Types of Expedited Payment
The Social Security Administration has two procedures in place to get money to you if you have met the requirements for SSI Disability eligibility but your payment has been delayed or sent but not received. These are emergency advance payment and immediate payment. See our article “What Requirements Do I Have to Meet for SSI Disability Eligibility?” for a discussion of SSI eligibility requirements.
Emergency Advance Payment
One-time-only emergency advance payments are made to people who are determined to have SSI disability eligibility, who have not yet received any SSI benefits, who have a financial emergency as defined by the Social Security Administration, and who are due SSI benefits that have been delayed or paid but not received.
A “financial emergency” means that you need money right away due to a threat to health or safety, such as not having enough money for food, clothing, shelter, or medical care.
The maximum emergency advance payment you may receive is the smallest of the SSI Federal Benefit Rate, plus any federally administered state supplement; the total mount of benefits due, and the amount requested for the financial emergency.
An emergency advance payment is not extra money. The advance payment will be withheld from past-due benefits. If you are not eligible for back pay, the advance payment will be deducted from your ongoing benefits. Collection of the emergency advance payment can be spread over a period up to six months.
Immediate payment is different from an emergency advance payment in that it can be paid to someone who has been receiving SSI payments, not just to someone who is newly eligible. You can receive an immediate payment if your SSI payment has been delayed or has been sent but not received and if you are facing a financial emergency.
The immediate payment is also different from an emergency advance payment in that the full immediate payment is collected from the next regular SSI payment due you.