You can ask for an explanation of how the average current earnings were calculated. Medicare begins after you have received twenty-four months of SSDI benefits, including any back pay.

      Sincerely,
      Kay

      Sincerely,
      Kay

      • Wendy

        Thank you so much Kay
        We are all so blessed to have you.

        Sincerely
        Wendy

        • Kay Derochie

          You are welcome, Wendy.

      • Wendy

        Thank You for responding and for your great advice. I know I am not the only one on this site that truly appreciates you, your advice and your time.

        Thank You again
        Wendy

        • Kay Derochie

          You are welcome, Wendy.

          • Helen

            Hi I applied in 2010 and 2012 for ssdi. Was denied. I applied again in 2014. Had hearing august 2015. Was approved October. Called last week,the judge sent out design to the ssdi office.
            I called them they said, I should be getting the decision any day. And am assigned a person. And she should be calling me any day now regarding getting my money.

            My question is,how long for me to get any money, because this was a diers
            Need case.

            I heard I can apply for my 2 toddlers and get.money for them?

            Was told my back pay could be from 2012?

            And if I had other assistance, does that effect this in any way?

            • Kay Derochie

              Dear Helen,

              Your other income including public assistance does not affect Social Security Disability or Social Security dependent benefits. If your earnings history is sufficient to have earned a family maximum benefit higher than your own benefit, benefits will be paid for your children. It can take two months or more for benefits to start and a period longer than that for the back pay. Your claim will be processed before your children’s.

              Sincerely,
              Kay

    • alben reyes

      i am currently recieving $ 800 from my ssd ssi and $94 for my daughter who is age 16.Do you think they have given me the right amount of my benefits ?

      • Kay Derochie

        Dear Alben,

        The amount of Social Security each person receives is determined by the persons’ earnings history. You can request an earnings statement (not a benefit statement) from Social Secuity that lists all the work Social Security has on file for you. You can check that to be sure they used all your earnings. If you find any to be missing, take your W-2 or pay stubs to prove the missing work. (No proof is needed for the three most recentyears; however, if you have proofs for recent years, do submit them as it will speed up your getting credit for the earnings, which might increase your benefits.)

        Sincerely,
        Kay

  • camillia

    I have applied for social security benefits under my husband record and was denied ,then I applied it. I called to check the status and they said it was at the payment center waiting for approval. Does that mean they where approved or not.

    • Kay Derochie

      Dear Camilliia,

      Your claim being in the payment center means that it has been medically approved.

      Sincerely,
      Kay

  • Hi Kay, I had left an earlier post asking a couple of questions, and thought of one or two more. When I filed my claim in March of 2013, you had no choice but to file for both SSD/SSI. On my Application, I claimed my onset date as being September 09/2011.
    Again, having worsening symptoms of physical and mental conditions, and the discovery of a TIA attack by way of a PFO, Congential Heart defect, had all of my life, but didn’t know until stroke. Can the ALJ approve my claim, and retroactive it to my claim of onset date of September 2011, or would he have to stay with the file date of March 2013? I have only worked one job in 2014, and it was in my degree field. I only lasted 5 weeks, the temp agency told me client did not want me to return. (Way back in 2003-04 I filed for SSD, for my Bipolar and other mental disorders, and was denied. I never appealed because I didnt have enough work credits, and assumed SSI worked the same way.) I also read a post about someone else retaining the Hoglund Law firm for representation. I meet with an attorney soon, and will be SURE, to inquire every possible need fullfiment I have most of the work is already done. I’m just not wanting to go in, and not be able to work my way around the hearing as I’d need to to win my approval.

    • My TIA was in January, 2015. The heart defect, a hole between my upper chambers, was found in May. The blood circulation flows through that whole, mixing de-oxygenated blood from body, with oxygenated blood from lungs. They’ve also discovered my Mitral, Tricuspid, and Pulmonary valves have mild regurgitation. Doctors say nothing to worry, but if I already have abnormal flow of blood, and it’s combined with three valves that let some blood back into its previous chamber? I’m going to a bit worried! Should I retain this attorney, or stay going on my own?

      • Kay Derochie

        Dear Michele,

        You are applying based on a combination of conditions that began at different times, which makes your claim somewhat complicated; therefore, I suggest that you obtain a Social Security attorney.

        Sincerely,
        Kay

    • Kay Derochie

      Dear Michele,

      The judge will look to see whether you have submitted evidence to support a September 2011 disability onset, but payment will be based on your March 2013 claim. This means that even if September 2011 is accepted as the date your disability began, your Supplemental Security Income (SSI) benefits will begin April 2013 (or March 2013 if you applied on March 1). If you have worked only a few weeks since 2003, you would still not be insured for Social Security Disability (SSDI). If did work more and became insured for Social Security Disability, your SSD benefits would start the last of the following dates: the date you became insured, the sixth full calendar month of disability, and twelve months before your application (March 2012).

      Sincerely,
      Kay

  • LaToshia Powell

    Dear Kay,

    My son is 15 now. He was diagnosed with epilepsy in May 2005 at almost 6 yrs old. I first applied in December 2005. He was denied. I appealed it. He was still denied. In 2012, he was diagnosed with Obstructive Sleep Apnea which requires him to sleep with a CPAP machine every night. During a sleep study, it was found that he has an irregular heart rhythm. After being referred to a pediatric cardiologist, he was diagnosed with an irregular heart rhythm, which means his heart sometimes skips beats. In April 2013 I hired an attorney an applied again. He was still denied twice. We went to the hearing with the ALJ judge on April 27, 2015. I haven’t heard anything yet but last Monday I called 1-800-772-1213 and I was told they’re waiting on one more person to sign off on one more thing and then I should hear something. I was told if I don’t hear anything or receive anything in writing by July 27th to call them back. What do u think is going on? What’s taking so long? And what is it that one more person has to sign off on? Thanks for your time. I hope u can help me out..

    • Kay Derochie

      Dear LaToshia,

      The judge has to sign the letter after his or her decision is written up. That may be what was being referred to or it may be that your son’s appeal was randomly selected by the Appeals Council for a quality assurance review . If so, it would be the Appeals Council that would be “signing off” that the judge followed all the procedures correctly to arrive at his or her decision.

      Sincerely,
      Kay

  • evelyn figueroa

    First i will like to say these is a great website very acurate …
    My question is after three long years my son whos 7 yrs old got aproved for ssi do to jis mental conditions ,i received a letter saying fully favorable ,its been 3 weeks since then alsl the letter said my local office will contact me for any inf not related to the desicion ..i dont know alot about these so i will like tp know how long till i get any inf or will they send the deposit first also i dont have a bank acount so how would that work.
    .
    Almost forgot i will like to put him in a sport that will help him with his bipolar condition ,will the ssi be ok with that?
    Thank you

    • Kay Derochie

      Dear Evelyn,

      I suggest that you call your local office and ask for an appointment to provide updated financial information for your son’s medically approved Supplemental Security Income (SSI) claim. Once you have had the appointment and have provided all the necessary financial information, it can take from a bit more than a week to a month or two for payment to start. Your son participating in a sport for therapeutic reasons should not affect his eligibility.

      Sincerely,
      Kay

  • I have two questions. First,my EOB date is Jan. 07 for end stage renal cause by 45 years of diabetes. . I was approved July willlI get any pay back and how lomg does it take? Secondly,I filedfor disability witha firm a year ago for the diabetes and was denued(n0 appeal). Should this be reoponed?

    • Kay Derochie

      Dear Bluboy,

      It can take a month to three months to get Social Security Disability (SSDI) payments started and longer if you were also approved for Supplemental Security Income (SSI), which usually takes a couple weeks to a couple months and is paid before the SSDI.

      If you did not appeal the claim of a year ago, it is likely your benefits will be based on the current claim only. However, if your established date of disability (EOD) is January 2007, your benefits will start to accrue twelve months before the current application.

      Sincerely,
      Kay

  • AW

    I recived full favorable letter on May 13, completed a favorable review on Jun 25th.

    My question is my child support amount is 450/month, however disabillity pays 720/month to dependents. Child support started at the same time as my ssdi will began payments on Feb 2013.

    My ex wife had custody at the time. How will my arrears be paid for child support. Will they pay her directly, if so will they pay at the court ordered amount or the 720. Or will they give me the money along with back pay and I pay my past due child support, of which I would more than likely keep the residual.

    O yea, I was told since Im under 50, my payment processing is not thru my local office….How much longer should I expect to what

    AW

    • Kay Derochie

      Dear AW,

      If there is a court order for past-due child support, it will be collected from your Social Security disability (SSDI) back pay before any balance is sent to you. If the back pay covers all the past due support, I believe that there is no garnishment from your ongoing checks. As far as ongoing child support goes, you need to check with the court to find out whether your child support will be reduced once your children start receiving Social Security dependent benefits.

      Sincerely,
      Kay

  • Lizardo

    Hi I was approved for ssdi benefits I was just wondering how do they calculate your monthly benefit.

    • Kay Derochie

      Dear Lizardo,

      Your monthly Social Security Disability (SSDI) benefit is calculated based on your earnings record, that is, on the amount of your lifetime work earnings taxed for Social Security. It is a complex formula. You may be able to secure an estimate by going to http://www.ssa.gov, establishing a “My Social Security” account, and requesting a earnings statement, although it appears that sometimes when a claim has been medically approved and calculation is in process the information is not available.

      Sincerely,
      Kay

  • Miranda

    I filed a claim for my son bank in 2013. After being denied and appealing, 3 hearings and more paper work than I knew was possible, the judge advised me to seek legal counsel. So I did. In February I hired said lawyer and in February with to another hearing where said lawyer was 45 mins late and said absolutely nothing during the entire hearing. then later cause us to miss our diary date cause he was unavailable and the social security office sent him my forms.we didn’t know we had another hearing date until it was too late. He then advised me to (his words) “not lie, but stretch the truth” after words I called his office on numerous occasion to let him go but was always put on hold or told he would call me back. Now it’s June and we have a fully favorable decision and have to pay this man an approximate of $4000, because I couldn’t get a hold of him before the decision was made social security says I will have to pay him or file a paper with my rain not to pay him.I will pay I just don’t think his services was worth $4000. What do I need to do?

    • Kay Derochie

      Dear Miranda,

      If you have decided to allow the attorney to be paid, there is nothing to do unless you want to file a complaint with the state bar association. (Note that I am not recommending that you do so.)

      Sincerely,
      Kay

    • Jennifer

      Dear Kay,
      After approximately 2 1/2 years, I received a fully favorable decision from the Administrative Law Judge setting EOD of my deceased husband’s disability at fully 5 months before he stated early social security retirement in February of 2009. He actually took early retirement from his position of 38 years in January of 2007. He applied for Early SS benefits, when SS supplement he received from his employer ended at 62. He did not know that he could apply for SSDI and no one at SSA told him. I applied for his disability after he died in November of 2012 because the representative at SSA said that I should when I went to claim widow’s benefits. He was approved in May of 2013, but I never received an approval letter, there was simply a deposit of $1629.00 made to my bank account. I believe, though I never received any written statement, that 15% IRS taxes were take out, because it was deposited into my account and that is what I have taken out of my social security benefit. After research, I appealed his Date of Onset because when I applied after his death I gave an arbitrary onset date of March of 2010. I, at that time, didn’t known anything about the disability regulations. His early retirement benefit at 62, was $1736.00. At 25% reduction, I calculate his full retirement benefit should have been about $2170.00. From what I have read here and on other websites, his retroactive payment should have been approximately $5378.00. In addition, my widow’s benefit was never adjusted. Because of the favorable ODAR decision his established date of disability was 5 months before he took early retirement. From my research that should mean that my widow’s benefit should have been his full retirement amount plus cost of living increases. He died about two and a half months before he turned 66. I just received a letter form the Great Lakes Service Center informing me that no additional benefits are payable, but that I can appeal. What am I missing here? And does this mean I have to go through the whole appeals process again. I read through 20 CFR 404 (the section on reductions) and can’t find what you and others have said about benefits not being reduced if disability is proven to have occurred before early retirement. I am at my wits end and any information your could provide would be more than appreciated.
      Sincerely,
      Jennifer

      • Kay Derochie

        Dear Jennifer,

        1. Your husband being approved for disability five months before his reduced retirement began would have the effect: His being eligible for more benefits (the difference between his retirement and disability dates) between age sixty-two and his death. That benefit should be payable to you as an underpayment in one lump sum. The notice of the award would be issued under his Social Security number with the letters HA behind it.

        2. Reduction in your widow’s benefit is based on the age you were when you started to receive benefits. If you were not at full retirement age, the widow’s benefit would be reduced. I do not believe that the reduction factor would not change because your husband was approved for disability, but you should check this with the Social Security Administration.

        3. I think that the percentage of your husband’s benefit that you are eligible for is a percentage of his Primary Insurance Amount (PIA), not a percentage of his reduced retirement benefit. (Again, I am not positive about this, so you should check.) If I am correct, his benefit going up posthumously to the full PIA would not change your benefit.

        Sincerely,
        Kay

        • Jennifer

          Dear Kay,
          1.Would he receive the under payment you mentioned or just 12 months retroactive payments?
          2. When John was first approved in May of 2002, there was a deposit made to my checking account for $1626.90 with the memo SSA Treas 310 SSA, the same thing that follows my SS monthly payments. When I questioned the SSA representative she said that his disability payment was reduced because of the fact that he had taken early retirement and in addition 15% income taxes had been withheld. From what you have said his disability should have been his full retirement amount until he reached full retirement age(66). I never receive any kind of explanation as to what his benefit and how it was determined. Do I have a right to see this information?
          3. I appealed and received a fully favorable decision in May from the ADL stating that his disability started a full 5 months before his early retirement.This was followed by a letter from the SSA field office saying that I was not entitled to any additional benefits, but that I could appeal. Did her decision not mean anything, or because she gave his onset date and didn’t mention that it was before his early retirement, the SSA didn’t realize he was eligible for additional benefits? Is the fact that he should not have had a reduction in his benefits a well understood part of the regulations or is it a “secret” as another website suggests.
          4. It is also my understanding that because his onset date was before his early retirement that his retirement benefit would not have been reduced if he had reached age 66. Is this correct? does that also mean that my widows benefit should be his full retirement benefit?
          5. When John passed away I was three months short of 66 myself. I received a reduced widows benefit, based on his early retirement. That was never changed
          when he was originally approved for for disability. With the decision of the ADL, would I be eligible for his full retirement benefit, with the slight reduction for the three months before I reached age 66? Would I be owed for the underpayment of my social security benefits for the last two and a half years?
          5. From what I have read my local security office is supposed to be helpful. They have been any thing but. They just keep saying once his benefits were reduced they were reduced for good. when I go to file my appeal is there anyone in the office that I should ask to speak to that might be more savvy about the regulations.
          I would certainly appreciate any advice and insights you could provide. Thank-you in advance .
          Jennifer

          • Kay Derochie

            Dear Jennifer,

            Your situation is complicated and I’m not sure I can add much to what I have already shared with you. I will try to address a bit of your current correspondence.
            1. Anything determined to be payable after your husband’s death is an underpayment. His disability benefits would have begun to accrue the later of the sixth full calendar month of disability or twelve months before the date of his application.
            2. The representative may have meant that his disability award would be reduced by reduced retirement already paid. For example, if his disability benefit was $1,700 and he was already paid reduced retirement of $1,300, then he would have been eligible for only an additional $400 a month. You do have a right to see how the benefit was determined because the underpayment was payable to you.
            3. Although I am not sure, it seems to me that your widow’s benefit could be increased because your husband’s early retirement was revised to disability status, so it might be appropriate to appeal the calculation of your benefit. (The effect of your taking widow’s early would not change.) All the information about the claim should be available to the payment center, including appeals decisions; however, things can be overlooked and errors made.
            4. You are correct.
            5. See my response to number 3.

            Sincerely,
            Kay

  • Rhonda Wiley

    Strawberry Red
    Just stopping by to say hello, i am new to this site. I see that there are people just like me fighting the disability battle. I pray that all of our prayers will be answered real soon.
    Location: MI
    Age at Application: 46 now 49
    Been fighting since 9/ 2011, had hearing 3/26/2015
    Disability: osteoarthritis in both knees, lower back pain,total hip replacement pain, arthritis in both shoulders, depression, anxiety/panic attacks, wrist pain, migraines
    Date Applied: 9/2011 1st 8/2013 2nd application
    First Approval/Denial Date: 12/2011 denial,
    Second denial: 11/2013 denied
    Reconsideration Approval/Denial Date: 1/2012 denied, 12/2012 denied
    Appeal: 4/2013 denied
    Federal Court/District court: 8/2013 case remand
    Date OTR requested: n/a not requested
    Date OTR Approved/Sent to Hearing: n/a
    Date Hearing Notice Received: 7/2013 1st, 1/2015 2nd
    Hearing Date: 9/20/2013 1st, 3/26/2015 2nd
    ALJ Approval/Denial Date: 1/2014 1st denial, now waiting ALJ decision pending as of May 22, 2015
    Do we thing that i will be fully favorable? I pray that i am and soon.
    Loved reading to know that i am not alone

    Gender: Female
    Age: 49
    Location: MI

    • Kay Derochie

      Dear Rhonda,

      The fact that the district court remanded to the judge means that you have a possibility of being approved, but you won’t know for sure until the decision is rendered.

      Sincerely,
      Kay

    • emily amedee

      Hi I am to begin receiving $825 in SSDI next month..I have 3 minor children and a spouse. How much will they get and will it be auxillary payments or SSI? I am stillconfused. Thanks

      • Kay Derochie

        Dear Emily,

        Benefits paid for your children will be Social Security dependent benefits. If benefits are payable for the children, the total amount paid to all of them will be the difference between your benefit and your family maximum benefit. You can find out your family maximum benefit by calling Social Security at 1-800-772-1213.

        Sincerely,
        Kay

    • angela

      I got my fully favorable decision June 15 2015 and I had my review today June 30 2015 how long will it be before I get my first check

      • Kay Derochie

        Dear Angela,

        If you were approved for Supplemental Security Income (SSI), it could be a week or two or a month or more. If you were approved only for Social Security Disability (SSDI), it usually takes a month to three months. If you were approved for both, Social Security will start a month or two after the first SSI has been paid.

        Sincerely,
        Kay

  • Brenda Smith.

    I received my fully favorable decision may5 after my court date of march 11. I called ssa today and they said it had been picked for review and they could not tell me any more info .is there any way to know how long it will be in review and if approved after review how long till they issue a payment?

    • Kay Derochie

      Dear Brenda,

      The review should not take more than a month or two. You might be able to get more specific information from the hearing office. If the approval is finalized, it will take another two months for benefits to start.

      Sincerely,
      Kay

  • April

    I live in Tennessee. I was wondering how long is the wait for notice of award after receiving approval decision letter from judge? And is it true that some people get backpay deposited before the award letter arrives? Thanks much

    • Kay Derochie

      Dear April,

      Social Security Disability (SSDI) benefits usually start two to three months after your receive the hearing approval letter. Often the first payment is deposited before the letter is received, so watch your bank account.

      Sincerely,
      Kay

      • Sheila

        My husband received a notice for Approval for SSDI on May 23rd. We have yet to receive the reward letter. He was approved for disability from Jan 2015. Do you know what could be holding up the process? They said it was still in processing what ever that means? We were told he should of received his first check in July but did not 🙁

        • Kay Derochie

          Dear Sheila,

          The payment center, not the local office, does the final authorization of payment for Social Security Disability (SSDI). It can take sixty days or more for benefits to be processed to payment after the medical approval. The first five calendar months of disability are not paid; so, if your husband’s disability date is in January, his benefits will start to accrue in July and will be paid in August. (August’s benefits are paid in September; September’s, in October, and so on.)

          Sincerely,
          Kay

  • Hi Kay, After being denied 5 times, i filed a new claim on March 16, 2015 I call ssd. they told me my case was closed on may 20, 2015. I call them today and a man said it was still in final review and a decision have not been made yet. Do you no whether or not will i be approve or not, the lady from ssd in Raleigh stated, that the letter was mail out and i would get it in 2 weeks and i have not received anything.

    • Kay Derochie

      Dear V.L.,

      The delay in getting a letter after the claim was closed could have resulted in your claim being pulled for a random quality assurance review. The decision will not be final until that review is completed. I cannot predict for certain the outcome of your claim.

      Sincerely,
      Kay

    • Curioous

      Hi I am currently in the SSI Process if I receive a settlement over $2000 will that automatically stop my application. I plan to use the money as a down payment so it won’t be a resource. But I’m concerned, I’ll have to restart the process just for getting it.

      • Kay Derochie

        Dear Curious,

        Being ineligible for one month or so will not stop the processing of your SSI application. If you are approved, you simply won’t be paid for the months you were ineligible.

        Sincerely,
        Kay

  • Debbie In Alabama

    I hope this is where I can post my question: I was approved for Social Security Disability and received said approval letter 5/19/15 – payment will begin in June 2015 but will not be deposited until July. Ok, here’s my quandary. Letter states ” We have found you meet the medical requirements for disability benefits…” You indicate you became unable to work on 2/18/15 due to degeneration of spinal discs, inflammation of nerves in spine, inflamed painful lower leg joint, fibromyalgia, leg joint disorder, thoracic spine pain, anxiety and ADD’..While you stopped work because of your condition, you do not meet our requirements until 01/01/2015…. Rules allow us to find you disabled as early as 01/01/15 which is nearer your 55th birthday. Additionally, I have worked all my life beg at age 18 – and SSDI — NOT SSI….. will only be for $802.00 per month. Unbelievable. What is my recourse if any? I’m afraid if I file a request to reconsider my date — and it is substantiated by my physicians and medical records – I may lose what approval I have now.? Please help.

    • Kay Derochie

      Dear Debbie,

      I suggest that you consult a Social Security attorney to review the issue to help you decide whether to appeal. I will offer my opinion of the reason for a different date of disability being established. Your approval appears to be based on a determination that at a more advanced age of nearly fifty-five, you do not have transferable skills to be able to work in an occupation you had not previously performed. As a younger person, a year earlier (I assume you meant 2/18/14 or some earlier year), it was judged that you were young enough to start over in another occupation with your transferable skills and with your medical limitations. (For more information on how claims are decided and how work experience factors in, see the article “How Does Social Security Apply Social Security Disability Laws to Decide If I Am Disabled?” under the Claims Process tab on the navigation bar on this website.)

      With regard to your benefit amount, ask to Social Security for a copy of your earnings records so you can check whether all your earnings were reported. If earnings are missing and your have a W-2 for the missing earnings or can get proof of them, you can submit the proof to see if the missing earnings will increase your benefit amount. I suggest doing that right away.

      Sincerely,
      Kay

      Sincerely,
      Katy

      Sincerely,
      Kay

  • I was fully favorable April 24 2015 for my widow pension I have not received my award letter yet do you have any ideal when I will get it

    • Kay Derochie

      Dear Debra,

      I assume from what you have written that you were approved for disabled widow’s benefits. If that is the case, it can take sixty to ninety days for payments to start. If you haven’t received benefits by the middle of July, ask your local Social Security office to follow up with the payment center.

      Sincerely,
      Kay

  • Ashley

    Hi Kay. I asked a question previously but cannot remember which thread it was in, as such was never able to read your reply. My new questions are this, I just found out that my daughter was approved for SSI, (Applied in November, denied and appealed in March, Approved on May 28th) At the time of the initial application both my husband and I were working, I listed both of our information, such as jobs and ssn. Fast forward to today, I am still working same job same pay, my “husband” on the other hand, i am not sure, We split back in December. He disappeared. have not heard from him nor seen him in almost 6 months, i have it on good authority that hes working at some crappy part time job now (mutual friend told me). When they determine the amount that my daughter will be receiving, will they be taking into account his income as well?? Seeing as hes not living with us or providing us with anything. (Never put him on child support because i dont have his ssn, he gave it to me that day i applied for Ssi but i didnt save the number) I know i am going to be given an appointment to go to the local office to update the info, but how will they determine how much we will be receiving? If you could please help me out it would be great im so confused! I currently make $518 weekly gross (salary), when we were together our combined gross weekly income was $870 if that helps any.

    Also, i know we will be entitled to a back pay of some sorts, and i know it depends on how much i am approved for but do you know how long after approval i am expected to receive my first months payment and also my back payment ?Thank you so much for any input!

    • Kay Derochie

      Dear Ashley,

      Your daughter’s back pay will begin in December 2014. Your husband’s income will count up through the month he moved out. After that, only your income will count. (You may be able to get his Social Security number from the SSI application if you have a copy. If you don’t have a copy Social Security might give it to you so that you can pursue child support, which will reduce the amount of SSI payable. To get a preview of how much your child will be paid, you can use the formula in the article “What Are Deemed Income and Resources and How Do They Affect an SSI Application for Children?” Do one calculation for the months both of you and your husband were in the household and another for the months after he moved out.

      Sincerely,
      Kay

  • Ron Henderson

    Hello, I have been taking care of my son who is now 5 for 2 1/2 years with no assistance up until May of last yr. His mom and I are separated and I was selected to be his payee because his mom is receiving SSDI. The total I have received for him is about $ 10.000 from last May to the current. I filed for my son to receive his own benefits and was denied.I got an attorney and received a Fully Favorable decision ,how long will it take for monthly and back payments? I also received a letter asking me to report the savings for my son. He expenses exceed $10′.000. He’s on a special diet, holistic foods,goes to therapy .needs therapeutic learning devices and outdoor recreational activities that keep him engaged so he doesn’t regress developmentally. Not to mention he is growing out of every piece of clothing he has. Question is, am I required to report savings or open a savings account for him if I’m using his benefits to care for his current needs. Will it be held against me for not having more than a few hundred dollars in his checking account a month? Thx

    • Kay Derochie

      Dear Ron,

      I assume that by “his own benefits” you mean Supplemental Security Income (SSI) disability benefits. SSI has an asset limit of $2,000 for you and $2,000 for your child. There is no requirement that you save money for your son if all of his Social Security dependent benefits are needed for his ongoing support. All but $20 of his Social Security dependent benefits will count as income to reduce the amount of SSI he will get each month and, depending on how much your income is, some of your income may also be deemed his (considered available for his support).

      Sincerely,
      Kay

  • Caroline

    What a great website, & how cool that you continue to reply to the comments! Your answers are very informative & I’ve enjoyed reading them. I would be very appreciative if you could answer these questions for me:

    My ex receives SSDI, a little over $2000/month. Two of his dependents are minors. My daughter (the youngest) receives $530, so I assume that he gets $2120, & that 50% of this PIA, $1060, is split between his two dependents. The older child is 18 & graduates high school this month. I was under the impression that my daughter would start receiving the entire $1060, but when I called SSA today, the lady told me that it would always stay at $530 & that her 1/2 brother’s benefit would “just drop off.” I get conflicting information every time I call the telecenter, so I do not know if she was just misinformed, or if there would be a situation in which the remaining minor’s benefit did not increase?

    If there is a error & her benefit should increase, do you know if there is something we should do to expedite the change? Her brother would be happy to have the school provide verification that he has graduated if there is a particular form he needs filled out.

    He said that his benefit “stopped” in December. He said that when he turned 18 in Oct of his senior year & requested verification of school attendance, that his principal called him in to the office a short time later & told him that he “shouldn’t be paid $500 a month to go to school.” They withdrew him from his classes & sent him to alternative school to complete an accelerated online program to earn his minimum graduation requirements & would not allow him to return spring semester, so I suspect his benefit has been in “suspended” status for not attending classes. (I’m not his mom or payee.). Do you think that might be the case? Or would it have really ended once he had met his graduation requirements & stopped attending classes?

    He is walking the stage & getting his diploma & thinks his official graduation day on record will be May.

    Should my child’s benefit increase this summer, & do we need to do anything with SSA to make that happen? Do you think it would be possible to get the increase backdated to when his benefit “stopped”?

    • Kay Derochie

      Dear Caroline,

      First of all, your ex’s son was not being paid to “go to school.” The law treats him as a minor up to age nineteen if he is in full-time attendance (FTA), which is twenty hours weekly. This is true because parents usually support their children through high school and the dependent benefit is intended to partially replace his father’s lost earnings. The young man should take into Social Security a copy of his report cards if he was in full-time attendance at the school any months for which he was not paid. If he was attending the on-line school lectures (not doing homework assignments) for more than twenty hours a week, he may be able to get a statement from the online program to that effect and get benefits. Also, hopefully, someone will educate the principal before he causes another youth to lose needed financial support.

      To answer the question about your daughter, if the dollar figures you are giving are correct; that is, both your daughter and the other child were each getting $530 each, then her benefit should go up retroactively to $1,060 the month after the other child was no longer in full-time attendance. I suggest communicating with the young man to find out the last full month he physically attended the high school and whether he plans to try to prove he was still attending school twenty hours a week while taking the online courses. This is so you know the month your daughter’s benefit should increase. Then contact your local Social Security office and ask them to check with the payment center to see whether your daughter’s claim has been flagged for recalculation.

      Sincerely,
      Kay

    • suzanne basore

      My question is….I had my hearing on June 17 2015 the alj asked a few questions and then asked the VE if I could do any work that is related to my skill set. She told him no. He told me that I have met the medical requirements for approval. I haven’t received anything. Is it possible that the decision could be reversed? Does the same judge sign the final approval or does it go to another one?

      • Kay Derochie

        Dear Suzanne,

        The judge you saw will be the judge who makes the decision and signs the decision letter. The only exception would be if the judge became ill or retired before the decision letter was sent out. A judge’s approval decision can be overturned if a claim is randomly chosen for a quality review and it is determined that the decision was wrong or was made with insufficient investigation. Only a small percentage of claims are pulled for quality assurance.

        Sincerely,
        Kay

  • keke

    Hi, I applied for benefits in 2012, I also applied for ssi on July of 2014; but on a letter it says I applied in 2013 which I don’t remember cause you have to go inside the office to sign up. On December 16, 2014 I had a hearing with no lawyer present. During my the judge asked me about my illness and also said I had a lot of medical issues. During my hearing he didn’t ask the Ve on the phone whether I can work or not. I submitted more medical records and he also want to send off for test that says my heart beat fast in a sitting position and also my records from psych I was seeing for the past two months but was on meds for depression and anxiety since 2012. I told the judge the my illness gotten worst over time. The judge told me that he wanted to call me back in after he got the medical records for a supplement hearing. On February 18, I received a notice giving me ten days to allow to enter into evidence and ask for a supplement hearing. I just waited letting them enter my records in. My actual question is it to late to get a lawyer since its May now and I have not heard anything back yet. I called the office an the say it’s just pending, one guy told me it was in post review. My condition I suffer from are uncontrolled high blood pressure, syncope and collapse, carpel tunnel both wrist, gerd, left shoulder cuff tear, right knee inflammation, gerd, anemia, depression, anxiety, problem with my thyroid. My pain level showed up in my blood work but the judge doesn’t have that it a recent blood test in white blood cells was 17.1 but the doctor said that was fine .

    • Kay Derochie

      Dear Keke,

      It is not too late to hire an attorney. If you decide to do so, I suggest asking the attorney if he or she can come up to speed in reviewing your full claim file and not delay the second hearing if there is to be one. (I can’t tell from what you wrote whether you requested the second hearing within the ten days allowed.)

      Sincerely,
      Kay

  • Luis Alvarez

    No entiendo pq solamente el SSDisability me pagara 950.00 mensual.
    Trabaje durante 8 years en una buena company y gane en 8 years antes de irme por disability sobre 40,000.00 anuales.
    Cuando reviso en quick calculator para verificar un estimado de cuanto sera mi pago mensual, me pide mi fecha de nacimiento y es 11/09/1970
    luego pide mi ultimo ano de ganacias: (2011 y me gane 41,046.00) luego le doy someter y sale que los pagos mensuales seran de 1,441.00. Debo llamar pq sera un error verdad??

  • Jhemill Gordon

    Hi. why i will receivd paid from SSDI only 950.00 monthly when i work 7 year with over 35,000.00 anually this is an error?? I used the calculator on SSA.gov and
    Enter your date of birth 09/nov/1970
    Enter earnings in the current year: obviosly 0
    If you entered 0, we assume you are now retired. Enter the last year in which you had covered earnings and the amount of such earnings.
    Year: 2011 Earnings: 41,046.00
    and i submit request and the Disability Monthly benefit amount is 1,441.00
    Why only received monthly 950.00

    • Kay Derochie

      Dear Jhemill,

      You have a short work history (only seven years) before becoming disabled, which could explain the relatively low amount of your benefit. If you put in only your highest year’s earnings ($41,046) into the calculation instead of your average earnings that might have inflated the estimate; however, I suggest that you ask Social Security to show you the earnings on which the benefit was calculated to be sure they have all your earnings recorded and no mistake as been made.

      Sincerely,
      Kay

  • george

    I didn’t know which page to write in I get ssi since I was 18 I’m 32 now I have two kids I’m not married I just purchased a house and a car with the mother if my children I had called and asked social security and asked if I could do these financial changes but they failed to mention anything about buying these with my gf now I’m being investigated for a hold out relationship I have all my bills in my own name my own bank account a pay part of the mortgage she did open a joint bank account just for emergency for the kids how do I prove I’m not in a hold out relationship in my family I don’t mention her as my wife or in my community since are not married I am visually impaired and depend on her to drive me around that’s why I Co signed to purchase a car since we didn’t have one can I trade in the car Iñ order to get it out of my name and close that joint account I need some advise in order to fix this thanks

    • Kay Derochie

      Dear George,

      Please see my response to your prior posting. You add a bit more detail here so I will address the car and bank account a bit more. If you transfer the car and/or the bank account you may be ineligible for SSI for a few months because you are giving away assets. For example, if the bank account has $1,466 in it, you would be ineligible for a period of two months if you give it away by taking your name off the account, because the money could be used to support you at the SSI rate of $733 a month. (If the intention is that you would have access to the account if your girlfriend became incapable of accessing the money for the children, she could fill out power-of-attorney papers at the bank, which would give you access to but not ownership of the account.) If you have your name on only one car, owning the car does not affect your SSI resource limit, but see my other response about payments made on it if it is not paid for.

      Sincerely,
      Kay

      • jorge cabrera

        Thank u for responding the car is getting payed in payments and the bank account has 500 or less by now how do I prove I’m not in aa hold out relationship I provided statements from family and friends saying I present her as a gf nothing more also provided bills in my name and mail only in my name since we don’t have anything else with both our names beside the home loan and car loan home loan says she’s unmarried and I as single doesn’t say anything else

        • Kay Derochie

          Dear Jorge,

          The things that you mentioned having, especially the home loan that says your girlfriend is single should be enough to prove that you are not domestic partners presenting yourselves to the public as being married. If the decision goes against you, appeal.

          Sincerely,
          Kay

  • cody

    hi i received approval letter from alj on 04/07/2015 it was fully favorable decision for both ssi and ssdi i called local office and they said give them two weeks that has come and gone nothing has changed on my ssa account online i havent received anything since. What should i expect i am owed back pay onset date is 5/07/2011 i dont understand why i was approved for ssi either because by ssdi benefits will be to much to receive ssi so please just let my know what to expect now

    • Kay Derochie

      Dear Cody,

      I suggest that you call the local Social Security office or the call center at 1-800-772-1213 and ask for an appointment to update your financial information from the date of your original application to present. (They must have meant allow two weeks for them to contact you for the update.) The update has to be done before the Supplemental Security Income (SSI) can be paid and the SSI is paid before your Social Security Disability (SSDI) is paid. You will be paid SSI for the months before the Social Security actually starts. Your SSDI will be reduced by the amount of SSI paid for overlapping months of eligibility before the SSDI is actually paid. It is worth noting that there may be a tax advantage in receiving some of your back pay in SSI because SSI is not taxable.

      Sincerely,
      Kay

      • cody

        my wife gets ssdi and i wouldnt have been eligible for ssi with her income back then

        • Kay Derochie

          Dear Cody,

          If you are sure no SSI is payable for months before your SSDI will begin to accrue and you don’t need to have some of your retroactive benefits be non-taxable, then go to Social Security and withdraw the SSI claim and ask them to make sure the payment center knows that no SSI is payable.

          Sincerely,
          Kay

  • Kim Dyche

    I applied in 1/2006 for SSDI; and was denied. I reapplied. So I had two cases. My second case was approved. I have been receiving benefits on that case since 2012 (back pay from 2009 along with auxiliary dependent benefits for my children). After all of these years, the judge approved my appeal for my 2006 case. They are calculating my back pay. My question is … do my two adult children (22 (& married) and 21) receive back pay auxiliary benefits even though they are adults and I financial struggled to take care of them during that time? Thank you.

    • Kay Derochie

      Dear Kim,

      Yes, your adult children will receive back pay based on your 2006 application when they were minors. The benefits will be paid directly to them because they are adults now.

      Sincerely,
      Kay

      • Kim Dyche

        Why will they be paid when I paid for all of their expenses as minor children when I was disabled with no social security disability income? This does not seem to be justifiable.

        • Kay Derochie

          Dear Kim,

          Any adult who is mentally capable is entitled to receive his or her own benefits directly regardless of who may have supported them in the past. If you are in debt and still paying off money that you borrowed to support the children when they were minors, you might talk with them to see whether they would choose to share the money with you or pay on the loans.

          Sincerely,
          Kay

  • KimJ

    Hi, I’m in the process of trying to get SSI however I’m scared that Iwont get aapproved. I have been at my current job for 17 years and don’t want to loose everything. I have been battling RA, fibromyalgia, Sarcoids and depression. I hurt almost every day and once I leave work I have no energy and my kids suffer from this. My question to you is do you think there could be a good chance I could get approved? I’m only 36 but I was diagnosed about 10 years ago. Thank you for your time.

    • KimJ

      I haven’t stopped working yet andI haven’t applied yet, but it has been on my mind for about 6 months now. Thank you

      • Kay Derochie

        Dear Kimj,

        I responded to your prior post before seeing this second one. At age thirty-six, you must be unable to perform prior occupations and any other occupations for which you have the education or transferable skills. I suggest that you discuss your condition with your doctors to ask them about the limitations and restrictions they see you as having.

        Sincerely,
        Kay

    • Kay Derochie

      Dear Kimj,

      I cannot predict whether or not you will be approved except to say that if you are still working and earning $1,090 or more gross, your claim will be denied. (Your post makes it sound as if you are still working.)

      Sincerely,
      Kay

  • tammy

    I applied for SSI for my son in 2011 we were turned down with the court was turned down again appeal the decision and it went back to bed yet waiting on the decision do when we were in court the medical experts said that my son will not get any better can you tell me what your decision would be what you think this is in with me on this case

    • Kay Derochie

      Dear Tammy,

      I do not have enough information to give you an opinion regarding whether or not your son’s claim will be approved.

      Sincerely,
      Kay

  • Doris

    Kay, I received a letter from SS in February determining I am medically disabled. I applied for SSDI in November 2014, which is the approval month according to the letter received. The remainder of the letter states SS is reviewing non-medical as well and I should receive a second letter. I called the local SS office and they had not received notification yet. I started receiving widow’s SS benefit in April 2014 at age 60, will I lose it if awarded disability benefits. Is there ever a time when SSDI is awarded without the 2 year waiting period of receiving disability? Thank you.

    • Kay Derochie

      Dear Doris,

      The two-year waiting period is for Medicare coverage, not for benefits. If you were determined to be disabled beginning November 2014, Social Security Disability (SSDI) benefits would begin to accrue in May 2015 and be paid in June 2015.

      Your widow’s benefits will continue in a reduced amount only if the widow’s benefit exceeds your disability benefit. If so, your disability benefit and your widow’s benefit together will equal the amount of your current widow’s benefit. If your widow’s benefit stops when disability benefits begin, the amount of widow’s benefits at full retirement age would be recalculated because of your having taken only thirteen months of reduced benefits. If the recalculated widow’s is higher than the benefit on your own record, you could at that time switch over to widow’s.

      Sincerely,
      Kay

  • Brad

    Why would a payment disappear from myssa under payments? It showed a one time payment for this past friday now it doesn’t show that..I thought it showed there once authorized? I did attempt to sign up for a treasury express card monday did that halt it?

    • Kay Derochie

      Dear Brad,

      If the payment was scheduled for a date out in the future and showed a paper check as the mode of payment, it is possible that your requesting the DirectExpress card did temporarily cancel the payment so it could be issued on the card. I suggest that you call Social Security at 1-800-772-1213 to get an explanation.

      Sincerely,
      Kay

  • wayne

    Hi Kay, We were speaking about a week ago and once again I appreciate your help. I logged into myssa two days ago (Saturday) and it had LOTS of new info that wasn’t there Friday. It says one time payment amount (little over 25,000) and it showed a date of today 3/23/2015 for payment date. Over to the left it says Payment Method: PAPER CHECK. I was told by ssa that a check with today’s date exists though she couldn’t say if it went out this past Friday or if it will go out today. I was actually really surprised that it happened so quick beings the payment center was just sent the claim on March 12th but anyways with your professional opinion when do you think my check was mailed? Today or this past week? Since I was confirmed that it was a paper check do they usually go out on the date the myssa payment date says or is that just the day it’s processed? I was told that date is the date that shows up 24 hours after the computer action was taken. Thanks for your answers!

    • Kay Derochie

      Dear Wayne,

      Based on the information you are relaying, I would say that the check was mailed on Monday the 23rd.

      Sincerely,
      Kay

  • Will the social security administration tell you on the phone that you are denied? They told me cpl days ago I would only learn the outcome via letter from ss.
    The next day a guy was really rude and said i was denied and I asked him about being told they could not tell me over the phone. He said he could if so choose to….????
    Do you know if he may have just lied to me to get me off phone?

    • Kay Derochie

      Dear Kimberly,

      Currently, the Social Security Administration has a policy of not giving out claim decisions over the phone. The person who told you that you were denied was breaking that policy. You should have a letter within a week or a little more, which will confirm the decision.

      Sincerely,
      Kay

  • Lisa

    My friend was recently approved for spousal benefits and survivors benefits for her 3 children after her ex husbands unexpected death. SS website payment history shows back payment in system effective 03/18 with her first regular payment scheduled for 4/08. She did not have a bank account when approved, but has since opened one. April checks will direct deposit, but paper check has already been cut for the back payment (per SS). Her family is living with us (since January) as he was their whole means of support. We are haunting the mailbox for these 4 checks (each $732) and wondering how long it should take for the check showing effective date of 3/18. She is so anxious to get her own place again and provide some stability for the children.

    Thanks for all that you do.

    • Kay Derochie

      Dear Lisa,

      Your friend should receive the checks this coming week.

      Sincerely,
      Kay

  • Karen

    I applied for SSDI via an attorney at the end of 2012. I have decompensated, end-stage liver disease with ascites/edema/GI bleeding and will need a transplant in the very near future. This disease is not due to alcohol, it’s genetically based. It has also caused severe osteo-dystrophy with debilitating fatigue, so just getting through a day is tough and requires a lot of resting/sleep, etc. I have hundreds of pages of medical records, MRI’s that confirm everything wrt the multiple diagnoses.

    I was stunned when I received a letter stating that I was turned down. My lawyer said that this is not uncommon for someone like myself, with an advanced degree/engineering professional, to be rejected. Is this correct? It seems amazingly unfair to expect me to pay into the disability “insurance” system and then deny me access. They seem to think I should be able to continue work even if I’m flat on my back in a hospital bed.

    Should I keep fighting through the appeals process or is it a losing battle if you’re deemed to be an extremely employable professional? Working is not an option, typically I’m utterly exhausted by 2 in the afternoon just by doing little things around the house. Also, can the back pay stretch back to the year before I actually applied?

    • Kay Derochie

      Dear Karen,

      It is true that individuals with advanced education can often work in occupations for which they have skills because many of those occupations do not have physical demands. Therefore, it is also true that it is “harder” to be approved with advanced education especially with a work history that corresponds to the education.

      That said, you should definitely appeal and, if needed, keep appealing all the way. Bring your A game to your request for reconsideration so that hopefully you will not have to go to a hearing. For your appeal, request from the Social Security Administration (SSA) a copy of your claim file so you and your attorney can see exactly what information SSA had when making the decision and the reasons for the denial as outlined in the decision memo that will be in file. Be sure that your attorney is clear on the level of fatigue you have and any concentration or other mental problems related to the fatigue or pain. Discuss with your attorney the best way to convey the severity of your limitations and why you can’t do the identified occupations.

      Sincerely,
      Kay

  • Donnisha

    Dear kay,

    I have received my letter of approval January 28th,2015 they are going back 2 yrs I’m in the state Michigan I have met with the worker at the social security office February the 11th I have yet to receive a first month payment a budget letter or even a back pay payment I have contacted the worker and her response to myself was she been very busy and haven’t had the time even look at my case since I met with her February the 12th my question to you kay is this proper protocol and how long does she has to get to my case im at my witz end here it feel like im still fighting for my money please enlighten me about this.

    Sincerely donnisha

    • Kay Derochie

      Dear Donnisha,

      It sounds as if you applied for Supplemental Security Income (SSI). If that is correct, payment is authorized in your local off and it sounds as if your Social Security office is back-logged with work, which is true of a lot of SSA’s offices, which seem to be understaffed. All you can do at this point is wait.

      A monthly benefit will be released before the back pay. If the back pay is more than $2,199, it will be paid in up to three installments six months apart.

      Sincerely,
      Kay

  • shay

    Hello! I was recently approved at hearing level on 3/2015 with an onset date of 11/2010. I have not received my award letter yet. I was scheduled to meet with ssi to see if I qualified for concurrent benefits and was unprepared that the worker needed my childs fathers income (whom lives with me) dating back to my application date. Apparently in my initial application, I filed for both ssdi and ssi, not knowing the inncome guidelines and what i could expect with my work history. Now I know I will probably receive between 1100-1200 plus I am applying to receive benefits for my 2 eligible children which I am sure probably exceeds the limits. I think that my childs fathers income is too high especially considering what i would receive, for me to be qualified for ssi which is fine. I just wonder how that can affect my ssdi payment and backpay. Will being disqualified for ssi affect my payment and retrobackpay for ssdi? And if I am qualified, how does ssi affect my ssdi backpay and future payments? At this point I just want what is due to me as far as backpay and monthly payments,, I am not interested in ssi so am I able to cancel that application and just receive the ssdi? And lastly, does the ssi process slow down or affect the processing of my ssdi payment and backpayment? This is driving me mad, Please help!! Thanks so much!

    • Kay Derochie

      Dear Shay,

      First, if you are not married to your child’s father, his income has no bearing on your Supplemental Security Income application. (If you had filed an SSI disability claim for one of your children, his income would be used to calculate the child’s benefits benefits.) You need to let Social Security know that you are not married.

      Second, SSI is calculated monthly based on income actually received in the month including in-kind support and maintenance. This means that your Social Security benefit is not countable income during the period of time your SSDI claim has been pending and will pend until payment starts. Even though your monthly SSDI is too high for SSI ongoing, you could be eligible for SSI in past months.

      If your child’s father has been paying for rent or mortgage, utilities, and food for you and you are eligible for SSI for some months, the SSI will be reduced because of the in-kind (non-cash) income in the form of shelter and food. The maximum reduction is $244. If you think your share (one-quarter of the expenses with four in the household) is less than $244, you can provide proof the actual household expenses so the exact amount of support can be calculated.

      Your Social Security will not be paid until the SSI has been paid because your SSDI back pay will be reduced by the SSI back benefits paid for the same period. This could increase processing time, but if the local office pays the SSI quickly, the delay would not be significant. Getting part of your income as SSI could have a tax advantage over getting all of it in SSDI because SSI is not taxable and if you get a large retroactive SSDI payment all the way back to 2011 (you don’t give your application date so I don’t know when benefits begin to accrue), some of the SSDI could be taxable.

      Lastly, withdrawing the SSI application, which appears to be underway, would not have a negative effect on your SSDI claim. Just be sure that your local office transmits the information to the SSDI payment center that SSI is not involved.

      Sincerely,
      Kay

      Second, the amount of your SSI bene

  • Katherine

    I was reading that post from someone i think monica where she said the payment center had both claims with two dates. Same thing happened to me and my attorney said that payment center ONLY gets both claims if the previous had been re opened and payment was to go back to the first so whether or not that’s true I don’t know just what I was told.

    • Kay Derochie

      Dear Katherine,

      My opinion concurs with your attorney’s opinion.

      Sincerely,
      Kay

  • Hal

    Wait I’m sorry I think I confused that job with Benefit Authorizer

  • Hal

    What is a CA? Claims Authorizer? What do they do? Can they still deny my claim once it’s at the payment center? or do they just process the information and person into payment?

    • Kay Derochie

      Dear Hal,

      Your claim will not be medically denied at the payment center. The Claims Authorizer will double check that you were insured (had enough work credits) on your established disability onset date and will calculate benefits based on your earnings record, your onset date and the application date of the approved claim.

      Sincerely,
      Kay

  • Anita

    I fought the majority of the claim myself these past years and the firm only joined my claim 2 months ago…

    • Kay Derochie

      Dear Anita,

      If you think the amount the attorney bills is not appropriate, you can make a request to the Social Security Administration that the fee be reduced. The request may or may not be granted.

      Sincerely,
      Kay

  • Frank

    Social Security looked up my claim today said the payment center was “handling the attorney fee” how can they see step by step what the payment center does? Does that mean I’ll get a check soon?

    • Kay Derochie

      Dear Frank,

      The local Social Security office has limited electronic access to the status of a Social Security Disability claim and payments that have been made on it. Attorneys are often paid before the remainder of the back pay is released to the claimant. I can’t predict how it will take for the benefits to be released to you.

      Sincerely,
      Kay

  • Anita

    Hello Kay. I was approved and the way I found out was that I called to ask my attorney a question and that’s when a para legal told me it was approved on Feb. 28. I asked a question she couldn’t answer and said she would have to have an attorney from the office call me back (Hoglund Law) and this was last Tuesday. I have called back daily and all they say is your request for an attorney to call you back is in the system but they haven’t been able to yet. It’s been a WEEK and this is supposed to be my attorney! Is there a way to file a dispute for them not to be paid?

    • Kay Derochie

      Dear Anita,

      I doubt that you have grounds for a dispute because their services assisted you in getting your claim approved.

      Sincerely,
      Kay

  • Monica

    What Im getting at is is that standard operating procedure when 2 claims are merged?

    • Kay Derochie

      Dear Monica,

      Please see my reply of a few minutes ago to your earlier post.

      Sincerely,
      Kay

  • Monica

    Hi there. I had two disablity claims 3 years apart. I was told by the baltimore payment center that 2 claims with 2 different dates were sent to them by local ssa but there was no other info yet as it just got there on march 12th. Does this mean dds opened up my prior application from 3 years ago as baltimore has an application from april 2011 and one from june 2014?

    • Kay Derochie

      Dear Monica,

      It sounds as if the prior claim may have been reopened. It is not standard procedure to do so. If it has been reopened, payment will be based on the April application.

      Sincerely,
      Kay

      • Monica

        Thanks for the answers but I was just trying to see if the payment center (mod 13) has 2 apps that were sent to them is THAT standard operation procedure when 2 claims are merged? If they were just going off the latest claim would they have only been sent that one? The lady at the local office that sent my claim to Baltimore was very adamant that they re opened my old claim but other things I have been told just makes me a bit skeptical. Thank you.

        • Kay Derochie

          Dear Monica,

          I believe only the more recent claim file would have been reviewed and sent to the payment center if the prior claim had not been reopened.

          Sincerely,
          Kay

  • dale

    who determines and adds retro pay to a ssdi claim? the local office or the payment processing center? If I have an onset date and an app date that has more than 17 months in between (app date march 2014 onset november 2009) will I for sure get retro?

    • Kay Derochie

      Dear Dale,

      The payment center does the payment calculations for Social Security Disability (SSDI). The local office does payment calculations for Supplemental Security Income (SSI). With the time frames you describe, you will be eligible for SSDI retroactive benefits for the twelve months preceding the month of your application.

      Sincerely,
      Kay

  • Dorian

    What does a payment center do? Do they just process the payment or is their job a lot more complex? The claim is already approved so what is their exact job and I read that only the payment center calculates dates of entitlement is that true? Thanks.

    • Kay Derochie

      Dear Dorian,

      The payment center is responsible for reviewing all the factors that go into the calculation of payment and releasing payment.

      Sincerely,
      Kay

  • Sonia

    My question is about rep payee. My son needs a rep payee. I went in the local ssa office filled out the paper work and was given a bunch of papers and the lady said to take these to a bank to start a rep payee account I said ok so she finalized the claim and sent it to the payment center first thing the next day. Well I get to the bank and they say no we can’t open the account with these papers it has to be a court document with a stamp. I tried several banks none would do it but then found a small bank whose legal department said they would open it on a temporary basis but the legal document had to been in asap. I declined to open the account there however and it’s already at the payment center. Will his first check be paper now? also how long will it take me to get the correct legal court papers for rep payee in the mail? I just did the rep payee application earlier this week on Wednesday. Does it really have to go to a court to get approved for rep payee wouldn’t that be a long process? Will me having to be rep payee hold up his payments even though it’s already at the payment center and already being processed there?

    • Kay Derochie

      Dear Sonia,

      I have never heard of having to have a court document to set up a bank account to receive Social Security or Supplemental Security Income benefits as a representative payee. If you were trying to set up an account as a guardian or conservator, you would need proof that a court had appointed you. So, I think there may be something about the way you are explaining the account or reason for the account that is leading the banks astray.

      The account title for the account should be set up as “your son’s name by your name, representative payee.” Such a title shows that the money belongs to your son and that you are the only one with access.
      The simplest solution might be to wait for the first paper check to come and take it to the bank. It will show you as payee. The award letter will have your name on it along with your son’s and your son will get a payee-notice letter also. You could wait till you get the letters and then take to the bank both the check for deposit and the letters.

      Your being your son’s payee will not delay payment.

      Sincerely,
      Kay

  • Jack

    Hi there. My case was sent to the payment center after winning at reconsideration level. It was sent on March 11. My attorney calling the payment center when I went to meet with him Thursday to verify. They said they just got the case yesterday and since they were talking to him on the phone they were going ahead and pulling the claim and sending it to a mod? What does that mean? I live in Cincinnati Ohio. Will mine go to center 7 in Baltimore? My sister got ssdi at the same level as me back in December and she had an award letter within a week of it hitting the payment center and had a paper check sent to her initially with her back pay and that came less than a week after the award letter. How are some processed that quickly? I was told to expect a letter within a couple weeks. I didn’t know they still did paper checks?? They said it was because she didn’t submit banking information and declined the treasury express card but after getting the check she had to enroll right away into treasury express card which she got 2 weeks later.

    • Kay Derochie

      Dear Jack,

      I do not have an explanation for why some payment is initiated quickly and some is not. Although I can say that very large back payments that cover a few years do seem to take longer. I don’t know for sure what “mod” means, but I suspect it stands for module meaning that the receiving department that confirmed receipt of the approved claim sent it to the section (module) responsible for reviewing it and initiating payment.

      Sincerely,
      Kay

  • Lauren

    Hello. I filed an application for disability on in March of 2014 and listed an onset date of March 2014 even though I’ve had problems for at least 4 or 5 years now with medical documentation backing that. I had another old application on file from January 2011 which lost on appeal and I just gave up and tried to work but did not meet SGA for any years from 2011 on. Well my new app was won on appeal and when I talked to social security last week they said my disability onset date was August 2011. Does that mean they are going all the way back for me or does that mean my date of entitlement will be February 2012 or March 2013?

    • Kay Derochie

      Dear Lauren,

      Unless your favorable decision explicitly states that your prior application is being reopened, which rarely happens. Your benefits will be based on your current application and benefits will begin March 2013, twelve months prior to your current application.

      Sincerely,
      Kay

  • Wayne

    It was a total temporary encompassing dec 2007 to jan 2009 so I guess it won’t have any affect whatsoever. I really appreciate you taking the time to answer my questions Kay.

    Wayne

    • Kay Derochie

      You are welcome, Wayne.

  • Wayne

    Hi. The social security field office quoted me $825 a month ssdi with an onset date of 6-28-2011 (claim was just approved on jan. 25 then sent to review which they said happens to 10% of cases then back to my local ss office on feb 25. She quoted me a back pay of like 3400$ that doesn’t add up? I was told that field office can not give me those numbers only the payment center can generate those figures based on my monthly amount and my onset date. The issue was they thought I was receiving WC payments due to my answer on the initial disability app I guess I worded it wrong. I received a ONE TIME lump sum check for $10,000 (minus attorney fees I got 6,655.) I have never gotten a penny since and this was due to an injury in June 2007 and I stopped working later that year then got the settlement payment on June 1 2009. I only made like 600 a month while working for that company and SSA was under the impression I was still getting that as an annuity or monthly payment or something. They re calculated after I submitted the correct papers from the old attorney showing it was a one time thing. I’m assuming since I made so little a month at that company and it happened a few years before my disability date for totally different thing that it probably won’t affect my ssdi at all now she said but she refused to quote new figures for monthly pay and back pay now saying the “payment center” does that. So, I don’t know why she tried to quote me that wrong info to begin with so I’m not complaining really as if she wouldn’t of then I would be getting the wrong amounts. So, I’m assuming IF the WC from that long ago does NOT offset me then theoretically I should get more than $825 a month right? My back check should also be over $30,000 since it’s going back 39 months. The only thing the would give me a 100% sure thing on was my onset date of June 2011. Other info I’m a 32 year old male. I also made small amounts of money in 2011 (249$) 2012 (6800) and 2013 (4500) though NONE of those were over the $780 but they decided to give me the onset date of 6/2011 which was also my original app date. I applied on 6-28-2011 was denied then NEVER appealed but opened a new app in September of 2013 but they ended up opening my old app back up and giving me that onset date (how nice of them haha) so now you have all my info. Is there any possible way to extrapolate any new info from all this info including my original question? Thanks!

    • Kay Derochie

      Dear Wayne,

      Please see my two previous replies. Based on the additional information you provided, I believe that the Social Security Administration did not reopen your prior claim. If your claim has been handled as would be typical, you have been found to have become disabled beginning June 2011, but payment will be limited to twelve months before your new application date. That is payment will begin to accrue September 2012.

      Sincerely,
      Kay

      • Wayne

        so your saying they would of found me disabled beginning june 2011? the printed paper from the local ssa branch that was given to me 2 days ago to give to my county office for snap said I was approved for ssdi with an onset date specifially typed on the paper of June 28. 2011. I was told by my attorney that I would be paid starting the sixth full month after that onset date they gave me of june 28 2011. So, did they give me bad info or is date of entitlement not always the sixth month after the onset date?

        • Kay Derochie

          Dear Wayne,

          You would be paid beginning the sixth full month of disability if the 2011 claim, which you did not appeal, was actually reopened, which is rare but not impossible. If the claim was not reopened, benefits will begin twelve months before the date you file the second claim.

          Sincerely,
          Kay

      • Wayne

        One last thing. The new app from sept. 2013 I gave my disability began date a date of sept. 2013. So, I would of thought the only way they could of known about the other date is if the looked at my old app and see the original date i put on that app as disability began on june 28 2011. After I was denied on that 2011 claim I TRIED to go back to work was not well. I tried two different jobs in 2012 and 2013 neither one lasted more than 3 months then tried to go back for another one didn’t work out. I never worked more than 25 hours in one week and I never made more than 600$ in any given month and there were gaps in between those months of me having no job.

        • Kay Derochie

          Dear Wayne,

          Please see my responses posted today to your earlier questions. The work pattern you describe would not interrupt a period of disability because the short periods of work would be treated as unsuccessful work attempts and, in addition, the work was not substantial.

          Sincerely,
          Kay

      • Wayne

        The lady handling his claim at the local office said they re opened his old claim and back pay would go back to December 2011 so I guess this did re open that then? I did not ask them to but I guess DDS just did it.

        • Kay Derochie

          Thanks for the update, Wayne.

  • Wayne

    I filed and won. My date of onset is June 28. 2011. I worked a small amount that year making 279 dollars. I went on to make 6,000 in 2012 and 4,500 in 2013. I know my date of entitlement is Jan. 2012. My question is will those small amounts of money I made in 2012 and 2013 affect my back pay? I am supposed to get 900 a month going forward and whatever the current rate was before the raise in Jan. of 2012, 2013, and 2014. I just need to know if that will be taken out of my back pay. Couple people said no that I am still entitled to full back pay back to 5 months after my date of acceptance one person said they will take the 6,000 and the 4,500 out of the back pay and one said they may take a small part of back pay only. Any current or former ss workers on tonight that would know? My claim was just sent to the payment center today so I won’t know anything for at least a week. They tried telling me last week my back pay would only be 3,500 and monthly 825 but it all had to be re calculated because ssa made a mistake and thought i was receiving monthly workers comp checks from an injury and award in 2008 but it was actually only a one time settlement award of 10,000$ for an injury that happened 3 years before my disability onset date and had nothing to do with my current disability so those figures were WAY off so it was re done then sent to payment center today. So I just wanna know about the small employer wages from 2012 and 2013. I was also told by someone that ssa was completely aware of the money made in 2012 and 2013 but still made the decision to make my onset date June 2011 so the wages I made in 2012 and 2013 won’t matter.

    • Wayne

      well i read that ssa spreads it out so far but if it was only 10,000 and i was making about 600 a month then that should lead to ssa spreading the 10,000 out over 16 months right? So, since that payment was given to me on June 1 of 2009 for an injury on June 1 2007 then it won’t affect my disability onset date of June 28. 2011 correct?

      • Kay Derochie

        Dear Wayne,

        Total Temporary workers compensation lump sum payments are usually prorated based on the weekly amount the comp benefits would have been had they not been paid out as a lump sum. Permanent Partial workers comp benefits are usually prorated at a lower rate. If the lump sum was for future benefits and not for back benefits beginning in 2007, then, depending on the proration formula, there might be a little overlap in the earlier months of your Social Security entitlement.

        Sincerely,
        Kay

    • Kay Derochie

      Dear Wayne,

      Work earnings do not reduce Social Security Disability (SSD). If you are eligible in any given month you receive the full benefit (unless subject to workers comp or government pension offset), even if you are working. You are required to reveal all work that you have performed for the period of time you are claiming disability. If you did so, then your work activity was considered in deciding to approve you. (If you didn’t report it, the Social Security Admininstration’s [SSA’s] computer interface with the IRS makes the earnings information available to SSA and should have been passed to the individuals making the disability decision.)

      Your work in 2011 wouldn’t affect eligibility. The pattern of your work after that (how long at a time, how much per month,and the reason you stopped and whether the work occurred before or after you had been disabled for twelve months determines are all factors that go into how the work is considered.

      Typically it takes two or three months or more for payment to be released from the payment center.

      Sincerely,
      Kay

  • Abby

    Hello kay is been two months that my husband had his hearing we called the office of disability and they told us that they just waiting for the judge to sign the paper.. Hopefully we hear something soon

    • Kay Derochie

      Dear Abby,

      Your husband’s appeal is in the final stage so, yes, he should get a letter soon.

      Sincerely,
      Kay

    • Abby

      Thank you kay 🙂 we happy that this is going to be over soon after more than 2 years of waiting!!!

      • Kay Derochie

        You are welcome, Abby.

      • N. J. Bell

        Hi, I had my hearing Nov.24, 2015. I have been told by the courts, my claim for SSI was submitted Nov. 2012. I had gotten laid off from WaMu Bank. I only worked with an employment agency and because of severe carpel tunnel, causing nerve and muscle damage. And severe back pain, which i can’t stand, walk or sit too long. My hearing was held after 3 denials. My attorney said my hearing was encouraging and he feels I will get SSI. Approx long will it take for an answer and the payment approx timeframe to receive money.

        • Kay Derochie

          Dear N.J.,

          The guideline for the judge to make a decision is sixty days, but sometimes it takes longer. Payment usually begins within sixty days of the favorable decision letter.

          Sincerely,
          Kay

  • Katherine Garland

    I went on the ssi application status page and it says a decision has been made and I will receive a letter in the mail with the decision. How long does it take to get the letter typically? Also I applied very recently and already have a decision made. Is that a sign of bad decision or good that it went so quickly?

    • Kay Derochie

      Dear Katherine,

      If you submitted a very complete claim with a lot of supporting evidence or have a very clear, severe illness or injury, a decision can sometimes be rendered quickly. The other scenario would be that what you submitted clearly showed you were not disabled. So, I can’t predict the outcome of your claim. I would expect you’d have the letter within ten days.

      Sincerely,
      Kay

  • Cl808

    Alj hearing 1/13/15, fully favorable letter 1/30/15. EOD & application are same date 8/26/13. Rec’d SSI check for $2199 last week (think its back pay for 9/13-?). I still have no award letters still for SSDI or SSI. I am trying to figure out when monthly benefits will start for either one & when we (myself & 3 minor children) can expect SSDI backpay? I have checked my account on ssa.gov daily but it still says “you are not receiving any benefits”. We are really in debt after me not working for almost 2 yrs. Thank you!

    • Kay Derochie

      Dear CI808,

      The check you received is the first installment of your Supplemental Security Income (SSI) back pay and is equal to three months benefits. The remainder will be paid in installments six months apart. You should get a letter within two weeks. I would expect you to get a monthly Social Security or SSI check by April 1. If the next check is SSI, then you can anticipate that it will take one to three months for your Social Security to start. If your Social Security family maximum benefit, which is based on your work earnings history, is higher than your own benefit, your children’s claim will be paid after yours. The parent or other adult with custody needs to file an application to be payee for the children and receive their benefits. If you haven’t provided the children’s birth certificates and Social Security numbers, you need to do so.

      Sincerely,
      Kay

  • Jovy

    Hey Kay,
    My question is that I recently applied for SSI for my daughter in November 2014, and I just recently got a called last week telling me that she was approved and ask for my family pay stubs, How long do I wait to get a letter or her first payment???

    • Kay Derochie

      Dear Jovy,

      After you have submitted everything that was requested, it can take a little over a week to a month or more to get payment. The letter often comes after the first payment.

      Sincerely,
      Kay

      • Jovy

        Thank you soo much Kay for answering my question ;)!!

        • Kay Derochie

          You are welcome, Jovy.

  • Dwayne

    Just had a hearing on 2-12-15 was approved for SSDI that goes back to 1-1-13. My attorney said SSDI said my monthly pay will be 1938.00 just for me. I have three kids that are under 18 attorney said usually 50% of my total will go to them. So total of pay should be 1938.00 plus 969.00 for all kids. So do I need to call SSDI to give them my kids info so they can get the back pay and monthly payments.????

    • Kay Derochie

      Dear Dwayne,

      When you receive the written approval letter, wait about a week and then go to Social Security to apply for the children. Take their Social Security numbers and birth certificates. If you haven’t already provided proof of your age, take it also.

      Sincerely,
      Kay

  • Patrice

    Hello Kay,

    I received a fully favorable letter whereas it was determined that …”the claimant is entitled to a period of disability commencing on May 15, 2007, and …ceased December 17, 20014 entitled to a period of disab…terminate as of February 28, 2015, end of second calendar month”. When I looked at my statement it read that I did not have enough credits. The rep. stated that my onset and ending dates are eligible for payment so how will my back pay be calculated? I have a seven year old and the appt. has already been set for next month to see a rep. for benefits for my daughter as well.

    Thank you so much for this website!
    Patrice

    • Patrice

      My apologies for the misprint…dates are onset 5/15/2007 ceased 12/17/2014, benefits terminate 2/28/2015.

    • Kay Derochie

      Dear Patrice,

      If the judge meant you became disabled in May 2007, your benefits will begin November 2007 and end February 2015 to include two transitional months after disability ended.

      Sincerely,
      Kay

      • Patrice

        Hello Kay,

        So does that mean that I will receive a check in a lump sum covering seven years and three months or will it be monthly payments? And would I also be eligible for SSI during that time-frame?

        Thank you for your knowledge and kindness.
        Patrice

        • Kay Derochie

          Dear Patrice,

          If your approval by the judge is an approval for both Supplemental Security Income (SSI) and Social Security Disability (SSDI), the SSI will be calculated for payment first and will begin with the month after the date of your application. Because you are no longer disabled, the SSI should be paid out in a single lump sum. The Social Security back pay will go back to the dates I indicated in my previous response; however, the total SSDI back pay will be reduced by the amount of SSI paid for months in which eligibility for the two benefits overlap. It should be paid in a single payment. If you had an attorney, attorney fees will be withheld from both benefits.

          Sincerely,
          Kay

          • Patrice

            Hello Kay,
            Instead of my benefits being back-dated to 07 they were dated to 2010 to 2015. I was also told the amount of with-holdings for my atty. How long after should I be expecting payment and how can I request direct deposit?
            I greatly appreciate your information and your support.
            Patrice

            • Kay Derochie

              Dear Patrice,

              Provide your local Social Security office with your account number and bank’s routing number to get direct deposit started. Supplemental Security Income can take a month or more to get started; Social Security can take two, three, or more months.

              Sincerely,
              Kay

  • donna heil

    My advocate suggested that I change my eod to 1-1-14, because I worked a few months in 2013. My application date was may 2012. I haven’t gotten a decision from my ssdi hearing yet. But if approved can I change that eod date. I haven’t worked after that date and I believe it fall under a failed work attempt. I had to have carpal tunnel surgery and had to stop working. Now I know they can change your onset date , but usually it’s for the claimant to lose back pay not get more. Even though I agreed to it at the time I applied because in may I believedo I was fully disabled and I tried to see if I could work and it didn’t work out. If the process didn’t take so long then there wouldn’t be all these different scenarios.

    • Kay Derochie

      Dear Donna,

      If you worked for less than three months and stopped work due to the same medical condition that caused you to stop work in 2012, then the short period of work would be an unsuccessful work attempt. Sometimes work of up to six months is treated as an unsuccessful work attempt. If you claimed 2012 date and worked for less than six months, I suggest leaving the original date on your application. Just make sure the judge knows you did the work. If the judge wants you to accept a later decision date, he or she will let you know at the hearing. All that said, you mention having an advocate so you should discuss my suggestion with the advocate before making any decisions, especially if your advocate is an attorney.

      Sincerely,
      kay

  • Mike S

    Hi, a couple questions: I recently got a fully favorable decision a few months after my hearing. In the decision letter it says, my file would be sent to another agency to see if i qualify for non-disability ssi benefits. Ive read where it says ssi is paid only if your ssdi is under $693 a month. But also read where its just goes by your income and assests. Which is correct? Also in the letter it stated the alj found i was insured until june of 2018. Im not sure what that means?

    • Kay Derochie

      Dear Mike,

      The statement about being insured means that you had enough Social Security taxable work at the time you became disabled to be insured and eligible for Social Security Disability (SSDI).

      Supplemental Security Income (SSI) considers all your income and assets, not just your Social Security benefits. If you have no countable income other than Social Security and your countable assets are below the $2,000 limit ($3,000 if you are married and living with your spouse), you could be eligible for ongoing federal SSI payment if your Social Security is below $753 a month. Even if it is more than that, you might be eligible for SSI in the months while your claim was pending and before SSDI starts.

      Sincerely,
      Kay

      • Mike S

        Thank you for that information Kay I truly appreciate it.

        • Kay Derochie

          You are welcome, Mike.

  • Stacey

    I applied for SSDI in June 2013 and was denied. I then hired an attorney in January 2014 for my appeal. I had my hearing November 21, 2014 and the judge suggested I change my application date to January 1, 2014 in order to allow him to issue fully favorable decision. I spoke to my lawyer who agreed. I received my fully favorable decision by mail January 7th. It was dated 12/30/14 and it has established onset date of 1/1/14 which is what we agreed to. I do understand that my back pay will be reduced by 5 months for the waiting period. I went to my local social security office to provide them with my direct deposit information and was told my case was sent to payment processing and I would receive an award letter by mail. It is now February 4th, 2015 and I have not gotten any payment at all. I haven’t gotten any regular benefits or back pay. I am wondering if this is normal. I am also wondering how this waiting period between being approved and actually receiving benefits is handled as far as back pay is concerned. I ask this because while I have asked my attorney to check on the status, he just says it can take a long time and just wait. I guess I want to know if my attorney continues to get a portion of my back pay even after the favorable decision was written. For instance, if my benefit is 1200/ month and my case was decided and decision was written in December, and Social Security acted in a timely fashion, I would have received my first regular payment in January for $1200.00 and another for February for $1200.00. However, since they are behind, will January and February be considered back pay months to which my attorney is due a portion? That seems very unfair since that would make it beneficial to attorneys to, at worst, delay payment processing, and at best not want to check on the status of the payments.

    • Kay Derochie

      Dear Stacey,

      It typically takes two or three months after the written hearing decision for monthly benefits to start and another two or three months for back pay to be paid. I believe that the base on which the attorney fee is calculated is the total benefits due up to the date on the approval letter; however, it would be best to check with Social Security. In any event, the attorney has no control over how long it takes to get payment after an approval.

      Sincerely,
      Kay

  • Debra Hartridge

    My daughter has been on SSD for 15 years due to mental illness.Her ability to manage her affairs fluctuates greatly. She has not had a rep payee, but this year her finances have gotten out of control. Two treating psychiatrists have completed form SSA-787 stating that she needs a payee. The forms have been submitted to the local SSA office. What is the process for setting up a payee for her if she does not agree to it? How will SS handle the forms and what regulation and POMS governs this process? Thanks for you input.

    • Kay Derochie

      Dear Debra,

      Someone has to apply to be payee. If you plan to be payee, you need to file an application with the Social Security Administration. When you do, make sure that it is associated with the physicians’ 787s. Your daughter’s opinion will be considered if she objects, but it will not necessarily govern the outcome. In fact, it is unlikely it will override the doctors’ statements.

      Sincerely,
      Kay

  • Amy

    Hello Kay,

    I applied for disability in March of 2010 with an alleged onset date of April 6 2009. I had a last insured date of December 31, 2014. After several hearings and appeals a very nice ALJ approved me fully favorable on December 10, 2014. He had my alleged onset date as April 6,2009. I have not received an award letter yet and social security has just stated that my claim is at the payment center in Maryland as of jan 2015. Can my benefits be denied since the payment center got my info after my last insured date?

    • Kay Derochie

      Dear Amy,

      Your claim would not be in the payment center if it were going to be denied. You would have gotten a denial letter saying that you did not become disabled while insured. It can take up to three months to get payment started.

      Sincerely,
      Kay

  • Shannon

    I am representative payee for my son that receives ssi. He had a review on the telephone that just ask questions about his marital status and finances, I guess to see if anything had changed. He has only been on ssi for a year. I received a printed copy of our telephone interview in the mail. It said for me to contact them if any of the info was incorrect but it was all good. I am wondering will I now receive an approval letter or a letter of extension or something letting us know everything is still ok and he will continue to draw? We done this on Dec. 18 and he did receive his check on Jan 1.

    Thanks

    • Kay Derochie

      Dear Shannon,

      There will be a letter only if the redetermination interview resulted in a change in your son’s benefits.

      Sincerely,
      Kay

  • sierra

    I just have a quick question I was approved for ssdi and I am confused and to why my kids got there backpay and I am still waiting but when I called social security they said it just takes some time to go through the system to make sure I dont owe the irs or gov any money. If this is true does anyone know how long it takes for this due to they are always giving me wrong information no matter what it seems like just to rush you off the phone

    • Kay Derochie

      Dear Sierra,

      The explanation they gave you may be correct. How long it will take really isn’t predictable.

      Sincerely,
      Kay

  • Monica

    Thank you so much I called and was advised by social security that they needed to verify that was a active account and I should be getting it soon

    • Kay Derochie

      You are welcome, Monica. Thanks for sharing the information.

  • sierra

    I am a little confused i am waiting on my backpay and when i checked my account it shows this SOC SEC US TREAS 303 ASSA
    JONES ACH MISCELLANEOUS CREDIT. But does not show my backpay is this due to this being my first payment and they first need to make sure this is a legit account before they will make the full backpay and if so how long since i just saw this at night when i checked my account

    • sierra

      I meant it shows the amont of 0.00 credit

    • Kay Derochie

      Dear Sierra,

      I am not sure what that Treasury Department description means, but your guess could be right. Just keep watching the account to see if it updates in the next few business days. If it doesn’t, contact Social Security to find out what is means.

      Sincerely,
      Kay

  • Bridget

    Hi:)
    I applied for SSDI in Aug 2014. I was told it has been sent to the next stage,to the non-medical”stage of determination.
    Does this mean the medical part was approved.

    The medical examiner in my state, Washington, is done but my claims person didn’t tell mew he the medical was approved.
    Thank you for your help!

    • Kay Derochie

      Dear Bridget,

      If it has been quite a while since the Disability Determination Services finished their part of the review, it is possible that your claim has been medically approved and is awaiting review in the Payment Center to set up and release payment. I suggest that you call your local Social Security office and ask whether the claim is pending in the Payment Center. It can take from one to three months for payment to be made.

      Sincerely,
      Kay

  • Brittany W

    Sorry the representatives said I would be receiving ssi until ssd is processed so another question is what the difference in processing time for ssi and ssd? Doesn’t your local social security office process them both.

    • Kay Derochie

      Dear Brittany,

      Supplemental Security Income (SSI) will be paid first and payment is authorized and triggered by your local office. Social Security Disability (SSD or SSDI) is authorized and set up for payment by a central payment center, not the local office. It can take one to three months after the SSI starts to get SSDI paid.

      Sincerely,
      Kay

  • Brittany W

    Hey Kay, new to this site but I have a few questions. I was awarded a fully favorable decision after my hearing. On yesterday I went to my local ss office the representatives told me that I would be receiving ssi as well as ssd??? So my question to you Kay will I be receiving back pay from ssi and ssd? I have EOD of May 5 2013 that 18 months of back pay? Right? The representatives told me I would be receiving 2000 by 01/01/15 something just doesnt add up? Im confused It should be more.

    • Kay Derochie

      Dear Brittany,

      Social Security Disability (SSDI) benefits begin to accrue the later of November 2013 (the sixth full calendar month after the onset of your disability) or twelve months before your month of application. Supplemental Security Income (SSI) payments begin to accrue the month following the month of application unless you applied on the first of the month in which case benefits begin with the month of application.

      If the dollar amount you were told you would receive is exactly $2,000, then it could be your monthly SSDI benefit benefit for December 2014. If it is $2,263, then it is an installment payment on back SSI. Either way, when your benefits are all processed and paid, your SSDI back pay will be reduced by SSI back pay already issued for the same months.

      Sincerely,
      Kay

  • Nilsa

    I really don’t know what’s going om with this website. But it’s bs if you ask me. I’ve posted twice questions and no answers. Better yet I don’t even see my postings.

    • Kay Derochie

      Dear Nilsa,

      Questions are not posted until they are answered. Your questions and the answer were posted in the early morning on December 23, before you posted this comment.

      Sincerely,
      Kay

  • Kiyo

    If you applied before your child turned 18 will you get the back pay for that child

    • Kay Derochie

      Dear Kiyo,

      If you applied for Social Security Disability benefits and dependent benefits are payable on your account and your benefits begin to accrue before your child turned eighteen (or nineteen if still in high school), your child will be eligible for back benefits. Usually they are paid directly to the now-adult child.

      Sincerely,
      Kay

  • Metro

    So my husband had an hearing because he was shot more than 15 times. He is prescribed a cane due to extreme nerve damage to the right side od his body, his doctor stated that he will never have balance without a walking tool. He is currwntly on Perocet, gabpentin, antipsychotis, paxil, clondine, and another blood pressure pill. He suffers from ptsd and his doctors states he can not be around a lot of people. At the hearing the ve stated that out of 2800 jobs he could work two Telemarketing and dispatching if the cane was not used for balancing. Then when asked out of them.two which jobs could he perform on his current medication she stated zero, but now he has to go to a mse. Why would this happen? And does this mean the judge is no longer considering his physical impairments?

    • Kay Derochie

      Dear Metro,

      I assume that the abbreviation you used, “mse,” refers to a consultative mental examination. It could be that the judge has accepted the physical limitations but needs a better definition of the mental limitations to determine whether your husband is capable of managing benefits. My comments, of course, are just suppositions; you will not know whether he will be approved until he gets the decision.

      Sincerely,
      Kay

  • Wendy

    Hi Kay. First of all thank you for all of the helpful advice you have given. I had my hearing back in February of 2014 and then got sent for tests by a as approved Dr at their expense. My lawyer submitted the “final” info requested on 11/3….it is 11/23 and I have been waiting since 2012 for all of this to go through. I guess my question is do you know how much longer I may have to wait before getting a decision? And also if I am approved I don’t have a bank account so how will I receive anything? Any help would be appreciated. Thank you.

    • Kay Derochie

      Dear Wendy,

      It could be a month or more before you get a decision. If you are approved, you can request that your benefits be paid to a debit card called a DirectExpress card that is used for the payment of federal benefits. You can get more information by going to https://www.usdirectexpress.com/edcfdtclient/docs/faq.html on the Internet

      Sincerely,
      Kay

  • valdezd

    Hi I applied for ssdi on Aug 2012 with onset date Jan 2011. I had my hearing Aug 2014. I called the Adjudication office and was told that my decision was mailed and that when I get it to take it to the social security office. He said he couldn’t tell me what the decision was. So my question is why would I need to take anything down to the office, is that a way of saying I got a favorable decision?

    • Kay Derochie

      Dear M. Valdez,

      I would say that you have been medically approved for benefits.

      Sincerely,
      Kay

  • renee

    I applied for SSDI in May 2014 and after filling out the RFC form a few weeks later I’ve heard nothing from them until today. I got a letter telling me that my son may be eligible for benefits under my claim but I need to call or visit the office to apply for him. Just wondering if this is a sign of approval or standard practice? I checked online and my status still says pending the medical portion.

    • Kay Derochie

      Dear Renee,

      The online record may not be up to date. Usually you would not get a call about dependent benefits unless you were medically approved.

      Sincerely,
      Kay

  • Darrell

    Dear Kay was wondering if someone got workers comp settlement back in 2005 and became disabled in 2013 does that do anything towards ssdi? like does it hold up your process or offset or any negative thing against ones ssdi?
    thank you in advance

    • Kay Derochie

      Dear Darrell,

      If you got a large workers comp lump-sum settlement in 2005 that could be prorated out into 2013 and beyond, it is possible that the two benefits would need to be coordinated, though the workers comp proration could be so low that it would not affect Social Security. If you got only temporary total benefits in 2005, it would not affect your current Social Security claim. If you got a worker’s comp lump sum, include that information on your application.

      Sincerely,
      Kay

  • LD

    Hello,

    I received a fully favorable decision as of 10/15/14. I spoke with my rep on that date. Everything was sent to the payment center on 10/16. How long does it typically take to receive the first payment? I’m aware that it will likely be a couple of months until I get my back pay, but my worker can’t tell me why it’s been almost a month and I haven’t gotten anything yet.

    Thank you!

    • Kay Derochie

      Dear L.D.,

      After it has been a month, ask your local Social Security office to send an follow-up inquiry to the payment center. The memo may or may not speed things up.

      Sincerely,
      Kay

  • Harold

    Good evening, my hearing was on August 13, 2014. Received a fully favorable decision letter dated October 6, 2014. Now I received another letter dated October 9, 2014 stating SSI needs yet more information to decide if they can pay me SSI! Quite confused being I was already determined disabled from January 1, 2012 through the date of this decision. My question is what exactly is this interview for & when would I be expected to begin to receive my payments?

    • Kay Derochie

      Dear Harold,

      The fully favorable decision you received was a decision that you are disabled. Supplement Security Income (SSI) eligibility also requires that your income and assets be below a certain limit. SSI eligibility is determined on a month-by-month basis, so the Social Security Administration has to review your finances since you applied to determine the amount to pay you. If you also applied for Social Security Disability (SSDI), SSDI benefits start after the SSI is set up for payment.

      Sincerely,
      Kay

  • Kaleish Ashby

    Hi, good afternoon. I posted yesterday and I actually resolved one of my issues. I called the SS office this morning and set up my direct deposit. I was told the information would be forwarded to the payment center. Thank u

  • Kaleish Ashby

    Hi, I received a Fully Favorable decision dated Sept 16, 2014. I was found to be disabled from July 31, 2012. I have my work credits. I have not heard from my attorney, nor have I called as of yet. Is there a way to find out if my banking info is already on file (I don’t remember filling out papers, it’s been more than 2 years. Lastly, I retired from my City Job in 2012. No longer physically fit to perform job duties due to auto injuries(I had my 20 yrs. required to receive my pension) Being that I receive my NYC pension direct dep. Could it be possible that SSD share my banking info with NYCERS? and will my city pension affect my SSD benefits and or back pay?

    • Kay Derochie

      Dear Kaleish,

      NYCERS will not share your banking information with the Social Security Administration. You can call your local Social Security office to find out whether your current banking information is on file. If your earnings for the City of New York was taxed for Social Security, then you can receive both the NYC pension and full Social Security Disability (SSD). If your earnings were not taxed for Social Security, then the two benefits together cannot exceed eighty percent of your average current earnings as determined by Social Security. This usually results in some reduction of the SSD.

      Sincerely,
      Kay

      • Kaleish Ashby

        Thank you.

        • Kay Derochie

          You are welcome, Kaleish.

  • Glynis Davenport

    Hi my daughter was getting survivors benefits on her deceased fathers record, now she’s 19, and disabled. I applied for childhood disability benefits and was denied.Then I was called in to apply for SSi, and I got a called from SSA that she was approved, about a week later I got in the mail a disapproval letter, because of her income the only income she had was survivors benefits and they stop paying her in may of 2014.and they said the only benefits she could get is the one she isalready receiving, does that mean she’s getting childhood disability on her father’s record. I forgot to say they did find her disabled. Glynis

    • Kay Derochie

      Dear Glynis,

      You are getting confusing information. I suggest that you go to a Social Security office if possible (otherwise call 1-800-772-1213) and take the denial letters and explain the verbal medical approval for Supplemental Security Income (SSI). Ask whether your daughter was medically approved for SSI and whether the disabled adult child claim has been reopened and medically approved and is pending benefit calculation.

      If you continue to get confusing information or unfavorable information, I suggest appealing the medical denial of the Social Security benefits and the financial denial of the SSI benefits, given that she has not gotten any Social Security since May. Income counts in the month received so Social Security your daughter might receive in the future does not count until she receives it.

      You may need an attorney for the medical appeal. You do not have to pay any legal fees up front and you will pay attorney fees only if you are approved for benefits. Social Security law sets the amount your attorney can charge and the Social Security Administration pays the attorney directly from your retroactive award at the time they send your back pay to you. So, it’s all very easy and risk-free.

      Sincerely,
      Kay

      Sincerely.

  • Gloriann

    I just received a fully Favorable Notice on september
    19 How long do i have to wait to get my first SSDI check, and back pay, my hearing was on Aug 27 2014 its only been a month since i saw the judge.. will i get a paycheck on the first??.. please let me know im broke and i have a child who also have needs thx

    • Kay Derochie

      Dear Gloriann,

      You will receive your first monthly check before you receive the back pay. It is likely to take thirty days or more to receive the first check and then another thirty to ninety days for the back pay to be released.

      Sincerely,
      Kay

  • Lynette

    I was approved for SSDI on July 30, 2014 at the hearing because I’m 55 and can’t work at my old job. the Date of benefits was August 2013, but I requested August 2012. The judge did look at my entire file after the hearing and approved me for the August 2012 date. Thank God!

    I was in the military from 1986 to 1989. Is the extra $300 per month military benefit already credited in my monthly payments or do I have to show proof of military service first?

    FYI On another site, I have read some people are still getting their back pay before the claim letter and first payment comes out, but SSA is saying you will get it 6 weeks after the first payment.

    • Kay Derochie

      Dear Lynette,

      I am not certain what you are referring to regarding credit for your military benefit. If you are eligible for a military benefit, it will be paid separately from your Social Security benefit. If you are asking whether your military wages have been used to calculate your benefit, you can request your earnings statement that itemizes earnings by year. It is not unusual to receive payment before the explanatory notice is received.

      Sincerely,
      Kay

  • Melanie

    I just looked at my letter it said that my last check would be 12/2014 does that mean I will or will not have a review. I was told after so long they would review my case there has not been any change things have actually gotten worse. Have to have knee REPLACEMENT NOW and have a hard time getting around

    • Kay Derochie

      Dear Melanie,

      It sounds as if a decision has been made to terminate your benefits. The letter should say why. If you disagree with the reason (for example, it says you are not disabled and you think you are), you have the right to appeal as long as you do it within sixty days. Look at the letter to see if you are allowed continued benefits during the appeal and, if so, if there is a shorter, ten-day deadline to appeal and get benefit continuation.

      Sincerely,
      Kay

  • Brian

    Hi im just wondering this
    I got a fully favorable decision
    And im not wondering how long
    It will take my question is since
    I have been disabled i have not
    Had to pay rent for where i live
    And i have foodstamps so i was
    Wondering since this is considerd
    The in kind thing will that effect
    My back pay or monthly payments
    Because i wont be living rent free
    When i get my benifits the only
    Reason why ive lived rent free up
    Until now is ive had no money
    So like i said my question was
    Since i lived where i have since my
    Onset date wich is 24 months
    Will that effect my back pay or
    Monthly payments

    • Kay Derochie

      Dear Brian,

      If you are approved for Social Security Disability (SSDI), where you live and whether or not you pay rent will not affect your benefit. If you are approved for Supplemental Security Income (SSI), your benefits, including back pay, will be reduced for in-kind (non-cash) income in the form of free shelter. When you start to receive benefits and begin to pay rent, if you pay market value for your shelter or if you are sharing rather than renting and you pay your share of rent or mortgage and property taxes and utilities (excluding phone and cable), your benefit will be increased two months after you start to pay rent or your share.

      Sincerely,
      Kay

  • Tony Greene

    Hello Kate, I received a fully favorable decision letter on 8/15/2014. My onset date is set at 7/1/12. I was supposed to have a hearing but the ALJ had pre-approved me so no hearing was needed.

    My question is regards to my dependents benefits. I had 4 minoir children in household at time of application. My oldest son was killed in a bike accident this 1/14. Will i be able to iron all of this out at local SS office? Can I call local office on letter before getting award letter to make appointment for banking and dependent info?

    BTW, this was for SSDI for which decision letter says I have enough work credits.

    • Kay Derochie

      Dear Tony,

      My condolences on the loss of your son.

      Yes, the local office will handle updating information for your claim. You can call for an appointment to provide banking information and to report a change in the number of your dependents. Be prepared to provide a copy of your son’s death certificate. It will be needed to prove that the dependent benefits are to be divided among three children rather than four.

      Sincerely,
      Kay

  • Nadine

    Hi, I first applied back in Jan. of 2013 when I was physically forced to leave my dream job (while still orientating I must say) due to inflammatory Arthritis of the knees. I applied, was denied, due to no real medical proof, no MRI’s, no xray’s, no CT scans due to no insurance. But, I managed to get with a community resource clinic that referred me to specialists and have since then had 5 surgeries to help with restoration of physical abilities. Denied twice, at the initial and the reconsideration level, then I got smart and hired an attorney to assist, I’ve never been out of work this long…….I had my hearing Im over 50 but under 55, my attorney’s final remark at the alj hearing was to apply the med voc rule in my case. The VE testified that I could not do my past work, however he stated that I have ”transferable” skills., to Sedentary work? Well Now im really confused because isn’t it safe to say that Sedentary Work doesn’t require any skills………? Anyhow I was wondering what your thoughts may be on that perspective Kaye?
    Thanks for reading…………

    • Kay Derochie

      Dear Nadine,

      Sedentary means that most of a day’s work is performed while seated. Sedentary work often requires a skill set. One example of a sedentary job is administrative assistant, which requires computer skills.

      Sincerely,
      Kay

  • Bibi

    1. I became actually (not legally) disabled in 1996 hit by lightning severely injured. Had to leave my $50,000/yr programming job. Applied for SSDI 3x – 1996, 1998, and 2004, denied 3x. Did not know that I had to submit MD records or retain an attorney. Worked as a (non-licensed) schoolteacher 2010-2011 (fired twice). I am told that this work even though I was unable to do it precludes any claim of being prior disabled. Is there any way to backdate a disability claim? Of course It may be possible but no attorney so far will take it.
    2. Did SS break the law by not submitting me to their MDs? I have no records. There are no MD records still in existence from 1996.
    3. I am now, as I have been since 1996, unable to work at all. Now all I have left is SSI, application date 8/2014. I don’t trust the system, I have my own doctors and my own attorney. I am unsure about the 5 month waiting period, my attorney never mentioned it. Do the rules (asset limit, presence in the US, etc) kick now or in 5 months?
    4. Because I am circling the drain, I am pushing my case hard. If my case is approved in the 5 month waiting period, does my attorney get zero? Why would he move forward during the 5 month waiting period?
    5. Most important, the rules say I cannot be absent from the US for more than 30 consecutive days. Is this measured from date of departure until return, or (as I suspect) on a calendar months basis, so that if I absent from December 2 through February 27 I have only been gone one calendar month. (Present in December 12/1, present in February 2/28, absent in January.) Makes me wonder about February. You cannot be absent 30 consecutive in February – ever.
    6. I cannot understand how lawyers can overrule doctors. I suffer from SAD in the winter, and my doctor prescribes I go to the Southern Hemisphere, and the Rx works. Lawyers say travel is “proof of ability to work” and it will ruin my claim. Are they right?
    6. If I do not claim in a month, and report my ineligibility for any reason, do I lose my benefits and have to reapply, or simply pick up when I return to eligibility.

    • Kay Derochie

      Dear Bibi,

      To answer your numbered questions:

      1. Whether or not your work in 2010 and 2011 keeps you from getting benefits based on an earlier disability date depends on how long you worked in each job and whether or not your being fired was related to your medical conditions. If you worked less than six months in each job and lost the jobs due to your disability, then Social Security might treat the work as an unsuccessful work attempt and consider an earlier onset date. That said, you have to claim a date after the date of the last denial.
      2. The Social Security Administration (SSA) is not obliged to send you to a doctor. If there is sufficient information to either approve or deny a claim without an independent evaluation, they will do so.
      3. Supplemental Security Income (SSI) doesn’t have a five-month waiting period. If approved, benefits begin the month following the month of application.
      4. See #3 above.
      5.You will continue to be eligible for SSI if you are temporarily out of the United States and North Mariana Islands for less than thirty consecutive days. If you are gone for thirty days or more, you will not be considered in the U.S. for the residency test until you have been back in the U.S. for thirty consecutive days. This means that if you leave in December and do not return until February, you will not be eligible in January or February and will become eligible again in March.
      6. The opinion your attorney gave you is a possibility.
      7 (listed as a second 6) I do not understand this question. If you would like me to respond, could you please rephrase it.

      Sincerely,
      Kay

  • robin

    I received my fully favorable notice of award with payment info and amount of backpay benefits. Deeply saddened to hear that it may be 6 weeks to get the backpay! Two long years of waiting! Im losing my mind- are they hoping we die before we get it??? i think the goverment needs to address this issue! Its bad enoughbto be medically disabled but waiting so long makes you mentally ill! Depression is killing me. Srriously…how docthey expect people to make it this long?????

    • Kay Derochie

      Dear Robin,

      The long processing times are difficult. People can ask their representatives to Congress to vote increase funding for staffing the Social Security Administration’s operations.

      Sincerely,
      Kay

    • Jordan

      I’m on the same page here, I’ve been waiting 4 months shy of 7 years. The depression is literally killing me as well. All we can do is make the best of what we have. Enjoy the little things if at all possible & try to smile & laugh. This government is rediculous to say the least. the local SS office here is only open 3 hours most days & 4 hrs the rest. thank god i have short term memory loss otherwise id be walking circles around that place every day until someone did something.

      • Kay Derochie

        Dear Jordan,

        As I posted earlier, the long processing times are very difficult. People can ask their representatives to Congress to vote to increase funding for staffing the Social Security Administration’s operations.

        Sincerely,
        Kay

  • tom

    Dear Kay,
    when I got on disability (2005) I had 2 children with one on the way, and received $10,000 work comp settlement (this was in 2007). The mother of my children and I are married, and had our fourth child 2years ago.
    I was receiving work comp until 2005, and I am beginning to think that they still have me listed as receiving it. the last time I talked with them they mentioned something about it but cut me off from inquiring about it. if they have made an error, will they have to pay back pay to my children and myself?
    thanks!
    Tom

    • Kay Derochie

      Dear Tom,

      I assume that the “they” you reference is the Social Security Administration (SSA) and that you are inquiring about your Social Security disability and family dependent benefits. Workers comp (WC)settlements are prorated and reduce Social Security disability and dependent benefits and the continuing proration and offset may be correct.

      You should have received a letter telling you how the settlement was prorated and how long the reduction would continue. If you cannot find the letter or you find it and think the wrong amount of workers comp was used in the calculation, you can take the notice of your WC benefits ending in 2005 and a copy of your settlement papers to SSA and file an appeal on the calculation, saying that you think the offset should have ended. (Be prepared for a long wait on the decision.)

      Sincerely,

      Kay

  • Blue

    My son was approved on July 10,2014 but nobody have call me to get my information..When applied first time He was denial but second time he was approved..how much they pay back..I wait first time for six months and denial me..The second time I wait nine months.. Please help

    • Kay Derochie

      Dear Blue,

      If your son is a minor and he was approved for Supplemental Security Income (SSI), benefits will start the month after you originally applied for him. I suggest that you contact Social Security to find out what else is needed to complete his claim and whether there is anything you need to provide.

      Sincerely,

      Kay

  • tom

    hello. I am on ssdi and would like to know more about childrens benefits. I have 4 children and only 2 receive checks….for $63 each. what are childrens benefits based on, how much etc? I have a neighbor who was born disabled and his 3 children get just under $300 each a month and it doesn’t come out of my friends monthly benefits, but my childrens benefits is taken out of my benefits. what should/can I do?
    thank you,
    tom

    • Kay Derochie

      Dear Tom,

      Your children’s benefits do not reduce your benefit. The amount paid to you and your children is based on the amount of your work earnings prior to becoming disabled. If you are receiving workers compensation or got a workers comp settlement, it could be that your children’s benefits have been reduced for workers comp offset. (There is a limit on the amount of Social Security and workers comp that can be paid.)

      If you have four minor children and/or unmarried disabled adult children, they should all be eligible for benefits. Is it possible that the benefits for two of the children are being paid to their mother or to another adult? If not, I suggest that you contact Social Security to find out why the other two children aren’t receiving benefits.

      Sincerely,

      Kay

      • tom

        I accidentally posted a new question down below instead of hitting reply on your message…

        • Kay Derochie

          Thanks, Tom. I deleted the duplicate.

  • Lori

    i got my written fully favorable in the mail on monday July 7th 2014. and when i called social security they told me i was approved on July 1st 2014. i was just wondering what they do next after im approved, and when do they take out attorney fee’s, just curious it is now July 10th and i have not heard or seen anything from social security disability. i have heard of people actually getting thier disability back pay within 2 weeks after being approved, i would kinda like to know what step’s i can do if im about to lose my house waiting on this back pay, i have been fighting this for over 2 years now and my loan people will not work with me anymore so my house is about to hit 90days late. any info. you give me would be appreciated thank you!

    • Kay Derochie

      Dear Lori,

      First, take your approval letter to the mortgage holder as proof that you will be able to pay the mortgage. If the letter says you were approved a long time back, you can point that out and say that you will be getting (more than) enough to catch up the mortgage and it will be your first priority. Maybe they will hold off on any action. Next, write up a statement requesting expedited processing of your disability payment because your home is at risk of foreclosure. Go to Social Security and ask to see the claims representative who is handling your claim. Present the letters from the judge and yours requesting expediting. Ask what else you and they need to do to get payment started and to get the back pay. Also ask for realistic time frame for monthly payments to start and for the back pay to be released.

      Sincerely,

      Kay

  • Kay Derochie

    Dear Doug,

    I believe that if the onset date is reviewed there is a potential for the partially favorable decision to be reversed. I do not know whether they would suspend payment during the appeal. If you appealed the onset before payment started, payment would likely be deferred until the appeal was decided. I suggest that you talk with your attorney and/or a claims representative to help you make the decision.

    Sincerely,

    Kay

    • Kay Derochie

      Dear Doug,

      Check for medication assistance by going to the website http://www.patientaccessnetwork.com. It has several links for sources for prescription assistance.

      Sincerely,

      Kay

  • kate

    I got a decision for fully favorable on June 13 2014 and the judge found me disabled January 2007 to present will I get pack pay all the way to 2007 I have never work

    • kate

      I talk to my social security officer today and they said it was being review and they would know something in about a week or two what does that mean

      • Kay Derochie

        Dear Kate,

        Your representative is saying that your claim is being reviewed and you will get a decision in a week or two.

        Sincerely,

        Kay

    • Kay Derochie

      Dear Kate,

      Please tell me the date you applied and whether you applied for Social Security Disability (SSDI), Supplemental Security Income (SSI) or both. Then I can tell you when your benefits will begin to accrue.

      Sincerely,

      Kay

      • kate

        I was award survive benefits my application date was October 25 2015 could I get back pay for survive benefits

        • Kay Derochie

          Dear Kate,

          Please give me your age and tell me whether you are receiving survivor benefits as a child or a surviving spouse. Then I will be able to respond.

          Thank you,

          Kay

          • kate

            im 22 and im receiving for as a child i lost my father when i was 2

            • Kay Derochie

              Dear Kate,

              I believe that your survivor benefits will start six months before the date of your application.

              Sincerely,

              Kay

          • kate

            The letter say previose benefits December 2013 to February 2014 but doesn’t say If I will get that back pay and they took five months worth of medical insurance out (April 2014 to July 2014) out of my first check does that sound right

            • Kay Derochie

              Dear Kate,

              I reviewed our previous correspondence as well as your most recent question. The dates you cite seem mixed up. I wonder if you have typed them correctly. For medicare premiums to be withheld beginning April 2014, you would have to be eligible for twenty-four months of disabled adult child benefits, which would mean that your benefits would begin to accrue in April 2012. If you continue to have questions about what periods will be paid, I suggest that you contact Social Security.

              Sincerely,

              Kay

  • Dwayne

    Thank you for answering my question, it just seems like we know how much she will get in back pay and all they have to do is sent it via direct deposit or direct express why it has to take 3 months is kind of a long time. The back pay will be one lump sum am I correct in assuming that? They said it was two checks but we didn’t apply for ssi but my son was also supposed to get around 100 a month also, could the second check be his back pay? Thanks again for your time.

    • Kay Derochie

      Dear Dwayne,

      For whatever reason it seems as if it is taking about three months to get Social Security Disability (SSDI) back pay released. Dependent benefits and SSI benefits would be paid separately

      Sincerely,

      Kay

  • Kay Derochie

    Dear Doug,

    What you have shared seems to indicate that your attorney is doing a good job on your behalf. Apparently your attorney believes that you would qualify under the grid rules. At age fifty-five, you only need to be disabled from occupations that you have done in the past.

    Sincerely,

    Kay

    • Kay Derochie

      You are welcome, Doug.

  • Dwayne

    My wife was approved for disability and they said that she would see her monthly in July of 2014 and would receive her back pay 30 to 90 days after her first monthly check. Is there any way to speed up this process as she cannot work and my hours have been cut. Thank you for any info

    • Kay Derochie

      Dear Dwayne,

      It is doubtful that your wife’s benefit payment can be speeded up. Claim payment is processed in the order claims are approved. If you are in danger of becoming homeless, you could report that and there is remote chance that the process would be accelerated.

      Sincerely,

      Kay

  • john

    I have been helping a relative to understand some of the information but now I am confused. He was approved for disabilty set to be paid july 1 but his amount is only 409.00 dollars. He is an adult and fully approved…I thought the minimum was arou d 750.00. Also..I know there is backpay and was told it would be considerable but has no idea how much or how long. His attorney is not answering his calls. Thanks forany insight on these questions.

    • Kay Derochie

      Dear John,

      I could be of more help if I know whether the $409 is Social Security Disability (SSDI) or Supplemental Security Income (SSI). Your relative may have applied for both and may have received notice about only one. The top of the award letter will have a heading that states the type of benefit. If it is SSDI, the benefit is based on his earnings history. If it is SSI, the benefit is based on current income, including in-kind support and maintenance in the form of free shelter or food.

      Sincerely,

      Kay

  • Anna

    Hi Kay,

    I have a very simple question. How can I get a copy of my disability approval letter? I have read many discussions online saying you can’t.
    I don’t need the award letter, but the letter that states when I have to be reevaluated to continue to receive benefits.

    I hope you know because I can’t find the answer anywhere.

    Sincerely,
    Anna

    I hope I did this right. I know it says to leave a reply, but I don’t know how to post a comment. Someone help if I did this wrong.

    • Kay Derochie

      Dear Anna,

      I do not know of a way to get a copy of an approval letter, but you may be able to get your disability review date by calling Social Security and asking them to look at the your Master Beneficiary Record (MBR).

      Sincerely,

      Kay

  • Sharon Shalar Smith

    I don’t have an account do need to get one or do they send a check

    • Kay Derochie

      Dear Sharon,

      A bank account is the safest way for your son to receive his benefits. If he is approved, after he has gotten the judge’s approval letter, take the bank information to your local Social Security office. If he is a minor, the bank account title should be “Your son’s name by your name, representative payee.” The title shows that the money belongs to him, but you are the only one with access to the account.

      Sincerely,

      Kay

  • Sharon Shalar Smith

    My son got an attorney for his second hearing for ssi he got approve How long will it be for his back pay claim

    • Kay Derochie

      Dear Sharon,

      I can take from a few weeks to several months for your son to get his back pay, depending on whether he applied for both Social Security or Supplemental Security Income, the characteristics of his claim, and office work backlogs.

      Sincerely,

      Kay

  • A B

    Hi, Kay, You seem very knowledgeable. I was born legally blink but worked all my life as I could. I developed more and more serious vision problems, injuries and surgeries over the years and finally in 2012 went to see about disability before I actually had to leave my job. They sent me to a doctor and I received a letter of approval which was confusing since I still held a job. When the job ended last June 2013, they asked me at the disability office to bring them my last paycheck.
    Mr. Williams was handling my case. He said it would be a simple and short process, since I had been approved before. I haven’t heard anything and when I call the social security office, I am told after a very lengthy wait and hold and search for my records that it is being worked on. I am never able to find out the status or the reason for the delay or whether it is even still approved. Can you tell me if this is unusual or if it sounds like a typical situation? Thanks so much!

    • Kay Derochie

      Dear A.B.,

      Please provide a bit more information to help me respond to your inquiry. Did you receive any benefits as the result of your first application? If you received monthly benefits, when did they end? If not, did you get a single retroactive benefit check?

      Sincerely,

      Kay

  • Eric Rager

    I received my Award Letter this last Saturday stating I was to receive over $30,000.00 in Back-Pay. Today I received a deposit in to my account for just $12900.00
    Are you able to tell me why I didn’t receive the entire amount?
    My lawyer fees were $6000.00. I I guess I deduct that from the $30k+ amount but that would still leave my family with a good bit to be deposited to my account.
    Can you help with a little clarification on the “Back-Pay” payouts?
    Thanks in advance for any help!
    Eric

    • Kay Derochie

      Dear Eric,

      Social Security Disability back pay is not paid in installments, so you should have received all that was due you in one payment. You mention your family. I am wondering whether the $30,000 you are referring to includes children’s benefits. If so, they would be paid separately. Did you receive a Supplemental Security Income (SSI) retroactive payment? If so, your Social Security would be reduced by the SSI paid. Other reasons for reduced payment would be offset (reduction) for workers compensation or certain government pensions, but those should be itemized in the approval letter. Those are some ideas to start with, but to know for sure, you will have to talk with your Social Security representative.

      Sincerely,

      Kay

  • recie haley

    I have been approved for disability. Like those before me, I have yet to see any payment. My hearing was 10/2013. I also have a 6 year old that should get dependant benefits as well . My question is , do dependants receive back pay for their benefits as well?

    • Kay Derochie

      Dear Recie,

      If your child is eligible for benefits, he or she will receive benefits for the same months you do including retroactive months.

      Sincerely,

      Kay

  • June

    I got a fully favorable decision on January 13 2014. How long will it be before i get my payments ? And backpay

    • Kay Derochie

      Dear June,

      It sounds as if you were approved after a hearing. If so, Social Security guidelines are that you receive payment within sixty days; however, it can be sooner or later than that. I wish I could be more precise, but it seems to vary a lot. If you haven’t heard from your local Social Security office within about ten days, call the local office or the call center at 1-800-772–1213 and ask for an appointment to provide anything that is needed to start payment.

      Sincerely,

      Kay

  • Reginald L.Tyus

    Hi my name is R.T I have applied for DISABILITY as of December 2013 I have memory loss,in ability to concetrate and been diagonsed with anxiety/panic attacks I have severe depression also on1 of last jobs I was knocked out from being hit in head by 150lb bail while unloading a truck I didn’t report but have written report from co worker that seen me get knocked out honestly once I came too I.was scared to report I needed job soon after I began havin more panic attacks passing out I passed out in Wal Mart parking lot and in a restroom of store and often at home I can’t concetrate or learn I will likely forget I posted this by tommorrow its that bad
    My memory loss goes back to 1999 where I had concussion in a major car wreck I don’t even remember seeing any of I have written accounts of my family members who where following in another vehicle seen wreck and how my memory been damaged beyond repair and my struggles with memory loss/anxiety I’m on Medication for it and seeing a physc. mental counselor also have a lawyer early I haven’t been approve or denied yet first try what are my chances I cleary cany work passing out at any time is a insurance/ health risk my family took my car keys cause of this do the co worker and family letters help I’m also seeking written Rfc form from all docters

    • Kay Derochie

      Dear R.T.,

      Yes, getting letters from your co-wroker and family letters about what they observe can help your claim. You should also explain why you did not report the on-the-job injury.I would do that as soon as possible. I also recommend that you sign representation papers to have a trusted family member represent you in your claim or at least sign papers that give Social Security permission to release information to and accept information from a family member. It sounds as if this help is needed, given your memory problems. If you are denied, get a good Social Security attorney right away.

      Sincerely,

      Kay

  • Katie M.

    hi Kay —

    Just to shorten my question for quicker moderation (in the event my question was too long), I have a few inconsistencies to say the least as to what is going on with my backpay lump sum and monthly payments and when they should start.

    On Nov.4th, 2013 – I was found in court, fully favorable of being disabled after waiting a very long time and two UNFAVORABLE decisions. This was in the APPEALS COURT where the Judge told my attorney and I this. She stated that she was BACKDATING MY DISABILITY to the date of August 1st, 2011 at which we were ALL very happy because of so much going wrong for so long before this date.

    On November 30th, 2013, we received our NOTICE OF DECISION from the Court stating the same and stating WHY they were rendering a different decision from before, and also that the DISABILITY would be backdated to the date of August 1st, 2013.

    In understanding that this was just the NOTICE OF DECISION – I was told by my attorney’s representatives that I need to set up a Direct Deposit Bank Account with a Bank like CHASE which I did on the next business date. I was also told by the same representative, not to be surprised if the money just shows up in my account. However, I got a call back from Chase a week later stating that my DIRECT DEPOSIT REQUEST that THEY sent had come back to them as “NOT ABLE TO SET UP” — so of course, I called SSI’s 800# and set it all up by myself with a representative on the phone so that they would have it.

    I have of course since Dec. 1st, 2013 been checking my account as this is what my attorney’s office has stated I need to be doing because of the fact that “usually you will receive your lump sum in there before you even GET your award letter – and call us when you do”. They also stated that “the NOTICE OF AWARD letter does not have to come FIRST before we receive our “award” per se. Also making a point to relay to me that within a month, you’ll have your money, don’t worry – it goes fast from here, receiving your lump sum first, then your monthly payments begin.”

    Still waiting, I called my LOCAL BRANCH to see if there was any way they could check on my DIRECT DEPOSIT to make sure this went through ok in the event THIS were the problem – not knowing if TREASURY would just hold things up or send me a check or what if things didn’t go through to TREASURY regarding my direct deposit — and was told that I “WASN’T EVEN IN THEIR SYSTEM” meaning THEY (the local branch) DIDN’T EVEN RECEIVE MY NOTICE OF DECISION LETTER?? Come to find out, they received it alright, it’s sitting on “my representative’s desk somewhere”. I left a voice mail for my representative and also called my attorney back to inform them of this and they FAXED THE NOTICE OF DECISION letter as a COPY to my representative directly just to make certain she received it. Both my Attorney and I left voice messages before Christmas in plenty of time for the representative to call BOTH of us back, and NEITHER of us have received a call-back? Of course.

    Here we are, Dec. 28th, 2013 and we’re up in limbo wondering:

    1) What will the Treasury do if our Direct Deposit is messed up? Will they send a check or Debit Card or SOMETHING with our back pay until we can fix it with them or will they just do nothing and HOLD my money??

    2) If what my attorney said was right, then we should have AT LEAST received a NOTICE OF AWARD LETTER by now, but more-so our lump sum back pay in our account (or check or debit card in mail??)

    3) Being that we are so bleedingly behind with debt from Medical Bills and other Bills, and the lump sum is what we have been FIGHTING FOR and WAITING FOR MOST, and of course to follow-the monthly payments, HOW LONG DOES THIS TAKE to even receive A PAYMENT, let alone BACK PAY from the Treasury after I have already a month ago, received my NOTICE OF DECISION letter??

    4) Who do we contact to question this or speed this up — it seems that SOMETHING isn’t moving the way it SHOULD BE at least not according to my attorney? And, is it correct in what they have said about all of this?

    We are confused about ALL of this – and IS THERE any way to contact the Treasury Department to ask THEM what is going on and where things are at – with questions like “DID THEY RECEIVE THE CORRECT INFORMATION FOR MY DIRECT DEPOSIT”?? etc.??

    Thank you in advance for helping us with these questions – we don’t know who else to ask or where else to turn.

    • Kay Derochie

      Dear Katie,

      Please see my response of earlier today.

      I will add one bit of information. The Social Security Administration (SSA) needs to input your bank accouont routing number and account number to your Social Security computer record so that when they trigger payment from the Treasury, the account number will be communicated to the treasury. (I suspect that the bank treated your direct deposit request as if you already had Social Security in pay and the Treausry couldn’t set anything up because your claim had not been adjudicated to payment by SSA.

      Sincerely,

      Kay

  • crystal

    Hi i had applied for ssi for ssi for my daughter she has been approved by the state. I went into my local office to bring the last of the last of the recommended items they needed like check stubs. It was on December 2 2013. The lady did tell me they will send me the verification letter in mail stating how much she will receive and when she will receive it. I applied for direct express that day. My question is how long does it take to receive the letter through mail and when do they receive ssi.

    • Kay Derochie

      Dear Crystal,

      Apologies for the delayed response. Our site has had a software problem, which is now resolved.

      Hopefully you have received an approval letter and benefits for your daughter by now. If you have not, you should follow up with the claims representative, remind him or her that the last evidence was submitted on December 2, and ask where in line your daughter’s claim is for being completed.

      Best regards,

      Kay

  • Kara

    I had a hearing 10/22/13. At the hearing, the vocational expert rattled off 3 jobs for the first and second hypothetical situations the alj gave. The third he said there weren’t any jobs that fit that hypothetical. My representative said this alj is conservative, whatever that means, and he couldn’t say what to expect, but he said I have a strong case. I haven’t worked since 2007 and the claim goes back to 01/01/2009. Any clue on what anything means? I’m confused on the whole hypothetical thing, conservative thing, and whether a strong case means I’ll finally be approved. Any thoughts are appreciated

    • Kay Derochie

      Dear Kara,

      I don’t think you can predict whether or not you will be approved. On the positive side, your attorney says you have a strong case and for one hypothetical (possible) work situation, the vocational expert said there would be no jobs you could do. On the negative side, the vocational expert identified jobs you could do in the other two situations the judge asked about. I believe that by “conservative,” your attorney means that if the evidence in your case is both pro and con, the judge is likely to rule against you.

      Sincerely,

      Kay

  • peter simmons

    hi i got the letter from the judicator saying fully favorable on 10/17/2013 so far i have not gotten anyhing else and can not get any answer from social security on whats going on with my case they say i will get paid from jan 2012 even though i was ofund to be disabled earlier in 2011 what should i espect how long will it take for me to start recieving payments and back pay hope you can help i did all this with no attourneys at all

    • Kay Derochie

      Dear Peter,

      The first five full calendar months of disability are not paid. That is why your benefit is starting with January 2012. It appears that most people are now getting their first monthly checks before getting their back pay. Also, it appears that more cases are taking longer to get paid. If it did not come up when you last spoke to Social Security, I suggest calling the person handling your claim and ask when he or she will complete the work required to get the payments started.

      Best regards,

      Kay

  • Demo

    I applied for SSD on November 22, 2013 and today received a letter about SSI giving me instructions on making an appointment. I have checked my application status and it says a decision has been made. I was surprised it was done so quickly, which lead me here. I then went to my Statement page and it said I do not have the necessary credits to receive SSD. When filing I only included my most recent hospital stay which was in December of 2011. This was an involuntary commit to a behavior health center. Now I believe I really messed up my chances to receive benefits as I did not include my stay in a adult behavior unit in 2005, which would have pushed back my being disabled starting in 2005 versus 2011.
    In the years prior to that hospital stay in 2005 I did work and may have the credits needed. I initially stopped working in the year of 2000 due to depression. Once I receive the denial letter will I have to appeal because I did not state that hospital stay? Or can I call them and tell them I had more medical information that I failed to include in my online application? My hospital stay in each mental facility was for depression/suicide risk/suicide attempt.
    How do I calculate the possible credits for years worked before my 2005?
    Any help would be appreciated!
    Demo

    • Kay Derochie

      Dear Demo,

      You probably will need to appeal the denial of your claim and say that you made an error in the date of disability that you claimed. If you have been continuously disabled between 2005 and 2011, you will need to provide a list of all doctors and mental health facilities that would have information about your condition and treatment between 2005 and 2011.

      If you were age 31 or older in 2005, you would have to have twenty quarters of coverage (work credits) in the ten years prior to when you became disabled. If you were younger in 2005, then you need to have half the possible work credits between age 21 and disability in 2005. Quarters of coverage are defined as a certain dollar amount of earnings in Social Security covered work and can be earned at a rate of four a year. The Social Security website has a chart of dollar amount needed each year to earn one quarter. The amount has changed through the years with inflation. Currently, the amount is $1,160. You can call the Social Security Administration at 1-800-772-1213 and request an earnings statement that will show the amount of work earnings you had each year or when you go in for your SSI interview you can ask the representative to check you record and tell you when you were last insured.

      Sincerely,

      Kay

  • I just got a fully favorable decision after fighting for my SSI since 2010. Next week the SEA wants me to come in to their office i guess to discuss monthly benifit amount @backpay settlement at least I hope anyways. If u have gone thru this process please let me know what to expect?

    • Kay Derochie

      Dear Bo,

      If your claim is for Supplemental Security Income (SSI), you can expect an interview that asks you about your income, assets, and living arrangements (where and with whom you have lived and who has paid the shelter and food expenses) back to 2010. You will also be asked to submit documentation to support the information you give them. This information will allow the Social Security Admnistration (SSA) to calculate your benefit for each past month and the immediate future months. You will need to report changes in income, resources, and living arrangements as they occur in the future.

      Best regards,

      Kay

  • vicki wheeler

    Hi,
    I applied for ssd back in 2006 and in may 2009 i was denied. I hired binder and binder in 2010, i was denied in sept. 2012. They put in an appeal in sept. I had my hearing in front of a judge in nov. 2013. Im seriously confused! I was diagnosed with cervical dystonia in 2004 and have been on meds for depression, asthma, klonopin and i also recieve botox injections every three months for the rest of my lifesince there is no cure for this. I have to hold my neck with my right hand at all times so it doesnt turn on me and can be very painful. I dont drive anymore due to fearing i could get into an accident. The only way my neck and head stops turning is when i lay down. What im asking is when i was at the hearing with my attorney, there was also a gentlemen from employment. After it was all said and done the judge asked him if there was anything out there that i could do knowing i have to hold my neck all day, he said no there is not with her condition. When we left the judge looked at me and said Good luck with a smile. What does all this mean? Plus i have two children. Thank you

    • Kay Derochie

      Dear Vicki,

      Of course, you will not know the actual decision on your claim until you receive the decision letter, but the vocational consultant’s saying that he could not identify jobs that you could perform is a reasonable indication that your claim could be approved.

      Sincerely,

      Kay

      • vicki wheeler

        My ex has custody of our two children ages 16 and 19. My attorney sent him forms to fill out but he refused to sign them and sent them back. Whose name will my 16 year olds check go in to? Im hoping not his. Can i request them to put it in hers only. Shes still in school and works and drives. Thank you, vicki

        • Kay Derochie

          Dear Vicki,

          The nineteen year old will receive her own check in her own name. She can be payee for the sixteen year old because she is over eighteen. Tell Social Security that their father refused to complete the payee papers and ask them to contact your older child to apply to be payee for her younger sibling.

          Best regards,

          Kay

      • My ssi back pay check was mailed out on may 21st when will i recieve my check in the mail

        • Kay Derochie

          Dear John,

          You should have it by now. If you don’t receive it within twelve days of May 21, contact the Social Security Administration to report non-receipt and replacement check.

          Sincerely,
          Kay

    • What paperwork did the judge send my lawyer to sign? when will I know his decision on my case I had my hearing december 10,2013

      • Kay Derochie

        Dear Joseph,

        Apologies for the delayed response. Our website has had a software problem, which is now resolved.

        I do not have access to your Social Security records or your attorney’s documents. I suggest that you ask your attorney about the papers.

        Sincerely,

        Kay

    • John Shepherd

      I was recently approved by at the ALJ level. I happened to look on the SSA website and saw a benefits verification letter form that had some monthly dollar figures in it. Can i expect those figures as a monthly payment or is that something else?

      • Kay Derochie

        Dear John,

        Unless there is a payment date posted, you can expect the figures online to be a relatively close estimate of your benefits.

        Sincerely,
        Kay

        • Melissa Chase

          Dear Kay,

          I was approved at the ALJ level and am now waiting for SSDI to be processed at the payment center. I have received my first monthly check from SSI. The backpay amount of SSI is 14k according to some worker at the 800 SSA number.

          My question is this – Will the local SSA office have authority to issue me a larger lump sum (as opposed to 3 disbursements) due to the fact that I am facing immediate foreclosure and I have the paperwork to prove that?

          Thank you in advance!

          • Kay Derochie

            Dear Melissa,

            Yes, you should be able to get enough of the back pay released to bring your mortgage current. Go to the Social Security office with the paperwork and draw attention to the date by which you have to bring the mortgage current so it can be released soon enough to save your home. Also, if your SSI stops when your SSDI starts, you can request release of the balance of the SSI back pay because you will no longer be SSI eligible.

            Sincerely,
            Kay

    • Gerald

      Add mental illness with your claim. Surely the illness you’ve described has serious depression along with it. You need to state how your illness makes you depress to the state whereas you are not in a reasonable frame of mind. In fact this too has to be serious enough to keep you from working. To then point you need medicine and psychiatric care as well. Sorry if I confused you. Hopefully this information will help.

    • george

      Hello I have ssi and I have to kids I’m not married with the mother of my children I had called to ask if I could purchase a home and a car I was told I could but they didn’t mention anything about purchasing a home or car with the mother of my children I’m visually impaired and depend on her to drive me around to dr appointments the mother of my children opened a joint bank account for emergency for the kids that has less then 2k now I’m in an a investigation for a hold out relationship but I have all the bills seperate and pay a part of the mortgage I have never mentioned her as a wife to any one in the family or community since everyone knows we are not married and in all My mail just has my name . What can I do to prove I’m not in a hold out relationship also if we trade the car in and she gets it out of my name to hers will I be punished or sactioned

      • Kay Derochie

        Dear George,

        I assume from your post that all of you and your children’s mother live together and my responses are based on that assumption.

        Unmarried people sometimes buy property together so purchasing property together does not make you married or “holding out” as married. I suggest that you get statements from family and friends that are written in their own words to say that you have never said you were married and they have always known that you are not. If you can get a copy of the loan application on the house that might show that you are not related. If your children’s mother is employed, she might have her employer or supervisor say that she has not requested dependent benefits for you and they understand her to not be married. (One thing to consider is that in some states, some kinds of joint ownership can be entered into only by married couples. You might want to double-check that your joint ownership of the house was not accidentally written up that way. If it wasn’t, there should not be a problem.)

        Regarding, the car, if you trade in the car, which apparently is in your name, for a vehicle in only her name, you will be giving away the car and it could affect your eligibility because you could sell it and use the money for food and housing. If you trade it in on a vehicle in your name and she makes the payments on the loan directly to the bank, the payments may not be income because her payments are only increasing the value of an excludable resource, that is a resource that is not counted toward the $2,000 limit.

        If the mother of the children makes the deposits to your account, the deposits are income to you in the month of the deposit and will reduce your SSI payment in those months because your name is on the joint account. The account and deposits to it will not affect your SSI if the children’s names are on the account and the account actually belongs to the children. The bank can tell you if it does.

        Sincerely,
        Kay

        If you use the car in your name as a trade-in for a car for her, you will be giving away the asset

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