Collecting Disability Benefits for Multiple Sclerosis and Parkinson’s Disease

By / May 28, 2017 / Applying for Social Security Disability & SSI Benefits / 2 Comments

Disability benefits from the Social Security Administration (SSA) may be received for serious cases of either Multiple Sclerosis or Parkinson’s disease. The primary requirements the SSA demands are that the disease prevents you from engaging in a substantially gainful job and that the illness prevents such employment for at least a year, or it is in terminal stages. Evaluating Benefit Approval It is very helpful if you have kept a daily personal journal about how your medical condition affects your daily activities and how you feel. If you have not been doing so, it would be a good idea to... Read more

I am rated 40% by the VA for one disability and 10% for another; why isn’t my overall rating 50%?

By / April 21, 2017 / Veterans Disability / 3 Comments

If a VA compensation claim results in a benefit approval, the VA will assign a disability rating. A VA benefit award can result in a combination of several disabilities, which are rated at different percentages. For example, a veteran can have one rating of 40% for a back injury, a rating of 10% for tinnitus, and a rating of 20% for a knee injury. The combined rating is not the sum of the individual ratings.  In this example, the combined rating is not 70% (i.e., the total of each individual rating, 40% + 10% + 20%). Rather the combined rating... Read more

What is Workers’ Compensation?

By / February 1, 2017 / Workers Compensation / 1 Comment

Workers’ compensation (familiarly referred to as “workers’ comp”) protects workers and their families from work-related expenses from injuries and diseases occurring within the workplace. This protection is very valuable in the case of a long-term or lifetime disability, and even applies if the employee is at fault or dies as a result of employment. In other words, it is a no-fault system.  Also, a death benefit could be available to the family if the employee dies while working. In exchange for receiving payments under this program which pays your expenses as you incur them, you are giving up your right... Read more

What Will You Do If Your Benefits Are Cut?

By / July 11, 2017 / Managing Your Money / No Comments

Do you panic every time you hear about possible changes in government medical or social security benefits? Are you struggling now to pay your bills and worry about what is going to happen to you if costs go up (as they always do) and your benefits disappear or decrease? Have you spent months and even years trying to navigate the complex system to get the support, treatments, and medications you need and now fear you can no longer depend on any of it for your future? You're not alone.  In fact, there are at least 74 million others people in... Read more

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