SSI Benefit for Two Children with Autism
Learn how people with severe hearing loss can seek work modifications, either on their own or by securing a Social Security residual functional capability (RFC) rating to restrict work conditions.
Hi Disability Advisor:
Our oldest son is receiving SSI due to Autism and we recently received a second diagnosis of the disorder for our second child. We have just applied for SSI for him and are awaiting their decision. Assuming he gets qualified I have a couple of questions. First, we are currently receiving around $106 per month for child #1. Using the formula that SSA provides us each month on how they determine his amount I came up with a ballpark figure for two children of $670 ($335 each). Does this sound possible? I make $3945 per month gross. This is earned income and the only income for our family which consists of me, my wife and our two kids. It’s been really difficult finding info online for figuring amounts for two disabled children. Second, does the monthly income limit increase with a second disabled child? Right now I think our limit is $4158 since we have one child considered an “ineligible” child by not being qualified yet. Lastly, I’m trying to understand the asset limits for having a child/children receiving SSI. I’ve read where an individual can’t have more than $2,000 in assets to qualify. Does this mean our child/children can each have $2,000 in assets and we as parents can also have $2,000 in assets and still qualify? Or does our entire household need to have $2,000 or less to qualify? I apologize for giving you so much to ponder. We really do appreciate your time and your expertise in helping to educate us on this resource.
Chris in St. Joseph, MI
The calculation of how much parental income is deemed (considered) available for the support of disabled children is the same whether you have one or more disabled children. The only difference is that with multiple disabled children, the deemed amount is split among the children.
In the case of your family, I calculate the same figure as you, $333 for each of your two children ($335 each in 2017). The calculation follows the formula given you by the Social Security Administration, which also appears with an example in our article “What Are Deemed Income and Resources and How Do They Affect an SSI Application for Children?” You can find the article under the SSI tab at the top of this webpage. The formula makes provisions for parents supporting themselves and their non-disabled children and gives a work incentive by not counting part of the earned income.
With regard to resource rules, two parents living in the same household with one or more disabled children can have $3,000 in countable assets and each disabled child can have $2,000. If you and your wife have more than $3,000, the excess will be divided between your two disabled children and counted toward their individual $2,000 limits. Note that several assets are not countable including but not limited to a home you live in, one vehicle, resources necessary for self-support (i.e. property used to produce income) and certain kinds of burial policies. A list of some excluded resources can be found in the article “When I Am Applying for SSI Disability, Which of My Assets Are Counted Against the SSI Resource Limit?” This article can also be found under the SSI tab at the top of this page.